Pioneer Bankshares, Inc. (PNBI)
Stanley, VA, US
Pioneer Bankshares, Inc. operates as the parent company for Pioneer Bank, Inc., delivering a comprehensive suite of banking and financial services. The bank caters to individual consumers, small to medium-sized businesses, and the professional sector across Virginia. Its diverse offerings include various deposit accounts, such as personal and business checking, savings, and certificates of deposit. Lending solutions span personal installment, single-pay, and auto loans, alongside extensive business financing for operating capital, equipment, investment properties, lines of credit, expansion projects, and property acquisition or construction. Additionally, it provides home mortgage and home equity loans. Further enhancing its service portfolio, Pioneer offers credit and debit cards, secure safe deposit boxes, advanced online and mobile banking, remote deposit capabilities, and cash management services. For wealth management, the company also features investment products like individual retirement accounts (IRAs), 529 college savings plans, small business investment strategies, fixed and variable annuities, and personalized investment advisory services, in addition to securities and insurance products. Established in 1909, Pioneer Bankshares, Inc. maintains its headquarters in Stanley, Virginia, and serves its clientele through branch offices located in Shenandoah, Luray, Harrisonburg, Stanardsville, Ruckersville, and Charlottesville.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | +15.89% | +22.44% | +34.84% | +39.55% | +57.75% | +98.27% | +37.18% | +70.00% | +157.13% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
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Revenue growth+54.7% Q1'26: +9.8% (vs Q1'25)
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EPS growth+48.0% Q1'26: +33.6% (vs Q1'25)
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FCF margin— Q1'26: +0.0% (vs Q1'25)
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EBIT margin— Q1'26: +31.8% (vs Q1'25)
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ROIC— Q1'26: +9.8% (vs Q1'25)
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Share dilution-75.8% Q1'26: -75.8% (vs Q1'25)
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Debt / EBITDA— Q1'26: 4.16× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-26 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-19 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-14 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-13 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-08 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-05-01 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-29 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-20 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Mark N. Reed | President, Chief Executive Officer & Director | 14.7K | male |
| G. Reid Young | Senior Vice President & Chief Commercial Lending Officer - Pioneer Bank | — | male |
| Loretta A. Lancaster CRISC | Vice President & Chief Information Officer | — | female |
| Donna Pendergast | Vice President & Senior Loan Officer | — | female |
| Melissa L. Campbell | Vice President, Corporate Secretary & Chief Administration Officer | — | female |
| Thomas E. Ratsep | EVP & Chief Credit Officer | — | male |
| Lori G. Hassett CGMA | Chief Financial Officer, Senior Vice President & Corporate Treasurer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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