Banco Pine S.A. (PINE3.SA)
São Paulo, SP, BR
Operating across Brazil and Grand Cayman, Cayman Islands, Banco Pine S.A. furnishes a broad spectrum of banking and financial solutions. These include fundamental banking provisions such as current accounts, working capital and revolving credit products, alongside derivatives, collection services, interbank transfers, and securities management. The company further facilitates international trade, offers foreign exchange and insurance services, and provides investment guidance. Specialized financial services extend to working capital financing, the discounting of receivables, debt structuring, and comprehensive financial risk management, specifically targeting exposure to currency fluctuations, interest rate changes, and commodity price volatility. Founded in 1939, the institution's main office is located in São Paulo, Brazil.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -6.00% | +2.63% | +1.11% | +1.34% | +40.33% | +4.92% | +168.50% | +43.13% | +43.13% | +43.13% | +43.13% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth+95.2% Q1'26: +52.3% (vs Q1'25)
-
EPS growth+70.5% Q1'26: +81.3% (vs Q1'25)
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FCF margin— Q1'26: +5.5% (vs Q1'25)
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EBIT margin— Q1'26: +12.7% (vs Q1'25)
-
ROIC— Q1'26: +5.0% (vs Q1'25)
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Share dilution+1.2% Q1'26: +11.8% (vs Q1'25)
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Debt / EBITDA— Q1'26: 12.75× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. |
Dec 2027 3 Rev. Ana. |
|---|---|---|---|
| Revenue |
5.33B
est: 1.80B (+196.9%)
|
3.09B
2.89B – 3.36B
+71.9% YoY
|
3.65B
3.21B – 4.25B
+18.2% YoY
|
| EBITDA |
697.94M
est: 172.37M (+304.9%)
|
296.34M
277.00M – 322.70M
+71.9% YoY
|
350.14M
307.95M – 407.66M
+18.2% YoY
|
| EBIT |
682.39M
est: 168.83M (+304.2%)
|
290.27M
271.32M – 316.09M
+71.9% YoY
|
342.97M
301.64M – 399.30M
+18.2% YoY
|
| Net Income |
443.59M
|
—
— – —
|
—
— – —
|
| SGA |
167.41M
est: 89.68M (+86.7%)
|
154.18M
144.12M – 167.90M
+71.9% YoY
|
182.17M
160.22M – 212.10M
+18.2% YoY
|
| EPS |
1.91
|
—
— – —
|
—
— – —
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-27 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-26 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-25 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-22 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-21 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-20 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-19 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-18 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-15 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-14 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-13 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-12 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-11 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-08 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 1/5 |
| 2026-05-07 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 1/5 |
| 2026-05-06 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 1/5 |
| 2026-05-05 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 1/5 |
| 2026-05-04 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 1/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 1/5 |
| 2026-04-29 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-28 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-27 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-24 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-23 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-22 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-20 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Alcides Roberto Rocha | Director of Operations and IT Retail | — | — |
| Eugenio Fabbri Neto | Executive Director of Technology, Digital Channels, Marketing, Projects & Processes | — | — |
| Guilherme Vieira Neves | Risk and Compliance Officer | — | male |
| José Aparecido da Silva | Accounting, Tax & Accounts Director | — | — |
| Mauro Sanchez | Chief Executive Officer | — | male |
| Noberto Nogueira Pinheiro Jr. | Vice-President of the Board, Executive Officer & Investor Relations Officer | — | male |
| Rodrigo Esteves Pinheiro | Vice Chairman & Executive Officer | — | male |
| Sergio Luis Patricio | Chief Financial Officer and Executive Director of Finance, Investor Relations, Treasury & Funding | — | male |
| Tatiana Aparecida Munhoz | Legal Officer | — | — |
| Ulisses Márcio Alcantarilla | Chief Administrative Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for PINE3.SA
Short-term intention
Target Price Distribution
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