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Pinnacle Bank (PBNK)
Gilroy, CA, US
Pinnacle Bank operates as a commercial financial institution, providing a diverse array of deposit and credit services across Santa Clara, San Benito, and Monterey counties. Its deposit offerings include various checking, savings, money market, and sweep accounts, alongside individual retirement accounts (IRAs) and certificates of deposit, including access to the Certificate of Deposit Account Registry Service (CDARS). For credit needs, individual clients can secure home equity lines of credit and financing for single-family home construction. Businesses and non-profit organizations are offered general loans and lines of credit, letters of credit, commercial real estate loans, government-assisted financing, and credit cards. Beyond core banking, Pinnacle Bank provides essential services like ATM and debit cards, complete with associated protection, and safe deposit boxes. Its robust cash management suite features digital banking options such as online and mobile access, online bill payment, and mobile check deposit. It also provides advanced tools like Automated Clearing House (ACH) origination and fraud filters, remote deposit capture, a night depository, and Positive Pay. Further services encompass merchant card processing, wire transfers, and foreign currency exchange. Additionally, the bank offers asset-based lending solutions, such as accounts receivable financing, factoring, and purchase order financing, to help businesses manage their working capital. Serving a diverse clientele, including individuals, businesses, and nonprofit organizations, Pinnacle Bank has a local presence in cities such as Morgan Hill, Gilroy, Salinas, and Campbell. Founded in 2005, Pinnacle Bank maintains its headquarters in Gilroy, California.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.30% | -0.91% | -2.56% | -5.49% | -13.95% | -15.50% | -17.22% | +52.09% | +23.40% | +144.69% | +56.39% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
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Revenue growth-6.1% Q1'26: -1.0% (vs Q1'25)
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EPS growth-38.9% Q1'26: -31.3% (vs Q1'25)
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FCF margin— Q1'26: +0.0% (vs Q1'25)
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EBIT margin— Q1'26: +14.4% (vs Q1'25)
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ROIC— Q1'26: +5.4% (vs Q1'25)
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Share dilution+0.0% Q1'26: +0.2% (vs Q1'25)
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Debt / EBITDA— Q1'26: 0.25× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-26 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-22 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-20 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-19 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-15 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-13 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-12 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-04 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-01 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-29 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Anthony Marandos | Executive Vice President & Regional President | — | male |
| Bruce H. Kendall | Executive Vice President & Chief Financial Officer | — | male |
| Cliff Dennett | Executive Vice President & Chief Credit Officer | — | male |
| Denise Brown | Executive Vice President & Chief Administrative Officer | — | female |
| Doug Moffat | Executive Vice President & Regional President | — | male |
| Jeffrey D. Payne | President, Chief Executive Officer & Director | — | male |
| Jessica Chavez | Chief Risk Officer & Executive Vice President | — | female |
| Kevin O'Hare | Executive Vice President & President of Capital Finance Group | — | male |
| Sandra Plumeau | Investor Relations Contact | — | female |
| Susan K. Black | Founder & Chairman | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for PBNK
Short-term intention
Target Price Distribution
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