Pioneer Bancorp, Inc. (PBFS)
Albany, NY, US
Pioneer Bancorp, Inc., founded in 1889 and based in Albany, New York, serves as the holding company for Pioneer Savings Bank. It offers a wide spectrum of financial products and services throughout New York. The company's banking services include various deposit options such as checking, savings, and money market accounts, as well as certificates of deposit. Its lending portfolio spans commercial real estate, commercial and industrial financing, commercial construction, residential mortgages for one-to-four family homes, home equity loans, home equity lines of credit, and consumer loans. Beyond traditional banking, Pioneer Bancorp allocates capital to U.S. governmental securities, fixed-rate collateralized mortgage obligations, mortgage-backed securities, investment-grade bonds with fixed rates, and equity securities. The organization also extends its offerings to include insurance products, providing coverage for homeowners, automobiles, and comprehensive business needs. Additionally, it delivers employee benefit solutions, encompassing group health, dental, disability, and life insurance, alongside administrative services for defined contribution and benefit plans, and human resource management. Wealth management services are also available, comprising investment guidance, retirement income and estate planning, business succession strategies, and employer retirement program development. With a network of 22 retail banking branches, the company serves clients across Albany, Greene, Rensselaer, Saratoga, Schenectady, and Warren Counties in New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp, MHC.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.24% | -0.47% | +2.58% | +0.75% | +9.46% | +9.05% | +24.68% | +77.97% | +22.50% | -0.34% | -0.34% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
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Revenue growth-10.7% Q1'26: +9.0% (vs Q1'25)
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EPS growth+24.6% Q1'26: -4.3% (vs Q1'25)
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FCF margin— Q1'26: -0.5% (vs Q1'25)
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EBIT margin— Q1'26: +17.7% (vs Q1'25)
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ROIC— Q1'26: +21.0% (vs Q1'25)
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Share dilution-0.5% Q1'26: -2.4% (vs Q1'25)
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Debt / EBITDA— Q1'26: 0.00× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-08 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-06 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-05 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-04 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-01 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-29 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
Owner Earnings
Ownership Overview
| # | Reporting person | Amount owned | % of class | Sole voting | Shared voting | Sole dispositive | Shared dispositive | Type | Citizenship | Filing date | SEC filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Pioneer Bancorp, MHC | 14.29M | 55.00% | 14.29M | — | 14.29M | 10.00 | HC | United States of America | 2019-07-18 | ↗ |
| 2 | FJ Capital Management LLC | 2.01M | 7.75% | — | 2.01M | — | — | IA | Delaware | 2022-02-10 | ↗ |
| 3 | Martin Friedman | 2.01M | 7.75% | — | 2.01M | — | — | IN | United States | 2022-02-10 | ↗ |
| 4 | Jason A. Stock | 1.34M | 5.16% | — | 1.34M | — | 1.34M | IN | UNITED STATES OF AMERICA | 2022-04-21 | ↗ |
| 5 | M3 FUNDS, LLC | 1.34M | 5.16% | — | 1.34M | — | 1.34M | OO | STATE OF DELAWARE, UNITED STATES OF AMERICA | 2022-04-21 | ↗ |
| 6 | M3 PARTNERS, LP | 1.34M | 5.16% | — | 1.34M | — | 1.34M | PN | STATE OF DELAWARE, UNITED STATES OF AMERICA | 2022-04-21 | ↗ |
| 7 | M3F, INC. | 1.34M | 5.16% | — | 1.34M | — | 1.34M | IA, CO | STATE OF UTAH, UNITED STATES OF AMERICA | 2022-04-21 | ↗ |
| 8 | William C. Waller | 1.34M | 5.16% | — | 1.34M | — | 1.34M | IN | UNITED STATES OF AMERICA | 2022-04-21 | ↗ |
| 9 | Financial Opportunity Fund LLC | 915.6K | 3.52% | — | 915.6K | — | — | OO | Delaware | 2022-02-10 | ↗ |
| 10 | Financial Hybrid Opportunity SPVI LLC | 657.3K | 2.53% | — | 657.3K | — | — | OO | Delaware | 2022-02-10 | ↗ |
| 11 | Financial Hybrid Opportunity Fund LLC | 301.7K | 1.16% | — | 301.7K | — | — | OO | Delaware | 2022-02-10 | ↗ |
| 12 | Financial Opportunity Long/Short Fund LLC | 38.0K | 0.15% | — | 38.0K | — | — | OO | Delaware | 2022-02-10 | ↗ |
Institutional Activity (13F)
| # | Investor | Shares / Δ | Mkt value / Δ | Own% / Δ | Weight% / Δ | Avg px / Perf. | Hold / Status |
|---|---|---|---|---|---|---|---|
| 1 | M3F, INC. | 2.03M +149.8K (+7.9%) | 27.42M +2.8M (+11.4%) | 8.44% +0.754 pp | 7.53% +0.557 pp | USD10.75 +25.4% | 26 qtrs — |
| 2 | VANGUARD GROUP INC | 652.5K +15.2K (+2.4%) | 8.80M +472.5K (+5.7%) | 2.71% +0.108 pp | 0.00% +0.000 pp | USD11.30 +19.3% | 26 qtrs — |
| 3 | BLACKROCK, INC. | 615.3K +4.7K (+0.8%) | 8.29M +320.1K (+4.0%) | 2.55% +0.063 pp | 0.00% +0.000 pp | USD10.99 +22.7% | 6 qtrs — |
| 4 | ALLIANCEBERNSTEIN L.P. | 488.3K +6.8K (+1.4%) | 6.58M +293.6K (+4.7%) | 2.03% +0.062 pp | 0.00% +0.000 pp | USD11.98 +12.5% | 26 qtrs — |
| 5 | PRIVATE CAPITAL MANAGEMENT, LLC | 362.4K -3.0K (-0.8%) | 4.89M +112.8K (+2.4%) | 1.50% +0.013 pp | 0.45% +0.022 pp | USD11.82 +14.0% | 4 qtrs — |
| 6 | GEODE CAPITAL MANAGEMENT, LLC | 252.9K +155.0 (+0.1%) | 3.41M +108.2K (+3.3%) | 1.05% +0.018 pp | 0.00% +0.000 pp | USD11.51 +17.1% | 26 qtrs — |
| 7 | DIMENSIONAL FUND ADVISORS LP | 216.1K -1.1K (-0.5%) | 2.91M +76.5K (+2.7%) | 0.90% +0.011 pp | 0.00% +0.000 pp | USD10.40 +29.6% | 15 qtrs — |
| 8 | STATE STREET CORP | 180.7K -680.0 (-0.4%) | 2.44M +67.0K (+2.8%) | 0.75% +0.010 pp | 0.00% +0.000 pp | USD12.49 +7.9% | 26 qtrs — |
| 9 | FIRST PACIFIC ADVISORS, LP | 167.0K +— (+0.0%) | 2.25M +70.1K (+3.2%) | 0.69% +0.012 pp | 0.03% -0.001 pp | USD10.10 +33.5% | 8 qtrs — |
| 10 | NORTHERN TRUST CORP | 77.1K -7.2K (-8.5%) | 1.04M -61.4K (-5.6%) | 0.32% -0.024 pp | 0.00% +0.000 pp | USD12.04 +12.0% | 26 qtrs — |
| 11 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | 75.1K +— (+0.0%) | 1.01M +31.6K (+3.2%) | 0.31% +0.005 pp | 0.02% +0.000 pp | USD10.13 +33.1% | 13 qtrs — |
| 12 | EMPOWERED FUNDS, LLC | 75.1K +— (+0.0%) | 1.01M +31.6K (+3.2%) | 0.31% +0.005 pp | 0.01% -0.002 pp | USD9.90 +36.2% | 11 qtrs — |
| 13 | RENAISSANCE TECHNOLOGIES LLC | 74.0K -13.8K (-15.7%) | 997.2K -148.9K (-13.0%) | 0.31% -0.051 pp | 0.00% +0.000 pp | USD11.27 +19.6% | 6 qtrs — |
| 14 | ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 52.7K +— (+0.0%) | 710.9K +22.2K (+3.2%) | 0.22% +0.004 pp | 0.00% +0.000 pp | USD11.34 +18.9% | 6 qtrs — |
| 15 | GATOR CAPITAL MANAGEMENT, LLC | 42.1K +500.0 (+1.2%) | 567.5K +24.2K (+4.5%) | 0.17% +0.005 pp | 0.12% -0.023 pp | USD11.16 +20.8% | 6 qtrs — |
| 16 | AQR CAPITAL MANAGEMENT LLC | 38.0K +5.5K (+16.9%) | 511.6K +87.6K (+20.7%) | 0.16% +0.025 pp | 0.00% +0.000 pp | USD12.48 +8.0% | 4 qtrs — |
| 17 | GOLDMAN SACHS GROUP INC | 34.2K +5.3K (+18.2%) | 461.2K +83.1K (+22.0%) | 0.14% +0.024 pp | 0.00% +0.000 pp | USD11.50 +17.2% | 7 qtrs — |
| 18 | MORGAN STANLEY | 33.1K +1.8K (+5.8%) | 445.6K +37.5K (+9.2%) | 0.14% +0.010 pp | 0.00% +0.000 pp | USD10.90 +23.7% | 26 qtrs — |
| 19 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 31.3K +271.0 (+0.9%) | 421.5K +16.7K (+4.1%) | 0.13% +0.003 pp | 0.00% +0.000 pp | USD11.91 +13.2% | 26 qtrs — |
| 20 | MARTINGALE ASSET MANAGEMENT L P | 29.4K -9.0 (0.0%) | 396.7K +12.2K (+3.2%) | 0.12% +0.002 pp | 0.01% +0.000 pp | USD11.53 +16.9% | 5 qtrs — |
| 21 | BANK OF NEW YORK MELLON CORP | 27.5K -1.5K (-5.2%) | 370.2K -8.2K (-2.2%) | 0.11% -0.004 pp | 0.00% +0.000 pp | USD12.40 +8.7% | 26 qtrs — |
| 22 | LOS ANGELES CAPITAL MANAGEMENT LLC | 19.6K +— (+0.0%) | 257.0K +980.0 (+0.4%) | 0.08% +0.001 pp | 0.00% +0.000 pp | USD12.11 +11.3% | 3 qtrs — |
| 23 | ROYAL BANK OF CANADA | 18.3K +80.0 (+0.4%) | 246.0K +8.0K (+3.4%) | 0.08% +0.002 pp | 0.00% +0.000 pp | USD11.42 +18.0% | 26 qtrs — |
| 24 | MILLENNIUM MANAGEMENT LLC | 17.2K -9.4K (-35.3%) | 231.9K -115.6K (-33.3%) | 0.07% -0.037 pp | 0.00% 0.000 pp | USD12.02 +12.1% | 6 qtrs — |
| 25 | BARCLAYS PLC | 17.1K -1.6K (-8.6%) | 231.0K +25.3K (+12.3%) | 0.07% -0.005 pp | 0.00% +0.000 pp | USD11.26 +19.7% | 16 qtrs — |
| 26 | FAGAN ASSOCIATES, INC. | 17.0K +— (+0.0%) | 229.2K +7.1K (+3.2%) | 0.07% +0.001 pp | 0.03% 0.000 pp | USD10.01 +34.7% | 26 qtrs — |
| 27 | CAPTRUST FINANCIAL ADVISORS | 16.9K +107.0 (+0.6%) | 227.4K +8.5K (+3.9%) | 0.07% +0.002 pp | 0.00% +0.000 pp | USD11.76 +14.6% | 4 qtrs — |
| 28 | CITADEL ADVISORS LLC | 15.8K -7.7K (-32.8%) | 213.1K -94.2K (-30.7%) | 0.07% -0.030 pp | 0.00% +0.000 pp | USD11.08 +21.7% | 7 qtrs — |
| 29 | RHUMBLINE ADVISERS | 14.9K -1.6K (-9.6%) | 201.0K -14.4K (-6.7%) | 0.06% -0.005 pp | 0.00% +0.000 pp | USD9.96 +35.3% | 23 qtrs — |
| 30 | NUVEEN, LLC | 13.5K +— (+0.0%) | 181.4K +5.7K (+3.2%) | 0.06% +0.001 pp | 0.00% +0.000 pp | USD11.71 +15.1% | 4 qtrs — |
| 31 | WELLS FARGO & COMPANY/MN | 13.3K +3.7K (+38.6%) | 179.9K +54.1K (+43.1%) | 0.06% +0.016 pp | 0.00% +0.000 pp | USD11.54 +16.8% | 12 qtrs — |
| 32 | SEQUOIA FINANCIAL ADVISORS, LLC | 11.0K +— (+0.0%) | 147.8K +4.6K (+3.2%) | 0.05% +0.001 pp | 0.00% +0.000 pp | USD11.40 +18.2% | 13 qtrs — |
| 33 | BANK OF AMERICA CORP /DE/ | 10.7K +5.3K (+98.8%) | 143.9K +73.8K (+105.2%) | 0.04% +0.022 pp | 0.00% +0.000 pp | USD12.14 +11.0% | 26 qtrs — |
| 34 | DEUTSCHE BANK AG\ | 9.4K +2.0K (+27.4%) | 126.2K +30.2K (+31.5%) | 0.04% +0.009 pp | 0.00% +0.000 pp | USD13.15 +2.5% | 2 qtrs — |
| 35 | METLIFE INVESTMENT MANAGEMENT, LLC | 6.9K +— (+0.0%) | 93.0K +2.9K (+3.2%) | 0.03% +0.001 pp | 0.00% +0.000 pp | USD11.71 +15.1% | 4 qtrs — |
| 36 | RUSSELL INVESTMENTS GROUP, LTD. | 6.2K +2.1K (+52.7%) | 83.3K +30.4K (+57.6%) | 0.03% +0.009 pp | 0.00% +0.000 pp | USD12.96 +4.0% | 6 qtrs — |
| 37 | FARTHER FINANCE ADVISORS, LLC | 6.0K +16.0 (+0.3%) | 81.1K +2.7K (+3.5%) | 0.03% +0.001 pp | 0.00% 0.000 pp | USD10.82 +24.6% | 9 qtrs — |
| 38 | MIRAE ASSET GLOBAL ETFS HOLDINGS LTD. | 5.2K -49.0 (-0.9%) | 70.3K +1.6K (+2.3%) | 0.02% +0.000 pp | 0.00% +0.000 pp | USD10.50 +28.4% | 7 qtrs — |
| 39 | STRS OHIO | 5.1K +— (+0.0%) | 68.7K +2.1K (+3.2%) | 0.02% +0.000 pp | 0.00% +0.000 pp | USD11.22 +20.1% | 6 qtrs — |
| 40 | NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO | 795.00 +45.0 (+6.0%) | 62.7K +52.9K (+539.7%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD9.21 +46.4% | 11 qtrs — |
| 41 | JPMORGAN CHASE & CO | 4.4K -135.0 (-3.0%) | 59.3K +84.0 (+0.1%) | 0.02% 0.000 pp | 0.00% +0.000 pp | USD11.18 +20.6% | 26 qtrs — |
| 42 | NEW YORK STATE COMMON RETIREMENT FUND | 4.0K +— (+0.0%) | 53.9K +1.7K (+3.2%) | 0.02% +0.000 pp | 0.00% +0.000 pp | USD13.60 -0.9% | 26 qtrs — |
| 43 | ADVISOR GROUP HOLDINGS, INC. | 3.0K -63.0 (-2.1%) | 40.4K +287.0 (+0.7%) | 0.01% +0.000 pp | 0.00% +0.000 pp | USD11.53 +16.9% | 5 qtrs — |
| 44 | CWM, LLC | 2.9K +270.0 (+10.3%) | 39.0K +5.0K (+14.7%) | 0.01% +0.001 pp | 0.00% +0.000 pp | USD12.24 +10.1% | 7 qtrs — |
| 45 | POLICE & FIREMEN'S RETIREMENT SYSTEM OF NEW JERSEY | 2.6K +— (+0.0%) | 35.4K +1.1K (+3.2%) | 0.01% +0.000 pp | 0.00% +0.000 pp | USD12.03 +12.1% | 3 qtrs — |
| 46 | BNP PARIBAS ARBITRAGE, SNC | 2.5K +300.0 (+13.7%) | 33.5K +5.0K (+17.4%) | 0.01% +0.001 pp | 0.00% +0.000 pp | USD12.37 +9.0% | 5 qtrs — |
| 47 | UBS GROUP AG | 2.3K -2.1K (-47.6%) | 30.6K -26.0K (-45.9%) | 0.01% -0.008 pp | 0.00% +0.000 pp | USD10.45 +29.0% | 26 qtrs — |
| 48 | CITIGROUP INC | 1.1K -898.0 (-44.3%) | 15.2K -11.3K (-42.5%) | 0.00% -0.004 pp | 0.00% +0.000 pp | USD10.57 +27.5% | 26 qtrs — |
| 49 | LEGAL & GENERAL GROUP PLC | 1.1K +— (+0.0%) | 14.7K +459.0 (+3.2%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD10.14 +32.9% | 26 qtrs — |
| 50 | FEDERATION DES CAISSES DESJARDINS DU QUEBEC | 1.0K +— (+0.0%) | 13.5K +420.0 (+3.2%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD10.97 +22.9% | 6 qtrs — |
| 51 | AMERITAS INVESTMENT PARTNERS, INC. | 918.00 +— (+0.0%) | 12.4K +386.0 (+3.2%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD12.49 +7.9% | 26 qtrs — |
| 52 | TOWER RESEARCH CAPITAL LLC (TRC) | 842.00 -168.0 (-16.6%) | 11.4K -1.8K (-14.0%) | 0.00% -0.001 pp | 0.00% 0.000 pp | USD11.48 +17.4% | 23 qtrs — |
| 53 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | 673.00 -172.0 (-20.4%) | 9.1K -2.0K (-17.8%) | 0.00% -0.001 pp | 0.00% +0.000 pp | USD12.39 +8.8% | 26 qtrs — |
| 54 | STERLING CAPITAL MANAGEMENT LLC | 634.00 -142.0 (-18.3%) | 8.5K -1.6K (-15.7%) | 0.00% -0.001 pp | 0.00% +0.000 pp | USD12.47 +8.1% | 6 qtrs — |
| 55 | UBS ASSET MANAGEMENT AMERICAS INC | 567.00 +567.0 (+100.0%) | 7.6K +7.6K (+100.0%) | 0.00% +0.002 pp | 0.00% +0.000 pp | USD13.48 +0.0% | 1 qtrs NEW |
| 56 | AMALGAMATED BANK | 346.00 -54.0 (-13.5%) | 5.0K +— (+0.0%) | 0.00% 0.000 pp | 0.00% +0.000 pp | USD10.48 +28.6% | 16 qtrs — |
| 57 | — | 288.00 +288.0 (+100.0%) | 3.9K +3.9K (+100.0%) | 0.00% +0.001 pp | 0.00% +0.003 pp | USD13.48 +0.0% | 1 qtrs NEW |
| 58 | FMR LLC | 257.00 +45.0 (+21.2%) | 3.5K +695.0 (+25.1%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD11.14 +21.0% | 16 qtrs — |
| 59 | OPTIVER HOLDING B.V. | 166.00 +— (+0.0%) | 2.2K +70.0 (+3.2%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD13.05 +3.3% | 2 qtrs — |
| 60 | COVESTOR LTD | 165.00 -3.0 (-1.8%) | 2.0K +— (+0.0%) | 0.00% +0.000 pp | 0.00% 0.000 pp | USD11.72 +15.0% | 4 qtrs — |
| 61 | TRIPLETAIL WEALTH MANAGEMENT, LLC | 25.0K +23.3K (+1,380.0%) | 1.7K -20.3K (-92.3%) | 0.10% +0.097 pp | 0.00% -0.024 pp | USD13.45 +0.2% | 2 qtrs — |
| 62 | EVERSOURCE WEALTH ADVISORS, LLC | 101.00 +8.0 (+8.6%) | 1.4K +147.0 (+12.1%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD12.37 +9.0% | 4 qtrs — |
| 63 | IFP ADVISORS, INC | 67.00 +26.0 (+63.4%) | 903.00 +368.0 (+68.8%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD12.72 +6.0% | 5 qtrs — |
| 64 | ALLWORTH FINANCIAL LP | 48.00 +4.0 (+9.1%) | 648.00 +73.0 (+12.7%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD12.65 +6.6% | 3 qtrs — |
| 65 | PNC FINANCIAL SERVICES GROUP, INC. | 41.00 +6.0 (+17.1%) | 553.00 +96.0 (+21.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD12.07 +11.7% | 4 qtrs — |
| 66 | TRUE WEALTH DESIGN, LLC | 40.00 -1.0 (-2.4%) | 540.00 +4.0 (+0.7%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD11.73 +14.9% | 6 qtrs — |
| 67 | OPTIMA CAPITAL LLC | 40.00 +40.0 (+100.0%) | 539.00 +539.0 (+100.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD13.48 +0.0% | 1 qtrs NEW |
| 68 | BARE FINANCIAL SERVICES, INC | 36.00 +36.0 (+100.0%) | 485.00 +485.0 (+100.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD13.47 +0.1% | 1 qtrs NEW |
| 69 | GAMMA INVESTING LLC | 36.00 -8.0 (-18.2%) | 485.00 -90.0 (-15.7%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD11.69 +15.3% | 4 qtrs — |
| 70 | NISA INVESTMENT ADVISORS, LLC | 20.00 -1.0K (-98.0%) | 270.00 -13.1K (-98.0%) | 0.00% -0.004 pp | 0.00% 0.000 pp | USD10.40 +29.6% | 7 qtrs — |
| 71 | ROTHSCHILD INVESTMENT LLC | 7.00 +6.0 (+600.0%) | 94.00 +81.0 (+623.1%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD13.29 +1.4% | 2 qtrs — |
| 72 | SJS INVESTMENT CONSULTING INC. | 1.00 +1.0 (+100.0%) | 14.00 +14.0 (+100.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD13.00 +3.7% | 1 qtrs NEW |
| 73 | MAI CAPITAL MANAGEMENT | 1.00 +1.0 (+100.0%) | 14.00 +14.0 (+100.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD13.00 +3.7% | 1 qtrs NEW |
| 74 | SUNBELT SECURITIES, INC. | 1.00 +— (+0.0%) | 13.00 +— (+0.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD13.00 +3.7% | 2 qtrs — |
| 75 | SBI SECURITIES CO., LTD. | 1.00 +— (+0.0%) | 13.00 +— (+0.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD11.00 +22.5% | 5 qtrs — |
| 76 | JANE STREET GROUP, LLC | — -22.3K (-100.0%) | — -290.7K (-100.0%) | 0.00% -0.091 pp | 0.00% +0.000 pp | USD— | 7 qtrs SOLD |
| 77 | PANAGORA ASSET MANAGEMENT INC | — -10.3K (-100.0%) | — -134.2K (-100.0%) | 0.00% -0.042 pp | 0.00% -0.001 pp | USD— | 11 qtrs SOLD |
| 78 | BREAKWATER INVESTMENT MANAGEMENT | — -38.0 (-100.0%) | — -497.0 (-100.0%) | 0.00% 0.000 pp | 0.00% 0.000 pp | USD— | 2 qtrs SOLD |
| 79 | MARQUETTE ASSET MANAGEMENT, LLC | — -193.0 (-100.0%) | — -2.5K (-100.0%) | 0.00% -0.001 pp | 0.00% 0.000 pp | USD— | 2 qtrs SOLD |
| 80 | SRS CAPITAL ADVISORS, INC. | — -1.6K (-100.0%) | — -21.3K (-100.0%) | 0.00% -0.007 pp | 0.00% 0.000 pp | USD— | 2 qtrs SOLD |
| 81 | CLEARSTEAD ADVISORS, LLC | — -31.0 (-100.0%) | — -405.0 (-100.0%) | 0.00% 0.000 pp | 0.00% +0.000 pp | USD— | 3 qtrs SOLD |
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | EA Bridgeway Omni Small-Cap Value ETF BSVO | 0.05% | 875.3K | 0.47% |
| 2 | iShares Micro-Cap ETF IWC | 0.04% | 609.9K | 0.60% |
| 3 | iShares Russell 2000 Value ETF IWN | 0.01% | 1.83M | 0.24% |
| 4 | Vanguard Russell 2000 Value ETF VTWV | 0.01% | 130.0K | 0.06% |
| 5 | U.S. Micro Cap Portfolio ETF DFMC | 0.01% | 557.8K | 0.43% |
| 6 | Invesco Russell 2000 Dynamic Multifactor ETF OMFS | 0.01% | 19.6K | 0.39% |
| 7 | iShares Russell 2000 BuyWrite ETF IWMW | 0.01% | 3.3K | 0.39% |
| 8 | iShares Russell 2000 ETF IWM | 0.01% | 4.84M | 0.19% |
| 9 | iShares U.S. Small Cap Index ETF (CAD-Hedged) XSU.TO | 0.01% | 31.6K | 0.36% |
| 10 | Xtrackers Russell 2000 UCITS ETF 1C XRSU.L | 0.01% | 163.9K | 0.30% |
Insider Activity
| Date | Person | Role | Transaction | A/D | Security | Shares | Price | Value | Owned after | D/I | Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025-12-12 | Tomczak Jesse | Officer | S-Sale | D | Common Stock | 156 | 14.60 | 2.3K | 46,239 | D | ↗ |
| 2025-12-11 | Ratsep Thomas E. | Officer | A-Award | A | Stock Options | 0 | 14.46 | — | 40,000 | D | ↗ |
| 2025-10-20 | Ratsep Thomas E. | Officer | — | — | Common Stock | 0 | 0.00 | — | 0 | D | ↗ |
| 2025-05-21 | Tomczak Jesse | Officer | F-InKind | D | Common Stock | 3,605 | 11.78 | 42.5K | 46,395 | D | ↗ |
| 2025-05-21 | Signor Thomas | Officer | F-InKind | D | Common Stock | 1,442 | 11.78 | 17.0K | 18,558 | D | ↗ |
| 2025-05-21 | Hollister Susan M | Officer | F-InKind | D | Common Stock | 2,523 | 11.78 | 29.7K | 32,477 | D | ↗ |
| 2025-05-21 | Arnold Kelli | Officer | F-InKind | D | Common Stock | 1,439 | 11.78 | 17.0K | 18,561 | D | ↗ |
| 2024-12-17 | Seifert Charles | Director | A-Award | A | Stock Options | 0 | 11.77 | — | 10,000 | D | ↗ |
| 2024-07-16 | Seifert Charles | Director | — | D | Common Stock | 0 | 0.00 | — | 150 | — | ↗ |
| 2024-06-13 | Mahoney Shaun | Director | P-Purchase | A | Common Stock | 4,500 | 10.41 | 46.8K | 4,500 | — | ↗ |
| 2024-06-06 | Hollister Susan M | Officer | I-Discretionary | A | Common Stock | 7,074 | 10.06 | 71.1K | 7,074 | — | ↗ |
| 2024-05-21 | Tomczak Jesse | Officer | A-Award | A | Common Stock | 50,000 | 0.00 | — | 50,000 | — | ↗ |
| 2024-05-21 | Taylor Madeline | Director | A-Award | A | Common Stock | 15,000 | 0.00 | — | 24,100 | — | ↗ |
| 2024-05-21 | Signor Thomas | Officer | A-Award | A | Common Stock | 20,000 | 0.00 | — | 20,000 | — | ↗ |
| 2024-05-21 | Reinfurt Edward | Director | A-Award | A | Common Stock | 15,000 | 0.00 | — | 30,000 | — | ↗ |
| 2024-05-21 | Reed James K | Director | A-Award | A | Stock Options | 0 | 9.39 | — | 25,000 | — | ↗ |
| 2024-05-21 | Murphy James Edward | Officer | A-Award | A | Stock Options | 0 | 9.39 | — | 25,000 | — | ↗ |
| 2024-05-21 | Mahoney Shaun | Director | A-Award | A | Stock Options | 0 | 9.39 | — | 25,000 | — | ↗ |
| 2024-05-21 | Hughes Patrick J | Officer | A-Award | A | Common Stock | 50,000 | 0.00 | — | 60,087 | — | ↗ |
| 2024-05-21 | Hollister Susan M | Officer | A-Award | A | Common Stock | 35,000 | 0.00 | — | 35,000 | — | ↗ |
| 2024-05-21 | Hengsterman Stacy | Director | A-Award | A | Stock Options | 0 | 9.39 | — | 25,000 | — | ↗ |
| 2024-05-21 | Bagnoli Eileen C | Director | A-Award | A | Stock Options | 0 | 9.39 | — | 25,000 | — | ↗ |
| 2024-05-21 | Arnold Kelli | Officer | A-Award | A | Stock Options | 0 | 9.39 | — | 40,000 | — | ↗ |
| 2024-05-21 | Amell Thomas L | Director / Officer | A-Award | A | Stock Options | 0 | 9.39 | — | 200,000 | — | ↗ |
| 2024-03-22 | Mahoney Shaun | Director | L-Small | A | Common Stock | 150 | 9.29 | 1.4K | 150 | — | ↗ |
| 2024-03-22 | Hengsterman Stacy | Director | L-Small | A | Common Stock | 113 | 9.29 | 1.0K | 113 | — | ↗ |
| 2023-07-31 | Murphy James Edward | Officer | — | D | Common Stock | 0 | 0.00 | — | 0 | — | ↗ |
| 2022-07-25 | Signor Thomas | Officer | — | D | Common Stock | 0 | 0.00 | — | 0 | — | ↗ |
| 2021-06-10 | Hollister Susan M | Officer | I-Discretionary | D | Common Stock | 15,010 | 11.77 | 176.7K | 0 | — | ↗ |
| 2021-01-19 | Hengsterman Stacy | Director | — | D | Common Stock | 0 | 0.00 | — | 0 | — | ↗ |
| 2021-01-19 | Arnold Kelli | Officer | — | D | Common Stock | 0 | 0.00 | — | 0 | — | ↗ |
| 2020-09-25 | Nichols Robert James | Officer | — | D | Common Stock | 0 | 0.00 | — | 0 | — | ↗ |
| 2019-07-19 | Reed James K | Director | P-Purchase | A | Common Stock | 1,000 | 14.45 | 14.5K | 5,000 | — | ↗ |
| 2019-07-18 | Reed James K | Director | P-Purchase | A | Common Stock | 4,000 | 14.16 | 56.7K | 4,000 | — | ↗ |
| 2019-07-17 | Tomczak Jesse | Officer | — | I | Common Stock | 0 | 0.00 | — | 4,954 | — | ↗ |
| 2019-07-17 | Taylor Madeline | Director | — | I | Common Stock | 0 | 0.00 | — | 5,900 | — | ↗ |
| 2019-07-17 | Sarratori Frank C | Officer | — | I | Common Stock | 0 | 0.00 | — | 15,000 | — | ↗ |
| 2019-07-17 | Reinfurt Edward | Director | — | D | Common Stock | 0 | 0.00 | — | 15,000 | — | ↗ |
| 2019-07-17 | Reed James K | Director | — | D | Common Stock | 0 | 0.00 | — | 0 | — | ↗ |
| 2019-07-17 | Pioneer Bancorp, MHC | 10% Owner | — | D | Common Stock | 0 | 0.00 | — | 14,287,723 | — | ↗ |
| 2019-07-17 | Mazzara Laura A | Officer | — | I | Common Stock | 0 | 0.00 | — | 15,000 | — | ↗ |
| 2019-07-17 | Mahoney Shaun | Director | — | D | Common Stock | 0 | 0.00 | — | 0 | — | ↗ |
| 2019-07-17 | Hughes Patrick J | Officer | — | I | Common Stock | 0 | 0.00 | — | 4,913 | — | ↗ |
| 2019-07-17 | Hollister Susan M | Officer | — | I | Common Stock | 0 | 0.00 | — | 15,000 | — | ↗ |
| 2019-07-17 | Fleming Joseph A | Officer | — | I | Common Stock | 0 | 0.00 | — | 1,000 | — | ↗ |
| 2019-07-17 | Fane Donald E | Director | — | I | Common Stock | 0 | 0.00 | — | 15,000 | — | ↗ |
| 2019-07-17 | Bagnoli Eileen C | Director | — | D | Common Stock | 0 | 0.00 | — | 5,000 | — | ↗ |
| 2019-07-17 | Amell Thomas L | Director / Officer | — | I | Common Stock | 0 | 0.00 | — | 600 | — | ↗ |
Executive team
Executive compensation
| # | Year | Executive | Salary | Bonus | Stock award | Option award | Incentive | Other | Total | % Stock- based |
Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2024 | Thomas L. Amell President and Chief Executive Officer | 718.9K | 297.0K | 845.1K | 770.4K | 148.0K | 23.9K | 2.80M | 57.63% | ↗ |
| 2 | 2024 | Patrick J. Hughes Executive Vice President and Chief Financial Officer | 321.0K | 182.9K | 469.5K | 385.2K | 58.1K | 21.5K | 1.44M | 59.43% | ↗ |
| 3 | 2024 | Jesse Tomczak Executive Vice President and Chief Banking Officer | 294.2K | 176.3K | 469.5K | 385.2K | 52.7K | 24.5K | 1.40M | 60.95% | ↗ |
| 4 | 2023 | Thomas L. Amell President and Chief Executive Officer | 706.1K | 104.7K | — | — | 195.4K | 21.3K | 1.03M | 0.00% | ↗ |
| 5 | 2023 | Patrick J. Hughes Executive Vice President and Chief Financial Officer | 294.1K | 58.1K | — | — | 87.2K | 25.2K | 464.6K | 0.00% | ↗ |
| 6 | 2023 | Jesse Tomczak Executive Vice President and Chief Banking Officer | 266.3K | 52.7K | — | — | 79.0K | 19.2K | 417.2K | 0.00% | ↗ |
| 7 | 2022 | Thomas L. Amell President and Chief Executive Officer | 684.6K | 240.0K | — | — | 25.6K | 21.9K | 972.1K | 0.00% | ↗ |
| 8 | 2022 | Frank C. Sarratori Executive Vice President , Chief Administrative Officer, General Counsel and Corporate Secretary | 279.9K | 132.0K | — | — | 17.8K | 389.1K | 818.7K | 0.00% | ↗ |
| 9 | 2022 | Patrick J. Hughes Executive Vice President and Chief Financial Officer | 284.4K | 132.0K | — | — | 17.6K | 20.1K | 454.1K | 0.00% | ↗ |
| 10 | 2022 | Jesse Tomczak Executive Vice President and Chief Banking Officer | 258.7K | 132.0K | — | — | 16.1K | 20.5K | 427.3K | 0.00% | ↗ |
| 11 | 2022 | Jesse Tomczak Executive Vice President and Chief Banking Officer | 258.7K | 132.0K | — | — | 16.1K | 20.5K | 427.3K | 0.00% | ↗ |
| 12 | 2021 | Thomas L. Amell President and Chief Executive Officer | 671.2K | 20.0K | — | — | — | 24.4K | 715.6K | 0.00% | ↗ |
| 13 | 2021 | Frank C. Sarratori Executive Vice President , Chief Administrative Officer, General Counsel and Corporate Secretary | 279.4K | 50.0K | — | — | — | 21.4K | 350.8K | 0.00% | ↗ |
| 14 | 2021 | Patrick J. Hughes Executive Vice President and Chief Financial Officer | 277.1K | 50.0K | — | — | — | 22.4K | 349.4K | 0.00% | ↗ |
| 15 | 2020 | Thomas L. Amell President and Chief Executive Officer | 651.2K | — | — | — | 127.2K | 17.4K | 795.8K | 0.00% | ↗ |
| 16 | 2020 | Frank C. Sarratori Executive Vice President , Chief Administrative Officer, General Counsel and Corporate Secretary | 248.5K | 50.0K | — | — | 51.4K | 21.7K | 371.6K | 0.00% | ↗ |
| 17 | 2020 | Frank C. Sarratori Executive Vice President, Chief Administrative Officer, General Counsel and Corporate Secretary | 248.5K | 50.0K | — | — | 51.4K | 21.7K | 371.6K | 0.00% | ↗ |
| 18 | 2020 | Patrick J. Hughes Executive Vice President and Chief Financial Officer | 243.0K | 25.0K | — | — | 49.6K | 19.4K | 337.0K | 0.00% | ↗ |
| 19 | 2020 | Patrick J. Hughes Executive Vice President and Chief Financial Officer | 243.0K | 25.0K | — | — | 49.6K | 19.4K | 337.0K | 0.00% | ↗ |
| 20 | 2019 | Thomas L. Amell President and Chief Executive Officer | 651.2K | — | — | — | 187.7K | 27.2K | 866.1K | 0.00% | ↗ |
| 21 | 2019 | Frank C. Sarratori Executive Vice President, Chief Administrative Officer, General Counsel and Corporate Secretary | 242.6K | — | — | — | 95.5K | 7.9K | 346.0K | 0.00% | ↗ |
| 22 | 2019 | Jesse Tomczak Executive Vice President and Chief Banking Officer | 234.4K | — | — | — | 82.7K | 7.6K | 324.7K | 0.00% | ↗ |
| 23 | 2018 | Thomas L. Amell President and Chief Executive Officer | 460.7K | — | — | — | 167.0K | 45.9K | 673.6K | 0.00% | ↗ |
| 24 | 2018 | Frank C. Sarratori Executive Vice President, Chief Administrative Officer, General Counsel and Corporate Secretary | 238.8K | — | — | — | 57.8K | 10.4K | 307.1K | 0.00% | ↗ |
| 25 | 2018 | Jesse Tomczak Executive Vice President and Chief Banking Officer | 201.5K | — | — | — | 40.2K | 7.1K | 248.8K | 0.00% | ↗ |
Proxy statements
Recent SEC filings
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Thomas L. Amell | President, Chief Executive Officer & Director | 1M | male |
| Patrick J. Hughes | Executive Vice President & Chief Financial Officer | 542.2K | male |
| Jesse A. Tomczak | Executive Vice President & Chief Banking Officer | 518.0K | male |
| Susan Hollister | Executive Vice President, Chief Human Resources Officer & Corporate Secretary | — | female |
| Thomas E. Ratsep | Executive Vice President & Chief Credit Officer | — | male |
| Thomas Harry Signor | Executive Vice President & Chief Administration Officer | — | male |
| Robert Kursar | Senior Vice President of Pioneer Capital Markets, Inc. | — | male |
| Peter Brandel Jr. | President of Pioneer Capital Markets, Inc. | — | male |
| Gary Christopher Galarpe | Chief Compliance Officer of Pioneer Capital Markets, Inc. | — | male |
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Community Opinion for PBFS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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