Private Bancorp of America, Inc. (PBAM)
La Jolla, CA, US
Private Bancorp of America, Inc., acting as the parent company for CalPrivate Bank, offers a comprehensive range of financial products and services tailored for both individual and business customers throughout California. For personal banking needs, the institution provides various deposit accounts, including checking, savings, money market, certificate of deposit, and retirement options. It also extends personal credit lines and term loans. Additional conveniences for individual clients include direct deposit, online banking, ATM and debit card access, credit cards, overdraft protection linked to savings or credit lines, secure safe deposit boxes, and Certificate of Deposit Account Registry Service (CDARS). Its business banking offerings encompass essential checking, savings, and sweep accounts, augmented by numerous corporate solutions. These include advanced treasury management, merchant card services, bill payment, positive pay fraud detection, e-statements, remote deposit capture, wire transfers, electronic payment and collection systems, electronic check acceptance, account reconciliation, cash vault services, and both gift and business credit cards, alongside extensive funds management. The company further provides diverse loan products, such as financing for commercial real estate, Small Business Administration (SBA) initiatives, construction ventures, equipment purchases, and business expansion. Working capital lines of credit and letters of credit are also available. Operational branches are situated in key Californian locations: La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and its corporate headquarters are located in La Jolla, California.
Based on only 2 articles — low confidence
- CalPrivate Bank Appoints Robert Tidd as General Counsel GlobeNewsWire
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.14% | +0.05% | -3.13% | +9.47% | +27.07% | +26.54% | +32.36% | +160.00% | +188.32% | +360.18% | +708.89% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 3 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
| Period | # Analysts | Avg Target |
|---|---|---|
| Last Month | — | — |
| Last Quarter | 2 |
89.50
+14.7%
|
| Last Year | 5 |
80.80
+3.6%
|
| All Time | 7 |
74.57
-4.4%
|
-
Revenue growth+6.9% Q1'26: +5.9% (vs Q1'25)
-
EPS growth+12.5% Q1'26: +15.0% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +38.0% (vs Q1'25)
-
ROIC— Q1'26: +186.6% (vs Q1'25)
-
Share dilution+0.8% Q1'26: -0.9% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 0.39× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 3 EPS Ana. |
Dec 2027 2 Rev. Ana. 3 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
25.91M
est: 23.46M (+10.5%)
|
35.99M
est: 31.26M (+15.1%)
|
52.99M
est: 44.17M (+20.0%)
|
62.28M
est: 52.60M (+18.4%)
|
74.70M
est: 68.60M (+8.9%)
|
91.57M
est: 84.43M (+8.5%)
|
101.08M
est: 94.65M (+6.8%)
|
161.24M
est: 105.56M (+52.7%)
|
172.31M
est: 125.24M (+37.6%)
|
140.26M
138.82M – 141.71M
+12.0% YoY
|
151.24M
147.89M – 154.60M
+7.8% YoY
|
| EBITDA |
8.24M
est: 6.43M (+28.2%)
|
6.34M
est: 8.56M (-26.0%)
|
86.1K
est: 12.10M (-99.3%)
|
16.48M
est: 17.06M (-3.4%)
|
30.78M
est: 18.79M (+63.8%)
|
35.83M
est: 26.35M (+36.0%)
|
-1.18M
est: 27.27M (-104.3%)
|
50.53M
est: 30.41M (+66.1%)
|
57.83M
est: 36.09M (+60.3%)
|
40.41M
40.00M – 40.83M
+12.0% YoY
|
43.58M
42.61M – 44.54M
+7.8% YoY
|
| EBIT |
7.92M
est: 8.97M (-11.7%)
|
5.85M
est: 11.95M (-51.1%)
|
-585.5K
est: 16.88M (-103.5%)
|
15.68M
est: 20.11M (-22.0%)
|
29.86M
est: 26.22M (+13.9%)
|
34.91M
est: 32.27M (+8.2%)
|
57.33M
est: 37.77M (+51.8%)
|
50.53M
est: 42.12M (+20.0%)
|
57.83M
est: 49.98M (+15.7%)
|
55.97M
55.39M – 56.55M
+12.0% YoY
|
60.35M
59.01M – 61.69M
+7.8% YoY
|
| Net Income |
3.42M
est: 6.13M (-44.1%)
|
4.14M
est: 5.20M (-20.5%)
|
-428.4K
est: -1.10M (+61.0%)
|
10.89M
est: 7.83M (+39.2%)
|
21.03M
est: 20.09M (+4.7%)
|
24.71M
est: 16.04M (+54.1%)
|
40.56M
est: 32.60M (+24.4%)
|
35.54M
est: 34.22M (+3.8%)
|
40.67M
est: 40.73M (-0.2%)
|
48.06M
47.74M – 48.38M
+18.0% YoY
|
49.79M
49.05M – 50.76M
+3.6% YoY
|
| SGA |
11.40M
est: 9.56M (+19.3%)
|
18.57M
est: 12.74M (+45.8%)
|
26.04M
est: 18.00M (+44.6%)
|
27.67M
est: 19.00M (+45.7%)
|
30.86M
est: 27.96M (+10.4%)
|
39.88M
est: 26.72M (+49.2%)
|
42.78M
est: 35.11M (+21.8%)
|
51.92M
est: 39.16M (+32.6%)
|
45.01M
est: 46.47M (-3.1%)
|
52.04M
51.50M – 52.57M
+12.0% YoY
|
56.11M
54.87M – 57.36M
+7.8% YoY
|
| EPS |
0.72
est: 1.06 (-32.1%)
|
0.83
est: 0.90 (-7.8%)
|
-0.08
est: -0.19 (+57.1%)
|
1.94
est: 1.70 (+14.1%)
|
3.75
est: 3.48 (+7.9%)
|
4.41
est: 4.21 (+4.8%)
|
7.18
est: 5.61 (+28.1%)
|
6.24
est: 5.89 (+5.9%)
|
7.03
est: 7.00 (+0.5%)
|
8.24
8.19 – 8.31
+17.7% YoY
|
8.60
8.42 – 8.71
+4.5% YoY
|
| Date | Firm | Previous | New Grade | Action |
|---|---|---|---|---|
| 2026-04-20 | DA Davidson | Buy | Buy | Maintain |
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-26 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-22 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-21 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-20 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-19 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-18 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-15 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-14 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-13 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-12 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-11 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-08 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-07 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-06 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-05 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-04 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-01 | A | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-30 | A | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-29 | A | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-28 | A | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-27 | A | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-24 | A | 4/5 | 5/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-23 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-22 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-21 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-20 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Becky Mendoza | Senior VP & Market Manager of San Diego | — | female |
| Cory D. Stewart | Executive Vice President, Corporate Secretary & Chief Financial Officer | — | male |
| Curtis Birkmann | Executive Vice President & Chief Technology Officer | — | male |
| Karen L. Lister | EVP & Chief Administrative Officer | — | female |
| Mark Hettel | Senior Vice President of Finance Strategy & Transformation | — | male |
| Michael Pierron | Executive VP & COO | — | male |
| Paul Azzi | Executive Vice President & Chief Banking Officer of SD | — | male |
| Richard L. Sowers | Chief Executive Officer, President & Director | — | male |
| Scott Hurtik | Executive Vice President & Chief Information Officer | — | male |
| Tony Dal Maso | Senior Vice President of Accounting & Financial Reporting | — | male |
| Zina Robinson | Executive Vice President & Chief People Officer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for PBAM
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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