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OTP Bank Nyrt. (OTPBF)
Budapest, HU
Along with its subsidiaries, OTP Bank Nyrt. functions as a commercial bank, offering a comprehensive suite of financial services to a diverse clientele, encompassing retail customers, corporate entities, agricultural enterprises, and both private and institutional investors, domestically in Hungary and across international markets. Its product portfolio features a diverse array of accounts, including current, foreign currency, securities, long-term investment, and retirement savings options. The bank also issues personal and business cards, and extends various credit facilities such as agricultural, mortgage, and housing loans, in addition to overdrafts. Investment opportunities are also provided, covering government and fixed-income bonds, mutual funds, shares, certificates, and facilitating stock exchange orders. Beyond this, the company offers extensive cash management solutions, including domestic and international transfers, batch payments, liquidity management, and financing services. Its broader service portfolio extends to real estate development, leasing, and management, alongside wealth planning, commercial factoring, refinancing, finance leasing, housing savings, fund management, and a suite of e-services. Clients can access these services via internet, mobile, SMS, and telephone banking, as well as through dedicated private banking. As of December 31, 2021, OTP Bank Nyrt. boasted a substantial operational presence, with 1,455 branches and 4,697 ATMs. Established in 1949, the company maintains its headquarters in Budapest, Hungary.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | +7.28% | +38.85% | +52.33% | +38.85% | +194.00% | +444.44% | +379.14% | +446.47% | +666.02% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth+12.7% Q1'26: +13.6% (vs Q1'25)
-
EPS growth+8.8% Q1'26: -4.2% (vs Q1'25)
-
FCF margin— Q1'26: -120.9% (vs Q1'25)
-
EBIT margin— Q1'26: +18.4% (vs Q1'25)
-
ROIC— Q1'26: +16.2% (vs Q1'25)
-
Share dilution-2.8% Q1'26: -99.7% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 5.16× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 8 Rev. Ana. 1 EPS Ana. |
Dec 2027 12 Rev. Ana. 1 EPS Ana. |
Dec 2028 6 Rev. Ana. 1 EPS Ana. |
Dec 2029 11 Rev. Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.12T
est: 759.18B (+48.0%)
|
993.61B
est: 746.80B (+33.0%)
|
984.98B
est: 817.42B (+20.5%)
|
1.09T
est: 813.45B (+34.6%)
|
1.30T
est: 1.02T (+28.2%)
|
1.42T
est: 1.15T (+23.9%)
|
1.64T
est: 1.29T (+27.0%)
|
2.52T
est: 1.59T (+58.3%)
|
3.85T
est: 2.18T (+76.5%)
|
4.05T
est: 2.55T (+58.4%)
|
4.56T
est: 2.93T (+55.8%)
|
3.40T
3.30T – 3.50T
+16.2% YoY
|
3.62T
3.31T – 3.84T
+6.4% YoY
|
3.84T
3.62T – 4.02T
+6.2% YoY
|
3.72T
3.51T – 3.89T
-3.2% YoY
|
| EBITDA |
105.49B
est: 236.80B (-55.5%)
|
280.82B
est: 232.94B (+20.6%)
|
371.83B
est: 254.97B (+45.8%)
|
404.38B
est: 253.73B (+59.4%)
|
546.02B
est: 317.17B (+72.2%)
|
396.35B
est: 358.06B (+10.7%)
|
628.76B
est: 402.10B (+56.4%)
|
490.43B
est: 496.96B (-1.3%)
|
1.32T
est: 680.73B (+94.6%)
|
1.45T
est: 913.61B (+58.8%)
|
1.52T
est: 1.05T (+45.5%)
|
1.22T
1.18T – 1.25T
+16.2% YoY
|
1.29T
1.19T – 1.37T
+6.4% YoY
|
1.37T
1.30T – 1.44T
+6.2% YoY
|
1.33T
1.25T – 1.39T
-3.2% YoY
|
| EBIT |
60.02B
est: 200.06B (-70.0%)
|
236.40B
est: 196.80B (+20.1%)
|
322.84B
est: 215.41B (+49.9%)
|
352.91B
est: 214.37B (+64.6%)
|
467.15B
est: 267.96B (+74.3%)
|
297.96B
est: 302.51B (-1.5%)
|
528.44B
est: 339.72B (+55.6%)
|
377.68B
est: 419.87B (-10.0%)
|
1.20T
est: 575.13B (+108.9%)
|
1.31T
est: 909.67B (+44.0%)
|
1.37T
est: 1.04T (+31.6%)
|
1.21T
1.18T – 1.25T
+16.2% YoY
|
1.29T
1.18T – 1.37T
+6.4% YoY
|
1.37T
1.29T – 1.43T
+6.2% YoY
|
1.32T
1.25T – 1.39T
-3.2% YoY
|
| Net Income |
63.58B
est: 97.14B (-34.5%)
|
202.21B
est: 205.42B (-1.6%)
|
281.14B
est: 266.17B (+5.6%)
|
318.81B
est: 276.12B (+15.5%)
|
422.26B
est: 372.59B (+13.3%)
|
259.42B
est: 275.81B (-5.9%)
|
455.59B
est: 476.79B (-4.4%)
|
346.35B
est: 407.89B (-15.1%)
|
988.66B
est: 980.30B (+0.9%)
|
1.07T
est: 1.01T (+6.2%)
|
1.13T
est: 1.10T (+3.0%)
|
1.27T
1.18T – 1.35T
+15.5% YoY
|
1.38T
1.28T – 1.46T
+8.7% YoY
|
1.60T
1.48T – 1.69T
+15.4% YoY
|
—
— – —
-100.0% YoY
|
| SGA |
122.15B
est: 81.83B (+49.3%)
|
111.97B
est: 80.49B (+39.1%)
|
137.30B
est: 88.10B (+55.8%)
|
152.87B
est: 87.67B (+74.4%)
|
177.78B
est: 109.60B (+62.2%)
|
200.52B
est: 123.73B (+62.1%)
|
213.41B
est: 138.94B (+53.6%)
|
252.50B
est: 171.72B (+47.0%)
|
312.03B
est: 235.23B (+32.7%)
|
349.81B
est: 245.75B (+42.3%)
|
379.38B
est: 281.61B (+34.7%)
|
327.16B
317.51B – 336.61B
+16.2% YoY
|
348.17B
318.90B – 369.54B
+6.4% YoY
|
369.69B
348.44B – 386.53B
+6.2% YoY
|
357.90B
337.32B – 374.20B
-3.2% YoY
|
| EPS |
242.00
est: 367.02 (-34.1%)
|
765.00
est: 776.13 (-1.4%)
|
1,074.00
est: 1,005.68 (+6.8%)
|
1,215.48
est: 1,043.27 (+16.5%)
|
1,593.73
est: 1,407.76 (+13.2%)
|
1,004.00
est: 1,042.07 (-3.7%)
|
1,738.00
est: 1,801.45 (-3.5%)
|
1,321.87
est: 1,541.14 (-14.2%)
|
3,694.66
est: 3,703.87 (-0.2%)
|
4,052.00
est: 3,924.62 (+3.2%)
|
4,406.90
est: 4,277.90 (+3.0%)
|
4,943.09
4,573.65 – 5,235.81
+15.5% YoY
|
5,373.43
4,971.83 – 5,691.63
+8.7% YoY
|
6,200.31
5,736.91 – 6,567.47
+15.4% YoY
|
—
— – —
-100.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-06 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-24 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-22 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| András Sebok | Deputy CEO of Digital Division | — | male |
| Balint Csere | Chief Legal Adviser & MD of Legal Directorate | — | — |
| Farkas Laszlo | Chairman & CEO Cabinet | — | — |
| Imre Bertalan | MD of Human and Organization Development Directorate & HR Manager | — | male |
| Laszlo Bencsik | Deputy Chief Executive Officer of Strategy and Finance Division and Chief Strategy & Finance Officer | — | male |
| Laszlo Wolf | Deputy Chief Executive Officer of Commercial Banking Division & Executive Director | — | male |
| Pataki Sándor | Investor Relations Officer | — | male |
| Peter Csanyi | Chief Executive Officer & Director | — | male |
| Sandor Csanyi | Chairman & MD of Group Governance Directorate | — | — |
| Zoard Gazmar | Managing Director of Compliance Directorate | — | — |
| Zoltan Tuboly | Chief Accountant and MD of Accounting & Finance Directorate | — | — |
| Zoltán Péter Nagy | Marketing & Communication Directorate and Marketing Manager | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for OTPBF
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
