Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Oregon Pacific Bancorp (ORPB)
Florence, OR, US
Oregon Pacific Bancorp, acting as the holding company for Oregon Pacific Banking Company, delivers a comprehensive array of financial products and services to individual and business clientele within the United States. Its diverse deposit offerings feature checking, savings, money market, and time deposit accounts. The institution provides a broad spectrum of lending options, including business loans for commercial real estate, equipment, and government-guaranteed financing. Additionally, it extends credit for vehicles such as cars, boats, ATVs, RVs, and motorcycles, as well as personal loans like unsecured installment plans, lines of credit, home equity loans, and cash-secured loans. Mortgage financing and credit card services are also available. Beyond traditional banking, the company offers merchant services for payment processing, cash management solutions, and specialized trust and fiduciary services encompassing administration and estate planning. Furthermore, clients can access wealth and retirement planning services, along with various investment and insurance products. For convenience, it provides online and mobile banking, night depository, notary, and overdraft protection services, alongside safe deposit boxes. Founded in 1979 and headquartered in Florence, Oregon, Oregon Pacific Bancorp serves customers through full-service branches located in Florence, Eugene, Coos Bay, Roseburg, and Medford, with trust services available at its Florence, Coos Bay, Medford, and Eugene locations.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | +0.81% | +0.81% | +2.66% | -1.06% | +40.10% | +101.44% | +55.28% | +220.34% | +49.07% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+41.1% Q1'26: +39.9% (vs Q1'25)
-
EPS growth+13.3% Q1'26: +43.5% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +25.5% (vs Q1'25)
-
ROIC— Q1'26: +9.8% (vs Q1'25)
-
Share dilution+0.6% Q1'26: +0.4% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 2.09× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-22 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-21 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-20 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-19 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-15 | A | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-12 | A | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-05 | A | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-04 | A | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 3/5 |
| 2026-05-01 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
| # | Reporting person | Amount owned | % of class | Sole voting | Shared voting | Sole dispositive | Shared dispositive | Type | Citizenship | Filing date | SEC filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Fourthstone LLC | 529.3K | 7.46% | — | 529.3K | — | — | IA | Delaware | 2024-02-14 | ↗ |
| 2 | L. Phillip Stone, IV | 529.3K | 7.46% | — | 529.3K | — | — | IN | Delaware | 2024-02-14 | ↗ |
| 3 | BANC FUND IX L.P.37-1755531 | 357.5K | 5.10% | 357.5K | — | 357.5K | — | PN | USA | 2022-02-09 | ↗ |
| 4 | Fourthstone Master Opportunity Fund Ltd | 345.3K | 4.87% | — | 345.3K | — | — | OO | Delaware | 2024-02-14 | ↗ |
| 5 | BANC FUND X L.P.82-5185037 | 320.1K | 4.50% | 320.1K | — | 320.1K | — | PN | USA | 2022-02-09 | ↗ |
| 6 | Fourthstone GP LLC | 184.0K | 2.59% | — | 184.0K | — | — | OO | Delaware | 2024-02-14 | ↗ |
| 7 | Fourthstone QP Opportunity Fund LP | 103.8K | 1.46% | — | 103.8K | — | — | PN | Delaware | 2024-02-14 | ↗ |
| 8 | Fourthstone Small-Cap Financials Fund LP | 80.2K | 1.13% | — | 80.2K | — | — | PN | Delaware | 2024-02-14 | ↗ |
| 9 | 2 | 13.6K | 0.19% | — | 13.6K | — | 13.6K | PN | — | 2022-02-14 | ↗ |
| 10 | BANC FUND VIII L.P.26-2334080 | — | 0.00% | — | — | — | — | PN | USA | 2022-02-09 | ↗ |
Institutional Activity (13F)
| # | Investor | Shares / Δ | Mkt value / Δ | Own% / Δ | Weight% / Δ | Avg px / Perf. | Hold / Status |
|---|---|---|---|---|---|---|---|
| 1 | SIENA CAPITAL PARTNERS GP, LLC | 661.8K +— (+0.0%) | 7.47M +622.1K (+9.1%) | 9.24% +0.015 pp | 2.01% +0.046 pp | USD5.94 +90.2% | 28 qtrs — |
| 2 | BANC FUNDS CO LLC | 361.9K -22.2K (-5.8%) | 4.09M +114.5K (+2.9%) | 5.05% -0.301 pp | 0.81% +0.115 pp | USD5.74 +96.9% | 28 qtrs — |
| 3 | FNY INVESTMENT ADVISERS, LLC | — -1.8K (-100.0%) | — -18.0K (-100.0%) | 0.00% -0.025 pp | 0.00% -0.006 pp | USD— | 2 qtrs SOLD |
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
| # | Year | Executive | Salary | Bonus | Stock award | Option award | Incentive | Other | Total | % Stock- based |
Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2006 | Thomas K. Grove, President & CEO | 121.2K | — | — | — | 117.0K | 251.1K | 489.4K | 0.00% | ↗ |
| 2 | 2006 | James Clark, EVP & Chief Credit Officer | 110.0K | — | — | 8.1K | 11.5K | 141.00 | 129.7K | 6.21% | ↗ |
| 3 | 2006 | Don Mabry, EVP & Chief Operating Officer | 92.8K | — | — | 3.2K | 11.5K | 12.2K | 119.7K | 2.69% | ↗ |
| 4 | 2006 | Joanne Forsberg, EVP & Chief Financial Officer | 90.2K | — | — | 3.2K | 11.5K | 12.7K | 117.7K | 2.74% | ↗ |
| 5 | 2005 | Thomas K. Grove President, CEO | 127.3K | 337.2K | — | 13.8K | — | 13.4K | 491.7K | 2.81% | ↗ |
| 6 | 2005 | Don Mabry EVP, COO | 90.1K | 39.6K | — | 1.4K | — | 2.7K | 133.8K | 1.03% | ↗ |
| 7 | 2005 | Joanne Forsberg EVP, CFO | 87.7K | 39.6K | — | 690.00 | — | 3.4K | 131.4K | 0.53% | ↗ |
| 8 | 2004 | Thomas K. Grove President, CEO | 125.2K | 115.9K | — | — | — | 23.3K | 264.4K | 0.00% | ↗ |
| 9 | 2003 | Thomas K. Grove President, CEO | 110.0K | 100.9K | — | — | — | 16.9K | 227.8K | 0.00% | ↗ |
| 10 | 2002 | Thomas K. Grove President, CEO | 85.2K | 71.4K | — | — | — | 7.8K | 164.3K | 0.00% | ↗ |
| 11 | 2002 | Lisa Moreno Sr. Vice President | 128.1K | 6.0K | — | — | — | 344.00 | 134.4K | 0.00% | ↗ |
| 12 | 2002 | Samuel R. Jones Director Financial Services | 101.9K | — | — | — | — | 917.00 | 102.8K | 0.00% | ↗ |
| 13 | 2002 | Barry Robinson Vice President | 85.1K | 15.0K | — | — | — | 358.00 | 100.5K | 0.00% | ↗ |
| 14 | 2001 | Thomas K. Grove President, CEO | 83.0K | 53.1K | — | — | — | 9.2K | 145.3K | 0.00% | ↗ |
| 15 | 2000 | Thomas K. Grove President, CEO | 80.2K | — | — | — | — | 8.1K | 88.3K | 0.00% | ↗ |
Proxy statements
Recent SEC filings
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Ronald S. Green | President, Chief Executive Officer & Director | 51.7K | male |
| Cindy Spinner | SVP, Senior Operations Officer, Controller & Operations Support Manager | — | female |
| David Rice | Executive Vice President & Director of Trust Wealth Management | — | male |
| Deena Gisholt | Senior Vice President, Branch Manager & Commercial Relationship Manager of Coos Bay Branch - Oregon Pacific Bank | — | female |
| Amber J. White | CFO & Director | — | female |
| John Raleigh | Executive Vice President & Chief Lending Officer | — | male |
| Lance Rudge | EVP & COO | — | male |
| James Atwood | Executive Vice President & Chief Credit Officer | — | male |
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for ORPB
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
