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Oberbank AG (OBS.VI)

EUR83.00 +0.00 (+0.00%)
AT VIE Financial Services Banks - Regional
Address Untere Donaulände 28 4020
Linz, AT
CEO Franz Gasselsberger
IPO 2000-01-03
ISIN AT0000625108

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Description

Oberbank AG offers a comprehensive array of banking and financial services, organized into three core divisions: Corporate and Business Banking, Personal Banking, and Financial Markets. The institution provides individual clients with various account types, including savings, youth, and student accounts, along with personal and residential financing options, and both credit and debit cards. For businesses, services include working capital loans, vehicle and equipment leasing, factoring, guarantees, export finance, forfaiting, and accounts receivable management. Additionally, Oberbank facilitates life insurance, private banking, and extensive wealth management services. Its broader financial offerings extend to securities investment, e-banking solutions, efficient cash management, real estate leasing, international payment processing, documentary services, and currency hedging. Oberbank AG was established in 1869 and maintains its principal office in Linz, Austria.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR83.00 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
4.2K
Beta
-0.02
Float Shares
25.97M
Free Float %
36.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% -1.68% +1.49% +4.59% +7.61% +7.33% +17.14% +40.77% +89.38% +194.12% +715.11%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
83.00
DCF (Unlevered) 702.08 +745.9%
DCF (Levered) 136.51 +64.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.49
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    -10.2% Q1'26: +2.7% (vs Q1'25)
  • EPS growth
    -1.9% Q1'26: -1.5% (vs Q1'25)
  • FCF margin
    Q1'26: +22.4% (vs Q1'25)
  • EBIT margin
    Q1'26: +31.8% (vs Q1'25)
  • ROIC
    Q1'26: +3.0% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: +0.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 17.35× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.02) × ERP
WACC = 43% × Ke + 57% × Kd (5.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 698.48 Current price: 83.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-20 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-19 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-18 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-15 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-14 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-13 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-12 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-11 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-08 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-07 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-06 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-05 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-05-04 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-04-30 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-04-29 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-04-28 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-04-27 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-04-24 B 3/5 4/5 3/5 4/5 1/5 2/5 2/5
2026-04-23 B+ 3/5 5/5 3/5 5/5 1/5 2/5 2/5
2026-04-22 B+ 3/5 5/5 3/5 5/5 1/5 2/5 2/5
2026-04-21 B+ 3/5 5/5 3/5 5/5 1/5 2/5 3/5
2026-04-20 B+ 3/5 5/5 3/5 5/5 1/5 2/5 3/5
2026-04-17 A- 4/5 5/5 3/5 5/5 1/5 3/5 3/5
2026-04-16 A- 4/5 5/5 3/5 5/5 1/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
64.30M
OE per share TTM
0.91
Owner's Yield
1.11%
Maintenance CapEx ratio
40.11%
Maint CapEx / Avg PPE
29.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 2 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Portfolio Building Block European Banks Index ETF PBEU 0.11% 505.8K 0.25%
2 FlexShares Morningstar Developed Markets ex-US Factor Tilt Index Fund TLTD 0.01% 71.8K 0.41%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
213.9K
Shares Outstanding
70.60M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Franz Gasselsberger Chairman of the Management Board & Chief Executive Officer
Gerhard Braun Head of Investor Relations male
Harald Hummer Head of Accounts & Controlling male
Magistrate Andreas Pachinger Head of Communication & Corporate Secretary
Magistrate Dietmar Holzinger-Bocskor Head of Corporate & International Finance
Magistrate Florian Hagenauer Member of the Management Board
Magistrate Isabella Lehner Member of the Management Board
Magistrate Romana Thiem Member of the Management Board
Magistrate Volkmar Riegler Head of Human Resources
Martin Seiter Member of the Management Board male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits