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Oak View Bankshares, Inc. (OAKV)

USD15.65 +0.05 (+0.32%)
US OTC Financial Services Banks - Regional
Address 128 Broadview Avenue 20186
Warrenton, VA, US
CEO Michael A. Ewing
IPO 2012-08-21
CIK 1865429 ISIN US6718161069

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Description

Oak View Bankshares, Inc. functions as the parent entity for Oak View National Bank, delivering a comprehensive suite of financial services to individual customers and businesses alike. Its operations primarily serve clients within Fauquier, Culpeper, and Rappahannock counties in Virginia. The institution offers a diverse range of deposit products, including checking, savings, money market, and retirement accounts, in addition to certificates of deposit (CDs) and CDARs. For commercial clients, it provides extensive lending options such as Small Business Administration (SBA) programs, revolving lines of credit, term loans, commercial real estate financing, and extended-term funding solutions. Consumers can access personal loans, home equity loans and lines of credit, and mortgage financing or refinancing. Specialized offerings also include loans for churches and municipal leasing programs. Furthermore, the bank furnishes advanced treasury management services like ACH processing, remote deposit capture, and merchant solutions, alongside credit cards and accessible online and mobile banking platforms. Established in 2009, the company is headquartered in Warrenton, Virginia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD15.65 +0.05 (+0.32%)
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Volume Profile
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Liquidity & share structure
Average Volume
5.1K
Beta
0.25
Float Shares
2.60M
Free Float %
88.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.20% -0.07% +1.36% +5.90% +9.56% +6.43% +9.64% +65.56% +59.87% +150.42% +272.50%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
15.65
DCF (Unlevered) 1.91 -87.8%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.13
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +15.4% Q1'26: +133.3% (vs Q1'25)
  • EPS growth
    +3.9% Q1'26: +14.3% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +17.8% (vs Q1'25)
  • ROIC
    Q1'26: +3.9% (vs Q1'25)
  • Share dilution
    +14.2% Q1'26: +16.8% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 16.94× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.25) × ERP
WACC = 33% × Ke + 67% × Kd (20.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 1.91 Current price: 15.65
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-22 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-20 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-19 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-15 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-05-13 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-05-12 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-05-11 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-05-08 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-05-07 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-05-06 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-05-05 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-05-04 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-05-01 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-04-29 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-04-28 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-04-27 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-24 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-23 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-17 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
3.93M
OE per share TTM
1.34
Owner's Yield
7.57%
Maintenance CapEx ratio
90.76%
Maint CapEx / Avg PPE
36.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
171.4K
Shares Outstanding
2.96M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2025-10-24 D
2025-04-03 D
2022-06-22 1-Z
2022-04-29 1-K
2022-03-03 D
2021-09-27 1-SA
2021-06-24 QUALIF
2021-06-16 UPLOAD
2021-06-09 CORRESP
2021-06-09 1-A

Executive team

NameTitleCompensationGender
Michael A. Ewing Chairman & Chief Executive Officer 221.1K male
Kevin A. Lee President, Chief Credit Officer & Director 191.8K male
Colin D. Borgstrom Executive Vice President & Chief Operating Officer male
Tammy Frazier Executive Vice President & Chief Financial Officer female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits