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Oversea-Chinese Banking Corporation Limited (O39.SI)

SGD27.88 +0.40 (+1.46%)
SG SES Financial Services Banks - Regional
Address No. 10-00 OCBC Centre East 49514
Singapore, SG
CEO Teck Long Tan
Website ocbc.com
IPO 2000-01-03
ISIN SG1S04926220

Explore sections of this company profile

Also trades on Other OTC · OVCHF (USD) Other OTC · OVCHY (USD) Stock Exchange of Singapore · O39.SI (SGD)
Description

Oversea-Chinese Banking Corporation Limited (OCBC) is a financial institution offering a comprehensive range of services across Singapore, Malaysia, Indonesia, Greater China, the wider Asia Pacific region, and various international markets. Its Global Consumer and Private Banking division caters to individual clients, providing core retail banking products such as current, savings, and fixed deposit accounts, as well as personal and home loans, and credit cards. This segment also delivers wealth management solutions, including unit trusts, bancassurance products, structured deposits, and brokerage services. For high-net-worth individuals, it extends specialized investment advisory, portfolio management, estate and trust planning, and bespoke wealth structuring services. The Global Wholesale Banking unit supports corporate entities, public sector clients, and small to medium-sized enterprises (SMEs). Its offerings span project and trade financing, short-term credit, working capital solutions, and tailor-made equity-linked financing instruments. Additionally, it provides cash management and custodial services, capital market solutions, corporate finance and advisory banking, and a range of treasury products. OCBC's Global Treasury and Markets segment actively engages in foreign exchange transactions, money market operations, and the trading of fixed income instruments and derivatives. It further provides structured treasury products and sophisticated financial solutions. The Insurance division offers both fund management services and a variety of life and general insurance products. Meanwhile, the 'Others' segment primarily focuses on property and investment holding activities. The bank maintains a substantial physical presence, operating approximately 430 branches and representative offices across 19 different countries and regions. Oversea-Chinese Banking Corporation Limited, founded in 1912, has its main headquarters situated in Singapore.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SGD27.88 +0.40 (+1.46%)
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Volume Profile
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Liquidity & share structure
Average Volume
7M
Beta
0.19
Float Shares
3.23B
Free Float %
71.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.04% -1.06% +6.85% +9.19% +26.49% +18.42% +44.18% +90.71% +89.32% +171.46% +205.08%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
27.88
DCF (Unlevered) 80.46 +188.6%
DCF (Levered) 70.42 +152.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 53% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 7 0
Hold 6 0
Sell 0 0
Strong Sell 2 0
Quality scores
Altman Z-Score
0.33
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    -4.0% Q4'25: +238.2% (vs Q3'24)
  • EPS growth
    -2.4% Q4'25: +86.4% (vs Q3'24)
  • FCF margin
    Q4'25: +54.2% (vs Q3'24)
  • EBIT margin
    Q4'25: +44.7% (vs Q3'24)
  • ROIC
    Q4'25: +23.0% (vs Q3'24)
  • Share dilution
    +0.2% Q4'25: +1.0% (vs Q3'24)
  • Debt / EBITDA
    Q4'25: 2.00× (vs Q3'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.18) × ERP
WACC = 78% × Ke + 22% × Kd (35.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 80.46 Current price: 27.88
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
14 Rev. Ana.
12 EPS Ana.
Dec 2027
15 Rev. Ana.
14 EPS Ana.
Dec 2028
12 Rev. Ana.
9 EPS Ana.
Revenue
8.64B
est: 8.52B (+1.4%)
8.34B
est: 8.53B (-2.2%)
9.43B
est: 9.40B (+0.3%)
9.64B
est: 10.00B (-3.6%)
10.76B
est: 10.57B (+1.8%)
8.10B
est: 10.12B (-20.0%)
12.17B
est: 10.73B (+13.4%)
15.58B
est: 11.99B (+30.0%)
24.73B
est: 13.27B (+86.3%)
27.16B
est: 14.42B (+88.3%)
26.07B
est: 14.56B (+79.1%)
15.12B
14.63B – 15.74B
+3.9% YoY
15.94B
15.17B – 17.13B
+5.4% YoY
16.85B
16.83B – 16.87B
+5.7% YoY
EBITDA
6.27B
est: 6.33B (-0.8%)
5.72B
est: 6.33B (-9.6%)
6.71B
est: 6.98B (-3.9%)
7.13B
est: 7.42B (-4.0%)
7.62B
est: 7.85B (-2.8%)
5.87B
est: 7.51B (-21.9%)
7.77B
est: 7.97B (-2.5%)
11.37B
est: 8.90B (+27.8%)
19.84B
est: 8.81B (+125.3%)
22.19B
est: 9.57B (+131.8%)
8.59B
est: 9.66B (-11.0%)
10.03B
9.71B – 10.44B
+3.9% YoY
10.57B
10.06B – 11.36B
+5.4% YoY
11.18B
11.16B – 11.19B
+5.7% YoY
EBIT
5.88B
est: 6.02B (-2.3%)
5.32B
est: 6.02B (-11.8%)
6.29B
est: 6.64B (-5.3%)
6.71B
est: 7.06B (-5.0%)
7.12B
est: 7.47B (-4.7%)
5.34B
est: 7.15B (-25.3%)
7.25B
est: 7.58B (-4.4%)
10.84B
est: 8.47B (+28.0%)
19.39B
est: 8.45B (+129.5%)
21.67B
est: 9.18B (+136.0%)
8.05B
est: 9.26B (-13.1%)
9.62B
9.31B – 10.02B
+3.9% YoY
10.14B
9.65B – 10.90B
+5.4% YoY
10.72B
10.71B – 10.73B
+5.7% YoY
Net Income
3.90B
est: 4.21B (-7.3%)
3.47B
est: 3.84B (-9.5%)
4.04B
est: 4.40B (-8.1%)
4.49B
est: 5.05B (-11.1%)
4.87B
est: 5.03B (-3.1%)
3.59B
est: 3.43B (+4.7%)
4.86B
est: 5.04B (-3.6%)
5.75B
est: 6.21B (-7.5%)
7.02B
est: 7.36B (-4.6%)
7.59B
est: 7.84B (-3.2%)
7.42B
est: 7.43B (-0.1%)
7.71B
7.48B – 8.21B
+3.8% YoY
8.08B
7.85B – 8.67B
+4.8% YoY
8.52B
8.30B – 9.58B
+5.5% YoY
SGA
9.31M
est: 838.03M (-98.9%)
9.78M
est: 838.76M (-98.8%)
8.91M
est: 924.37M (-99.0%)
11.75M
est: 983.34M (-98.8%)
11.00M
est: 1.04B (-98.9%)
12.00M
est: 995.60M (-98.8%)
est: 1.06B (-100.0%)
3.23B
est: 1.18B (+174.2%)
3.50B
est: 1.76B (+98.4%)
3.84B
est: 1.92B (+100.0%)
4.55B
est: 1.94B (+135.0%)
2.01B
1.95B – 2.09B
+3.9% YoY
2.12B
2.02B – 2.28B
+5.4% YoY
2.24B
2.24B – 2.24B
+5.7% YoY
EPS
0.97
est: 0.93 (+4.7%)
0.84
est: 0.84 (-0.5%)
0.97
est: 0.97 (+0.2%)
1.07
est: 1.11 (-3.8%)
1.13
est: 1.11 (+2.1%)
0.80
est: 0.75 (+6.1%)
1.07
est: 1.11 (-3.5%)
1.27
est: 1.35 (-6.2%)
1.55
est: 1.63 (-4.9%)
1.67
est: 1.70 (-1.8%)
1.63
est: 1.64 (-0.9%)
1.70
1.64 – 1.80
+3.1% YoY
1.80
1.72 – 1.90
+6.1% YoY
1.91
1.82 – 2.10
+6.4% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-28 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-26 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-25 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-22 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-21 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-20 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-19 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-18 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-15 A- 4/5 4/5 5/5 4/5 2/5 4/5 2/5
2026-05-14 A- 4/5 4/5 5/5 4/5 2/5 4/5 2/5
2026-05-13 A- 4/5 4/5 5/5 4/5 2/5 4/5 2/5
2026-05-12 A- 4/5 4/5 5/5 4/5 2/5 4/5 2/5
2026-05-11 A- 4/5 4/5 5/5 4/5 2/5 4/5 2/5
2026-05-08 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-05-07 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-05-06 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-05-05 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-05-04 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-30 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-29 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-28 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-27 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-24 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-23 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-22 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-21 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-20 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-17 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-16 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-15 A- 4/5 4/5 5/5 5/5 1/5 4/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
15.01B
OE per share TTM
3.30
Owner's Yield
14.13%
Maintenance CapEx ratio
15.71%
Maint CapEx / Avg PPE
14.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
239.1K
Shares Outstanding
4.49B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Chen Seng Heng Head of Corporate Finance male
Chin Yee Goh Group Chief Financial Officer female
Ching Ching Koh Head of Group Brand & Communications female
Collins Chin Head of Investor Relations male
Hwee-Boon Lee Head of Group Human Resources female
Kok Kim Gan Executive Vice President & Head of Global Investment Banking male
Praveen Raina Head of Group Operations & Technology male
Su Yen Lam Head of Global Corporate Banking female
Teck Long Tan Group Chief Executive Officer male
Yuen Ling Head of Group Legal & Compliance, Executive Vice President and General Counsel female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits