Oversea-Chinese Banking Corporation Limited (O39.SI)
Singapore, SG
Oversea-Chinese Banking Corporation Limited (OCBC) is a financial institution offering a comprehensive range of services across Singapore, Malaysia, Indonesia, Greater China, the wider Asia Pacific region, and various international markets. Its Global Consumer and Private Banking division caters to individual clients, providing core retail banking products such as current, savings, and fixed deposit accounts, as well as personal and home loans, and credit cards. This segment also delivers wealth management solutions, including unit trusts, bancassurance products, structured deposits, and brokerage services. For high-net-worth individuals, it extends specialized investment advisory, portfolio management, estate and trust planning, and bespoke wealth structuring services. The Global Wholesale Banking unit supports corporate entities, public sector clients, and small to medium-sized enterprises (SMEs). Its offerings span project and trade financing, short-term credit, working capital solutions, and tailor-made equity-linked financing instruments. Additionally, it provides cash management and custodial services, capital market solutions, corporate finance and advisory banking, and a range of treasury products. OCBC's Global Treasury and Markets segment actively engages in foreign exchange transactions, money market operations, and the trading of fixed income instruments and derivatives. It further provides structured treasury products and sophisticated financial solutions. The Insurance division offers both fund management services and a variety of life and general insurance products. Meanwhile, the 'Others' segment primarily focuses on property and investment holding activities. The bank maintains a substantial physical presence, operating approximately 430 branches and representative offices across 19 different countries and regions. Oversea-Chinese Banking Corporation Limited, founded in 1912, has its main headquarters situated in Singapore.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.04% | -1.06% | +6.85% | +9.19% | +26.49% | +18.42% | +44.18% | +90.71% | +89.32% | +171.46% | +205.08% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 7 | 0 |
| Hold | 6 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 2 | 0 |
-
Revenue growth-4.0% Q4'25: +238.2% (vs Q3'24)
-
EPS growth-2.4% Q4'25: +86.4% (vs Q3'24)
-
FCF margin— Q4'25: +54.2% (vs Q3'24)
-
EBIT margin— Q4'25: +44.7% (vs Q3'24)
-
ROIC— Q4'25: +23.0% (vs Q3'24)
-
Share dilution+0.2% Q4'25: +1.0% (vs Q3'24)
-
Debt / EBITDA— Q4'25: 2.00× (vs Q3'24)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 14 Rev. Ana. 12 EPS Ana. |
Dec 2027 15 Rev. Ana. 14 EPS Ana. |
Dec 2028 12 Rev. Ana. 9 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
8.64B
est: 8.52B (+1.4%)
|
8.34B
est: 8.53B (-2.2%)
|
9.43B
est: 9.40B (+0.3%)
|
9.64B
est: 10.00B (-3.6%)
|
10.76B
est: 10.57B (+1.8%)
|
8.10B
est: 10.12B (-20.0%)
|
12.17B
est: 10.73B (+13.4%)
|
15.58B
est: 11.99B (+30.0%)
|
24.73B
est: 13.27B (+86.3%)
|
27.16B
est: 14.42B (+88.3%)
|
26.07B
est: 14.56B (+79.1%)
|
15.12B
14.63B – 15.74B
+3.9% YoY
|
15.94B
15.17B – 17.13B
+5.4% YoY
|
16.85B
16.83B – 16.87B
+5.7% YoY
|
| EBITDA |
6.27B
est: 6.33B (-0.8%)
|
5.72B
est: 6.33B (-9.6%)
|
6.71B
est: 6.98B (-3.9%)
|
7.13B
est: 7.42B (-4.0%)
|
7.62B
est: 7.85B (-2.8%)
|
5.87B
est: 7.51B (-21.9%)
|
7.77B
est: 7.97B (-2.5%)
|
11.37B
est: 8.90B (+27.8%)
|
19.84B
est: 8.81B (+125.3%)
|
22.19B
est: 9.57B (+131.8%)
|
8.59B
est: 9.66B (-11.0%)
|
10.03B
9.71B – 10.44B
+3.9% YoY
|
10.57B
10.06B – 11.36B
+5.4% YoY
|
11.18B
11.16B – 11.19B
+5.7% YoY
|
| EBIT |
5.88B
est: 6.02B (-2.3%)
|
5.32B
est: 6.02B (-11.8%)
|
6.29B
est: 6.64B (-5.3%)
|
6.71B
est: 7.06B (-5.0%)
|
7.12B
est: 7.47B (-4.7%)
|
5.34B
est: 7.15B (-25.3%)
|
7.25B
est: 7.58B (-4.4%)
|
10.84B
est: 8.47B (+28.0%)
|
19.39B
est: 8.45B (+129.5%)
|
21.67B
est: 9.18B (+136.0%)
|
8.05B
est: 9.26B (-13.1%)
|
9.62B
9.31B – 10.02B
+3.9% YoY
|
10.14B
9.65B – 10.90B
+5.4% YoY
|
10.72B
10.71B – 10.73B
+5.7% YoY
|
| Net Income |
3.90B
est: 4.21B (-7.3%)
|
3.47B
est: 3.84B (-9.5%)
|
4.04B
est: 4.40B (-8.1%)
|
4.49B
est: 5.05B (-11.1%)
|
4.87B
est: 5.03B (-3.1%)
|
3.59B
est: 3.43B (+4.7%)
|
4.86B
est: 5.04B (-3.6%)
|
5.75B
est: 6.21B (-7.5%)
|
7.02B
est: 7.36B (-4.6%)
|
7.59B
est: 7.84B (-3.2%)
|
7.42B
est: 7.43B (-0.1%)
|
7.71B
7.48B – 8.21B
+3.8% YoY
|
8.08B
7.85B – 8.67B
+4.8% YoY
|
8.52B
8.30B – 9.58B
+5.5% YoY
|
| SGA |
9.31M
est: 838.03M (-98.9%)
|
9.78M
est: 838.76M (-98.8%)
|
8.91M
est: 924.37M (-99.0%)
|
11.75M
est: 983.34M (-98.8%)
|
11.00M
est: 1.04B (-98.9%)
|
12.00M
est: 995.60M (-98.8%)
|
—
est: 1.06B (-100.0%)
|
3.23B
est: 1.18B (+174.2%)
|
3.50B
est: 1.76B (+98.4%)
|
3.84B
est: 1.92B (+100.0%)
|
4.55B
est: 1.94B (+135.0%)
|
2.01B
1.95B – 2.09B
+3.9% YoY
|
2.12B
2.02B – 2.28B
+5.4% YoY
|
2.24B
2.24B – 2.24B
+5.7% YoY
|
| EPS |
0.97
est: 0.93 (+4.7%)
|
0.84
est: 0.84 (-0.5%)
|
0.97
est: 0.97 (+0.2%)
|
1.07
est: 1.11 (-3.8%)
|
1.13
est: 1.11 (+2.1%)
|
0.80
est: 0.75 (+6.1%)
|
1.07
est: 1.11 (-3.5%)
|
1.27
est: 1.35 (-6.2%)
|
1.55
est: 1.63 (-4.9%)
|
1.67
est: 1.70 (-1.8%)
|
1.63
est: 1.64 (-0.9%)
|
1.70
1.64 – 1.80
+3.1% YoY
|
1.80
1.72 – 1.90
+6.1% YoY
|
1.91
1.82 – 2.10
+6.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-28 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-26 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-25 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-22 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-21 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-20 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-19 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-18 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-15 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-14 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-13 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-12 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-11 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-08 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-07 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-06 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-05 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-04 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-30 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-29 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-28 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-27 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-24 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-23 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-22 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-21 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-20 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-17 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-16 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-15 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Chen Seng Heng | Head of Corporate Finance | — | male |
| Chin Yee Goh | Group Chief Financial Officer | — | female |
| Ching Ching Koh | Head of Group Brand & Communications | — | female |
| Collins Chin | Head of Investor Relations | — | male |
| Hwee-Boon Lee | Head of Group Human Resources | — | female |
| Kok Kim Gan | Executive Vice President & Head of Global Investment Banking | — | male |
| Praveen Raina | Head of Group Operations & Technology | — | male |
| Su Yen Lam | Head of Global Corporate Banking | — | female |
| Teck Long Tan | Group Chief Executive Officer | — | male |
| Yuen Ling | Head of Group Legal & Compliance, Executive Vice President and General Counsel | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for O39.SI
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
