Subscribe

New Peoples Bankshares, Inc. (NWPP)

USD4.35 +0.02 (+0.46%)
US OTC Financial Services Banks - Regional
Address 67 Commerce Drive 24260
Honaker, VA, US
CEO James W. Kiser
IPO 2011-07-12
CIK 1163389 ISIN US64801P1012

Explore sections of this company profile

Description

New Peoples Bankshares, Inc. functions as a financial holding company, with its main subsidiary, New Peoples Bank, Inc., offering a full spectrum of banking services across the United States. The bank serves individual consumers, small to medium-sized businesses, and professionals. Its deposit product range includes standard and interest-bearing checking accounts, savings and money market accounts, health savings accounts, individual retirement accounts, and certificates of deposit. Lending options span commercial loans, various residential mortgage products (including first and second mortgages, construction loans, home equity lines of credit, and term loans), general construction loans, and consumer loans for needs such as home improvement and debt consolidation. Beyond traditional banking, the company provides investment services like fixed-income instruments, variable annuities, mutual funds, indexed certificates of deposit, individual retirement and managed money accounts, and long-term care insurance. They also assist with employee group benefit plans, college savings plans, and offer financial and estate planning guidance. Additional conveniences include safe deposit boxes, cashier's checks, cash management services, direct deposit, and automated payment drafts. The bank embraces modern technology, offering interactive teller machines (ITMs), debit and credit card services, and a suite of electronic banking features such as internet, telephone, and mobile banking, remote deposit capture, merchant transaction processing, and wire transfers. Customers can access services through walk-up tellers, drive-in windows, and ITMs. Incorporated in 1997 and headquartered in Honaker, Virginia, the company operates 19 full-service branches across Virginia, West Virginia, and Tennessee, supplemented by a loan production office in Boone, North Carolina.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
USD4.35 +0.02 (+0.46%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
1.7K
Beta
0.14
Float Shares
8.75M
Free Float %
37.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +4.98% -0.94% +24.12% +18.54% +37.01% +91.82% +97.20% +195.10% +40.67%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
4.35
DCF (Unlevered) 7.08 +62.8%
DCF (Levered) 8.34 +91.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.38
Distress
Piotroski F-Score
9 / 9
Strong
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
3 / 5
Medium
Operational MOAT
★ Strong MOAT
  • Revenue growth
    +5.4% Q1'26: +11.3% (vs Q1'25)
  • EPS growth
    +22.9% Q1'26: +60.9% (vs Q1'25)
  • FCF margin
    Q1'26: +25.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +26.1% (vs Q1'25)
  • ROIC
    Q1'26: -145.5% (vs Q1'25)
  • Share dilution
    -0.4% Q1'26: -0.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 1.28× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.19) × ERP
WACC = 82% × Ke + 18% × Kd (70.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 7.08 Current price: 4.35
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 A- 4/5 5/5 4/5 4/5 3/5 3/5 2/5
2026-05-22 A- 4/5 5/5 4/5 4/5 3/5 3/5 2/5
2026-05-21 A- 4/5 5/5 4/5 4/5 3/5 3/5 2/5
2026-05-20 A- 4/5 5/5 4/5 4/5 3/5 3/5 2/5
2026-05-19 A- 4/5 5/5 4/5 4/5 3/5 3/5 2/5
2026-05-18 A- 4/5 5/5 4/5 4/5 3/5 3/5 2/5
2026-05-15 A- 4/5 4/5 4/5 4/5 3/5 3/5 3/5
2026-05-11 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-05-07 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-04 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-24 A 4/5 5/5 4/5 4/5 2/5 4/5 3/5
2026-04-20 A 4/5 5/5 4/5 4/5 2/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
16.06M
OE per share TTM
0.68
Owner's Yield
16.16%
Maintenance CapEx ratio
23.08%
Maint CapEx / Avg PPE
46.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
2
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 (2) 3.04M 13.58% 2.53M 2.53M IN United States America 2014-01-28
2 N. Karen Preservati are filing this Schedule 13G as a group. 550.0K 5.50% 550.0K 550.0K IN United States of America 2008-09-30

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
0.00
Bearish
Buys
2
Sells
0
Shares acquired
16.0K
Shares disposed
Cash buys
2.00
Cash sales
Net activity
+15,958
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2026-03-03 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 4,233 4.16 17.6K 254,950 I
2026-02-13 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 11,725 3.84 45.0K 1,113,205 D
2025-12-11 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 57,060 3.65 208.3K 67,560 I
2025-12-10 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 101,500 3.65 370.5K 1,120,980 D
2025-11-26 COX JOHN D Director P-Purchase A Common Stock 3,095 3.20 9.9K 751,753 I
2025-11-25 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 4,528 3.40 15.4K 10,500 I
2025-11-21 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 472 3.40 1.6K 5,972 I
2025-11-06 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 16,000 3.43 54.9K 250,717 I
2025-11-06 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 5,000 3.40 17.0K 5,500 I
2025-09-09 White Blaine Scott Director / 10% Owner 0 0.00 0
2025-09-03 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 78,637 3.21 252.4K 234,717 I
2025-09-03 COX JOHN D Director P-Purchase A Common Stock 62,305 3.21 200.0K 748,658 I
2025-09-02 COX JOHN D Director P-Purchase A Common Stock 5,720 3.18 18.2K 686,353 I
2025-08-18 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 100 3.15 315.00 1,123,710 I
2025-08-15 COX JOHN D Director P-Purchase A Common Stock 3,300 3.08 10.2K 680,633 I
2025-06-16 COX JOHN D Director P-Purchase A Common Stock 7,789 3.08 24.0K 677,333 I
2025-06-12 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 100 3.05 305.00 1,123,610 I
2025-06-10 COX JOHN D Director P-Purchase A Common Stock 4,154 3.08 12.8K 669,544 I
2025-05-28 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 3,003 3.10 9.3K 153,899 I
2025-05-28 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 4,300 3.05 13.1K 1,123,510 I
2025-05-20 KEENE HAROLD L Director P-Purchase A Common Stock 5,000 3.17 15.9K 1,119,210 I
2025-04-30 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 7,500 2.93 22.0K 1,455,247 I
2025-04-30 COX JOHN D Director P-Purchase A Common Stock 7,500 2.93 22.0K 665,390 I
2025-03-17 COX JOHN D Director P-Purchase A Common Stock 1,957 2.95 5.8K 657,890 I
2025-03-14 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 3,000 3.06 9.2K 1,019,480 D
2025-02-28 COX JOHN D Director P-Purchase A Common Stock 5,720 3.04 17.4K 655,933 I
2025-02-27 COX JOHN D Director P-Purchase A Common Stock 1,004 3.03 3.0K 650,213 I
2025-02-25 COX JOHN D Director P-Purchase A Common Stock 200 3.03 606.00 649,209 I
2025-02-19 COX JOHN D Director P-Purchase A Common Stock 663 3.04 2.0K 632,809 I
2025-02-18 COX JOHN D Director P-Purchase A Common Stock 9,000 3.05 27.4K 632,146 I
2025-02-14 COX JOHN D Director P-Purchase A Common Stock 1,000 3.04 3.0K 623,146 I
2025-02-11 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 33,350 3.04 101.4K 156,080 I
2025-02-10 Long Barton Scot Director P-Purchase A Common Stock 8,300 3.05 25.3K 141,342 D
2024-12-11 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 500 3.00 1.5K 1,447,747 I
2024-12-06 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 2,360 3.00 7.1K 1,447,247 I
2024-11-26 Long Barton Scot Director P-Purchase A Common Stock 3,200 3.03 9.7K 133,042 D
2024-11-25 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 1,735 2.92 5.1K 1,109,210 I
2024-11-25 COX JOHN D Director P-Purchase A Common Stock 36,585 2.80 102.4K 622,146 I
2024-11-06 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 124,754 2.66 331.8K 1,444,887 I
2024-11-06 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 700 2.79 2.0K 1,107,475 I
2024-09-16 Long Barton Scot Director P-Purchase A Common Stock 12,450 2.68 33.4K 129,842
2024-09-16 COX JOHN D Director P-Purchase A Common Stock 12,450 2.68 33.4K 585,561
2024-08-26 Long Barton Scot Director P-Purchase A Common Stock 400 2.67 1.1K 117,392
2024-08-20 Long Barton Scot Director P-Purchase A Common Stock 6,942 2.71 18.8K 116,992
2024-08-20 COX JOHN D Director P-Purchase A Common Stock 7,000 2.71 19.0K 573,111
2024-07-31 Long Barton Scot Director P-Purchase A Common Stock 7,436 2.50 18.6K 110,050
2024-06-14 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 14,317 2.70 38.7K 1,106,775
2024-05-17 Long Barton Scot Director P-Purchase A Common Stock 29,362 2.70 79.3K 88,780
2024-05-14 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 679 2.60 1.8K 1,092,458
2024-05-08 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 2,000 2.60 5.2K 1,089,779
2024-05-07 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 3,575 2.50 8.9K 1,320,133
2024-05-03 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 2,000 2.60 5.2K 1,087,779
2024-05-03 COX JOHN D Director P-Purchase A Common Stock 5,000 2.51 12.6K 566,111
2024-03-31 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 19,639 2.50 49.1K 1,316,558
2024-02-01 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 89,557 2.50 223.9K 1,296,919
2023-12-13 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 5,000 2.45 12.3K 1,085,779
2023-12-08 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 6,000 2.48 14.9K 1,207,362
2023-11-13 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 44,500 2.49 110.6K 1,201,362
2023-11-13 Long Barton Scot P-Purchase A Common Stock 10,000 2.49 24.9K 71,348
2023-11-09 Long Barton Scot P-Purchase A Common Stock 1,634 2.38 3.9K 62,982
2023-11-08 Long Barton Scot P-Purchase A Common Stock 2,200 2.41 5.3K 61,348
2023-11-01 COX JOHN D Director P-Purchase A Common Stock 40,000 2.50 100.0K 561,111
2023-08-24 Long Barton Scot P-Purchase A Common Stock 6,000 2.28 13.7K 59,148
2023-06-16 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 2,000 2.30 4.6K 1,091,779
2023-06-01 Long Barton Scot D Common Stock 0 0.00 53,148
2023-05-17 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 2,000 2.20 4.4K 1,078,779
2023-05-04 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 5,000 2.05 10.3K 1,156,862
2023-05-03 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 105,000 2.06 216.3K 1,151,862
2023-05-03 COX JOHN D Director P-Purchase A Common Stock 10,000 2.06 20.6K 557,111
2023-05-03 Boczar John J. Officer P-Purchase A Common Stock 1,000 2.06 2.1K 29,375
2023-03-06 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 50,000 2.35 117.5K 1,046,862
2023-03-06 COX JOHN D Director P-Purchase A Common Stock 12,000 2.35 28.2K 538,411
2023-02-22 COX JOHN D Director P-Purchase A Common Stock 8,700 2.45 21.3K 547,111
2023-02-22 Boczar John J. Officer P-Purchase A Common Stock 1,300 2.47 3.2K 28,375
2023-02-11 White Blaine Scott Director / 10% Owner J-Other D Common Stock 150,895 2.40 362.1K 1,014,980
2022-12-14 White Blaine Scott Director / 10% Owner J-Other D Common Stock 6,600 2.40 15.8K 165,560
2022-12-08 White Blaine Scott Director / 10% Owner J-Other D Common Stock 6,600 2.40 15.8K 1,165,875
2022-11-30 White Blaine Scott Director / 10% Owner J-Other D Common Stock 40,500 2.31 93.6K 1,185,675
2022-11-15 COX JOHN D Director P-Purchase A Common Stock 6,000 2.34 14.0K 94,078
2022-11-15 Boczar John J. Officer P-Purchase A Common Stock 3,000 2.34 7.0K 27,075
2022-06-06 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 5,720 2.29 13.1K 122,730
2022-05-17 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 4,500 2.26 10.2K 117,010
2022-05-17 ASBURY CHRISTOPHER TODD Officer P-Purchase A Common Stock 2,106 2.08 4.4K 12,314
2022-05-16 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 3,000 2.24 6.7K 112,510
2022-05-13 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 1,500 2.27 3.4K 109,510
2022-03-15 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 27,700 2.29 63.4K 948,262
2022-02-15 COX JOHN D Director P-Purchase A Common Stock 6,078 2.12 12.9K 88,078
2022-02-15 Boczar John J. Officer P-Purchase A Common Stock 2,000 2.12 4.2K 24,075
2021-12-14 COX JOHN D Director P-Purchase A Common Stock 10,000 2.19 21.9K 82,000
2021-12-06 ASBURY CHRISTOPHER TODD Director / Officer P-Purchase A Common Stock 1,716 2.22 3.8K 10,208
2021-12-01 COX JOHN D Director P-Purchase A Common Stock 1,655 2.15 3.6K 526,411
2021-11-10 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 9,000 2.16 19.4K 1,226,175
2021-11-05 COX JOHN D Director P-Purchase A Common Stock 13,345 2.15 28.7K 596,756
2021-11-04 COX JOHN D Director P-Purchase A Common Stock 20,000 2.18 43.6K 20,000
2021-11-04 Boczar John J. Officer P-Purchase A Common Stock 2,000 2.18 4.4K 22,075
2021-09-01 White Blaine Scott Director / 10% Owner J-Other A Common Stock 13,050 2.20 28.7K 137,395
2021-09-01 ASBURY CHRISTOPHER TODD Director / Officer P-Purchase A Common Stock 572 2.15 1.2K 8,492
2021-08-25 James Kiser W Officer P-Purchase A Common Stock 572 2.00 1.1K 10,360
2021-08-19 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 2,000 2.15 4.3K 1,076,779
2021-08-18 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 2,000 2.18 4.4K 920,562
2021-08-18 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 2,000 2.15 4.3K 1,074,779
2021-08-16 Speaks Christopher G Officer D Common Stock 0 0.00 0
2021-08-12 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 5,000 2.17 10.9K 918,562
2021-08-11 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 25,800 2.16 55.7K 913,562
2021-06-14 COX JOHN D Director P-Purchase A Common Stock 1,144 2.00 2.3K 563,411
2021-05-27 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 9,400 1.98 18.6K 147,160
2021-05-27 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 10,000 1.99 19.9K 1,072,779
2021-05-27 James Kiser W Officer P-Purchase A Common Stock 2,500 2.00 5.0K 9,788
2021-05-27 ASBURY CHRISTOPHER TODD Director / Officer P-Purchase A Common Stock 3,220 2.00 6.4K 7,920
2021-05-20 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 15,592 2.00 31.2K 3,431,208
2021-05-14 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 10,762 2.00 21.5K 887,762
2021-05-13 COX JOHN D Director P-Purchase A Common Stock 5,000 1.80 9.0K 562,267
2021-05-12 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 5,000 1.99 10.0K 137,760
2021-05-12 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 10,000 1.99 19.9K 1,062,779
2021-05-11 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 23,000 1.81 41.6K 1,052,779
2020-12-17 COX JOHN D Director P-Purchase A Common Stock 1,000 1.98 2.0K 496,353
2020-12-17 Boczar John J. Officer P-Purchase A Common Stock 2,000 2.03 4.1K 20,075
2020-12-17 ASBURY CHRISTOPHER TODD Director / Officer P-Purchase A Common Stock 1,000 2.03 2.0K 4,700
2020-12-15 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 13 1.95 25.35 1,029,779
2020-12-08 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 100 1.95 195.00 1,029,766
2020-12-02 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 3,306 1.93 6.4K 1,029,666
2020-11-30 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 100 1.95 194.50 1,026,360
2020-11-16 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 357 1.92 685.44 1,026,260
2020-11-13 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 292 1.92 560.64 1,025,903
2020-11-12 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 1,499 1.93 2.9K 1,025,611
2020-10-30 Boczar John J. Officer P-Purchase A Common Stock 4,000 1.88 7.5K 18,075
2020-10-28 White Blaine Scott Director / 10% Owner S-Sale D Common Stock 67,500 1.70 114.8K 1,217,175
2020-09-14 Boczar John J. Officer P-Purchase A Common Stock 2,000 1.84 3.7K 14,075
2020-08-27 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 32,000 1.82 58.2K 151,965
2020-08-27 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 5,857 1.61 9.4K 1,024,112
2020-08-27 COX JOHN D Director P-Purchase A Common Stock 50,000 1.82 91.0K 495,353
2020-08-27 Boczar John J. Officer P-Purchase A Common Stock 1,500 1.75 2.6K 12,075
2020-08-26 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 300 1.75 525.00 1,018,255
2020-08-25 Boczar John J. Officer P-Purchase A Common Stock 500 1.80 900.00 10,575
2020-06-16 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 10,900 2.00 21.8K 1,017,955
2020-06-15 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 5,879 1.96 11.5K 1,007,055
2020-06-11 White Blaine Scott Director / 10% Owner J-Other D Common Stock 109,800 1.60 175.7K 119,965
2020-06-10 White Blaine Scott Director / 10% Owner J-Other D Common Stock 195,736 1.60 313.2K 229,765
2020-06-10 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 100 2.00 200.00 1,001,676
2020-06-09 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 7,436 1.60 11.9K 425,501
2020-06-09 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 100 1.67 167.00 1,001,576
2020-06-04 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 976 1.64 1.6K 10,000,976
2020-05-28 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 4,005 1.60 6.4K 418,065
2020-05-27 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 3,000 2.00 6.0K 1,830,693
2020-05-27 Buchanan J. Robert Director P-Purchase A Common Stock 1,000 1.60 1.6K 4,100
2020-05-26 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 5,474 1.60 8.8K 414,060
2020-05-22 COX JOHN D Director P-Purchase A Common Stock 572 1.60 915.20 445,353
2020-05-19 COX JOHN D Director P-Purchase A Common Stock 13,167 1.58 20.8K 444,781
2019-12-10 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 7,807 2.00 15.6K 1,827,693
2019-12-09 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 5,729 2.00 11.5K 1,819,886
2019-12-09 WHITE B SCOTT Director / 10% Owner G-Gift D Common Stock 15,000 2.00 30.0K 1,814,157
2019-12-09 Boczar John J. Officer P-Purchase A Common Stock 800 2.00 1.6K 10,275
2019-12-04 WHITE B SCOTT Director / 10% Owner P-Purchase A Common Stock 100 2.00 200.00 1,829,157
2019-12-02 WHITE B SCOTT Director / 10% Owner P-Purchase A Common Stock 572 2.00 1.1K 1,829,057
2019-11-26 Boczar John J. Officer P-Purchase A Common Stock 200 2.00 400.00 9,275
2019-11-22 Boczar John J. Officer P-Purchase A Common Stock 1,000 2.00 2.0K 9,075
2019-11-21 WHITE B SCOTT Director / 10% Owner P-Purchase A Common Stock 1,450 2.00 2.9K 1,828,485
2019-11-20 COX JOHN D Director P-Purchase A Common Stock 15,000 1.90 28.5K 431,614
2019-09-11 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 858 1.85 1.6K 877,000
2019-09-04 White Blaine Scott Director / 10% Owner P-Purchase A Common Stock 1,300 1.89 2.5K 876,142
2019-09-04 WHITE B SCOTT Director / 10% Owner P-Purchase A Common Stock 19,205 1.79 34.4K 1,827,035
2019-08-23 COX JOHN D Director P-Purchase A Common Stock 2,002 1.80 3.6K 409,114
2019-06-14 BOGGESS GINA D Director P-Purchase A Common Stock 1,476 1.99 2.9K 2,476
2019-06-13 WHITE B SCOTT Director / 10% Owner P-Purchase A Common Stock 2,245 2.00 4.5K 1,087,830
2019-06-13 COX JOHN D Director P-Purchase A Common Stock 7,500 1.85 13.9K 414,612
2019-06-13 BOGGESS GINA D Director P-Purchase A Common Stock 1,000 1.98 2.0K 1,000
2019-06-10 COX JOHN D Director P-Purchase A Common Stock 6,650 1.75 11.6K 407,112
2019-05-29 WHITE B SCOTT Director / 10% Owner S-Sale D Common Stock 18,900 1.90 35.9K 1,805,585
2019-05-29 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 24,800 1.90 47.1K 1,000,000
2019-05-24 KEENE HAROLD L Director / 10% Owner P-Purchase A Common Stock 200 1.70 340.00 975,200
2019-04-22 COX JOHN D Director P-Purchase A Common Stock 10,815 1.80 19.5K 400,462
2018-12-11 Buchanan J. Robert Director P-Purchase A Common Stock 500 1.70 850.00 3,600
2018-12-11 Boczar John J. Officer P-Purchase A Common Stock 3,075 1.70 5.2K 8,075
2018-11-28 COX JOHN D Director P-Purchase A Common Stock 14,065 1.60 22.5K 389,647
2018-08-27 Buchanan J. Robert Director P-Purchase A Common Stock 500 1.95 975.00 3,100
2018-03-16 WHITE B SCOTT Director / 10% Owner P-Purchase A Common Stock 97,196 2.00 194.4K 1,824,485
2018-03-16 Boczar John J. Officer P-Purchase A Common Stock 5,000 2.00 10.0K 5,000
2018-03-16 Beard John W Jr Officer P-Purchase A Common Stock 3,000 2.00 6.0K 3,000
2018-03-16 ASBURY CHRISTOPHER TODD Officer P-Purchase A Common Stock 2,500 2.00 5.0K 3,700
2018-01-22 Buchanan J. Robert Director D Common Stock 0 0.00 2,600
2018-01-22 Boczar John J. Officer 0 0.00 0
2017-12-20 COX JOHN D Director M-Exempt A Common Stock 9,114 1.75 15.9K 375,582
2017-12-20 ASBURY CHRISTOPHER TODD Officer M-Exempt D Common Stock Warrant 200 1.75 350.00 0
2017-12-18 WHITE B SCOTT Director / 10% Owner S-Sale D Common Stock 56,200 1.75 98.4K 1,727,289
2017-12-18 COX JOHN D Director P-Purchase A Common Stock 56,200 1.75 98.4K 366,468
2017-12-08 COX JOHN D Director M-Exempt A Common Stock 7,721 1.75 13.5K 58,914
2017-11-10 WHITE B SCOTT Director / 10% Owner M-Exempt A Common Stock 11,646 1.75 20.4K 1,783,489
2017-10-13 Preservati Richard G 10% Owner M-Exempt A Common Stock 506,666 1.75 886.7K 506,666
2016-03-16 COX JOHN D Director P-Purchase A Common Stock 4,290 1.50 6.4K 310,268
2016-01-25 Beard John W Jr Officer 0 0.00 0
2015-12-22 WHITE B SCOTT Director / 10% Owner M-Exempt A Common Stock 15,000 1.75 26.3K 1,771,843
2015-11-12 KEENE HAROLD L Director / 10% Owner M-Exempt D Common Stock Warrant 225,000 1.75 393.8K 0
2015-10-22 WHITE B SCOTT Director / 10% Owner M-Exempt A Common Stock 206,990 1.75 362.2K 1,756,843
2015-04-27 Pennington Joseph Darrell Officer 0 0.00 0
2014-10-27 GENT CHARLES H JR Director M-Exempt A Common Stock 800 1.75 1.4K 26,250
2014-10-17 SEXTON FRANK JR Officer M-Exempt D Common Stock Warrant 3,595 1.75 6.3K 0
2014-10-17 Mullins Jonathan Officer M-Exempt A Common Stock 420 1.75 735.00 3,620
2014-10-17 MEADE FRED W Director M-Exempt D Common Stock Warrant 952 1.75 1.7K 0
2014-10-17 MCGLOTHLIN MICHAEL G Director M-Exempt D Common Stock Warrant 56,666 1.75 99.2K 0
2014-10-10 WHITE B SCOTT Director / 10% Owner M-Exempt D Common Stock Warrant 391,977 1.75 686.0K 0

Executive team

Top executives
EBIT / Employee
74.3K
Shares Outstanding
23.56M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2025 James W. Kiser President and Chief Executive Officer 320.0K 129.4K 60.2K 57.7K 567.3K 0.00%
2 2025 Christopher G. Speaks Executive Vice President and Chief Financial Officer 232.3K 78.5K 38.3K 38.0K 387.0K 0.00%
3 2025 Bryan T. Booher Executive Vice President and Chief Risk Officer 226.6K 77.6K 43.0K 24.1K 371.2K 0.00%
4 2024 C. Todd Asbury Former President and Chief Executive Officer 455.8K 39.6K 31.5K 527.0K 0.00%
5 2024 James W. Kiser President and Chief Executive Officer 305.0K 78.0K 36.4K 53.8K 473.2K 0.00%
6 2024 Christopher G. Speaks Executive Vice President and Chief Financial Officer 223.7K 45.3K 21.2K 28.2K 318.5K 0.00%
7 2024 Bryan T. Booher Executive Vice President and Chief Risk Officer 217.7K 44.1K 28.3K 22.4K 312.6K 0.00%
8 2023 C. Todd Asbury Former President and Chief Executive Officer 355.5K 68.1K 15.5K 41.9K 481.4K 0.00%
9 2023 C. Todd Asbury President and Chief Executive Officer 355.5K 68.1K 15.5K 41.9K 481.4K 0.00%
10 2023 James W. Kiser President and Chief Executive Officer 228.0K 41.5K 12.2K 29.6K 311.3K 0.00%
11 2023 James W. Kiser Executive Vice President and Chief Banking Officer 228.0K 41.5K 12.2K 29.6K 311.3K 0.00%
12 2023 Christopher G. Speaks Executive Vice President and Chief Financial Officer 216.1K 38.5K 8.3K 36.5K 299.4K 0.00%
13 2022 C. Todd Asbury President and Chief Executive Officer 287.2K 79.3K 27.2K 393.7K 0.00%
14 2022 James W. Kiser Executive Vice President and Chief Banking Officer 212.1K 46.2K 21.9K 280.2K 0.00%
15 2022 Christopher G. Speaks Executive Vice President and Chief Financial Officer 203.3K 45.0K 30.1K 278.3K 0.00%
16 2022 Christopher G. Speaks Chief Financial Officer Executive Vice President and Chief Risk and Credit Officer 203.3K 45.0K 30.1K 278.3K 0.00%
17 2021 C. Todd Asbury President and Chief Executive Officer 288.1K 38.7K 24.5K 351.8K 0.00%
18 2021 James W. Kiser Executive Vice President and Chief Banking Officer 213.6K 23.2K 21.7K 258.5K 0.00%
19 2021 Bryan Booher Executive Vice President and Chief Risk and Credit Officer 175.6K 19.8K 13.7K 209.1K 0.00%
20 2021 Christopher G. Speaks Chief Financial Officer Executive Vice President and Chief Risk and Credit Officer 175.6K 19.8K 13.7K 209.1K 0.00%
21 2020 C. Todd Asbury President and Chief Executive Officer 278.0K 6.0K 19.6K 303.6K 0.00%
22 2020 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 106.1K 114.7K 220.8K 0.00%
23 2020 James W. Kiser Executive Vice President and Chief Banking Officer 185.8K 6.0K 13.6K 205.4K 0.00%
24 2020 John J. Boczar Executive Vice President and Chief Financial Officer 156.8K 4.5K 13.1K 174.3K 0.00%
25 2019 C. Todd Asbury President and Chief Executive Officer 278.0K 500.00 17.0K 295.5K 0.00%
26 2019 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 194.2K 500.00 12.9K 208.0K 0.00%
27 2019 John J. Boczar Executive Vice President and Chief Financial Officer 156.8K 500.00 12.9K 170.2K 0.00%
28 2018 C. Todd Asbury President and Chief Executive Officer 269.6K 500.00 16.7K 286.8K 0.00%
29 2018 Frank Sexton, Jr. Exeutive Vice President and Chief Operating Officer 189.3K 500.00 13.6K 203.3K 0.00%
30 2018 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 189.3K 500.00 13.6K 203.3K 0.00%
31 2018 John J. Boczar Exeutive Vice President and Chief Financial Officer 149.4K 1.5K 18.8K 169.7K 0.00%
32 2018 John J. Boczar Executive Vice President and Chief Financial Officer 149.4K 1.5K 18.8K 169.7K 0.00%
33 2017 C. Todd Asbury President and Chief Executive Officer 261.7K 500.00 8.5K 15.7K 286.4K 0.00%
34 2017 Frank Sexton, Jr. Exeutive Vice President and Chief Operating Officer 184.6K 500.00 6.0K 13.3K 204.4K 0.00%
35 2017 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 184.6K 6.5K 13.3K 204.4K 0.00%
36 2017 Karen D. Wimmer Executive Vice President and Director of Special Assets 152.1K 17.7K 11.0K 180.8K 0.00%
37 2016 C. Todd Asbury President and Chief Executive Officer 255.0K 500.00 14.5K 270.0K 0.00%
38 2016 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 179.6K 500.00 11.9K 192.0K 0.00%
39 2016 Karen D. Wimmer Executive Vice President and Director of Special Assets 164.8K 500.00 8.5K 173.8K 0.00%
40 2015 C. Todd Asbury President andd Cheif Executive Officer 250.0K 500.00 13.7K 264.2K 0.00%
41 2015 C. Todd Asbury President and Chief Executive Officer 250.0K 500.00 13.7K 264.2K 0.00%
42 2015 Frank Sexton Jr. Executive Vice President and Chief Operating Officer 176.3K 500.00 11.6K 188.5K 0.00%
43 2015 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 176.3K 500.00 11.6K 188.5K 0.00%
44 2015 Karen D. Wimmer Executive Vice President and Director of Special Assets 164.7K 500.00 7.6K 172.7K 0.00%
45 2014 Jonathan H. Mullins President and Chief Executive Officer 248.7K 500.00 13.2K 262.4K 0.00%
46 2014 Frank Sexton Jr. Executive Vice President and Chief Operating Officer 172.9K 500.00 32.0K 205.4K 0.00%
47 2014 C. Todd Asbury President andd Cheif Executive Officer 175.4K 500.00 11.3K 187.2K 0.00%
48 2014 Karen D. Wimmer Executive Vice President and Director of Special Assets 160.0K 500.00 7.6K 168.1K 0.00%
49 2012 Jonathan H. Mullins President and Chief Executive Officer 245.0K 7.5K 252.5K 0.00%
50 2012 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 169.5K 22.6K 192.1K 0.00%
51 2012 C. Todd Asbury Executive Vice President, Chief Financial Officer, Secretary and Treasurer 164.5K 5.1K 169.6K 0.00%
52 2012 Stephen Trescot Executive Vice President and Chief Credit Officer 160.0K 160.0K 0.00%
53 2011 Jonathan H. Mullins President and Chief Executive Officer 245.0K 13.2K 258.2K 0.00%
54 2011 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 169.5K 26.0K 195.5K 0.00%
55 2011 C. Todd Asbury Executive Vice President, Chief Financial Officer, Secretary and Treasurer 164.5K 8.5K 173.0K 0.00%
56 2011 Stephen Trescot Executive Vice President and Chief Credit Officer 126.9K 126.9K 0.00%
57 2009 Kenneth D. Hart President and Chief Executive Officer (Retired May 18, 2009) 258.5K 101.0K 359.5K 0.00%
58 2009 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 161.1K 37.6K 198.7K 0.00%
59 2009 Jonathan H. Mullins President and Chief Executive Officer (From May 19, 2009) 184.1K 8.8K 192.9K 0.00%
60 2009 C. Todd Asbury Executive Vice President, Chief Financial Officer, and Treasurer 153.2K 7.2K 160.5K 0.00%
61 2008 Kenneth D. Hart President and Chief Executive Officer (Retired May 18, 2009) 234.8K 28.2K 72.1K 335.0K 0.00%
62 2008 Kenneth D. Hart President and Chief Executive Officer Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 146.0K 17.5K 34.4K 198.0K 0.00%
63 2008 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 146.0K 17.5K 34.4K 198.0K 0.00%
64 2008 C. Todd Asbury Senior Vice President, Chief Financial Officer, and Treasurer 135.2K 16.2K 6.7K 158.1K 0.00%
65 2008 C. Todd Asbury Executive Vice President, Chief Financial Officer, and Treasurer 135.2K 16.2K 6.7K 158.1K 0.00%
66 2007 Kenneth D. Hart President and Chief Executive Officer (Retired May 18, 2009) 225.8K 9.0K 63.1K 297.9K 0.00%
67 2007 Kenneth D. Hart President and Chief Executive Officer Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 225.8K 9.0K 63.1K 297.9K 0.00%
68 2007 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 140.4K 5.6K 32.2K 178.2K 0.00%
69 2007 C. Todd Asbury Senior Vice President, Chief Financial Officer, and Treasurer 114.4K 4.6K 5.6K 124.6K 0.00%
70 2007 C. Todd Asbury Executive Vice President, Chief Financial Officer, and Treasurer 114.4K 4.6K 5.6K 124.6K 0.00%
71 2006 Kenneth D. Hart President and Chief Executive Officer Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 215.0K 15.1K 58.8K 288.9K 0.00%
72 2006 C. Todd Asbury Senior Vice President, Chief Financial Officer, and Treasurer 110.0K 7.7K 5.5K 123.2K 0.00%
73 2005 Kenneth D. Hart President and Chief Executive Officer 181.5K 9.1K 16.5K 44.3K 251.3K 6.57%
74 2005 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 110.3K 5.5K 12.4K 22.6K 150.8K 8.21%
75 2004 Kenneth D. Hart President and Chief Executive Officer 165.0K 16.5K 11.0K 43.4K 235.9K 4.66%
76 2004 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 105.0K 10.5K 8.3K 22.4K 146.1K 5.65%
77 2003 Kenneth D. Hart President and Chief Executive Officer 150.0K 7.5K 8.3K 48.1K 213.9K 3.86%
78 2003 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 94.5K 4.8K 5.5K 23.1K 127.9K 4.30%
79 2002 Kenneth D. Hart President and Chief Executive Officer 125.0K 6.3K 41.6K 172.9K 0.00%
80 2002 Frank Sexton, Jr. Executive Vice President and Chief Operating Officer 82.8K 4.2K 21.3K 108.3K 0.00%
81 2001 Kenneth D. Hart President and Chief Executive Officer 112.5K 5.6K 13.0K 5.0K 136.2K 9.55%
82 2000 Kenneth D. Hart President and Chief Executive Officer 100.0K 4.8K 4.4K 109.2K 0.00%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2026-04-06 DEFA14A
2026-04-06 DEF 14A
2025-04-08 DEFA14A
2025-04-08 DEF 14A
2024-04-11 DEFA14A
2024-04-11 DEF 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-26 8-K
2026-05-13 10-Q
2026-05-01 4
2026-04-27 8-K
2026-04-06 DEFA14A
2026-04-06 DEF 14A
2026-04-06 ARS
2026-03-31 10-K
2026-03-17 8-K
2026-03-05 4

Executive team

NameTitleCompensationGender
James W. Kiser President, Chief Executive Officer & Director 567.3K male
Christopher G. Speaks Executive VP, CFO, Principal Accounting Officer & Treasurer 387.0K male
Bryan Taylor Booher Executive Vice President & Chief Risk Officer 371.2K male
Christopher Asbury Senior Advisor 188.2K male
Sharon V. Borich Senior Vice President & SLO, Bank 163.7K female
Garrett Shore Senior VP & High Country Market President male
Jim Grubbs Senior VP & Wytheville Market President male
Joe E. Waters Senior Vice President & Executive Director of Financial Services male
Katherine Coleman Senior VP & Northern Market President female
Landon McGlothlin Executive Vice President, Chief Operating Officer & Chief Information Officer male
Michael Ratliff Executive Vice President & Chief Banking Officer male
Mori Williams Senior VP & Southern Market President male
ESG Rating
B+
BANKS - REGIONAL
2023
E (Environmental)
82.0 / 64.3
Company / Sector avg.
S (Social)
71.0 / 76.5
Company / Sector avg.
G (Governance)
63.5 / 75.5
Company / Sector avg.
ESG Total
72.2 / 72.1
Company / Sector avg.
ESG Score History BANKS - REGIONAL
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits