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Northpointe Bancshares, Inc. (NPB)

USD18.55 -0.08 (-0.43%)
US NYSE Financial Services Banks - Regional
Address 3333 Deposit Drive Northeast 49546-1467
Grand Rapids, MI, US
CEO Charles A. Williams
IPO 2025-02-18
CIK 1336706 ISIN US66661N8864

Explore sections of this company profile

Description

Northpointe Bancshares, Inc. serves as the parent company for Northpointe Bank, offering a broad spectrum of financial products and banking services throughout the United States. The organization's activities are structured into two main divisions: its Mortgage Purchase Program and Retail Banking. Customers can access digital deposit solutions such as non-interest-bearing accounts, savings accounts, money market demand accounts, and certificates of deposit. Furthermore, the company extends services to individual and business clients, provides health savings accounts, facilitates home financing, manages a dedicated mortgage purchase program, engages in residential mortgage lending, and offers custodial deposit services. Founded in 1998, Northpointe Bancshares, Inc. is based in Grand Rapids, Michigan.

News Sentiment (7d)
76 Positive

Based on only 1 article — low confidence

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD18.55 -0.08 (-0.43%)
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Volume Profile
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Liquidity & share structure
Average Volume
168.5K
Beta
0.00
Float Shares
5.74M
Free Float %
38.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.10% -1.95% -4.21% -5.43% -2.06% +1.79% +31.59% +17.79% +17.79% +17.79% +17.79%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Buy
Price Targets & DCF
Current price
18.55
Low 20.00 +7.8%
Consensus 20.00 +7.8%
Median 20.00 +7.8%
High 20.00 +7.8%
Ratings Trend (MoM) 67% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 0 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Price Target Summary
Period # Analysts Avg Target
Last Month
Last Quarter
Last Year 6
11.75
-36.7%
All Time 6
11.75
-36.7%
Quality scores
Altman Z-Score
0.23
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
★ Strong MOAT
  • Revenue growth
    +20.7% Q1'26: +21.4% (vs Q1'25)
  • EPS growth
    +54.0% Q1'26: +26.5% (vs Q1'25)
  • FCF margin
    Q1'26: +30.4% (vs Q1'25)
  • EBIT margin
    Q1'26: +23.8% (vs Q1'25)
  • ROIC
    Q1'26: +4.8% (vs Q1'25)
  • Share dilution
    -1.3% Q1'26: +15.8% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 14.86× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.21) × ERP
WACC = 14% × Ke + 86% × Kd (14.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 18.55
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2024
actual
Dec 2025
actual
Dec 2026
2 Rev. Ana.
2 EPS Ana.
Dec 2027
2 Rev. Ana.
2 EPS Ana.
Revenue
390.46M
est: 195.58M (+99.6%)
471.18M
est: 240.00M (+96.3%)
266.68M
263.74M – 269.60M
+11.1% YoY
288.46M
283.01M – 293.90M
+8.2% YoY
EBITDA
76.68M
est: -12.46M (+715.2%)
110.39M
est: -15.30M (+821.7%)
-17.00M
-17.18M – -16.81M
-11.1% YoY
-18.38M
-18.73M – -18.04M
-8.2% YoY
EBIT
72.88M
est: -13.76M (+629.5%)
110.39M
est: -16.89M (+753.6%)
-18.77M
-18.97M – -18.56M
-11.1% YoY
-20.30M
-20.68M – -19.92M
-8.2% YoY
Net Income
55.16M
est: 28.76M (+91.8%)
83.41M
est: 31.95M (+161.1%)
39.70M
39.27M – 40.14M
+24.3% YoY
43.92M
43.19M – 44.66M
+10.6% YoY
SGA
77.79M
est: 446.02M (-82.6%)
93.62M
est: 547.32M (-82.9%)
608.15M
601.45M – 614.82M
+11.1% YoY
657.82M
645.40M – 670.23M
+8.2% YoY
EPS
3.15
est: 1.95 (+61.2%)
4.92
est: 2.17 (+127.3%)
2.70
2.67 – 2.73
+24.6% YoY
2.98
2.93 – 3.03
+10.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-27 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-26 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-22 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-21 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-20 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-19 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-18 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-15 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-14 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-13 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-12 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-11 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-05-08 B+ 3/5 2/5 4/5 4/5 1/5 4/5 4/5
2026-05-07 B+ 3/5 2/5 4/5 4/5 1/5 4/5 4/5
2026-05-06 B+ 3/5 2/5 4/5 4/5 1/5 4/5 4/5
2026-05-05 B+ 3/5 2/5 4/5 4/5 1/5 4/5 4/5
2026-05-04 B+ 3/5 2/5 4/5 4/5 1/5 4/5 4/5
2026-05-01 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-04-30 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-04-29 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-04-28 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-04-27 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-04-24 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-04-23 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-04-22 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-04-21 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-04-20 A- 4/5 3/5 4/5 4/5 1/5 4/5 4/5
2026-04-17 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5
2026-04-16 A- 4/5 3/5 4/5 5/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
205.08M
OE per share TTM
6.06
Owner's Yield
79.58%
Maintenance CapEx ratio
18.19%
Maint CapEx / Avg PPE
18.5%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
115
Total invested
385.20M
Insider transactions (90d)
3
Beneficial owners (>5%)
23
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Wei Fu 31.04M 18.80% 31.04M 31.04M IN Cayman Islands 2021-02-12
2 C-Bridge Capital GP, Ltd. 24.97M 15.10% 24.97M CO Cayman Islands 2021-02-12
3 Hillhouse Capital Advisors, Ltd. 19.05M 11.30% 19.05M 10.00 IA Cayman Islands 2021-06-24
4 Hillhouse Capital Management, Ltd. 19.05M 11.30% 19.05M 10.00 IA Cayman Islands 2021-06-24
5 HHLR Advisors, Ltd. 16.52M 9.30% 16.52M 10.00 IA Cayman Islands 2021-09-27
6 Hillhouse Investment Management, Ltd. 16.52M 9.30% 16.52M 10.00 IA Cayman Islands 2021-09-27
7 C-Bridge Healthcare Fund GP II, L.P. 15.46M 9.30% 15.46M PN Cayman Islands 2021-02-12
8 C-Bridge Healthcare Fund II, L.P. 15.46M 9.30% 15.46M PN Cayman Islands 2021-02-12
9 CBC Investment I-Mab Limited 12.23M 7.40% 12.23M CO Cayman Islands 2021-02-12
10 GIC Private Limited 10.83M 5.90% 10.83M CO 2022-02-14
11 Genexine, Inc. 10.57M 6.29% 10.57M 10.57M CO 2021-02-16
12 I-Bridge Capital GP, Ltd. 9.51M 5.70% 9.51M 9.51M CO Cayman Islands 2021-02-12
13 I-Bridge Healthcare Fund, L.P. 9.51M 5.70% 9.51M 9.51M PN Cayman Islands 2021-02-12
14 I-Bridge Healthcare GP, L.P. 9.51M 5.70% 9.51M 9.51M PN Cayman Islands 2021-02-12
15 Genexine, Inc.. 8.49M 4.97% 8.49M 8.49M CO Republic of Korea 2021-06-21
16 T INVESTMENT LIMITED 8.17M 9.89% 8.17M 8.17M IV 2023-12-01
17 52-0556948 7.35M 9.40% 3.88M 7.35M IA Maryland 2022-02-14
18 Everest Medicines Limited 6.08M 3.70% 6.08M CO Cayman Islands 2021-02-12
19 CBC SPVII LIMITED 5.57M 3.40% 5.57M CO Cayman Islands 2021-02-12
20 IBC Investment Seven Limited 3.93M 2.40% 3.93M CO Cayman Islands 2021-02-12
21 C-Bridge II Investment Ten Limited 2.37M 1.40% 2.37M CO Cayman Islands 2021-02-12
22 C-Bridge II Investment Thirteen Limited 859.2K 0.50% 859.2K CO Cayman Islands 2021-02-12
23 I-MAB 12.00 8.00% 10.59M 10.00 10.59M IA 2020-09-14

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2026 Q1
Investors holding
115
+21 vs prev Q
New positions
35
Closed positions
14
Increased
81
Reduced
22
Put/Call ratio
0.00
Calls held
Puts held
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 26.9K +26.9K (+100.0%) 451.55M +451.6M (+100.0%) 0.18% +0.179 pp 0.18% +0.178 pp USD16.78 +0.0% 1 qtrs NEW
2 WELLINGTON MANAGEMENT GROUP LLP 3.83M -12.1K (-0.3%) 64.26M -1.4M (-2.1%) 26.35% +15.234 pp 0.01% 0.000 pp USD14.42 +16.4% 4 qtrs
3 ADAGE CAPITAL PARTNERS GP, L.L.C. 2.02M +224.1K (+12.5%) 33.87M +3.2M (+10.5%) 13.41% +8.219 pp 0.05% +0.003 pp USD14.49 +15.8% 4 qtrs
4 BLACKROCK, INC. 1.35M +652.0K (+92.8%) 22.72M +10.7M (+89.5%) 9.00% +6.966 pp 0.00% +0.000 pp USD15.38 +9.1% 4 qtrs
5 VANGUARD GROUP INC 1.12M +59.4K (+5.6%) 18.84M +678.1K (+3.7%) 7.46% +4.383 pp 0.00% +0.000 pp USD15.44 +8.7% 4 qtrs
6 MORGAN STANLEY 1.02M +264.2K (+35.1%) 17.06M +4.2M (+32.7%) 6.76% +4.579 pp 0.00% +0.000 pp USD16.51 +1.6% 4 qtrs
7 GOLDMAN SACHS GROUP INC 760.4K +45.0K (+6.3%) 12.76M +541.3K (+4.4%) 5.05% +2.983 pp 0.00% +0.000 pp USD14.71 +14.1% 4 qtrs
8 JACOBS ASSET MANAGEMENT, LLC 475.0K +12.5K (+2.7%) 7.97M +71.0K (+0.9%) 3.16% +1.818 pp 4.44% +0.115 pp USD14.50 +15.7% 4 qtrs
9 MALTESE CAPITAL MANAGEMENT LLC 380.0K -800.0 (-0.2%) 6.38M -127.7K (-2.0%) 2.52% +1.423 pp 1.13% +0.147 pp USD14.44 +16.2% 4 qtrs
10 MILLENNIUM MANAGEMENT LLC 372.4K -1.5K (-0.4%) 6.25M -137.4K (-2.2%) 2.47% +1.393 pp 0.00% 0.000 pp USD16.61 +1.0% 4 qtrs
11 GEODE CAPITAL MANAGEMENT, LLC 352.2K +117.8K (+50.3%) 5.91M +1.9M (+47.6%) 2.34% +1.662 pp 0.00% +0.000 pp USD14.94 +12.3% 4 qtrs
12 STATE OF WISCONSIN INVESTMENT BOARD 329.5K +22.7K (+7.4%) 5.53M +288.2K (+5.5%) 2.27% +1.379 pp 0.01% +0.000 pp USD14.60 +14.9% 4 qtrs
13 AMERICAN CENTURY COMPANIES INC 321.6K +169.3K (+111.1%) 5.40M +2.8M (+107.4%) 2.21% +1.772 pp 0.00% +0.001 pp USD16.38 +2.4% 4 qtrs
14 STATE STREET CORP 273.6K +55.8K (+25.6%) 4.59M +871.4K (+23.4%) 1.82% +1.188 pp 0.00% +0.000 pp USD15.77 +6.4% 4 qtrs
15 ALGEBRIS (UK) LTD 269.8K +9.2K (+3.5%) 4.53M +82.4K (+1.9%) 1.86% +1.103 pp 0.36% -0.149 pp USD17.07 -1.7% 2 qtrs
16 JPMORGAN CHASE & CO 260.9K +137.5K (+111.4%) 4.38M +2.3M (+107.7%) 1.73% +1.376 pp 0.00% +0.000 pp USD16.19 +3.6% 3 qtrs
17 NORTH REEF CAPITAL MANAGEMENT LP 258.8K -25.0K (-8.8%) 4.34M -504.6K (-10.4%) 1.72% +0.898 pp 0.17% -0.052 pp USD14.44 +16.2% 4 qtrs
18 RUSSELL INVESTMENTS GROUP, LTD. 257.5K +32.2K (+14.3%) 4.32M +472.3K (+12.3%) 1.77% +1.120 pp 0.00% +0.000 pp USD15.36 +9.2% 4 qtrs
19 EJF CAPITAL LLC 215.4K +5.2K (+2.5%) 3.62M +24.1K (+0.7%) 1.43% +0.823 pp 2.05% -0.033 pp USD14.50 +15.7% 4 qtrs
20 TWO SIGMA INVESTMENTS, LP 214.3K +52.5K (+32.5%) 3.60M +832.7K (+30.1%) 1.42% +0.956 pp 0.01% +0.001 pp USD16.45 +2.0% 4 qtrs
21 BREVAN HOWARD CAPITAL MANAGEMENT LP 200.0K +189.8K (+1,860.8%) 3.36M +3.2M (+1,826.3%) 1.33% +1.299 pp 0.04% +0.036 pp USD16.80 -0.1% 2 qtrs
22 SANCTUARY ADVISORS, LLC 176.9K +21.0 (+0.0%) 2.97M -52.7K (-1.7%) 1.18% +0.664 pp 0.02% -0.001 pp USD13.71 +22.4% 3 qtrs
23 BNP PARIBAS ARBITRAGE, SNC 172.2K +60.5K (+54.2%) 2.89M +981.7K (+51.5%) 1.14% +0.821 pp 0.00% +0.000 pp USD16.45 +2.0% 3 qtrs
24 RMB CAPITAL MANAGEMENT, LLC 165.7K +81.0 (+0.0%) 2.78M -48.3K (-1.7%) 1.14% +0.661 pp 0.05% -0.004 pp USD14.44 +16.2% 4 qtrs
25 MENDON CAPITAL ADVISORS CORP 165.6K +— (+0.0%) 2.78M -49.7K (-1.8%) 1.10% +0.621 pp 0.82% -0.262 pp USD14.40 +16.5% 4 qtrs
26 MISSION WEALTH MANAGEMENT, LP 157.5K -23.5K (-13.0%) 2.64M -448.4K (-14.5%) 1.05% +0.523 pp 0.05% -0.009 pp USD17.08 -1.8% 2 qtrs
27 NEXPOINT ASSET MANAGEMENT, L.P. 100.0K +100.0K (+100.0%) 2.48M +2.5M (+100.0%) 0.66% +0.664 pp 0.17% +0.173 pp USD16.78 +0.0% 1 qtrs NEW
28 BOOTHBAY FUND MANAGEMENT, LLC 130.7K -72.1K (-35.6%) 2.19M -1.3M (-36.7%) 0.90% +0.312 pp 0.03% -0.018 pp USD15.02 +11.7% 4 qtrs
29 NORTHERN TRUST CORP 124.2K +46.6K (+60.0%) 2.08M +758.5K (+57.2%) 0.85% +0.630 pp 0.00% +0.000 pp USD15.00 +11.9% 4 qtrs
30 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 112.8K +25.5K (+29.3%) 1.89M +402.4K (+27.0%) 0.75% +0.497 pp 0.00% +0.000 pp USD14.88 +12.8% 4 qtrs
31 JANE STREET GROUP, LLC 100.6K +100.6K (+100.0%) 1.69M +1.7M (+100.0%) 0.67% +0.669 pp 0.00% +0.000 pp USD16.78 +0.0% 1 qtrs NEW
32 BANK OF AMERICA CORP /DE/ 95.0K +64.0K (+206.4%) 1.59M +1.1M (+201.0%) 0.63% +0.541 pp 0.00% +0.000 pp USD15.94 +5.3% 4 qtrs
33 VOLEON CAPITAL MANAGEMENT LP 84.7K +46.7K (+123.0%) 1.42M +772.2K (+119.1%) 0.56% +0.453 pp 0.03% +0.015 pp USD16.91 -0.8% 2 qtrs
34 BANK OF NEW YORK MELLON CORP 83.7K +57.7K (+222.3%) 1.40M +960.4K (+216.6%) 0.58% +0.500 pp 0.00% +0.000 pp USD15.84 +5.9% 3 qtrs
35 NUVEEN, LLC 71.3K +45.8K (+180.2%) 1.20M +761.4K (+175.3%) 0.47% +0.400 pp 0.00% +0.000 pp USD15.68 +7.0% 3 qtrs
36 HSBC HOLDINGS PLC 65.9K +40.2K (+156.8%) 1.10M +662.8K (+150.8%) 0.44% +0.363 pp 0.00% +0.000 pp USD16.16 +3.8% 3 qtrs
37 BARCLAYS PLC 64.8K +46.8K (+259.3%) 1.09M +779.1K (+253.0%) 0.43% +0.378 pp 0.00% +0.000 pp USD15.93 +5.3% 3 qtrs
38 ROCKEFELLER CAPITAL MANAGEMENT L.P. 57.5K +57.5K (+100.0%) 965.5K +965.5K (+100.0%) 0.38% +0.382 pp 0.00% +0.002 pp USD16.78 +0.0% 1 qtrs NEW
39 KENNEDY CAPITAL MANAGEMENT LLC 57.2K +— (+0.0%) 960.6K -17.2K (-1.8%) 0.39% +0.228 pp 0.02% -0.001 pp USD14.44 +16.2% 4 qtrs
40 PMC FIG OPPORTUNITIES LLC 52.4K -78.1K (-59.9%) 879.1K -1.3M (-60.6%) 0.36% -0.017 pp 1.38% -1.981 pp USD15.70 +6.9% 4 qtrs
41 CITADEL ADVISORS LLC 52.2K +52.2K (+100.0%) 875.2K +875.2K (+100.0%) 0.35% +0.347 pp 0.00% +0.000 pp USD16.78 +0.0% 4 qtrs
42 COMMONWEALTH EQUITY SERVICES, LLC 51.2K +51.2K (+100.0%) 859.9K +859.9K (+100.0%) 0.34% +0.341 pp 0.00% +0.001 pp USD16.78 +0.0% 1 qtrs NEW
43 BOSTON PARTNERS 41.6K +634.0 (+1.5%) 697.7K -1.7K (-0.2%) 0.28% +0.158 pp 0.00% +0.000 pp USD14.49 +15.8% 4 qtrs
44 QUANTBOT TECHNOLOGIES LP 41.4K +29.7K (+253.4%) 695.0K +494.8K (+247.2%) 0.28% +0.241 pp 0.02% +0.018 pp USD16.86 -0.5% 2 qtrs
45 ENGINEERS GATE MANAGER LP 39.3K +772.0 (+2.0%) 659.3K +1.4K (+0.2%) 0.27% +0.159 pp 0.01% +0.000 pp USD15.60 +7.6% 3 qtrs
46 JUMP FINANCIAL, LLC 37.5K -29.6K (-44.1%) 628.9K -517.2K (-45.1%) 0.26% +0.064 pp 0.01% -0.006 pp USD15.92 +5.4% 3 qtrs
47 TWO SIGMA ADVISERS, LP 32.9K -16.4K (-33.3%) 552.1K -290.0K (-34.4%) 0.22% +0.076 pp 0.00% -0.001 pp USD16.30 +2.9% 3 qtrs
48 UBS GROUP AG 32.7K +16.1K (+97.2%) 548.8K +265.6K (+93.8%) 0.22% +0.169 pp 0.00% +0.000 pp USD15.59 +7.6% 4 qtrs
49 FIRST TRUST ADVISORS LP 32.6K +790.0 (+2.5%) 546.9K +3.7K (+0.7%) 0.22% +0.132 pp 0.00% +0.000 pp USD17.07 -1.7% 2 qtrs
50 WALLEYE CAPITAL LLC 30.7K +30.7K (+100.0%) 514.7K +514.7K (+100.0%) 0.20% +0.204 pp 0.00% +0.002 pp USD16.78 +0.0% 1 qtrs NEW
51 CITIGROUP INC 30.6K +28.6K (+1,474.4%) 513.0K +479.9K (+1,446.8%) 0.20% +0.198 pp 0.00% +0.000 pp USD16.58 +1.2% 3 qtrs
52 NOMURA HOLDINGS INC 30.3K +30.3K (+100.0%) 507.6K +507.6K (+100.0%) 0.21% +0.208 pp 0.00% +0.001 pp USD16.78 +0.0% 1 qtrs NEW
53 AQR CAPITAL MANAGEMENT LLC 30.2K +2.8K (+10.3%) 507.0K +39.1K (+8.4%) 0.21% +0.129 pp 0.00% +0.000 pp USD17.05 -1.6% 2 qtrs
54 PDT PARTNERS, LLC 26.8K +10.6K (+65.3%) 450.1K +173.0K (+62.4%) 0.18% +0.131 pp 0.03% +0.012 pp USD16.96 -1.1% 2 qtrs
55 PRUDENTIAL FINANCIAL INC 26.3K -2.1K (-7.4%) 441.5K -43.7K (-9.0%) 0.17% +0.093 pp 0.00% +0.000 pp USD17.08 -1.8% 2 qtrs
56 OCCUDO QUANTITATIVE STRATEGIES LP 26.1K +3.7K (+16.3%) 437.4K +54.6K (+14.3%) 0.17% +0.108 pp 0.03% -0.017 pp USD17.04 -1.5% 2 qtrs
57 FEDERATED HERMES, INC. 24.0K +19.2K (+401.6%) 402.6K +320.9K (+392.8%) 0.16% +0.146 pp 0.00% +0.001 pp USD16.84 -0.4% 2 qtrs
58 WELLS FARGO & COMPANY/MN 23.0K +14.9K (+184.5%) 386.3K +248.1K (+179.5%) 0.15% +0.130 pp 0.00% +0.000 pp USD15.89 +5.6% 3 qtrs
59 CANADA PENSION PLAN INVESTMENT BOARD 20.5K +20.5K (+100.0%) 344.0K +344.0K (+100.0%) 0.14% +0.136 pp 0.00% +0.000 pp USD16.78 +0.0% 1 qtrs NEW
60 GRAHAM CAPITAL MANAGEMENT, L.P. 19.2K +19.2K (+100.0%) 321.8K +321.8K (+100.0%) 0.13% +0.127 pp 0.01% +0.008 pp USD16.78 +0.0% 1 qtrs NEW
61 SEI INVESTMENTS CO 18.9K -838.0 (-4.2%) 317.1K -20.0K (-5.9%) 0.13% +0.069 pp 0.00% +0.000 pp USD14.44 +16.2% 4 qtrs
62 PERSISTENT ASSET PARTNERS LTD 18.7K -23.0K (-55.2%) 314.0K -398.8K (-55.9%) 0.12% +0.004 pp 0.14% -0.349 pp USD15.59 +7.6% 4 qtrs
63 ARROWSTREET CAPITAL, LIMITED PARTNERSHIP 15.2K +15.2K (+100.0%) 255.8K +255.8K (+100.0%) 0.10% +0.105 pp 0.00% +0.000 pp USD16.78 +0.0% 1 qtrs NEW
64 SG AMERICAS SECURITIES, LLC 14.2K +1.5K (+11.7%) 239.0K +21.0K (+9.6%) 0.09% +0.058 pp 0.00% 0.000 pp USD17.05 -1.6% 2 qtrs
65 RHUMBLINE ADVISERS 13.1K +3.1K (+31.0%) 220.0K +49.0K (+28.7%) 0.09% +0.058 pp 0.00% +0.000 pp USD14.44 +16.2% 3 qtrs
66 CWM, LLC 12.8K +10.7K (+510.9%) 215.0K +179.0K (+497.2%) 0.09% +0.079 pp 0.00% +0.001 pp USD16.40 +2.3% 4 qtrs
67 METLIFE INVESTMENT MANAGEMENT, LLC 11.9K +4.8K (+68.4%) 199.2K +78.8K (+65.5%) 0.08% +0.059 pp 0.00% +0.000 pp USD14.96 +12.2% 3 qtrs
68 INVESCO LTD. 11.3K +11.3K (+100.0%) 189.4K +189.4K (+100.0%) 0.08% +0.075 pp 0.00% +0.000 pp USD16.78 +0.0% 1 qtrs NEW
69 MAN GROUP PLC 11.2K +11.2K (+100.0%) 187.1K +187.1K (+100.0%) 0.08% +0.077 pp 0.00% +0.000 pp USD16.78 +0.0% 1 qtrs NEW
70 PRICE T ROWE ASSOCIATES INC /MD/ 10.4K +10.4K (+100.0%) 176.0K +176.0K (+100.0%) 0.07% +0.069 pp 0.00% +0.000 pp USD16.78 +0.0% 1 qtrs NEW
71 MIRAE ASSET GLOBAL ETFS HOLDINGS LTD. 9.5K +4.6K (+93.6%) 159.8K +75.8K (+90.2%) 0.07% +0.051 pp 0.00% +0.000 pp USD15.19 +10.5% 3 qtrs
72 DEUTSCHE BANK AG\ 8.5K +— (+0.0%) 143.5K -2.6K (-1.8%) 0.06% +0.032 pp 0.00% +0.000 pp USD13.71 +22.4% 3 qtrs
73 IFP ADVISORS, INC 6.4K +6.4K (+71,433.3%) 108.0K +107.9K (+70,049.4%) 0.04% +0.043 pp 0.00% +0.002 pp USD16.78 +0.0% 2 qtrs
74 FMR LLC 6.0K +6.0K (+99,716.7%) 100.5K +100.4K (+98,424.5%) 0.04% +0.041 pp 0.00% +0.000 pp USD16.78 +0.0% 2 qtrs
75 AQUATIC CAPITAL MANAGEMENT LLC 5.7K +5.7K (+100.0%) 95.0K +95.0K (+100.0%) 0.04% +0.038 pp 0.00% +0.003 pp USD16.78 +0.0% 1 qtrs NEW
76 POLICE & FIREMEN'S RETIREMENT SYSTEM OF NEW JERSEY 5.5K +3.1K (+131.2%) 92.7K +51.9K (+127.2%) 0.04% +0.030 pp 0.00% +0.000 pp USD15.45 +8.6% 3 qtrs
77 NEW YORK STATE COMMON RETIREMENT FUND 5.4K +— (+0.0%) 90.6K -1.6K (-1.8%) 0.04% +0.022 pp 0.00% +0.000 pp USD13.71 +22.4% 3 qtrs
78 STATE OF ALASKA, DEPARTMENT OF REVENUE 2.4K +2.4K (+100.0%) 40.0K +40.0K (+100.0%) 0.02% +0.016 pp 0.00% +0.000 pp USD16.78 +0.0% 1 qtrs NEW
79 STRS OHIO 2.0K +— (+0.0%) 33.6K -600.0 (-1.8%) 0.01% +0.008 pp 0.00% +0.000 pp USD13.71 +22.4% 3 qtrs
80 LEGAL & GENERAL GROUP PLC 1.8K +876.0 (+91.7%) 30.7K +14.4K (+88.4%) 0.01% +0.010 pp 0.00% +0.000 pp USD15.18 +10.5% 3 qtrs
81 AMERITAS INVESTMENT PARTNERS, INC. 1.7K +589.0 (+54.6%) 28.0K +9.6K (+51.9%) 0.01% +0.008 pp 0.00% +0.000 pp USD14.79 +13.5% 3 qtrs
82 CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM 1.3K +603.0 (+91.4%) 21.2K +9.9K (+88.0%) 0.01% +0.007 pp 0.00% +0.000 pp USD15.18 +10.5% 3 qtrs
83 STERLING CAPITAL MANAGEMENT LLC 1.2K +455.0 (+62.5%) 19.9K +7.4K (+59.7%) 0.01% +0.006 pp 0.00% +0.000 pp USD16.15 +3.9% 3 qtrs
84 ROYAL BANK OF CANADA 1.0K +743.0 (+243.6%) 17.0K +11.0K (+183.3%) 0.01% +0.006 pp 0.00% +0.000 pp USD15.89 +5.6% 3 qtrs
85 TOWER RESEARCH CAPITAL LLC (TRC) 826.00 -236.0 (-22.2%) 13.9K -4.3K (-23.6%) 0.01% +0.002 pp 0.00% 0.000 pp USD14.22 +18.0% 3 qtrs
86 AMALGAMATED BANK 645.00 +285.0 (+79.2%) 11.0K +5.0K (+83.3%) 0.00% +0.003 pp 0.00% +0.000 pp USD15.07 +11.3% 3 qtrs
87 QUARRY LP 562.00 +562.0 (+100.0%) 9.4K +9.4K (+100.0%) 0.00% +0.004 pp 0.00% +0.002 pp USD16.78 +0.0% 1 qtrs NEW
88 PINNACLE WEALTH PLANNING SERVICES, INC. 523.00 +523.0 (+100.0%) 8.8K +8.8K (+100.0%) 0.00% +0.004 pp 0.00% +0.001 pp USD16.78 +0.0% 1 qtrs NEW
89 ALLWORTH FINANCIAL LP 203.00 +199.0 (+4,975.0%) 3.4K +3.3K (+4,837.7%) 0.00% +0.001 pp 0.00% +0.000 pp USD16.78 +0.0% 2 qtrs
90 EVERSOURCE WEALTH ADVISORS, LLC 96.00 -13.0 (-11.9%) 1.6K -251.0 (-13.5%) 0.00% +0.000 pp 0.00% +0.000 pp USD17.07 -1.7% 2 qtrs
91 TRUE WEALTH DESIGN, LLC 52.00 +— (+0.0%) 873.00 -16.0 (-1.8%) 0.00% +0.000 pp 0.00% +0.000 pp USD17.08 -1.8% 2 qtrs
92 MAI CAPITAL MANAGEMENT 24.00 +24.0 (+100.0%) 403.00 +403.0 (+100.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD16.75 +0.2% 1 qtrs NEW
93 PNC FINANCIAL SERVICES GROUP, INC. 12.00 +12.0 (+100.0%) 201.00 +201.0 (+100.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD16.75 +0.2% 1 qtrs NEW
94 ROTHSCHILD INVESTMENT LLC 5.00 +5.0 (+100.0%) 84.00 +84.0 (+100.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD16.60 +1.1% 1 qtrs NEW
95 SRS CAPITAL ADVISORS, INC. -290.0 (-100.0%) -5.0K (-100.0%) 0.00% -0.001 pp 0.00% 0.000 pp USD 2 qtrs SOLD
96 COVESTOR LTD -38.0 (-100.0%) -1.0K (-100.0%) 0.00% 0.000 pp 0.00% -0.001 pp USD 2 qtrs SOLD
97 STATE OF WYOMING -4.2K (-100.0%) -71.9K (-100.0%) 0.00% -0.012 pp 0.00% -0.008 pp USD 3 qtrs SOLD
98 QUADRANT CAPITAL GROUP LLC -106.0 (-100.0%) -1.8K (-100.0%) 0.00% 0.000 pp 0.00% 0.000 pp USD 2 qtrs SOLD
99 ADVISOR GROUP HOLDINGS, INC. -460.0 (-100.0%) -8.2K (-100.0%) 0.00% -0.001 pp 0.00% +0.000 pp USD 2 qtrs SOLD
Ownership breakdown by holder

ETF Ownership

Top ETFs holding this stock Held by 62 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Harbor Active Small Cap ETF (SMLL) SMLL 1.02% 139.8K 0.80%
2 First Trust Dow Jones Select MicroCap Index Fund FDM 0.25% 643.6K 0.65%
3 Vanguard U.S. Multifactor ETF VFMF 0.16% 1.03M 0.18%
4 Franklin Small Cap Enhanced ETF FSML 0.10% 149.6K 0.45%
5 iShares Micro-Cap ETF IWC 0.09% 1.32M 0.60%
6 EA Bridgeway Omni Small-Cap Value ETF BSVO 0.05% 904.0K 0.47%
7 WisdomTree U.S. SmallCap Fund EES 0.04% 280.9K 0.38%
8 Avantis U.S. Small Cap Value ETF AVUV 0.03% 10.01M 0.25%
9 iShares Russell 2000 Value ETF IWN 0.03% 3.83M 0.24%
10 Avantis U.S. Small Cap Equity ETF AVSC 0.02% 728.7K 0.25%

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
0.67
Neutral
Ratio by volume
1.27
Neutral
Buys
8
Sells
12
Shares acquired
141.6K
Shares disposed
111.8K
Cash buys
2.00
Cash sales
2.00
Net activity
+29,725
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2026-05-13 Williams Charles Alan Director / Officer / 10% Owner P-Purchase A Common Stock 25,000 17.08 427.0K 2,312,650 I
2026-05-12 Williams Charles Alan Director / Officer / 10% Owner P-Purchase A Common Stock 25,000 17.21 430.3K 2,287,650 I
2026-05-01 Hooker David Stevens Director S-Sale D Common Stock 7,000 17.82 124.7K 827,879 I
2026-04-01 Williams Charles Alan Director / Officer / 10% Owner M-Exempt D Restricted stock units 9,333 0.00 18,667 D
2026-04-01 Howes Brad T Officer F-InKind D Common Stock 2,912 17.26 50.3K 10,221 D
2026-04-01 Comps Kevin J Officer F-InKind D Common Stock 4,017 17.26 69.3K 51,268 D
2026-04-01 Christel David J Officer M-Exempt D Restricted stock units 9,333 0.00 18,667 D
2026-04-01 Butler Amy M Officer F-InKind D Common Stock 2,173 17.26 37.5K 4,827 D
2026-03-09 Dean Richard Jeffery Director S-Sale D Common Stock 57,619 17.55 1.01M 557,171 I
2026-03-03 Lawrence David F. Director P-Purchase A Common Stock 500 18.19 9.1K 1,000 D
2026-02-12 Williams Charles Alan Director / Officer / 10% Owner P-Purchase A Common Stock 23,450 16.88 395.9K 54,896 D
2026-02-11 Williams Charles Alan Director / Officer / 10% Owner P-Purchase A Common Stock 14,205 16.90 240.1K 31,446 D
2026-01-29 Butler Amy M Officer S-Sale D Common Stock 6,365 17.50 111.4K 0 D
2026-01-27 Butler Amy M Officer S-Sale D Common Stock 3,111 17.95 55.8K 13,165 D
2025-12-19 Howes Brad T Officer F-InKind D Common Stock 2,457 17.67 43.4K 6,133 D
2025-12-19 Comps Kevin J Officer M-Exempt D Restricted stock units 79,697 0.00 159,393 D
2025-12-19 Christel David J Officer M-Exempt A Common Stock 85,897 0.00 235,897 D
2025-12-19 Butler Amy M Officer M-Exempt D Restricted stock units 23,097 0.00 46,193 D
2025-12-11 Williams Charles Alan Director / Officer / 10% Owner G-Gift D Common Stock 140,000 0.00 2,262,650 I
2025-11-17 Edger Bruce L Director G-Gift D Common Stock 3,000 0.00 220,830 I
2025-10-24 Lawrence David F. Director P-Purchase A Common Stock 500 16.58 8.3K 500 D
2025-09-12 Hooker David Stevens Director S-Sale D Common Stock 65,161 18.21 1.19M 834,879 I
2025-08-12 Tuttle John Robert Director 0 0.00 0
2025-08-12 Lawrence David F. Director 0 0.00 0
2025-08-12 Chaudhary Rajeev Kumar Director 0 0.00 0
2025-06-26 Williams Charles Alan Director / Officer / 10% Owner A-Award A Restricted stock units 28,000 0.00 28,000 D
2025-06-26 Howes Brad T Officer A-Award A Restricted stock units 21,000 0.00 21,000 D
2025-06-26 Comps Kevin J Officer A-Award A Restricted stock units 28,000 0.00 28,000 D
2025-06-26 Christel David J Officer A-Award A Restricted stock units 28,000 0.00 28,000 D
2025-06-26 Butler Amy M Officer A-Award A Restricted stock units 21,000 0.00 21,000 D
2025-04-01 Williams Charles Alan Director / Officer / 10% Owner M-Exempt D Restricted stock units 49,560 0.00 208,130 D

Executive team

Top executives
EBIT / Employee
224.8K
Shares Outstanding
15.04M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2025 Charles A. Williams Founder, Chief Executive Officer and Chairman 437.8K 378.0K 7.13M 1.2K 7.95M 4.76%
2 2025 David J. Christel President of Warehouse Lending 175.0K 378.0K 2.60M 8.6K 3.16M 11.94%
3 2025 Kevin J. Comps President 365.8K 400.0K 378.0K 9.2K 1.15M 32.78%
4 2024 Charles A. Williams Founder, Chief Executive Officer and Chairman 437.7K 3.71M 4.45M 374.2K 8.97M 41.37%
5 2024 Charles A. Williams Founder, Chief Executive Officer and Chairman 437.7K 3.71M 4.45M 374.2K 8.97M 41.37%
6 2024 David J. Christel President of Warehouse Lending 175.0K 3.71M 1.45M 598.4K 5.94M 62.50%
7 2024 David J. Christel President of Warehouse Lending 175.0K 3.71M 1.45M 598.4K 5.94M 62.50%
8 2024 Kevin J. Comps President 321.2K 330.0K 3.44M 319.3K 4.41M 78.01%
9 2024 Kevin J. Comps President 321.2K 330.0K 3.44M 319.3K 4.41M 78.01%
10 2023 Charles A. Williams Founder, Chief Executive Officer and Chairman 437.7K 2.29M 411.7K 3.14M 0.00%
11 2023 David J. Christel President of Warehouse Lending 175.0K 841.3K 411.7K 1.43M 0.00%
12 2023 Kevin J. Comps President 292.2K 200.0K 248.2K 740.5K 0.00%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2026-03-31 DEFA14A
2026-03-31 DEF 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-18 4
2026-05-15 SC 13G/A
2026-05-14 4
2026-05-14 10-Q
2026-05-13 SC 13G/A
2026-05-13 8-K
2026-05-13 4
2026-05-04 4
2026-04-28 4
2026-04-22 6-K

Executive team

NameTitleCompensationGender
Charles A. Williams Founder, Chairman & Chief Executive Officer 8M male
David J. Christel President of Mortgage Purchase Program - Northpointe Bank 3M male
Kevin J. Comps President & Secretary 775.0K male
Amy Butler Executive Vice President of National Sales of Northpointe Bank female
Bradley T. Howes Executive Vice President & Chief Financial Officer male
Gary Dykstra Senior VP, Controller & Principal Accounting Officer male
ESG Rating
B
BANKS - REGIONAL
Rank: 374 out of 431
2026
E (Environmental)
64.4 / 64.3
Company / Sector avg.
S (Social)
69.4 / 76.5
Company / Sector avg.
G (Governance)
63.3 / 75.5
Company / Sector avg.
ESG Total
65.7 / 72.1
Company / Sector avg.
ESG Score History BANKS - REGIONAL
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits