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Nova Ljubljanska Banka d.d. (NLB.IL)
Ljubljana, SI
Nova Ljubljanska Banka d.d. (NLB), along with its associated entities, delivers a broad spectrum of banking solutions to individual clients and corporations throughout Slovenia, Southeast Europe, and Western Europe. The institution's operations are divided into several key segments: Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other Activities. NLB's offerings encompass savings and deposit accounts; personal, home, and green loans; housing guarantee schemes; and financing for businesses. Additionally, the company provides various types of payment cards; comprehensive investment services, including securities trading, treasury bills, investment funds, and savings-linked insurance; and a range of insurance products. Its services further extend to leasing, payment processing, asset management, and specialized investment banking. Founded in 1889, Nova Ljubljanska Banka d.d. is headquartered in Ljubljana, Slovenia.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.56% | -1.87% | -3.26% | +9.61% | +26.42% | +23.27% | +58.93% | +205.84% | +275.53% | +286.96% | +286.96% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-15.5% Q1'26: +10.3% (vs Q1'25)
-
EPS growth-2.1% Q1'26: -5.6% (vs Q1'25)
-
FCF margin— Q1'26: +34.4% (vs Q1'25)
-
EBIT margin— Q1'26: +32.2% (vs Q1'25)
-
ROIC— Q1'26: +19.5% (vs Q1'25)
-
Share dilution+0.0% Q1'26: 0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 5.00× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
Dec 2029 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
550.93M
est: 495.80M (+11.1%)
|
582.76M
est: 506.81M (+15.0%)
|
563.91M
est: 495.73M (+13.8%)
|
769.77M
est: 663.78M (+16.0%)
|
896.28M
est: 782.16M (+14.6%)
|
1.31B
est: 1.05B (+25.6%)
|
1.57B
est: 1.20B (+31.0%)
|
1.32B
est: 1.29B (+2.9%)
|
1.39B
1.39B – 1.39B
+7.8% YoY
|
1.47B
1.47B – 1.47B
+6.2% YoY
|
1.56B
1.56B – 1.56B
+5.6% YoY
|
1.54B
1.54B – 1.54B
-1.0% YoY
|
| EBITDA |
260.56M
est: 242.40M (+7.5%)
|
246.36M
est: 247.78M (-0.6%)
|
309.64M
est: 242.37M (+27.8%)
|
307.93M
est: 324.53M (-5.1%)
|
530.45M
est: 382.40M (+38.7%)
|
627.65M
est: 510.95M (+22.8%)
|
666.37M
est: 560.31M (+18.9%)
|
591.90M
est: 602.74M (-1.8%)
|
649.94M
649.94M – 649.94M
+7.8% YoY
|
690.52M
690.52M – 690.52M
+6.2% YoY
|
728.93M
728.93M – 728.93M
+5.6% YoY
|
721.57M
721.57M – 721.57M
-1.0% YoY
|
| EBIT |
233.34M
est: 218.18M (+6.9%)
|
215.40M
est: 223.03M (-3.4%)
|
277.92M
est: 218.15M (+27.4%)
|
261.41M
est: 292.10M (-10.5%)
|
483.06M
est: 344.20M (+40.3%)
|
578.41M
est: 459.90M (+25.8%)
|
608.15M
est: 515.35M (+18.0%)
|
591.90M
est: 554.38M (+6.8%)
|
597.78M
597.78M – 597.78M
+7.8% YoY
|
635.11M
635.11M – 635.11M
+6.2% YoY
|
670.44M
670.44M – 670.44M
+5.6% YoY
|
663.67M
663.67M – 663.67M
-1.0% YoY
|
| Net Income |
203.65M
est: 198.83M (+2.4%)
|
193.58M
est: 193.68M (-0.1%)
|
269.71M
est: 98.50M (+173.8%)
|
236.40M
est: 233.30M (+1.3%)
|
446.86M
est: 301.14M (+48.4%)
|
550.70M
est: 507.08M (+8.6%)
|
514.55M
est: 506.06M (+1.7%)
|
503.10M
est: 485.35M (+3.7%)
|
516.07M
516.07M – 516.07M
+6.3% YoY
|
559.97M
559.97M – 559.97M
+8.5% YoY
|
611.28M
611.28M – 611.28M
+9.2% YoY
|
544.00M
544.00M – 544.00M
-11.0% YoY
|
| SGA |
69.22M
est: 58.90M (+17.5%)
|
79.26M
est: 60.21M (+31.6%)
|
73.59M
est: 58.89M (+24.9%)
|
102.86M
est: 78.86M (+30.4%)
|
118.04M
est: 92.92M (+27.0%)
|
133.32M
est: 124.16M (+7.4%)
|
151.34M
est: 174.53M (-13.3%)
|
352.30M
est: 187.75M (+87.6%)
|
202.45M
202.45M – 202.45M
+7.8% YoY
|
215.09M
215.09M – 215.09M
+6.2% YoY
|
227.06M
227.06M – 227.06M
+5.6% YoY
|
224.77M
224.77M – 224.77M
-1.0% YoY
|
| EPS |
2.04
est: 1.99 (+2.6%)
|
9.68
est: 1.94 (+399.8%)
|
13.49
est: 0.98 (+1,269.6%)
|
2.36
est: 2.33 (+1.2%)
|
4.47
est: 3.01 (+48.4%)
|
5.51
est: 5.07 (+8.7%)
|
5.14
est: 5.06 (+1.6%)
|
5.03
est: 4.85 (+3.6%)
|
5.16
5.16 – 5.16
+6.3% YoY
|
5.60
5.60 – 5.60
+8.5% YoY
|
6.11
6.11 – 6.11
+9.2% YoY
|
5.44
5.44 – 5.44
-11.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-08 | B+ | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-07 | B+ | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-06 | B+ | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-05 | B+ | 3/5 | 1/5 | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-01 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-30 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-29 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-28 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-27 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 1/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Archibald Kremser | Chief Financial Officer, Deputy Chief Executive Officer & Member of Management Board | 559.3K | male |
| Blaz Brodnjak | Chief Executive Officer, CMO & Deputy Pres of the Management Board | 552.5K | male |
| Peter Andreas Burkhardt | Chief Risk Officer & Member of Management Board | 522.7K | male |
| Andrej Lasic | Member of the Management Board | 211.2K | male |
| Hedvika Usenik | Member of the Management Board | 211.2K | female |
| Antonio Argir | Member of the Management Board | 211.2K | male |
| Vesna Vodopivec | Gen. Mang. of HR & Organisation Devel. | — | female |
| Marko Jeric | Gen. Mang. of Legal & Secretariat | — | male |
| Rremandrej Krajner | Gen. Mang. of Communication | — | male |
| Valerija Pesec | Head of Investor Relations & Research | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for NLB.IL
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
