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Nordea Bank Abp (NDA-FI.HE)

EUR16.91 +0.13 (+0.77%)
FI HEL Financial Services Banks - Regional
Address Satamaradankatu 5 20
Helsinki, FI
CEO Frank Vang-Jensen
Website nordea.com
IPO 2000-01-25
ISIN FI4000297767

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Also trades on NASDAQ Copenhagen · NDA-DK.CO (DKK) NASDAQ Helsinki · NDA-FI.HE (EUR) Other OTC · NBNKF (USD) Other OTC · NRDBY (USD) Stockholm Stock Exchange · NDA-SE.ST (SEK)
Description

Nordea Bank Abp is a financial institution providing a comprehensive array of banking products and services throughout the Nordic countries—Sweden, Finland, Norway, and Denmark—as well as internationally. The bank's operations are organized into four primary divisions: Personal Banking, Business Banking, Large Corporates and Institutions, and Asset and Wealth Management. The Personal Banking segment serves individual and household customers, offering a diverse set of financial solutions accessible through digital channels like internet and mobile banking, telephone services, online meetings, and traditional branch offices. The Business Banking division supports corporate and some personal customers with essential services such as payment processing, cash flow management, various card offerings, working capital optimization, and bespoke financing options. Focusing on major corporate entities and institutional clients, the Large Corporates and Institutions unit delivers specialized services including corporate finance, robust cash and payment management, investment banking expertise, comprehensive securities services, and a full range of capital market products. Lastly, the Asset and Wealth Management sector provides sophisticated investment, savings, and risk mitigation strategies, predominantly for high-net-worth individuals and institutional investors, while also offering life insurance and pension products. Founded in 1820, Nordea Bank Abp is headquartered in Helsinki, Finland.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR16.91 +0.13 (+0.77%)
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Volume Profile
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Liquidity & share structure
Average Volume
4M
Beta
0.64
Float Shares
3.21B
Free Float %
94.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.18% -0.18% +3.00% +0.12% +8.07% +0.67% +28.47% +79.41% +88.23% +88.88% +185.94%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
16.91
DCF (Unlevered) 136.47 +707.1%
DCF (Levered) 161.59 +855.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 67% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 4 0
Hold 1 0
Sell 0 0
Strong Sell 2 0
Quality scores
Altman Z-Score
-0.25
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    -14.5% Q1'26: -9.4% (vs Q1'25)
  • EPS growth
    -3.5% Q1'26: -8.6% (vs Q1'25)
  • FCF margin
    Q1'26: -10.4% (vs Q1'25)
  • EBIT margin
    Q1'26: +27.7% (vs Q1'25)
  • ROIC
    Q1'26: +2.2% (vs Q1'25)
  • Share dilution
    -1.2% Q1'26: -1.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 33.12× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.62) × ERP
WACC = 22% × Ke + 78% × Kd (4.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 136.47 Current price: 16.91
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
15 Rev. Ana.
6 EPS Ana.
Dec 2027
15 Rev. Ana.
6 EPS Ana.
Dec 2028
14 Rev. Ana.
3 EPS Ana.
Dec 2029
9 Rev. Ana.
1 EPS Ana.
Revenue
13.32B
est: 10.07B (+32.2%)
12.83B
est: 9.75B (+31.6%)
12.34B
est: 9.67B (+27.6%)
11.42B
est: 8.97B (+27.2%)
11.56B
est: 8.57B (+34.9%)
10.07B
est: 8.47B (+18.9%)
10.41B
est: 9.58B (+8.7%)
12.83B
est: 9.71B (+32.1%)
24.02B
est: 11.86B (+102.5%)
25.53B
est: 12.07B (+111.5%)
21.83B
est: 11.72B (+86.3%)
11.98B
11.76B – 12.13B
+2.2% YoY
12.54B
12.06B – 12.84B
+4.7% YoY
13.00B
12.98B – 13.02B
+3.7% YoY
13.38B
13.00B – 13.63B
+2.9% YoY
EBITDA
4.89B
est: 3.76B (+30.2%)
4.85B
est: 3.64B (+33.2%)
4.26B
est: 3.61B (+18.1%)
4.26B
est: 3.35B (+27.2%)
2.67B
est: 3.20B (-16.5%)
3.52B
est: 3.16B (+11.3%)
5.54B
est: 3.57B (+55.0%)
5.35B
est: 3.62B (+47.6%)
6.95B
est: 4.43B (+57.0%)
7.11B
est: 4.43B (+60.6%)
6.93B
est: 4.30B (+61.1%)
4.39B
4.31B – 4.45B
+2.2% YoY
4.60B
4.43B – 4.71B
+4.7% YoY
4.77B
4.76B – 4.78B
+3.7% YoY
4.91B
4.77B – 5.00B
+2.9% YoY
EBIT
4.70B
est: 3.34B (+40.7%)
4.63B
est: 3.24B (+42.9%)
4.00B
est: 3.21B (+24.6%)
3.95B
est: 2.98B (+32.7%)
2.11B
est: 2.85B (-25.7%)
2.96B
est: 2.81B (+5.4%)
4.94B
est: 3.18B (+55.3%)
4.76B
est: 3.22B (+47.7%)
6.34B
est: 3.94B (+61.0%)
6.55B
est: 3.99B (+63.9%)
6.32B
est: 3.88B (+62.8%)
3.96B
3.89B – 4.02B
+2.2% YoY
4.15B
3.99B – 4.25B
+4.7% YoY
4.30B
4.30B – 4.31B
+3.7% YoY
4.43B
4.30B – 4.51B
+2.9% YoY
Net Income
3.66B
est: 3.18B (+15.0%)
3.77B
est: 2.92B (+29.1%)
3.03B
est: 2.77B (+9.3%)
3.08B
est: 2.52B (+22.2%)
1.55B
est: 1.91B (-19.1%)
2.27B
est: 1.93B (+17.1%)
3.83B
est: 3.29B (+16.5%)
3.59B
est: 3.56B (+1.0%)
4.93B
est: 4.96B (-0.6%)
5.06B
est: 4.99B (+1.4%)
4.84B
est: 4.71B (+2.8%)
4.94B
4.81B – 5.06B
+4.9% YoY
5.37B
5.19B – 5.55B
+8.8% YoY
5.75B
5.62B – 5.88B
+7.1% YoY
5.84B
5.62B – 5.98B
+1.5% YoY
SGA
1.11B
est: 780.06M (+42.6%)
1.34B
est: 754.84M (+77.1%)
1.31B
est: 748.59M (+75.4%)
1.25B
est: 694.95M (+80.4%)
1.49B
est: 663.75M (+124.3%)
1.16B
est: 655.71M (+76.6%)
905.00M
est: 741.59M (+22.0%)
1.01B
est: 751.90M (+33.9%)
1.16B
est: 918.42M (+26.5%)
1.49B
est: 803.12M (+85.7%)
1.32B
est: 779.84M (+69.5%)
797.14M
782.50M – 807.56M
+2.2% YoY
834.45M
802.94M – 854.48M
+4.7% YoY
865.20M
863.91M – 866.48M
+3.7% YoY
890.63M
865.44M – 907.25M
+2.9% YoY
EPS
0.91
est: 0.91 (+0.2%)
0.93
est: 0.83 (+11.7%)
0.75
est: 0.79 (-5.2%)
0.76
est: 0.72 (+5.8%)
0.38
est: 0.54 (-30.2%)
0.57
est: 0.55 (+3.3%)
0.97
est: 0.94 (+3.4%)
0.94
est: 1.01 (-7.3%)
1.37
est: 1.42 (-3.2%)
1.44
est: 1.44 (0.0%)
1.39
est: 1.40 (-0.5%)
1.43
1.39 – 1.46
+2.5% YoY
1.55
1.50 – 1.60
+7.9% YoY
1.65
1.62 – 1.70
+6.8% YoY
1.69
1.62 – 1.73
+2.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-28 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-27 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-26 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-25 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-22 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-21 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-20 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-19 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-18 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-15 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-13 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-12 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-11 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-08 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-07 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-06 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-05 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-05-04 B- 2/5 1/5 4/5 3/5 1/5 3/5 2/5
2026-04-30 B- 3/5 1/5 5/5 3/5 1/5 3/5 2/5
2026-04-29 B- 3/5 1/5 5/5 3/5 1/5 3/5 2/5
2026-04-28 B- 3/5 1/5 5/5 3/5 1/5 3/5 2/5
2026-04-27 B- 3/5 1/5 5/5 3/5 1/5 3/5 2/5
2026-04-24 B- 3/5 1/5 5/5 3/5 1/5 3/5 2/5
2026-04-23 B 3/5 1/5 5/5 4/5 1/5 3/5 2/5
2026-04-22 B- 3/5 1/5 4/5 4/5 1/5 3/5 2/5
2026-04-21 B- 3/5 1/5 4/5 4/5 1/5 3/5 2/5
2026-04-20 B- 3/5 1/5 4/5 4/5 1/5 3/5 2/5
2026-04-17 B- 3/5 1/5 4/5 4/5 1/5 3/5 2/5
2026-04-16 B- 3/5 1/5 4/5 4/5 1/5 3/5 2/5
2026-04-15 B- 3/5 1/5 4/5 4/5 1/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
168.78M
OE per share TTM
0.06
Owner's Yield
0.30%
Maintenance CapEx ratio
18.62%
Maint CapEx / Avg PPE
10.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
208.2K
Shares Outstanding
3.39B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Frank Vang-Jensen President & Group Chief Executive Officer 3M male
Jussi Koskinen Chief Legal Officer & Deputy MD 1M male
Ian Stuart Smith Group Chief Financial Officer male
Ilkka Ottoila Head of Investor Relations male
James Graham Chief Compliance Officer male
Johan Ekwall Chief of Staff male
Kirsten Renner Chief Information Officer female
Christina Gadeberg Chief People Officer female
Ulrika Alexandra Elisabeth Romantschuk Head of Group Brand, Communications & Marketing female
Holger Otterheim Head of Group Credit Control male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits