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National Capital Bancorp, Inc. (NACB)

USD78.00 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 316 Pennsylvania Avenue, SE 20003
Washington, DC, US
CEO Richard Anderson Jr.
IPO 1994-10-14
ISIN US63518P1075

Explore sections of this company profile

Description

National Capital Bancorp, Inc. operates as the parent entity for The National Capital Bank of Washington, providing a comprehensive range of financial products and services to individual customers and commercial enterprises throughout the Washington D.C. region. Its core offerings include essential deposit accounts such as savings and checking. For personal financing, the bank extends personal loans, home equity lines of credit (HELOCs), and residential mortgages, along with debit and credit card options. Businesses can access a diverse portfolio of lending solutions, including commercial lines of credit, term loans, commercial mortgages, construction finance, and equipment leasing. Specialized loans are also available for nonprofit organizations, alongside SBA loans and letters of credit; notably, it previously participated in the Paycheck Protection Program (PPP). Beyond traditional banking, the institution offers a suite of advanced financial and technological services. These encompass sophisticated cash management and disbursement tools, modern online and mobile banking platforms featuring mobile deposit capabilities, escrow management, and Automated Clearing House (ACH) services. Additional business resources include remote deposit capture, lockbox services, and merchant card processing. Clients also benefit from safe deposit boxes and expert wealth management services. Established in 1889, the company maintains its headquarters in Washington, District of Columbia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD78.00 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
959
Beta
0.07
Free Float %
0.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% -0.39% -2.92% -13.05% -10.02% -13.06% -16.79% +45.63% +32.72% +47.47% -98.56%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
78.00
DCF (Unlevered) 120.47 +54.4%
DCF (Levered) 157.87 +102.4%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.38
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
3 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    -1.5% Q1'26: -15.6% (vs Q1'25)
  • EPS growth
    +10.3% Q1'26: -41.0% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +0.0% (vs Q1'25)
  • ROIC
    Q1'26: +0.0% (vs Q1'25)
  • Share dilution
    -0.1% Q1'26: +0.1% (vs Q1'25)
  • Debt / EBITDA
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.06) × ERP
WACC = 83% × Ke + 17% × Kd (69.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 120.23 Current price: 78.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-08 A- 4/5 5/5 3/5 3/5 3/5 3/5 3/5
2026-05-07 A- 4/5 5/5 3/5 3/5 3/5 3/5 3/5
2026-05-06 A- 4/5 5/5 3/5 3/5 3/5 3/5 3/5
2026-05-05 A- 4/5 5/5 3/5 3/5 3/5 3/5 3/5
2026-05-04 A- 4/5 5/5 3/5 3/5 3/5 3/5 3/5
2026-05-01 A- 4/5 5/5 3/5 4/5 2/5 3/5 3/5
2026-04-28 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-27 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-23 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-21 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-17 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-1.13M
OE per share TTM
-1.14
Owner's Yield
-1.68%
Maintenance CapEx ratio
30.37%
Maint CapEx / Avg PPE
24.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
149.8K
Shares Outstanding
1.15M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Amy Woodward Vice President & HR Director
Claudio Cobian Senior VP of Senior Information & Cyber Security Director
Debra A. Keats Executive Vice President & Chief Community Banking Officer female
Francina S. Jones Senior Vice President, Controller & Accounting Director
Mirabbos Xamidov Senior Vice President of Northern Virginia Market Executive male
Randal J. Rabe Executive Vice President & Chief Financial Officer male
Richard Anderson Jr. Chief Executive Officer & Chairman male
Richard Andrew Didden Jr. Financial Advisor, Chief Investment Officer & Director male
Shaun Ahmad Executive Vice President & Deputy Chief Credit Officer
William D. Bauder Executive Vice President & Deputy Chief Financial Officer
Yaminah A. Stanley Corporate Secretary, Banking Officer & Executive Assistant
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits