Mizrahi Tefahot Bank Ltd. (MZTF.TA)
Ramat Gan, IL
Established in 1923 and headquartered in Ramat Gan, Israel, Mizrahi Tefahot Bank Ltd. operates as a full-service financial institution, delivering a broad spectrum of international, commercial, domestic, and personal banking solutions. It caters to both individual and corporate clients within Israel, Switzerland, and various international markets. The bank structures its diverse activities across six primary divisions: Household, Small Business, Private Banking, Commercial Banking, Business Banking, and Financial Management. Its core offerings encompass essential banking products such as checking, savings, and deposit accounts, complemented by a wide range of loan options including instant, home renovation, automotive, general-purpose, student, and business loans, alongside mortgages. Credit card services are also a part of its portfolio. Beyond traditional banking, Mizrahi Tefahot provides specialized services such as foreign trade support (covering import, export, and documentary credit), bank guarantees, and foreign currency management, which includes trading in derivative instruments and factoring services, as well as investments in deposits and securities. The bank also finances real estate and construction projects, offers advisory services for mergers and acquisitions, and provides both private and online banking platforms. In the capital markets, the company delivers consultancy, distributes mutual funds, manages client securities portfolios, and offers pension and trust advisory services. It is also involved in operating provident and mutual funds, providing insurance related to mortgages, participating in syndication transactions, and conducting various credit operations. As of December 31, 2021, the bank boasted a substantial network of 225 branches and business centers across Israel, incorporating 52 Bank Yahav and 29 Union Bank locations, in addition to two international bank affiliates. The company changed its name from United Mizrahi Bank Limited to Mizrahi Tefahot Bank Ltd. in November 2005.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -3.69% | -3.19% | -4.59% | -4.14% | +0.49% | +0.94% | +12.08% | +78.17% | +129.67% | +406.77% | +618.63% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 2 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+3.3% Q1'26: +1.4% (vs Q1'25)
-
EPS growth+2.7% Q1'26: -4.5% (vs Q1'25)
-
FCF margin— Q1'26: -12.0% (vs Q1'25)
-
EBIT margin— Q1'26: +30.2% (vs Q1'25)
-
ROIC— Q1'26: +77.0% (vs Q1'25)
-
Share dilution+0.5% Q1'26: +0.4% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 5.09× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 2 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
6.69B
est: 5.15B (+30.0%)
|
7.05B
est: 5.63B (+25.3%)
|
7.80B
est: 5.97B (+30.6%)
|
9.29B
est: 6.62B (+40.3%)
|
9.62B
est: 7.10B (+35.4%)
|
13.12B
est: 10.20B (+28.7%)
|
19.20B
est: 13.50B (+42.3%)
|
26.77B
est: 13.12B (+104.0%)
|
28.65B
est: 14.43B (+98.6%)
|
29.59B
est: 15.46B (+91.4%)
|
13.90B
13.39B – 14.42B
-10.1% YoY
|
15.11B
14.07B – 16.15B
+8.7% YoY
|
15.98B
15.98B – 15.98B
+5.8% YoY
|
| EBITDA |
2.18B
est: 1.77B (+23.0%)
|
2.36B
est: 1.94B (+22.1%)
|
2.44B
est: 2.05B (+19.0%)
|
2.43B
est: 2.28B (+6.8%)
|
3.20B
est: 2.44B (+31.0%)
|
5.37B
est: 3.51B (+53.1%)
|
7.30B
est: 4.64B (+57.2%)
|
8.16B
est: 4.55B (+79.2%)
|
9.27B
est: 5.01B (+85.0%)
|
9.41B
est: 5.37B (+75.4%)
|
4.83B
4.65B – 5.00B
-10.1% YoY
|
5.24B
4.88B – 5.60B
+8.7% YoY
|
5.55B
5.55B – 5.55B
+5.8% YoY
|
| EBIT |
1.96B
est: 1.67B (+17.1%)
|
2.14B
est: 1.83B (+17.3%)
|
2.20B
est: 1.94B (+13.5%)
|
2.20B
est: 2.15B (+2.2%)
|
2.95B
est: 2.30B (+28.2%)
|
5.03B
est: 3.31B (+52.1%)
|
6.96B
est: 4.38B (+59.1%)
|
7.75B
est: 4.35B (+78.2%)
|
8.98B
est: 4.78B (+87.8%)
|
9.12B
est: 5.12B (+78.0%)
|
4.61B
4.44B – 4.78B
-10.1% YoY
|
5.01B
4.66B – 5.35B
+8.7% YoY
|
5.30B
5.30B – 5.30B
+5.8% YoY
|
| Net Income |
1.13B
est: 1.25B (-9.3%)
|
1.27B
est: 1.47B (-13.7%)
|
1.35B
est: 1.43B (-6.0%)
|
1.21B
est: 1.36B (-11.4%)
|
1.84B
est: 2.05B (-10.1%)
|
3.19B
est: 3.20B (-0.3%)
|
4.47B
est: 4.46B (+0.3%)
|
4.91B
|
5.46B
est: 5.57B (-2.0%)
|
5.63B
est: 5.58B (+0.9%)
|
5.52B
4.81B – 5.55B
-1.1% YoY
|
6.43B
5.77B – 6.47B
+16.6% YoY
|
6.25B
5.95B – 6.55B
-2.8% YoY
|
| SGA |
252.00M
est: 71.06M (+254.6%)
|
184.00M
est: 77.67M (+136.9%)
|
169.00M
est: 82.38M (+105.2%)
|
190.00M
est: 91.39M (+107.9%)
|
180.00M
est: 98.03M (+83.6%)
|
220.00M
est: 140.71M (+56.4%)
|
278.00M
est: 186.22M (+49.3%)
|
271.00M
est: 503.93M (-46.2%)
|
216.00M
est: 554.22M (-61.0%)
|
4.24B
est: 593.91M (+613.2%)
|
534.09M
514.33M – 553.86M
-10.1% YoY
|
580.41M
540.52M – 620.30M
+8.7% YoY
|
613.94M
613.94M – 613.94M
+5.8% YoY
|
| EPS |
4.90
est: 4.82 (+1.7%)
|
5.46
est: 5.65 (-3.4%)
|
5.80
est: 5.52 (+5.1%)
|
5.17
est: 5.25 (-1.4%)
|
7.86
est: 7.90 (-0.4%)
|
12.47
est: 12.32 (+1.2%)
|
17.47
est: 17.17 (+1.7%)
|
19.07
|
21.12
est: 21.33 (-1.0%)
|
21.69
est: 21.92 (-1.0%)
|
19.85
18.45 – 21.25
-9.4% YoY
|
23.45
22.13 – 24.78
+18.1% YoY
|
23.95
22.80 – 25.11
+2.1% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-26 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-25 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-20 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-19 | B+ | 3/5 | 5/5 | 5/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-18 | B+ | 3/5 | 5/5 | 5/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-15 | A- | 4/5 | 5/5 | 5/5 | 3/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-14 | A- | 4/5 | 5/5 | 5/5 | 3/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-13 | A- | 4/5 | 5/5 | 5/5 | 3/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-12 | A- | 4/5 | 5/5 | 5/5 | 3/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-11 | A- | 4/5 | 5/5 | 5/5 | 3/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-08 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-07 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-06 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-05 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-04 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-01 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-15 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Moshe Lari | President & Chief Executive Officer | 4M | male |
| Meir Aharoni | Head of Mizrahi Tefahot Technology Division Ltd & Chief Information Officer | 3M | male |
| Ofir Morad | Executive Vice President, Head of Corporate Banking Division | 3M | male |
| Adi Shachaf | Executive Vice President, Head of Financial Division & Chief Financial Officer | 3M | male |
| Shevy Shemer | Executive Vice President & Head of Retail | 3M | female |
| Rachel Friedman | Executive Vice President, Head of Legal Division? & Chief Legal Counsel | 2M | female |
| Terry Yaskil | Executive Vice President, Head of Marketing, Promotion & Business Development Division | 2M | — |
| Galit Weizer | Head of Internal Audit Division & Chief Internal Auditor | 2M | female |
| Menahem Aviv | Deputy GM, Executive VP, Head of Financial Reporting & Information Division and Chief Accountant | — | male |
| Meital Haroush | Executive Vice President and Head of Human Capital & Resources Division | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for MZTF.TA
Short-term intention
Target Price Distribution
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