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MyState Limited (MYS.AX)
AUD4.76
-0.08 (-1.65%)
AU ASX Financial Services Banks - Regional
Address
137 Harrington Street 7000
Hobart, TAS, AU
Hobart, TAS, AU
CEO
Brett Alexander Morgan
Website
mystatelimited.com.au
IPO
2009-09-17
ISIN AU000000MYS0
Description
MyState Limited, through its subsidiaries, provides banking, trustee, equipment finance, and managed fund products and services in Australia. It operates in three segments: MyState Bank, Auswide Bank, and Wealth Management Division. The company offers savings accounts and fixed term deposits; home loans, personal, overdraft, line of credit, and commercial products; and insurance products. It also provides easing and commercial hire purchase; and wealth management services comprising managed fund investments, and portfolio administration and advisory services. In addition, the company offers banking services, including transactional and internet banking, insurance and other alliances, investments, personal and business lending, and business banking and agribusiness; and trustee services, such as estate planning, estate and trust administration, power of attorney, corporate and custodial trustee. The company was incorporated in 2008 and is based in Hobart, Australia.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
AUD4.76
-0.08 (-1.65%)
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Volume Profile
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Liquidity & share structure
Average Volume
151.9K
Beta
0.66
Float Shares
160.59M
Free Float %
94.2%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.22% | +0.22% | -3.25% | -1.98% | +0.22% | -2.62% | +7.73% | +34.34% | -8.98% | +7.47% | +50.68% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
4.76
DCF (Unlevered)
6.82
+43.2%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
100% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
0.15
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
3 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
-
Revenue growth-63.1% Q4'25: +56.9% (vs Q4'23)
-
EPS growth-4.0% Q4'25: +0.0% (vs Q4'23)
-
FCF margin— Q4'25: +0.0% (vs Q4'23)
-
EBIT margin— Q4'25: +9.9% (vs Q4'23)
-
ROIC— Q4'25: +2.3% (vs Q4'23)
-
Share dilution+17.6% Q4'25: +42.9% (vs Q4'23)
-
Debt / EBITDA— Q4'25: 25.73× (vs Q4'23)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Jun 2013 actual |
Jun 2014 actual |
Jun 2015 actual |
Jun 2016 actual |
Jun 2017 actual |
Jun 2018 actual |
Jun 2019 actual |
Jun 2020 actual |
Jun 2021 actual |
Jun 2022 actual |
Jun 2023 actual |
Jun 2024 actual |
Jun 2025 actual |
Jun 2026 2 Rev. Ana. 2 EPS Ana. |
Jun 2027 2 Rev. Ana. 2 EPS Ana. |
Jun 2028 2 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
120.72M
est: 128.59M (-6.1%)
|
118.40M
est: 146.09M (-19.0%)
|
124.51M
est: 123.48M (+0.8%)
|
122.20M
est: 124.57M (-1.9%)
|
124.40M
est: 123.31M (+0.9%)
|
120.47M
est: 128.00M (-5.9%)
|
120.62M
est: 124.80M (-3.4%)
|
217.67M
est: 129.60M (+68.0%)
|
190.91M
est: 139.30M (+37.0%)
|
189.67M
est: 140.90M (+34.6%)
|
380.76M
est: 143.50M (+165.3%)
|
504.93M
est: 155.50M (+224.7%)
|
186.16M
est: 188.00M (-1.0%)
|
254.50M
252.25M – 256.75M
+35.4% YoY
|
274.50M
273.24M – 275.76M
+7.9% YoY
|
289.90M
289.69M – 290.11M
+5.6% YoY
|
| EBITDA |
147.00
est: 31.09M (-100.0%)
|
46.32M
est: 35.32M (+31.1%)
|
500.0K
est: 29.85M (-98.3%)
|
45.42M
est: 30.11M (+50.8%)
|
46.81M
est: 29.81M (+57.0%)
|
50.85M
est: 30.94M (+64.3%)
|
47.74M
est: 30.17M (+58.2%)
|
53.36M
est: 31.33M (+70.3%)
|
63.22M
est: 137.21M (-53.9%)
|
50.55M
est: 34.06M (+48.4%)
|
62.26M
est: 34.69M (+79.5%)
|
61.26M
est: 151.18M (-59.5%)
|
60.74M
est: 159.60M (-61.9%)
|
61.52M
60.98M – 62.07M
-61.5% YoY
|
66.36M
66.06M – 66.66M
+7.9% YoY
|
70.08M
70.03M – 70.13M
+5.6% YoY
|
| EBIT |
40.34M
est: 27.84M (+44.9%)
|
-4.80M
est: 45.78M (-110.5%)
|
46.53M
est: 38.83M (+19.8%)
|
40.63M
est: 42.51M (-4.4%)
|
41.62M
est: 40.74M (+2.2%)
|
44.86M
est: 44.30M (+1.3%)
|
42.25M
est: 43.05M (-1.9%)
|
44.43M
est: 44.52M (-0.2%)
|
54.37M
est: 44.75M (+21.5%)
|
41.63M
est: 46.49M (-10.5%)
|
55.54M
est: 48.44M (+14.7%)
|
53.97M
est: 49.31M (+9.5%)
|
60.74M
est: 40.70M (+49.2%)
|
55.09M
54.61M – 55.58M
+35.4% YoY
|
59.42M
59.15M – 59.70M
+7.9% YoY
|
62.76M
62.71M – 62.80M
+5.6% YoY
|
| Net Income |
28.46M
est: 55.96M (-49.1%)
|
29.57M
est: 32.38M (-8.7%)
|
32.51M
est: 27.70M (+17.4%)
|
28.33M
est: 30.02M (-5.6%)
|
30.08M
est: 28.09M (+7.1%)
|
31.46M
est: 31.55M (-0.3%)
|
30.99M
est: 30.30M (+2.3%)
|
30.06M
est: 32.37M (-7.1%)
|
36.34M
est: 31.30M (+16.1%)
|
32.03M
est: 32.51M (-1.5%)
|
38.50M
est: 33.87M (+13.7%)
|
35.29M
est: 35.29M (+0.0%)
|
35.56M
est: 46.76M (-24.0%)
|
50.55M
48.74M – 52.36M
+8.1% YoY
|
59.44M
56.38M – 62.51M
+17.6% YoY
|
68.00M
64.35M – 71.65M
+14.4% YoY
|
| SGA |
61.11M
est: 43.67M (+39.9%)
|
58.26M
est: 95.43M (-39.0%)
|
62.07M
est: 72.80M (-14.7%)
|
61.63M
est: 73.03M (-15.6%)
|
60.49M
est: 81.63M (-25.9%)
|
62.31M
est: 86.39M (-27.9%)
|
59.15M
est: 73.40M (-19.4%)
|
58.10M
est: 81.26M (-28.5%)
|
60.97M
est: 89.40M (-31.8%)
|
70.80M
est: 92.88M (-23.8%)
|
75.99M
est: 96.77M (-21.5%)
|
72.17M
est: 98.51M (-26.7%)
|
123.41M
est: 103.99M (+18.7%)
|
86.43M
85.67M – 87.19M
-16.9% YoY
|
93.22M
92.79M – 93.65M
+7.9% YoY
|
98.45M
98.38M – 98.52M
+5.6% YoY
|
| EPS |
0.33
est: 0.34 (-2.9%)
|
0.34
est: 0.35 (-3.8%)
|
0.37
est: 0.35 (+6.2%)
|
0.32
est: 0.35 (-8.9%)
|
0.34
est: 0.34 (+0.5%)
|
0.35
est: 0.34 (+2.1%)
|
0.34
est: 0.32 (+4.9%)
|
0.32
est: 0.33 (-3.4%)
|
0.39
est: 0.32 (+21.5%)
|
0.30
est: 0.34 (-11.8%)
|
0.35
est: 0.43 (-19.0%)
|
0.32
est: 0.28 (+13.1%)
|
0.26
est: 0.28 (-8.5%)
|
0.31
0.30 – 0.32
+8.1% YoY
|
0.36
0.34 – 0.38
+17.6% YoY
|
0.41
0.39 – 0.44
+14.4% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B- | 2/5 | 3/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-28 | B- | 2/5 | 3/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-27 | B- | 2/5 | 3/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-26 | B- | 2/5 | 3/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-25 | B- | 2/5 | 3/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-22 | B- | 2/5 | 3/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-21 | B- | 2/5 | 3/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-20 | B- | 2/5 | 3/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-19 | B- | 2/5 | 3/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-18 | B- | 2/5 | 3/5 | 3/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-15 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-14 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-13 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-12 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-11 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-08 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-07 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-06 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-05 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-04 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-01 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-30 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-29 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-28 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-27 | B- | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-24 | B- | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-23 | B- | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-22 | B- | 3/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-21 | B | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-20 | B | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-17 | B | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-16 | B | 3/5 | 4/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
-266.02M
OE per share TTM
-1.50
Owner's Yield
-35.20%
Maintenance CapEx ratio
356.36%
Maint CapEx / Avg PPE
5.0%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
Held by 37 ETFs in our universe
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | VanEck - Small Companies Masters ETF MVS.AX | 1.85% | 2.27M | 0.49% |
| 2 | iShares S&P/ASX Small Ordinaries ETF ISO.AX | 0.29% | 250.1K | 0.55% |
| 3 | WisdomTree International SmallCap Dividend Fund DLS | 0.07% | 778.9K | 0.58% |
| 4 | WisdomTree Dynamic International SmallCap Equity ETF DDLS | 0.07% | 318.7K | 0.48% |
| 5 | Dimensional - International Small Cap Value ETF DISV | 0.05% | 2.27M | 0.42% |
| 6 | Vanguard Australian Shares Index ETF VAS.AX | 0.03% | 4.76M | 0.07% |
| 7 | BetaShares - FTSE RAFI Australia 200 ETF QOZ.AX | 0.03% | 227.7K | 0.40% |
| 8 | Schwab International Small-Cap Equity ETF SCHC | 0.02% | 1.11M | 0.06% |
| 9 | Dimensional - International Small Cap ETF DFIS | 0.02% | 997.2K | 0.39% |
| 10 | Avantis International Small Cap Equity ETF AVDS | 0.02% | 52.8K | 0.30% |
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
112.3K
Shares Outstanding
170.42M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Brett Alexander Morgan | MD, Chief Executive Officer & Executive Director | 977.6K | male |
| Mandakini Khanna Post Post DipBA | Chief Risk Officer | 511.9K | female |
| Gary Dickson | Chief Financial Officer | 500.0K | male |
| Tim Newman | General Manager of MyState Bank | 460.0K | male |
| Paul Moss | Chief Information Officer | 405.5K | male |
| Damian R. Hearne BEd | General Manager of Auswide Bank | 381.5K | male |
| Janelle Whittle | Chief People Officer | 370.3K | female |
| Scott Antony Lukianenko Ad BMgmt (C Ce | Company Secretary | 311.8K | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for MYS.AX
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
