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Mission Valley Bancorp (MVLY)

USD19.95 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 9116 Sunland Boulevard 91352
Sun Valley, CA, US
CEO Tamara G. Gurney
IPO 2006-03-31
ISIN US60520E1047

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Description

Mission Valley Bancorp, established in 2001 with its headquarters in Sun Valley, California, functions as the parent entity for Mission Valley Bank. This financial institution delivers a comprehensive array of banking solutions to both individual customers and corporate clients. Its deposit product lineup features diverse checking options (including both interest-bearing and non-interest-bearing demand accounts), savings accounts, money market accounts, and various time deposit offerings, such as certificates of deposit. The bank's extensive lending portfolio encompasses personal financing, commercial real estate and apartment loans, equipment and Small Business Administration (SBA) loans, term loans, and specialized financing for accounts receivable, automobiles, and trucks. Furthermore, it provides credit and debit cards, lines of credit, and letters of credit. Beyond these core services, Mission Valley Bank offers a broad spectrum of additional conveniences. These include merchant bankcard processing, electronic tax payment, account reconciliation, zero balance accounting, payroll services, and collection services. For customer convenience, it supports online banking, remote deposit, touchtone banking, night deposit, and deposit courier services, along with offering cashier checks, safe deposit boxes, and insurance. The bank conducts its operations from two branches situated in California: its primary office in Sun Valley and a second location in Santa Clarita.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD19.95 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
367
Beta
0.16
Float Shares
3.17M
Free Float %
94.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +2.04% +2.65% +8.51% +12.43% +8.51% +20.57% +51.92% +40.67% +141.91% +216.50%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
19.95
DCF (Unlevered) 37.80 +89.5%
DCF (Levered) 35.72 +79.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.28
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +10.1% Q1'26: +0.2% (vs Q1'25)
  • EPS growth
    +27.8% Q1'26: -55.3% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +7.4% (vs Q1'25)
  • ROIC
    Q1'26: +4.4% (vs Q1'25)
  • Share dilution
    +0.2% Q1'26: -0.2% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 14.39× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.18) × ERP
WACC = 61% × Ke + 39% × Kd (39.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 37.74 Current price: 19.95
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-06 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-05-05 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-05-04 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-05-01 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-04-29 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-04-28 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-04-24 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
128.7K
OE per share TTM
0.04
Owner's Yield
0.20%
Maintenance CapEx ratio
0.23%
Maint CapEx / Avg PPE
1.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
283.8K
Shares Outstanding
3.35M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Anthony Chuan Executive Vice President & Chief Financial Officer
Brian Carlson Executive Vice President & MD of SBA
Debbie Hefner Senior Vice President of SBA Processing
Frank Abraham Senior Vice President & Deputy Chief Credit Officer
Kathy Dunkin Vice President Marketing
Laura Soto Vice President of Operations Manager
Michael Henry Executive Vice President & Chief Credit Officer
Nancy Camacho Vice President of Human Resources
Paul Foster Senior Vice President of SBA Credit & Operations
Tamara G. Gurney President, Chief Executive Officer & Director female
Tony Rodriguez Senior Vice President of Operations Solutions
Yolanda Ortiz Senior Vice President of Compliance & Risk
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits