Metro Bank PLC (MTRO.L)
London, GB
Operating across the United Kingdom, Metro Bank PLC and its associated entities offer a comprehensive suite of financial services, catering to both individual and business clients. For individual customers, the bank delivers a diverse range of personal banking solutions, including checking, cash, and savings accounts, along with home loans, credit cards, and personal financing options. Additionally, it provides unique offerings such as pet insurance and secure safe deposit box facilities. On the commercial front, Metro Bank supports enterprises with various banking products, encompassing business, commercial, and community current accounts, foreign currency accounts, and specialized accounts for insolvency practitioners. Deposit options range from instant access and fixed-term accounts for businesses and communities to notice accounts, premium client deposits, and flexible client term deposits, alongside business loan calculation tools. Funding solutions include business and commercial loans, overdraft facilities, asset and invoice financing, and participation in government-backed schemes like the Bounce Back Loan and Recovery Loan Scheme. Furthermore, the bank extends private banking services, featuring exclusive private bank accounts, specialized savings and foreign currency accounts, and robust money management tools. It also facilitates partnership loans, overdrafts, unsecured consumer credit, automotive financing, and digital lending solutions specifically designed for small and medium-sized enterprises (SMEs). Established in 2007, Metro Bank PLC maintains its corporate headquarters in London, UK.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +4.11% | +11.23% | +15.55% | +38.59% | +62.64% | +42.95% | +49.91% | +71.54% | +55.88% | -92.34% | -91.98% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth-10.4% Q4'25: +25.3% (vs Q4'23)
-
EPS growth+22.2% Q4'25: -49.5% (vs Q4'23)
-
FCF margin— Q4'25: +3.7% (vs Q4'23)
-
EBIT margin— Q4'25: +10.3% (vs Q4'23)
-
ROIC— Q4'25: +24.5% (vs Q4'23)
-
Share dilution+0.9% Q4'25: +159.0% (vs Q4'23)
-
Debt / EBITDA— Q4'25: 3.74× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 2 EPS Ana. |
Dec 2027 2 Rev. Ana. 2 EPS Ana. |
Dec 2028 2 Rev. Ana. 2 EPS Ana. |
Dec 2029 1 Rev. Ana. 1 EPS Ana. |
Dec 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
190.40M
est: 195.00M (-2.4%)
|
285.60M
est: 296.07M (-3.5%)
|
396.10M
est: 407.09M (-2.7%)
|
403.90M
est: 414.54M (-2.6%)
|
300.60M
est: 344.33M (-12.7%)
|
392.80M
est: 365.24M (+7.5%)
|
483.60M
est: 515.47M (-6.2%)
|
615.70M
est: 570.50M (+7.9%)
|
962.80M
est: 501.25M (+92.1%)
|
862.60M
est: 589.00M (+46.5%)
|
659.00M
654.16M – 663.84M
+11.9% YoY
|
769.50M
759.00M – 780.00M
+16.8% YoY
|
881.00M
874.52M – 887.48M
+14.5% YoY
|
1.00B
994.63M – 1.01B
+13.7% YoY
|
1.11B
1.10B – 1.12B
+10.7% YoY
|
| EBITDA |
157.18M
est: 140.62M (+11.8%)
|
246.43M
est: 98.12M (+151.1%)
|
385.10M
est: 153.60M (+150.7%)
|
367.20M
est: 205.43M (+78.7%)
|
257.40M
est: 113.36M (+127.1%)
|
352.60M
est: 129.46M (+172.4%)
|
445.40M
est: 143.86M (+209.6%)
|
573.10M
est: 333.41M (+71.9%)
|
—
est: 294.06M (-100.0%)
|
148.90M
est: 344.22M (-56.7%)
|
385.13M
382.30M – 387.96M
+11.9% YoY
|
449.71M
443.57M – 455.85M
+16.8% YoY
|
514.87M
511.09M – 518.66M
+14.5% YoY
|
585.59M
581.28M – 589.89M
+13.7% YoY
|
648.12M
643.36M – 652.88M
+10.7% YoY
|
| EBIT |
134.80M
est: 111.95M (+20.4%)
|
213.00M
est: -26.19M (+913.2%)
|
340.10M
est: 25.37M (+1,240.6%)
|
291.20M
est: 41.72M (+597.9%)
|
183.40M
est: -111.23M (+264.9%)
|
272.60M
est: -127.03M (+314.6%)
|
368.40M
est: -141.16M (+361.0%)
|
495.40M
est: 269.44M (+83.9%)
|
—
est: 237.65M (-100.0%)
|
87.20M
est: 278.18M (-68.7%)
|
311.24M
308.96M – 313.53M
+11.9% YoY
|
363.43M
358.47M – 368.39M
+16.8% YoY
|
416.09M
413.03M – 419.15M
+14.5% YoY
|
473.24M
469.76M – 476.72M
+13.7% YoY
|
523.78M
519.93M – 527.63M
+10.7% YoY
|
| Net Income |
-16.75M
est: -116.59M (+85.6%)
|
10.79M
est: -25.51M (+142.3%)
|
27.10M
est: 14.66M (+84.9%)
|
-182.60M
est: 27.85M (-755.7%)
|
-301.70M
est: -155.29M (-94.3%)
|
-248.20M
est: -177.34M (-40.0%)
|
-72.70M
est: 1.70M (-4,376.5%)
|
29.50M
est: -23.91M (+223.4%)
|
42.50M
est: -19.36M (+319.5%)
|
69.70M
est: 52.40M (+33.0%)
|
88.22M
83.23M – 93.22M
+68.4% YoY
|
158.29M
150.33M – 166.26M
+79.4% YoY
|
220.00M
211.15M – 228.86M
+39.0% YoY
|
301.06M
298.19M – 303.93M
+36.8% YoY
|
367.13M
363.62M – 370.64M
+21.9% YoY
|
| SGA |
55.60M
est: 53.11M (+4.7%)
|
72.60M
est: 80.64M (-10.0%)
|
56.00M
est: 373.68M (-85.0%)
|
112.70M
est: 373.55M (-69.8%)
|
117.20M
est: 93.79M (+25.0%)
|
120.20M
est: 99.48M (+20.8%)
|
115.20M
est: 140.40M (-17.9%)
|
120.30M
est: 141.06M (-14.7%)
|
223.70M
est: 123.94M (+80.5%)
|
228.00M
est: 145.63M (+56.6%)
|
162.94M
161.74M – 164.14M
+11.9% YoY
|
190.26M
187.67M – 192.86M
+16.8% YoY
|
217.83M
216.23M – 219.43M
+14.5% YoY
|
247.75M
245.93M – 249.57M
+13.7% YoY
|
274.20M
272.19M – 276.22M
+10.7% YoY
|
| EPS |
-0.22
est: -0.17 (-27.4%)
|
0.13
est: 0.20 (-35.4%)
|
0.29
est: 0.46 (-36.5%)
|
-1.24
est: 0.04 (-3,449.5%)
|
-1.75
est: -1.57 (-11.2%)
|
-1.44
est: -1.19 (-21.1%)
|
-0.42
est: -0.35 (-20.9%)
|
0.14
est: -0.04 (+498.8%)
|
0.06
est: -0.03 (+322.3%)
|
0.08
est: 0.07 (+12.8%)
|
0.13
0.12 – 0.14
+84.8% YoY
|
0.23
0.22 – 0.24
+79.2% YoY
|
0.32
0.31 – 0.34
+41.4% YoY
|
0.44
0.44 – 0.45
+36.8% YoY
|
0.54
0.53 – 0.54
+21.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B- | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-28 | B- | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-27 | B- | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-26 | B- | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-22 | B- | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-21 | B- | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-20 | B- | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-19 | B- | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-18 | B- | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-15 | B- | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-14 | B- | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-13 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-12 | B- | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-11 | B- | 2/5 | 3/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-08 | B- | 3/5 | 2/5 | 2/5 | 3/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-07 | B- | 3/5 | 2/5 | 2/5 | 3/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-06 | B- | 3/5 | 2/5 | 2/5 | 3/5 | 2/5 | 2/5 | 4/5 |
| 2026-05-05 | B | 3/5 | 2/5 | 2/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-01 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-30 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-29 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-28 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-27 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-24 | B | 3/5 | 3/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-23 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-22 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-21 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-20 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-17 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-16 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 1/5 | 3/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Xtrackers FTSE 250 UCITS ETF 1D XMCX.L | 0.17% | 66.4K | 0.15% |
| 2 | HSBC FTSE 250 UCITS ETF HMCX.L | 0.17% | 115.6K | 0.09% |
| 3 | Invesco FTSE 250 UCITS ETF S250.L | 0.17% | 60.2K | 0.12% |
| 4 | iShares FTSE 250 UCITS ETF MIDD.L | 0.17% | 1.42M | 0.40% |
| 5 | Vanguard FTSE 250 UCITS ETF VMIG.MI | 0.17% | 4.41M | 0.10% |
| 6 | Vanguard FTSE 250 UCITS ETF (GBP) Distributing VMID.DE | 0.17% | 4.41M | 0.10% |
| 7 | iShares MSCI United Kingdom Small-Cap ETF EWUS | 0.15% | 60.3K | 0.59% |
| 8 | iShares MSCI UK Small Cap UCITS ETF CUKS.L | 0.15% | 188.1K | 0.58% |
| 9 | State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR Acc ZPRX.DE | 0.08% | 639.3K | 0.30% |
| 10 | Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF Acc CEM.PA | 0.07% | 227.3K | 0.23% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Daniel Sweeney Frumkin | Chief Executive Officer & Director | 2M | male |
| Marc Stephen Page | Chief Financial Officer & Director | 1M | male |
| Cristina Alba Ochoa | Executive Director | 487.1K | female |
| Faisal Hussain | Chief Operating Officer | — | male |
| Kathy Newman | Chief Internal Auditor | — | female |
| Kirsten McLeod | Chief Risk Officer | — | female |
| Rachel Duncan | Chief People Officer | — | female |
| Aisling Kane | Managing Director of Retail & Business Banking | — | female |
| Rodrigo Chaparro Gazzo | Chief Customer Officer | — | male |
| Andy Veares | Managing Director of Corporate & Commercial | — | male |
| Danielle Lee | Director of Brand & Marketing | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for MTRO.L
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
