Mercer Bancorp, Inc. (MSBB)
Celina, OH, US
Mercer Bancorp, Inc. serves as the parent company for Mercer Savings Bank, offering a comprehensive array of financial products and services to individuals and businesses across western Ohio. The institution accepts various deposit accounts, including checking, savings, and certificates of deposit. Its diverse loan portfolio features mortgages for one- to four-family residences and multifamily properties, agricultural and commercial real estate loans, along with construction and land financing. Additionally, they provide home equity lines of credit, commercial and industrial loans, consumer loans, and indirect automobile loans. The company also invests in securities and facilitates convenient online and mobile banking. Established in 1888, its main office is situated in Celina, Ohio.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | -0.26% | +9.51% | +13.37% | +20.63% | +20.63% | +29.69% | +46.15% | +46.15% | +46.15% | +46.15% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
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Revenue growth+11.2% Q1'26: +2.6% (vs Q1'25)
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EPS growth+42.5% Q1'26: +726,125.0% (vs Q1'25)
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FCF margin— Q1'26: +15,278.7% (vs Q1'25)
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EBIT margin— Q1'26: +13.8% (vs Q1'25)
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ROIC— Q1'26: +0.0% (vs Q1'25)
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Share dilution-1.3% Q1'26: -1.1% (vs Q1'25)
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Debt / EBITDA— Q1'26: 0.55× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-06-11 | B+ | 3/5 | 1/5 | 5/5 | 2/5 | 3/5 | 4/5 | 4/5 |
| 2026-06-10 | B+ | 3/5 | 1/5 | 5/5 | 2/5 | 3/5 | 4/5 | 4/5 |
| 2026-06-09 | B+ | 3/5 | 1/5 | 5/5 | 2/5 | 3/5 | 4/5 | 4/5 |
| 2026-06-08 | B+ | 3/5 | 1/5 | 5/5 | 2/5 | 3/5 | 4/5 | 4/5 |
| 2026-06-03 | A | 4/5 | 1/5 | 5/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-06-02 | A | 4/5 | 1/5 | 5/5 | 5/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-21 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-15 | B- | 3/5 | 1/5 | 2/5 | 2/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-13 | C- | 1/5 | 1/5 | 2/5 | 2/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-04 | B+ | 3/5 | 1/5 | 1/5 | 2/5 | 4/5 | 5/5 | 5/5 |
| 2026-05-01 | B+ | 3/5 | 1/5 | 2/5 | 3/5 | 3/5 | 5/5 | 5/5 |
| 2026-04-29 | B+ | 3/5 | 1/5 | 2/5 | 3/5 | 3/5 | 5/5 | 5/5 |
| 2026-04-28 | B+ | 3/5 | 1/5 | 2/5 | 3/5 | 3/5 | 5/5 | 5/5 |
| 2026-04-27 | B+ | 3/5 | 1/5 | 2/5 | 3/5 | 3/5 | 5/5 | 5/5 |
| 2026-04-24 | B+ | 3/5 | 1/5 | 2/5 | 3/5 | 3/5 | 4/5 | 5/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
| # | Reporting person | Amount owned | % of class | Sole voting | Shared voting | Sole dispositive | Shared dispositive | Type | Citizenship | Filing date | SEC filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Employee Stock Ownership Plan Trust | 81.8K | 8.00% | 81.8K | — | 81.8K | — | EP | Ohio | 2024-01-26 | ↗ |
| 2 | Mercer Savings Bank Employee Stock Ownership Plan Trust | 81.5K | 7.90% | — | — | — | — | EP | OHIO | 2026-02-06 | ↗ |
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
| Date | Person | Role | Transaction | A/D | Security | Shares | Price | Value | Owned after | D/I | Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025-04-01 | Parmiter Alvin B | Director / Officer | A-Award | A | Stock Options | 25,574 | 14.00 | 358.0K | 25,574 | D | ↗ |
| 2025-04-01 | Moorman Ryan | Officer | A-Award | A | Stock Options | 5,115 | 14.00 | 71.6K | 5,115 | D | ↗ |
| 2025-04-01 | Crum Sherman | Officer | A-Award | A | Stock Options | 5,115 | 14.00 | 71.6K | 5,115 | D | ↗ |
| 2025-04-01 | Bransteter Trever A | Officer | A-Award | A | Common Stock | 2,864 | 0.00 | — | 4,864 | D | ↗ |
| 2025-04-01 | Bigham Timothy L | Officer | A-Award | A | Common Stock | 4,092 | 0.00 | — | 4,092 | D | ↗ |
| 2025-02-26 | Keiser David L | Director | A-Award | A | Stock Options | 5,114 | 14.20 | 72.6K | 5,114 | D | ↗ |
| 2025-02-26 | Fee Kristin M | Director | A-Award | A | Stock Options | 5,114 | 14.20 | 72.6K | 5,114 | D | ↗ |
| 2025-02-26 | Faller Jose W | Director | A-Award | A | Common Stock | 2,045 | 0.00 | — | 10,545 | D | ↗ |
| 2025-02-26 | Boley Michael J | Director | A-Award | A | Common Stock | 2,045 | 0.00 | — | 17,045 | D | ↗ |
| 2024-07-09 | Crum Sherman | Officer | — | — | Common Stock | 0 | 0.00 | — | 0 | D | ↗ |
Executive team
Executive compensation
| # | Year | Executive | Salary | Bonus | Stock award | Option award | Incentive | Other | Total | % Stock- based |
Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2025 | Barry Parmiter President and Chief Executive Officer | 201.4K | 29.3K | 143.2K | 126.6K | — | 21.0K | 521.5K | 51.74% | ↗ |
| 2 | 2025 | Trever A. Bransteter Senior Vice President of Mortgage Lending | 90.8K | 3.0K | 40.1K | 35.4K | 113.0K | 20.5K | 302.9K | 24.94% | ↗ |
| 3 | 2025 | Timothy L. Bigham Senior Vice President of Operations | 84.3K | 12.3K | 57.3K | 50.6K | — | 9.2K | 213.7K | 50.50% | ↗ |
| 4 | 2024 | Barry Parmiter President and Chief Executive Officer | 195.0K | 29.3K | — | — | — | 17.5K | 241.8K | 0.00% | ↗ |
| 5 | 2024 | Trever A. Bransteter Senior Vice President of Mortgage Lending | 87.6K | — | — | — | 107.1K | 13.2K | 207.9K | 0.00% | ↗ |
| 6 | 2024 | Timothy L. Bigham Senior Vice President of Operations | 80.9K | 10.0K | — | — | — | 7.3K | 98.3K | 0.00% | ↗ |
| 7 | 2023 | Barry Parmiter President and Chief Executive Officer | 189.8K | 19.3K | — | — | — | 2.1K | 211.2K | 0.00% | ↗ |
| 8 | 2023 | Trever A. Bransteter Senior Vice President of Mortgage Lending | 82.5K | — | — | — | 69.9K | 6.1K | 158.6K | 0.00% | ↗ |
| 9 | 2023 | Timothy L. Bigham Senior Vice President of Operations | 84.9K | 13.5K | — | — | — | 3.9K | 102.3K | 0.00% | ↗ |
Proxy statements
Recent SEC filings
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Alvin Barry Parmiter | President, Chief Executive Officer & Director | 251.7K | male |
| Trever A. Bransteter | Senior Vice President of Mortgage Lending | 227.4K | male |
| Timothy L. Bigham | Senior Vice President of Operations | 105.8K | male |
| Jose W. Faller | Independent Director & Corporate Secretary | 21.0K | male |
| Ryan Moorman | Senior Vice President of Indirect Lending | — | male |
| Sherman Crum | Principal Financial Officer & Accounting Officer and Controller | — | male |
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for MSBB
Short-term intention
Target Price Distribution
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