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Manx Financial Group PLC (MFX.L)

GBp25.50 +0.00 (+0.00%)
IM LSE Financial Services Banks - Regional
Address Clarendon House IM1 2LN
Douglas, IM
CEO Douglas Haddow Grant
Website mfg.im
IPO 2007-05-16
ISIN IM00B28ZPX83

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Description

Manx Financial Group PLC, headquartered in Douglas, Isle of Man, offers a diverse array of financial services throughout the Isle of Man, the United Kingdom, and the Channel Islands. Established in 1935, and previously known as Conister Financial Group PLC until its rebranding in July 2009, the company serves both individual consumers and businesses. Its extensive portfolio includes asset and personal finance solutions such as savings accounts, asset financing, and personal loans, alongside specialized secured credit facilities, block discounting, and funding specifically for small and medium-sized enterprises. The Group also provides foreign exchange services and acts as a broker for hire purchase and leasing arrangements. Additionally, it delivers comprehensive wealth management, mortgage, and various insurance products (general and life), coupled with retirement planning for both personal and corporate clients, in addition to offering payment processing facilities.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
GBp25.50 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
73.5K
Beta
0.69
Float Shares
53.09M
Free Float %
43.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -7.41% +0.00% -9.09% -10.71% +29.87% +6.38% +203.03% +166.52% -83.50%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
25.50
DCF (Unlevered) 18.92 -25.8%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2026-05 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.38
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +13.9% Q4'25: +19.6% (vs Q4'23)
  • EPS growth
    -23.8% Q4'25: -17.6% (vs Q4'23)
  • FCF margin
    Q4'25: -16.1% (vs Q4'23)
  • EBIT margin
    Q4'25: +9.6% (vs Q4'23)
  • ROIC
    Q4'25: +14.1% (vs Q4'23)
  • Share dilution
    +1.3% Q4'25: -4.0% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 3.36× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.70) × ERP
WACC = 41% × Ke + 59% × Kd (38.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 18.92 Current price: 25.50
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-05-28 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-05-27 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-05-26 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-05-22 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-05-21 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-05-20 A- 4/5 5/5 4/5 4/5 1/5 4/5 3/5
2026-05-19 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-05-18 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-05-15 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-05-14 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-05-13 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-05-12 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-05-11 A+ 4/5 5/5 5/5 4/5 2/5 4/5 4/5
2026-05-08 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-07 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-06 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-05 A+ 5/5 5/5 5/5 5/5 2/5 4/5 4/5
2026-05-01 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5
2026-04-30 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5
2026-04-29 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5
2026-04-28 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5
2026-04-27 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5
2026-04-24 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5
2026-04-23 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5
2026-04-22 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5
2026-04-21 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5
2026-04-20 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5
2026-04-17 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5
2026-04-16 A+ 4/5 5/5 5/5 5/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
11.48M
OE per share TTM
0.07
Owner's Yield
38.27%
Maintenance CapEx ratio
5.20%
Maint CapEx / Avg PPE
15.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
41.0K
Shares Outstanding
122.95M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Douglas Haddow Grant Chief Executive Officer & Director 493.4K male
James Andrew Brian Smeed Group Finance Director & Executive Director 289.6K male
James Mellon Executive Chairman 57.0K male
Denham Hervey Newall Eke Executive Vice Chairman of the Group 55.8K male
Lesley Crossley ACII ACIS Company Secretary female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings reports

Stock splits