Melhus Sparebank (MELG.OL)
Melhus, NO
Melhus Sparebank, a savings bank, offers various banking products and services to businesses, agriculture customers, and private individuals in Norway. The company offers bank, Boligsparing for Ungdom, mutual fund, and retirement saving accounts. It also provides insurance services for electric scooter, boat, motorcycle, moped, jet ski, caravan, motorhome, ATV, tractor, snowmobile, trailer, and veteran cars; house and belongings, consisting of household items, travel, cottages, valuable items, drones, and home and travel insurance for young people; life and health for child, disabled, critical illness, and accident; and dogs, cats, and horses insurance services. In addition, the company provides car, mortgage, motorcycle, motorhomes, and ATVs loan products, as well as leasing services. Further, it offers credit and bank cards, payment, online and mobile banking, and other daily banking services. Melhus Sparebank was founded in 1840 and is headquartered in Melhus, Norway.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.00% | -1.82% | -1.59% | -5.95% | +5.55% | -5.51% | +11.69% | +19.42% | +36.60% | +74.81% | +54.99% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 1 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+1.6% Q1'26: -1.9% (vs Q1'25)
-
EPS growth+230.4% Q1'26: -4.7% (vs Q1'25)
-
FCF margin— Q1'26: +33.8% (vs Q1'25)
-
EBIT margin— Q1'26: +20.4% (vs Q1'25)
-
ROIC— Q1'26: +2.6% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 16.45× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
241.37M
est: 87.59M (+175.6%)
|
273.57M
est: 87.80M (+211.6%)
|
285.62M
est: 129.72M (+120.2%)
|
326.91M
est: 155.45M (+110.3%)
|
273.33M
est: 148.00M (+84.7%)
|
299.54M
est: 179.43M (+66.9%)
|
301.74M
est: 174.00M (+73.4%)
|
308.71M
est: 191.36M (+61.3%)
|
351.30M
est: 193.90M (+81.2%)
|
317.55M
est: 192.20M (+65.2%)
|
296.08M
est: 214.80M (+37.8%)
|
399.67M
est: 241.50M (+65.5%)
|
657.78M
est: 295.80M (+122.4%)
|
745.82M
est: 324.20M (+130.0%)
|
757.66M
est: 324.40M (+133.6%)
|
328.50M
328.50M – 328.50M
+1.3% YoY
|
343.00M
343.00M – 343.00M
+4.4% YoY
|
364.40M
364.40M – 364.40M
+6.2% YoY
|
| EBITDA |
44.26M
est: 29.82M (+48.4%)
|
68.16M
est: 29.88M (+128.1%)
|
69.10M
est: 44.15M (+56.5%)
|
90.56M
est: 52.91M (+71.1%)
|
69.09M
est: 50.38M (+37.2%)
|
106.58M
est: 61.08M (+74.5%)
|
102.05M
est: 59.23M (+72.3%)
|
109.45M
est: 65.14M (+68.0%)
|
130.35M
est: 66.00M (+97.5%)
|
114.50M
est: 65.42M (+75.0%)
|
142.19M
est: 73.11M (+94.5%)
|
131.35M
est: 82.20M (+59.8%)
|
186.66M
est: 100.69M (+85.4%)
|
185.49M
est: 102.91M (+80.2%)
|
186.27M
est: 102.98M (+80.9%)
|
104.28M
104.28M – 104.28M
+1.3% YoY
|
108.88M
108.88M – 108.88M
+4.4% YoY
|
115.67M
115.67M – 115.67M
+6.2% YoY
|
| EBIT |
41.60M
est: 28.40M (+46.5%)
|
63.54M
est: 27.91M (+127.7%)
|
66.11M
est: 41.23M (+60.4%)
|
87.45M
est: 79.21M (+10.4%)
|
65.37M
est: 84.51M (-22.6%)
|
102.66M
est: 79.29M (+29.5%)
|
98.64M
est: 99.51M (-0.9%)
|
105.95M
est: 108.62M (-2.5%)
|
125.28M
est: 107.22M (+16.8%)
|
110.55M
est: 62.32M (+77.4%)
|
133.09M
est: 69.64M (+91.1%)
|
125.25M
est: 78.30M (+60.0%)
|
177.03M
est: 159.20M (+11.2%)
|
179.72M
est: 172.24M (+4.3%)
|
177.87M
est: 97.82M (+81.8%)
|
99.06M
99.06M – 99.06M
+1.3% YoY
|
103.43M
103.43M – 103.43M
+4.4% YoY
|
109.89M
109.89M – 109.89M
+6.2% YoY
|
| Net Income |
30.08M
est: 29.61M (+1.6%)
|
52.25M
est: 53.36M (-2.1%)
|
49.88M
est: 77.12M (-35.3%)
|
64.74M
est: 59.80M (+8.3%)
|
47.84M
est: 62.56M (-23.5%)
|
83.23M
est: 58.02M (+43.5%)
|
79.15M
est: 80.68M (-1.9%)
|
82.31M
est: 87.16M (-5.6%)
|
97.58M
est: 83.30M (+17.1%)
|
88.21M
est: 33.17M (+165.9%)
|
105.24M
est: 38.42M (+173.9%)
|
100.62M
est: 38.59M (+160.8%)
|
135.35M
est: 124.00M (+9.2%)
|
139.51M
est: 38.53M (+262.0%)
|
140.14M
est: 39.98M (+250.6%)
|
38.59M
38.59M – 38.59M
-3.5% YoY
|
38.95M
38.95M – 38.95M
+0.9% YoY
|
40.70M
40.70M – 40.70M
+4.5% YoY
|
| SGA |
—
est: 3.53M (-100.0%)
|
18.74M
est: 3.46M (+441.0%)
|
17.31M
est: 5.12M (+238.1%)
|
17.19M
est: 101.62M (-83.1%)
|
23.34M
est: 96.01M (-75.7%)
|
22.76M
est: 123.83M (-81.6%)
|
23.32M
est: 91.04M (-74.4%)
|
20.67M
est: 113.10M (-81.7%)
|
21.86M
est: 99.87M (-78.1%)
|
25.08M
est: 7.74M (+224.1%)
|
26.66M
est: 8.65M (+208.3%)
|
6.02M
est: 9.72M (-38.1%)
|
6.37M
est: 130.03M (-95.1%)
|
5.62M
est: 7.93M (-29.2%)
|
—
est: 7.93M (-100.0%)
|
8.04M
8.04M – 8.04M
+1.3% YoY
|
8.39M
8.39M – 8.39M
+4.4% YoY
|
8.91M
8.91M – 8.91M
+6.2% YoY
|
| EPS |
11.05
est: 10.67 (+3.6%)
|
18.93
est: 19.32 (-2.0%)
|
15.32
est: 13.24 (+15.7%)
|
15.10
est: 13.22 (+14.2%)
|
10.72
est: 11.99 (-10.6%)
|
14.73
est: 13.20 (+11.6%)
|
13.11
est: 12.81 (+2.4%)
|
29.65
est: 12.66 (+134.2%)
|
13.66
est: 14.31 (-4.5%)
|
11.84
est: 11.95 (-0.9%)
|
13.90
est: 13.84 (+0.4%)
|
12.72
est: 13.90 (-8.5%)
|
16.09
est: 14.80 (+8.7%)
|
15.28
est: 13.88 (+10.1%)
|
50.48
est: 14.40 (+250.6%)
|
13.90
13.90 – 13.90
-3.5% YoY
|
14.03
14.03 – 14.03
+0.9% YoY
|
14.66
14.66 – 14.66
+4.5% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-05 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-04 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-30 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-28 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-27 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-21 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | B+ | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Ragnar Torland | Chief Executive Officer | 3M | male |
| Turid V. Riset | Head of Finance & Business Development and Assistant Bank Manager | 2M | female |
| Bjorn Hoiem | Head of Corporate Markets | 1M | male |
| Anette Strøm | Risk Compliance Manager | 1M | — |
| Kjellaug Krogh Angvik | Head of Retail Market | 1M | female |
| Eirik Groseth Sund | Head of Insurance & Market | 1M | male |
| Marte Risberg | Head of Legal & Legal Manager | 1M | female |
| Simen Stubsjoen | Head of Credit | 1M | male |
| Terje Tysko | Authorized Fin., Credit & Insurance Advisor and Employee Representative Member of General Assembly | — | male |
| Tove Aune- Storsand | Human Resource Manager | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for MELG.OL
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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