Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Merkur PrivatBank KgaA (MBK.DE)
EUR10.90
+0.00 (+0.00%)
DE XETRA Financial Services Banks - Regional
Address
Bayerstr. 33 80335
Munich, DE
Munich, DE
CEO
Marcus Lingel
Website
merkur-privatbank.de
IPO
2002-01-22
ISIN DE0008148206
Description
Merkur PrivatBank KgaA offers various private banking products and services in Germany. The company provides business, private, and securities accounts; fixed deposits; wealth management services; master cards; and SME, real estate, and developer financing, as well as lease refinancing. It also offers online and mobile banking services. The company was founded in 1923 and is based in Munich, Germany.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary
Loading…
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
EUR10.90
+0.00 (+0.00%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
484
Beta
0.21
Float Shares
5.06M
Free Float %
65.0%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -4.14% | -2.11% | -14.72% | -24.86% | -26.84% | -27.60% | -11.46% | -9.74% | +6.11% | +131.67% | +178.00% |
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From
To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
Loading histogram data…
Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
10.90
DCF (Unlevered)
23.44
+115.0%
DCF (Levered)
0.36
-96.7%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
100% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
0.09
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
-
Revenue growth-52.5% Q1'26: -25.6% (vs Q1'25)
-
EPS growth+28.9% Q1'26: -7.7% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +29.1% (vs Q1'25)
-
ROIC— Q1'26: +3.3% (vs Q1'25)
-
Share dilution-16.0% Q1'26: 0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 8.54× (vs Q1'25)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2012 actual |
Dec 2016 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
44.94M
est: 31.97M (+40.6%)
|
42.45M
est: 34.71M (+22.3%)
|
43.64M
est: 35.86M (+21.7%)
|
58.14M
est: 39.69M (+46.5%)
|
87.08M
est: 75.86M (+14.8%)
|
92.03M
est: 76.63M (+20.1%)
|
110.20M
est: 94.95M (+16.1%)
|
169.80M
est: 118.07M (+43.8%)
|
222.07M
est: 124.33M (+78.6%)
|
105.40M
est: 144.45M (-27.0%)
|
141.15M
141.15M – 141.15M
-2.3% YoY
|
145.17M
145.17M – 145.17M
+2.9% YoY
|
149.00M
149.00M – 149.00M
+2.6% YoY
|
| EBITDA |
7.68M
est: 5.99M (+28.0%)
|
8.16M
est: 22.91M (-64.4%)
|
9.81M
est: 6.72M (+45.8%)
|
5.84M
est: 23.74M (-75.4%)
|
18.85M
est: 37.68M (-50.0%)
|
20.76M
est: 14.37M (+44.5%)
|
21.79M
est: 39.74M (-45.2%)
|
28.40M
est: 41.22M (-31.1%)
|
28.95M
est: 23.31M (+24.2%)
|
29.59M
est: 27.08M (+9.3%)
|
26.46M
26.46M – 26.46M
-2.3% YoY
|
27.22M
27.22M – 27.22M
+2.9% YoY
|
27.93M
27.93M – 27.93M
+2.6% YoY
|
| EBIT |
6.82M
est: 5.68M (+20.1%)
|
7.26M
est: 6.04M (+20.1%)
|
9.01M
est: 6.37M (+41.5%)
|
5.03M
est: 7.05M (-28.7%)
|
17.82M
est: 24.56M (-27.4%)
|
19.88M
est: 13.61M (+46.1%)
|
20.45M
est: 16.86M (+21.3%)
|
26.89M
est: 26.87M (+0.1%)
|
27.34M
est: 22.07M (+23.9%)
|
29.59M
est: 25.65M (+15.4%)
|
25.06M
25.06M – 25.06M
-2.3% YoY
|
25.78M
25.78M – 25.78M
+2.9% YoY
|
26.46M
26.46M – 26.46M
+2.6% YoY
|
| Net Income |
3.25M
est: 6.38M (-49.0%)
|
3.19M
est: 5.11M (-37.6%)
|
3.65M
est: 5.96M (-38.7%)
|
23.55M
est: 8.63M (+173.1%)
|
8.20M
est: 11.30M (-27.4%)
|
9.17M
est: 10.47M (-12.4%)
|
9.89M
est: 11.01M (-10.2%)
|
10.80M
est: 14.97M (-27.9%)
|
11.59M
est: 11.99M (-3.3%)
|
14.90M
est: 15.76M (-5.4%)
|
17.48M
17.48M – 17.48M
+11.0% YoY
|
18.55M
18.55M – 18.55M
+6.1% YoY
|
19.68M
19.68M – 19.68M
+6.1% YoY
|
| SGA |
6.76M
est: 1.19B (-99.4%)
|
6.95M
est: 26.74M (-74.0%)
|
7.23M
est: 1.33B (-99.5%)
|
11.34M
est: 1.48B (-99.2%)
|
15.88M
est: 54.04M (-70.6%)
|
17.71M
est: 2.85B (-99.4%)
|
20.42B
est: 57.00M (+35,731.2%)
|
22.07M
est: 59.12M (-62.7%)
|
26.62M
est: 2.34B (-98.9%)
|
45.50M
est: 5.37B (-99.2%)
|
5.25B
5.25B – 5.25B
-2.3% YoY
|
5.40B
5.40B – 5.40B
+2.9% YoY
|
5.54B
5.54B – 5.54B
+2.6% YoY
|
| EPS |
0.63
est: 0.69 (-8.6%)
|
0.56
est: 0.55 (+1.5%)
|
0.64
est: 0.64 (-0.5%)
|
0.04
est: 0.53 (-93.0%)
|
1.05
est: 1.22 (-13.9%)
|
1.18
est: 1.13 (+4.4%)
|
1.27
est: 1.19 (+6.8%)
|
1.39
est: 1.27 (+9.8%)
|
1.49
est: 1.54 (-3.3%)
|
1.92
est: 2.03 (-5.2%)
|
2.25
2.25 – 2.25
+11.0% YoY
|
2.39
2.39 – 2.39
+6.1% YoY
|
2.53
2.53 – 2.53
+6.1% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-28 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-27 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-26 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-25 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-22 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-21 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-20 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-19 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-18 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-15 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-14 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-13 | C- | 1/5 | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-12 | C- | 1/5 | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-11 | C- | 1/5 | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-08 | C- | 1/5 | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-07 | C- | 1/5 | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-06 | C- | 1/5 | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-05 | C- | 1/5 | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-04 | C- | 1/5 | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-30 | C- | 1/5 | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-29 | C- | 1/5 | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-28 | C- | 1/5 | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-27 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-24 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-23 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-22 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-21 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-20 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-17 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-16 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
2.94M
OE per share TTM
0.38
Owner's Yield
2.72%
Maintenance CapEx ratio
44.57%
Maint CapEx / Avg PPE
18.3%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
This company is not held by any ETF in our universe.
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
55.8K
Shares Outstanding
7.78M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Andreas E. H. Maurer | MD & Member of the Management Board | — | — |
| Marcus Lancaster | Investor Relations Professional | — | male |
| Marcus Lingle | Chairman of Management Board & Chief Executive Officer | — | — |
| Sven Krause | MD & Member of Management Board | — | male |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for MBK.DE
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
