Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Mediobanca Banca di Credito Finanziario S.p.A. (MB.MI)
Milan, MI, IT
Mediobanca Banca di Credito Finanziario S.p.A. is an Italian financial institution that delivers a broad spectrum of banking products and services, serving clients both domestically and internationally. Its operations are structured into several key divisions. The Wealth Management segment provides asset management and bespoke services for private, affluent, and premier clients. The Consumer Banking division offers diverse consumer credit solutions, encompassing personal loans, salary-backed financing, and specific loan products for purchases such as vehicles, consumer electronics, furniture, and travel. This segment also manages payment services, including credit cards and salary-backed advances, alongside insurance products and online installment payment options. For institutional and corporate clients, the Corporate and Investment Banking segment extends wholesale banking services, which include lending, advisory, capital market activities, and proprietary trading, as well as specialized financial services like factoring, credit management, and the acquisition and management of non-performing loan portfolios. The Principal Investing segment focuses on equity investments and holding activities. Lastly, the Holding Functions segment is responsible for treasury functions and asset and liability management. Established in 1946, the company's main office is located in Milan, Italy.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +3.32% | +1.68% | +16.98% | +17.43% | +17.50% | +17.83% | +1.83% | +118.04% | +119.85% | +227.91% | +153.90% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 0 | 0 |
| Hold | 3 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth-26.1% Q1'26: -6.7% (vs Q4'24)
-
EPS growth-22.6% Q1'26: +0.0% (vs Q4'24)
-
FCF margin— Q1'26: +0.0% (vs Q4'24)
-
EBIT margin— Q1'26: +0.0% (vs Q4'24)
-
ROIC— Q1'26: +0.0% (vs Q4'24)
-
Share dilution-0.8% Q1'26: -3.1% (vs Q4'24)
-
Debt / EBITDA—
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Jun 2015 actual |
Jun 2016 actual |
Jun 2017 actual |
Jun 2018 actual |
Jun 2019 actual |
Jun 2020 actual |
Jun 2021 actual |
Jun 2022 actual |
Jun 2023 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 2 EPS Ana. |
Dec 2027 3 Rev. Ana. 3 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
2.89B
est: 1.97B (+46.6%)
|
2.63B
est: 2.09B (+25.9%)
|
2.61B
est: 2.21B (+18.1%)
|
2.72B
est: 2.36B (+15.4%)
|
2.75B
est: 2.51B (+9.7%)
|
2.83B
est: 2.44B (+16.1%)
|
2.99B
est: 2.58B (+15.7%)
|
2.87B
est: 2.81B (+2.1%)
|
3.93B
est: 3.22B (+22.1%)
|
3.93B
est: 3.27B (+20.4%)
|
5.28B
est: 3.54B (+49.0%)
|
3.51B
est: 3.73B (-5.9%)
|
2.59B
est: 3.73B (-30.5%)
|
3.97B
3.97B – 3.97B
+6.4% YoY
|
4.17B
4.14B – 4.19B
+5.0% YoY
|
4.29B
4.29B – 4.29B
+2.9% YoY
|
| EBITDA |
799.94M
est: 771.48M (+3.7%)
|
776.67M
est: 817.46M (-5.0%)
|
958.61M
est: 864.04M (+10.9%)
|
1.14B
est: 922.36M (+23.6%)
|
1.13B
est: 982.29M (+14.7%)
|
898.71M
est: 953.41M (-5.7%)
|
1.17B
est: 1.01B (+15.5%)
|
1.25B
est: 1.10B (+13.7%)
|
1.52B
est: 1.26B (+20.3%)
|
1.52B
est: 1.02B (+48.2%)
|
1.82B
est: 1.11B (+64.3%)
|
1.40B
est: 1.17B (+20.0%)
|
—
est: 1.17B (-100.0%)
|
1.24B
1.24B – 1.24B
+6.4% YoY
|
1.30B
1.30B – 1.31B
+5.0% YoY
|
1.34B
1.34B – 1.34B
+2.9% YoY
|
| EBIT |
757.09M
est: 730.77M (+3.6%)
|
736.27M
est: 774.33M (-4.9%)
|
913.99M
est: 818.45M (+11.7%)
|
1.10B
est: 873.69M (+25.4%)
|
1.08B
est: 930.46M (+16.4%)
|
814.93M
est: 903.10M (-9.8%)
|
1.08B
est: 956.67M (+13.0%)
|
1.16B
est: 1.04B (+11.7%)
|
1.42B
est: 1.19B (+19.3%)
|
1.42B
est: 974.37M (+46.1%)
|
1.71B
est: 1.06B (+62.1%)
|
1.40B
est: 1.11B (+26.0%)
|
—
est: 1.11B (-100.0%)
|
1.18B
1.18B – 1.18B
+6.4% YoY
|
1.24B
1.24B – 1.25B
+5.0% YoY
|
1.28B
1.28B – 1.28B
+2.9% YoY
|
| Net Income |
589.75M
est: 527.16M (+11.9%)
|
604.55M
est: 548.00M (+10.3%)
|
750.20M
est: 609.06M (+23.2%)
|
863.92M
est: 743.70M (+16.2%)
|
823.03M
est: 761.66M (+8.1%)
|
600.38M
est: 562.95M (+6.6%)
|
807.58M
est: 725.43M (+11.3%)
|
906.98M
est: 862.80M (+5.1%)
|
1.03B
est: 991.41M (+3.5%)
|
1.03B
est: 1.23B (-16.8%)
|
1.27B
est: 1.21B (+5.2%)
|
1.33B
est: 1.31B (+1.7%)
|
1.03B
est: 1.31B (-21.6%)
|
1.44B
1.44B – 1.44B
+9.7% YoY
|
1.47B
1.38B – 1.56B
+2.3% YoY
|
1.57B
1.57B – 1.57B
+6.8% YoY
|
| SGA |
370.87M
est: 444.60M (-16.6%)
|
471.10M
est: 471.10M (0.0%)
|
593.06M
est: 497.94M (+19.1%)
|
520.38M
est: 531.54M (-2.1%)
|
556.45M
est: 566.09M (-1.7%)
|
538.46M
est: 549.44M (-2.0%)
|
561.96M
est: 582.03M (-3.4%)
|
588.70M
est: 632.66M (-6.9%)
|
624.24M
est: 726.06M (-14.0%)
|
624.24M
est: 1.04B (-40.0%)
|
609.60M
est: 1.13B (-45.9%)
|
1.61B
est: 1.19B (+35.6%)
|
1.69B
est: 1.19B (+42.7%)
|
1.26B
1.26B – 1.26B
+6.4% YoY
|
1.33B
1.32B – 1.33B
+5.0% YoY
|
1.36B
1.36B – 1.36B
+2.9% YoY
|
| EPS |
0.70
est: 0.65 (+8.0%)
|
0.71
est: 0.67 (+5.4%)
|
0.88
est: 0.75 (+17.5%)
|
0.98
est: 0.91 (+7.2%)
|
0.94
est: 0.94 (+0.4%)
|
0.70
est: 0.69 (+1.1%)
|
0.94
est: 0.89 (+5.4%)
|
1.08
est: 1.06 (+1.8%)
|
1.22
est: 1.22 (+0.1%)
|
1.22
est: 1.53 (-20.2%)
|
1.54
est: 1.50 (+2.6%)
|
1.64
est: 1.62 (+1.1%)
|
1.27
est: 1.62 (-21.7%)
|
1.78
1.78 – 1.78
+9.7% YoY
|
1.86
1.71 – 1.93
+4.3% YoY
|
1.95
1.95 – 1.95
+4.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | C+ | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-08 | C+ | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-07 | C+ | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-06 | C+ | 2/5 | 1/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-05 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-04 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-30 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-29 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-28 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-27 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-24 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-23 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-22 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-21 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-20 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-17 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-16 | C+ | 2/5 | 1/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Portfolio Building Block European Banks Index ETF PBEU | 0.62% | 2.77M | 0.25% |
| 2 | Amundi Italy MIB ESG UCITS ETF Acc FMI.PA | 0.55% | 1.19M | 0.18% |
| 3 | iShares FTSE MIB UCITS ETF EUR (Acc) CMB1.L | 0.32% | 1.51M | 0.33% |
| 4 | iShares FTSE MIB UCITS ETF EUR (Dist) IMIB.L | 0.31% | 611.7K | 0.35% |
| 5 | Amundi FTSE MIB UCITS ETF Dist MIBX.L | 0.31% | 2.76M | 0.35% |
| 6 | Xtrackers FTSE MIB UCITS ETF 1D DBXI.DE | 0.30% | 330.4K | 0.30% |
| 7 | UBS Core MSCI Europe UCITS ETF hEUR acc UIMF.DE | 0.08% | 2.13M | 0.09% |
| 8 | FlexShares ESG & Climate Developed Markets ex-US Core Index Fund FEDM | 0.06% | 46.7K | 0.16% |
| 9 | Franklin International Core Dividend Tilt Index ETF DIVI | 0.04% | 1.16M | 0.09% |
| 10 | Franklin FTSE Eurozone ETF FLEU | 0.04% | 24.9K | 0.09% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Gian Luca Sichel | Head of Consumer Finance & CEO Mediobanca Premier | 32.6K | male |
| Antonio Boscaglia | Director FIG M&A | — | male |
| Antonio Guglielmi | Head of CIB Rome & Public Institutions and Head of European Equity Research | — | male |
| Benoit Weill | Managing Director - FIG | — | — |
| Clemente Rebecchini | Head of Insurance & Principal Investing | — | male |
| Egidio Imbrogno | Managing Director | — | male |
| Emanuele Flappini | Chief Financial Officer & Head of Company Financial Reporting | — | male |
| Francesco Rossitto | Co-Head of Financial Services Group - Italy & Greece | — | — |
| Francisco Bachiller | Executive Chairman of Corporate & Investment Banking and Co-Head of CIB | — | male |
| Giuseppe Baldelli | Co-Head of Corporate & Investment Banking | — | male |
| Jean-Marie Messier | Co-Head of Global Coverage | — | male |
| Jessica Spina | Chief Strategy Officer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for MB.MI
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
