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Bank Leumi Le-Israel B.M. (LUMI.TA)

ILA6,829.00 -46.00 (-0.67%)
IL TLV Financial Services Banks - Regional
Address 24-32 Yehuda Halevi Street 65546
Tel Aviv, IL
CEO Advocate Hanan Shmuel Friedman
IPO 2007-12-31
ISIN IL0006046119

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Also trades on Other OTC · BLMIF (USD) Tel Aviv Stock Exchange · LUMI.TA (ILA)
Description

Bank Leumi Le-Israel B.M. operates as a leading financial institution, delivering a comprehensive suite of banking and financial services throughout Israel, the United States, the United Kingdom, and other international markets. Its business is organized into distinct segments catering to various client bases, including households, private banking customers, micro and small businesses, mid-market enterprises, large corporations, institutional entities, and financial management. The bank offers a wide array of lending solutions, such as housing loans (complete with mortgage planning, client guidance, and refinancing options), collateralized loans, purchasing group loans, working capital facilities, acquisition and term financing, and revolving credit lines. It also specializes in providing financial support for Israeli high-tech ventures and offers equipment lease financing, credit cards, online banking platforms, and extensive wealth and cash management services. For its international and corporate clientele, the bank facilitates trade financing, loan syndications and participations, foreign currency time deposits, and dealing room transactions. Additionally, it provides a variety of investment and insurance products, including provident funds, mutual funds, study funds, pension plans, and general insurance. The institution is actively involved in capital markets, engaging in the investment of marketable securities, market-making activities for securities and derivatives, repurchase and lending agreements involving securities, short selling, and securities underwriting. Its operations also encompass asset and liability management, alongside offering trust and custodial services for other banks. Furthermore, Bank Leumi's activities include advisory services, the sale and management of loan portfolios, and the creation of innovative financial products. The company serves a diverse range of clients, from individual customers and small businesses to major multinational corporations, mid-sized companies, institutional clients, and foreign banks, operating through roughly 250 branches. Bank Leumi Le-Israel B.M. was established in 1902 and maintains its headquarters in Tel Aviv-Yafo, Israel.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
ILA6,829.00 -46.00 (-0.67%)
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Volume Profile
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Liquidity & share structure
Average Volume
4M
Beta
0.37
Float Shares
1.48B
Free Float %
100.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.21% +3.40% +1.46% -0.13% +13.05% +8.62% +38.59% +172.61% +205.61% +454.55% +347.74%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
6,829.00
DCF (Unlevered) 29,842.97 +337.0%
DCF (Levered) 21,826.00 +219.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 -1
Buy 4 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.46
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +4.1% Q1'26: +3.3% (vs Q1'25)
  • EPS growth
    +6.2% Q1'26: -1.3% (vs Q1'25)
  • FCF margin
    Q1'26: -71.7% (vs Q1'25)
  • EBIT margin
    Q1'26: +34.4% (vs Q1'25)
  • ROIC
    Q1'26: -33.1% (vs Q1'25)
  • Share dilution
    -1.4% Q1'26: -1.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 3.41× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.43) × ERP
WACC = 59% × Ke + 41% × Kd (27.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 29,842.97 Current price: 6,829.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
2 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
14.37B
est: 13.31B (+7.9%)
14.60B
est: 12.75B (+14.5%)
14.88B
est: 13.05B (+14.0%)
15.72B
est: 13.81B (+13.9%)
16.01B
est: 14.56B (+10.0%)
14.43B
est: 12.95B (+11.4%)
16.82B
est: 15.57B (+8.0%)
22.80B
est: 17.47B (+30.5%)
38.66B
est: 20.66B (+87.1%)
43.02B
est: 22.03B (+95.3%)
44.77B
est: 23.18B (+93.1%)
24.01B
23.56B – 24.46B
+3.6% YoY
25.88B
24.97B – 26.80B
+7.8% YoY
26.37B
26.37B – 26.37B
+1.9% YoY
EBITDA
5.08B
est: 5.55B (-8.4%)
5.14B
est: 5.31B (-3.2%)
5.46B
est: 5.44B (+0.5%)
5.48B
est: 5.75B (-4.8%)
6.01B
est: 6.07B (-1.0%)
4.17B
est: 5.40B (-22.8%)
9.94B
est: 6.49B (+53.1%)
11.49B
est: 7.28B (+57.9%)
12.58B
est: 8.90B (+41.3%)
16.10B
est: 9.49B (+69.6%)
16.13B
est: 9.99B (+61.4%)
10.35B
10.15B – 10.54B
+3.6% YoY
11.16B
10.76B – 11.55B
+7.8% YoY
11.36B
11.36B – 11.36B
+1.9% YoY
EBIT
4.38B
est: 5.16B (-15.1%)
4.48B
est: 4.94B (-9.3%)
4.80B
est: 5.06B (-5.0%)
4.91B
est: 5.35B (-8.3%)
5.41B
est: 5.64B (-4.2%)
3.49B
est: 5.02B (-30.4%)
9.24B
est: 6.03B (+53.2%)
10.90B
est: 6.77B (+60.9%)
11.90B
est: 8.44B (+41.0%)
15.49B
est: 9.00B (+72.1%)
15.58B
est: 9.47B (+64.5%)
9.81B
9.63B – 10.00B
+3.6% YoY
10.58B
10.21B – 10.95B
+7.8% YoY
10.78B
10.78B – 10.78B
+1.9% YoY
Net Income
2.84B
est: 3.15B (-10.0%)
2.79B
est: 2.91B (-4.1%)
3.17B
est: 3.16B (+0.4%)
3.26B
est: 3.31B (-1.6%)
3.52B
est: 3.71B (-4.9%)
2.10B
est: 1.67B (+26.2%)
6.03B
est: 5.74B (+5.0%)
7.71B
est: 7.09B (+8.7%)
7.03B
9.80B
est: 8.89B (+10.2%)
10.26B
est: 10.50B (-2.2%)
10.91B
10.64B – 11.17B
+3.9% YoY
13.03B
12.71B – 13.34B
+19.4% YoY
12.67B
12.36B – 12.98B
-2.7% YoY
SGA
563.00M
est: 195.06M (+188.6%)
571.00M
est: 186.77M (+205.7%)
595.00M
est: 191.19M (+211.2%)
604.00M
est: 202.29M (+198.6%)
474.00M
est: 213.25M (+122.3%)
348.00M
est: 189.78M (+83.4%)
360.00M
est: 228.10M (+57.8%)
308.00M
est: 256.02M (+20.3%)
299.00M
est: 231.52M (+29.1%)
279.00M
est: 246.90M (+13.0%)
309.00M
est: 259.82M (+18.9%)
269.07M
264.04M – 274.11M
+3.6% YoY
290.10M
279.88M – 300.32M
+7.8% YoY
295.50M
295.50M – 295.50M
+1.9% YoY
EPS
1.92
est: 2.08 (-7.5%)
1.85
est: 1.92 (-3.6%)
2.08
est: 2.08 (-0.1%)
2.15
est: 2.18 (-1.4%)
2.37
est: 2.44 (-2.9%)
1.44
est: 1.10 (+31.2%)
4.15
est: 3.78 (+9.7%)
5.14
est: 4.67 (+10.0%)
4.58
6.46
est: 5.94 (+8.8%)
6.86
est: 7.01 (-2.2%)
7.29
7.11 – 7.46
+3.9% YoY
8.70
8.49 – 8.91
+19.4% YoY
8.46
8.26 – 8.67
-2.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-25 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-20 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-19 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-18 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-15 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-14 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-13 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-12 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-11 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-08 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-07 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-06 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-05 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-04 A- 4/5 5/5 4/5 4/5 2/5 3/5 2/5
2026-05-01 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-30 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-29 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-28 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-27 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-24 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-23 A- 4/5 5/5 5/5 4/5 1/5 3/5 2/5
2026-04-20 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-17 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-16 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5
2026-04-15 A- 4/5 5/5 4/5 5/5 1/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
3.16B
OE per share TTM
2.12
Owner's Yield
2.79%
Maintenance CapEx ratio
4.79%
Maint CapEx / Avg PPE
12.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.99M
Shares Outstanding
1.48B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Michael Schiller Chief Executive Officer of Bank Leumi UK 5M male
Advocate Hanan Shmuel Friedman President & Chief Executive Officer 4M
Omer Ziv Deputy Chief Executive Officer, First Executive Vice President & Head of the Capital Markets Division 4M
Hana Bosmat Ben-Zvi First EVP, Chief Internal Auditor & Head of the Internal Audit Division 3M female
Eyal Efrat Head of Banking Division 3M male
Avi Polak First Executive Vice President and Head of Operations & Service Division male
Hagit Argov First EVP, Head of the Finance Division & CFO female
Pinchas Schatz Head of the Compliance & Enforcement Department and Chief Compliance Officer male
Sasson Elya Chief Technology Officer & Director male
Tamar Mass First Executive Vice President, Head of the Strategy Division & Head of Human Resources Division female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits