Lloyds Banking Group plc 9.25% NON-CUM IRR PRF SHS GBP0.25 (LLOBF)
London, GB
Operating from its UK base, Lloyds functions as a leading retail and commercial bank. Its operations are segmented into three principal divisions: retail, commercial banking, and an insurance and wealth management arm. Within its retail segment, Lloyds primarily extends mortgages, accounting for a substantial 66% of its total loan portfolio, alongside providing credit cards and current accounts to its consumer base. The commercial banking division supports major corporations and financial institutions across the UK, offering credit facilities, transaction banking, working capital solutions, and debt capital market advisory services. Rounding out its comprehensive product array, the insurance and wealth segment delivers life and property protection, pension solutions, and tailored asset management for high-net-worth individuals.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | -6.54% | -6.10% | -7.41% | -4.76% | +14.29% | -11.11% | +68.07% | -8.68% | -99.89% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth+69.4% Q1'26: +10.7% (vs Q1'25)
-
EPS growth+10.9% Q1'26: +44.6% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +39.1% (vs Q1'25)
-
ROIC— Q1'26: +4.6% (vs Q1'25)
-
Share dilution+27.7% Q1'26: +23.2% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 18.42× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
Dec 2029 1 Rev. Ana. 1 EPS Ana. |
Dec 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
24.38B
est: 17.58B (+38.7%)
|
23.72B
est: 18.87B (+25.7%)
|
21.58B
est: 18.79B (+14.8%)
|
24.79B
est: 18.58B (+33.5%)
|
18.69B
est: 15.03B (+24.4%)
|
18.71B
est: 15.87B (+17.9%)
|
20.77B
est: 17.72B (+17.2%)
|
18.41B
est: 18.68B (-1.4%)
|
37.61B
est: 17.70B (+112.5%)
|
63.71B
est: 18.93B (+236.6%)
|
21.38B
21.38B – 21.38B
+12.9% YoY
|
23.09B
23.09B – 23.09B
+8.0% YoY
|
24.42B
24.42B – 24.42B
+5.8% YoY
|
25.48B
25.48B – 25.48B
+4.3% YoY
|
26.61B
26.61B – 26.61B
+4.4% YoY
|
| EBITDA |
6.27B
est: 6.39B (-2.0%)
|
8.00B
est: 6.86B (+16.5%)
|
8.37B
est: 6.83B (+22.4%)
|
7.05B
est: 6.75B (+4.4%)
|
3.96B
est: 5.46B (-27.6%)
|
9.73B
est: 5.77B (+68.5%)
|
7.18B
est: 6.44B (+11.4%)
|
10.41B
est: 6.79B (+53.2%)
|
9.40B
est: 6.44B (+46.0%)
|
8.76B
est: 6.88B (+27.3%)
|
7.77B
7.77B – 7.77B
+12.9% YoY
|
8.39B
8.39B – 8.39B
+8.0% YoY
|
8.88B
8.88B – 8.88B
+5.8% YoY
|
9.27B
9.27B – 9.27B
+4.3% YoY
|
9.68B
9.68B – 9.68B
+4.4% YoY
|
| EBIT |
3.89B
est: 4.47B (-12.9%)
|
5.63B
est: 4.79B (+17.4%)
|
5.96B
est: 4.77B (+24.9%)
|
4.39B
est: 4.72B (-6.9%)
|
1.23B
est: 3.82B (-67.9%)
|
6.90B
est: 4.03B (+71.2%)
|
4.78B
est: 4.50B (+6.2%)
|
7.50B
est: 4.74B (+58.2%)
|
5.97B
est: 4.49B (+32.8%)
|
6.66B
est: 4.81B (+38.5%)
|
5.43B
5.43B – 5.43B
+12.9% YoY
|
5.86B
5.86B – 5.86B
+8.0% YoY
|
6.20B
6.20B – 6.20B
+5.8% YoY
|
6.47B
6.47B – 6.47B
+4.3% YoY
|
6.76B
6.76B – 6.76B
+4.4% YoY
|
| Net Income |
2.06B
est: 7.07B (-70.8%)
|
3.91B
est: 7.99B (-51.0%)
|
4.41B
est: 7.65B (-42.4%)
|
2.93B
est: 7.64B (-61.7%)
|
1.32B
est: 1.51B (-12.7%)
|
5.78B
est: 8.78B (-34.1%)
|
3.83B
est: 6.90B (-44.6%)
|
5.46B
est: 7.82B (-30.1%)
|
4.42B
est: 6.95B (-36.4%)
|
4.66B
est: 8.10B (-42.5%)
|
11.09B
11.09B – 11.09B
+36.8% YoY
|
13.25B
13.25B – 13.25B
+19.5% YoY
|
15.30B
15.30B – 15.30B
+15.5% YoY
|
16.44B
16.44B – 16.44B
+7.5% YoY
|
16.76B
16.76B – 16.76B
+1.9% YoY
|
| SGA |
463.00M
est: 1.84B (-74.8%)
|
536.00M
est: 1.97B (-72.8%)
|
484.00M
est: 1.96B (-75.3%)
|
396.00M
est: 1.94B (-79.6%)
|
376.00M
est: 1.57B (-76.0%)
|
371.00M
est: 1.66B (-77.6%)
|
435.00M
est: 1.85B (-76.5%)
|
7.36B
est: 1.95B (+277.2%)
|
—
est: 1.85B (-100.0%)
|
5.21B
est: 1.98B (+163.4%)
|
2.23B
2.23B – 2.23B
+12.9% YoY
|
2.41B
2.41B – 2.41B
+8.0% YoY
|
2.55B
2.55B – 2.55B
+5.8% YoY
|
2.66B
2.66B – 2.66B
+4.3% YoY
|
2.78B
2.78B – 2.78B
+4.4% YoY
|
| EPS |
0.03
est: 0.09 (-66.9%)
|
0.04
est: 0.10 (-55.6%)
|
0.06
est: 0.10 (-42.1%)
|
0.04
est: 0.09 (-63.1%)
|
0.01
est: 0.02 (-34.3%)
|
0.08
est: 0.11 (-30.7%)
|
0.05
est: 0.09 (-42.6%)
|
0.08
est: 0.10 (-21.8%)
|
0.06
est: 0.09 (-36.3%)
|
0.07
est: 0.10 (-30.2%)
|
0.14
0.14 – 0.14
+36.8% YoY
|
0.16
0.16 – 0.16
+19.5% YoY
|
0.19
0.19 – 0.19
+15.5% YoY
|
0.20
0.20 – 0.20
+7.5% YoY
|
0.21
0.21 – 0.21
+1.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-21 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive team data is not available for this company yet.
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for LLOBF
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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