Lloyds Banking Group plc (LLDTF)
London, GB
Lloyds Banking Group plc, along with its various subsidiaries, serves as a significant financial services provider throughout the United Kingdom. Its operations are strategically organized into three core divisions: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment caters to individual customers and small enterprises, providing a comprehensive array of financial products. These include checking and savings accounts, home mortgages, motor vehicle financing, personal unsecured loans, leasing arrangements, and credit cards. Its Commercial Banking division supports small and medium-sized businesses, large corporations, and financial institutions by supplying essential services such as credit facilities, transactional banking, working capital optimization, risk mitigation, and access to both debt financing and capital markets. The Insurance and Wealth segment specializes in delivering insurance products, investment vehicles, and wealth management services. The company also offers advanced digital banking capabilities to its clientele. Lloyds Banking Group distributes its various offerings through several well-known brands, including Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows. This long-established organization, founded in 1695, maintains its headquarters in London, United Kingdom.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +2.99% | +2.22% | +2.99% | +20.00% | +4.55% | +43.75% | +134.88% | +109.09% | +31.43% | -80.83% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+69.4% Q1'26: +10.7% (vs Q1'25)
-
EPS growth+10.9% Q1'26: +44.6% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +39.1% (vs Q1'25)
-
ROIC— Q1'26: +4.6% (vs Q1'25)
-
Share dilution+27.7% Q1'26: +28.3% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 18.42× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 6 Rev. Ana. 6 EPS Ana. |
Dec 2027 6 Rev. Ana. 6 EPS Ana. |
Dec 2028 2 Rev. Ana. 7 EPS Ana. |
Dec 2029 5 Rev. Ana. 6 EPS Ana. |
Dec 2030 3 Rev. Ana. 6 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
23.65B
est: 26.12B (-9.5%)
|
24.38B
est: 21.59B (+12.9%)
|
23.72B
est: 25.04B (-5.3%)
|
21.58B
est: 23.83B (-9.4%)
|
24.79B
est: 23.85B (+4.0%)
|
11.18B
est: 20.46B (-45.3%)
|
18.71B
est: 21.41B (-12.6%)
|
20.77B
est: 21.74B (-4.4%)
|
18.41B
est: 23.60B (-22.0%)
|
37.61B
est: 17.70B (+112.5%)
|
63.71B
est: 18.93B (+236.6%)
|
21.38B
21.25B – 21.48B
+12.9% YoY
|
23.09B
22.83B – 23.31B
+8.0% YoY
|
24.42B
24.21B – 24.60B
+5.8% YoY
|
25.48B
25.26B – 25.67B
+4.3% YoY
|
26.61B
26.38B – 26.80B
+4.4% YoY
|
| EBITDA |
3.76B
est: 8.78B (-57.2%)
|
6.27B
est: 7.26B (-13.6%)
|
8.00B
est: 8.42B (-5.0%)
|
8.37B
est: 8.01B (+4.5%)
|
7.05B
est: 8.02B (-12.0%)
|
—
est: 6.88B (-100.0%)
|
9.73B
est: 7.20B (+35.1%)
|
7.18B
est: 7.31B (-1.8%)
|
10.41B
est: 7.93B (+31.2%)
|
9.40B
est: 6.44B (+46.0%)
|
8.76B
est: 6.88B (+27.3%)
|
7.77B
7.73B – 7.81B
+12.9% YoY
|
8.39B
8.30B – 8.47B
+8.0% YoY
|
8.88B
8.80B – 8.94B
+5.8% YoY
|
9.27B
9.19B – 9.33B
+4.3% YoY
|
9.68B
9.59B – 9.75B
+4.4% YoY
|
| EBIT |
1.64B
est: 4.81B (-65.8%)
|
3.89B
est: 3.98B (-2.2%)
|
5.63B
est: 4.61B (+22.0%)
|
5.96B
est: 4.39B (+35.8%)
|
4.39B
est: 4.39B (+0.0%)
|
-2.73B
est: 3.77B (-172.5%)
|
6.90B
est: 3.94B (+75.0%)
|
4.78B
est: 4.00B (+19.4%)
|
7.50B
est: 4.35B (+72.6%)
|
5.97B
est: 4.49B (+32.8%)
|
6.66B
est: 4.81B (+38.5%)
|
5.43B
5.40B – 5.45B
+12.9% YoY
|
5.86B
5.80B – 5.92B
+8.0% YoY
|
6.20B
6.15B – 6.25B
+5.8% YoY
|
6.47B
6.42B – 6.52B
+4.3% YoY
|
6.76B
6.70B – 6.81B
+4.4% YoY
|
| Net Income |
860.00M
est: 5.22B (-83.5%)
|
2.06B
est: 4.51B (-54.2%)
|
3.91B
est: 4.71B (-17.1%)
|
4.41B
est: 4.46B (-1.2%)
|
2.93B
est: 4.66B (-37.2%)
|
1.32B
est: 867.92M (+51.9%)
|
5.78B
est: 5.09B (+13.5%)
|
3.83B
est: 4.41B (-13.2%)
|
5.46B
est: 4.84B (+12.7%)
|
4.42B
est: 5.56B (-20.4%)
|
4.66B
est: 6.01B (-22.5%)
|
8.41B
8.31B – 8.49B
+39.8% YoY
|
10.05B
9.93B – 10.14B
+19.5% YoY
|
11.60B
11.47B – 11.71B
+15.5% YoY
|
12.47B
12.33B – 12.59B
+7.5% YoY
|
12.71B
12.56B – 12.83B
+1.9% YoY
|
| SGA |
515.00M
est: 2.48B (-79.2%)
|
463.00M
est: 2.05B (-77.4%)
|
536.00M
est: 2.37B (-77.4%)
|
484.00M
est: 2.26B (-78.6%)
|
396.00M
est: 2.26B (-82.5%)
|
376.00M
est: 1.94B (-80.6%)
|
371.00M
est: 2.03B (-81.7%)
|
435.00M
est: 2.06B (-78.9%)
|
7.36B
est: 2.24B (+228.8%)
|
—
est: 1.85B (-100.0%)
|
5.21B
est: 1.98B (+163.4%)
|
2.23B
2.22B – 2.24B
+12.9% YoY
|
2.41B
2.38B – 2.43B
+8.0% YoY
|
2.55B
2.53B – 2.57B
+5.8% YoY
|
2.66B
2.64B – 2.68B
+4.3% YoY
|
2.78B
2.76B – 2.80B
+4.4% YoY
|
| EPS |
0.01
est: 0.08 (-90.3%)
|
0.03
est: 0.07 (-59.4%)
|
0.04
est: 0.07 (-41.1%)
|
0.06
est: 0.07 (-15.0%)
|
0.03
est: 0.07 (-52.9%)
|
0.01
est: 0.01 (-10.6%)
|
0.08
est: 0.08 (-6.5%)
|
0.05
est: 0.07 (-29.6%)
|
0.07
est: 0.08 (-11.7%)
|
0.06
est: 0.07 (-8.7%)
|
0.07
est: 0.07 (-6.0%)
|
0.10
0.10 – 0.11
+39.8% YoY
|
0.12
0.12 – 0.13
+19.5% YoY
|
0.14
0.14 – 0.15
+15.5% YoY
|
0.15
0.15 – 0.16
+7.5% YoY
|
0.16
0.16 – 0.16
+1.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-22 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-21 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-20 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-19 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-18 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-14 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-13 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-11 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-04 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-01 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-30 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-29 | B- | 3/5 | 3/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-28 | B- | 3/5 | 3/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-24 | B- | 3/5 | 3/5 | 4/5 | 3/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-23 | B | 3/5 | 3/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
| # | Reporting person | Amount owned | % of class | Sole voting | Shared voting | Sole dispositive | Shared dispositive | Type | Citizenship | Filing date | SEC filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 4.85B | 6.80% | 4.43B | 2.49M | 4.85B | 2.49M | HC | Delaware | 2016-02-10 | ↗ |
| 2 | Lloyds Banking Group plc | 47.70M | 3.98% | 47.70M | — | 47.70M | — | HC | United Kingdom | 2013-02-06 | ↗ |
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Charles Alan Nunn | Group Chief Executive & Executive Director | 4M | male |
| William Leon David Chalmers | Group Chief Financial Officer & Executive Director | 3M | male |
| Chris Sood-Nicholls | Head of Global Services & MD | — | male |
| Matt Smith | Head of Media Relations | — | — |
| Carla A. S. Antunes Da Silva | Director of Group Strategy, Corporate Development & Investor Relations | — | female |
| Ron van Kemenade | Group Chief Operating Officer | — | male |
| Sharon Doherty | Chief People & Places Officer | — | female |
| Suresh Balaji | Chief Marketing Officer | — | male |
| Peter Fitzgerald | Chief Investment Officer | — | male |
| Catherine Lucy Cheetham | Chief Legal Officer & Company Secretary | — | female |
No Senate trading activity found for this company.
| Transaction Date | Disclosed | Representative | District | Owner | Type | Amount | Link |
|---|---|---|---|---|---|---|---|
| 2019-04-16 | 2019-05-15 | Mikie Sherrill | NJ11 | — | Purchase | $1,001 - $15,000 | ↗ |
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Community Opinion for LLDTF
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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