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Laurentian Bank of Canada (LB.TO)

CAD40.21 +0.03 (+0.07%)
CA TSX Financial Services Banks - Regional
Address 1360 René-Lévesque Blvd West H3G 0E5
Montreal, QC, CA
CEO Éric Provost
IPO 1995-01-12
ISIN CA51925D1069

Explore sections of this company profile

Also trades on Other OTC · LAUCF (USD) Other OTC · LRCDF (USD) Toronto Stock Exchange · LB.TO (CAD)
Description

Laurentian Bank of Canada, together with its subsidiaries, provides various financial services to personal, commercial, and institutional customers in Canada and the United States. It operates through Personal and Commercial Banking, and the Capital Markets segments. The company offers chequing, current, business, savings, day by day US dollar, youth, and senior accounts; personal and student line of credit; personal, student, RRSP, and term loans; fixed and variable rate mortgage; equity line of credit; commercial lending; revolving credit; financing solutions; and mortgage and loan insurance. It also provides international services; and guaranteed investment certificates, term deposits, mutual funds, and other registered plans. In addition, the company offers government tax returns and remittance, banking transactions, ATMs, and operations managements solutions; and payment services, such as interac e-transfer, wire transfers, electronic funds transfers, and deposit box. The company was founded in 1846 and is headquartered in Montreal, Canada.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CAD40.21 +0.03 (+0.07%)
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Volume Profile
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Liquidity & share structure
Average Volume
135.5K
Beta
1.18
Float Shares
41.45M
Free Float %
92.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.52% -0.30% -0.05% +0.15% +18.07% -0.12% +31.54% +31.54% -7.79% -20.80% +163.93%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (2 ratings, all time) Buy
Price Targets & DCF
Current price
40.21
Ratings Trend (MoM) 0% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 0 0
Hold 3 0
Sell 1 0
Strong Sell 1 0
Quality scores
Altman Z-Score
-0.04
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    -9.3% Q2'26: -20.8% (vs Q2'25)
  • EPS growth
    +792.7% Q2'26: -172.5% (vs Q2'25)
  • FCF margin
    Q2'26: -127.3% (vs Q2'25)
  • EBIT margin
    Q2'26: -7.2% (vs Q2'25)
  • ROIC
    Q2'26: -0.4% (vs Q2'25)
  • Share dilution
    +0.9% Q2'26: +1.3% (vs Q2'25)
  • Debt / EBITDA
    Q2'26: -149.76× (vs Q2'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.18) × ERP
WACC = 8% × Ke + 92% × Kd (7.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 40.21
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Oct 2003
actual
Oct 2004
actual
Oct 2005
actual
Oct 2006
actual
Oct 2007
actual
Oct 2008
actual
Oct 2009
actual
Oct 2010
actual
Oct 2011
actual
Oct 2012
actual
Oct 2013
actual
Oct 2014
actual
Oct 2015
actual
Oct 2016
actual
Oct 2017
actual
Oct 2018
actual
Oct 2019
actual
Oct 2020
actual
Oct 2021
actual
Oct 2022
actual
Oct 2023
actual
Oct 2024
actual
Oct 2025
actual
Oct 2026
3 Rev. Ana.
3 EPS Ana.
Oct 2027
3 Rev. Ana.
4 EPS Ana.
Revenue
1.30B
est: 686.14M (+89.4%)
997.09M
est: 486.90M (+104.8%)
926.57M
est: 509.33M (+81.9%)
1.02B
est: 542.19M (+88.1%)
1.10B
est: 595.91M (+85.0%)
1.18B
est: 643.26M (+83.5%)
1.17B
est: 674.11M (+74.3%)
1.17B
est: 745.76M (+56.4%)
1.31B
est: 767.86M (+71.0%)
1.39B
est: 811.47M (+71.5%)
1.46B
est: 881.24M (+65.9%)
1.43B
est: 885.97M (+61.9%)
1.44B
est: 895.46M (+60.7%)
1.47B
est: 914.41M (+60.3%)
1.61B
est: 988.62M (+63.2%)
1.83B
est: 1.05B (+73.8%)
1.84B
est: 974.93M (+88.6%)
1.71B
est: 965.80M (+77.1%)
1.56B
est: 1.01B (+55.6%)
1.78B
est: 1.04B (+70.4%)
2.55B
est: 954.38M (+167.4%)
2.58B
est: 1.02B (+154.2%)
2.34B
est: 986.48M (+137.5%)
982.68M
979.67M – 985.19M
-0.4% YoY
1.02B
970.25M – 1.10B
+4.0% YoY
EBITDA
173.67M
est: 66.38M (+161.6%)
98.08M
est: 47.10M (+108.2%)
109.82M
est: 49.27M (+122.9%)
116.19M
est: 52.45M (+121.5%)
145.13M
est: 57.65M (+151.7%)
167.08M
est: 62.23M (+168.5%)
172.11M
est: 65.22M (+163.9%)
202.42M
est: 72.15M (+180.6%)
197.16M
est: 672.55M (-70.7%)
230.01M
est: 700.66M (-67.2%)
205.77M
est: 85.26M (+141.4%)
236.72M
est: 838.87M (-71.8%)
186.19M
est: 843.53M (-77.9%)
235.93M
est: 767.34M (-69.3%)
303.17M
est: 878.70M (-65.5%)
322.36M
est: 981.21M (-67.1%)
242.76M
est: 94.32M (+157.4%)
185.93M
est: 93.44M (+99.0%)
134.11M
est: 97.23M (+37.9%)
328.18M
est: 100.79M (+225.6%)
270.39M
est: 92.33M (+192.8%)
35.48M
est: 98.32M (-63.9%)
218.85M
est: 95.44M (+129.3%)
95.07M
94.78M – 95.31M
-0.4% YoY
98.90M
93.87M – 106.29M
+4.0% YoY
EBIT
130.53M
est: 47.92M (+172.4%)
62.32M
est: 33.34M (+86.9%)
80.11M
est: 34.87M (+129.7%)
88.99M
est: 37.12M (+139.7%)
116.52M
est: 40.80M (+185.6%)
135.99M
est: 125.76M (+8.1%)
138.51M
est: 142.52M (-2.8%)
165.21M
est: 153.00M (+8.0%)
157.16M
est: 170.09M (-7.6%)
182.98M
est: 173.00M (+5.8%)
150.83M
est: 198.74M (-24.1%)
181.10M
est: 158.75M (+14.1%)
133.40M
est: 186.09M (-28.3%)
197.36M
est: 136.08M (+45.0%)
266.67M
est: 213.27M (+25.0%)
280.33M
est: 284.22M (-1.4%)
196.17M
est: 259.70M (-24.5%)
120.28M
est: 194.13M (-38.0%)
72.60M
est: 190.42M (-61.9%)
275.70M
est: 194.83M (+41.5%)
210.41M
est: 66.66M (+215.7%)
-22.22M
est: 70.96M (-131.3%)
172.55M
est: 68.90M (+150.4%)
68.63M
68.42M – 68.81M
-0.4% YoY
71.40M
67.77M – 76.73M
+4.0% YoY
Net Income
91.87M
est: 84.81M (+8.3%)
47.77M
est: 65.21M (-26.7%)
65.28M
est: 76.92M (-15.1%)
70.33M
est: 102.63M (-31.5%)
94.55M
est: 144.74M (-34.7%)
102.53M
est: 102.01M (+0.5%)
113.13M
est: 107.42M (+5.3%)
122.94M
est: 124.94M (-1.6%)
123.72M
est: 126.54M (-2.2%)
140.51M
est: 134.74M (+4.3%)
119.48M
est: 152.58M (-21.7%)
140.37M
est: 125.37M (+12.0%)
102.47M
est: 144.27M (-29.0%)
151.91M
est: 104.52M (+45.3%)
206.46M
est: 164.15M (+25.8%)
224.65M
est: 220.05M (+2.1%)
172.71M
est: 208.12M (-17.0%)
114.09M
est: 170.92M (-33.3%)
57.07M
est: 167.65M (-66.0%)
226.58M
est: 171.54M (+32.1%)
181.09M
est: -12.16M (+1,589.6%)
-5.50M
est: 158.41M (-103.5%)
139.87M
est: 136.28M (+2.6%)
120.47M
106.83M – 134.11M
-11.6% YoY
131.20M
119.35M – 155.56M
+8.9% YoY
SGA
204.94M
est: 135.41M (+51.3%)
182.93M
est: 94.20M (+94.2%)
192.16M
est: 98.54M (+95.0%)
213.58M
est: 449.23M (-52.5%)
229.29M
est: 115.29M (+98.9%)
236.28M
est: 504.54M (-53.2%)
249.66M
est: 518.22M (-51.8%)
302.64M
est: 583.29M (-48.1%)
306.70M
est: 589.15M (-47.9%)
346.80M
est: 623.41M (-44.4%)
377.00M
est: 666.47M (-43.4%)
364.79M
est: 711.19M (-48.7%)
370.73M
est: 712.11M (-47.9%)
363.89M
est: 779.03M (-53.3%)
394.57M
est: 775.96M (-49.2%)
401.63M
est: 777.76M (-48.4%)
393.46M
est: 706.93M (-44.3%)
396.39M
est: 764.32M (-48.1%)
391.56M
est: 749.71M (-47.8%)
415.16M
est: 767.09M (-45.9%)
425.83M
est: 188.35M (+126.1%)
417.37M
est: 763.90M (-45.4%)
407.86M
est: 194.69M (+109.5%)
193.94M
193.34M – 194.43M
-0.4% YoY
201.74M
191.48M – 216.82M
+4.0% YoY
EPS
3.33
est: 1.92 (+73.8%)
1.33
est: 1.55 (-14.3%)
1.85
est: 1.76 (+4.9%)
2.48
est: 2.36 (+5.2%)
3.49
est: 3.23 (+8.0%)
3.81
est: 4.00 (-4.7%)
4.23
est: 4.03 (+5.0%)
4.63
est: 4.70 (-1.4%)
4.65
est: 5.06 (-8.1%)
4.98
est: 5.26 (-5.4%)
3.80
est: 5.42 (-29.8%)
4.50
est: 5.49 (-18.1%)
3.21
est: 5.64 (-43.1%)
4.55
est: 5.66 (-19.6%)
5.40
est: 5.99 (-9.9%)
5.44
est: 5.55 (-1.9%)
4.08
est: 4.37 (-6.5%)
2.37
est: 2.74 (-13.6%)
1.03
est: 4.42 (-76.7%)
4.96
est: 5.13 (-3.3%)
3.89
est: -0.28 (+1,496.2%)
-0.41
est: 3.55 (-111.5%)
2.84
est: 3.05 (-7.0%)
2.67
2.41 – 3.03
-12.6% YoY
3.05
2.70 – 3.51
+14.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-27 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-26 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-25 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-22 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-21 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-20 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-19 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-15 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-14 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-13 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-12 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-11 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-08 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-07 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-06 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-05 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-04 C 2/5 1/5 2/5 2/5 1/5 1/5 4/5
2026-05-01 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-30 C+ 2/5 1/5 2/5 3/5 1/5 1/5 4/5
2026-04-29 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-28 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-27 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-24 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-23 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-22 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-21 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-20 C+ 2/5 1/5 2/5 3/5 1/5 2/5 4/5
2026-04-17 B- 2/5 1/5 2/5 4/5 1/5 2/5 4/5
2026-04-16 B- 2/5 1/5 2/5 4/5 1/5 2/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-94.52M
OE per share TTM
-2.02
Owner's Yield
-5.25%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
5.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 63 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares Canadian Select Dividend Index ETF XDV.TO 1.97% 36.61M 0.55%
2 iShares S&P/TSX SmallCap Index ETF XCS.TO 0.59% 1.01M 0.60%
3 TD Q Canadian Dividend ETF TQCD.TO 0.57% 13.41M 0.39%
4 Fidelity Canadian Value ETF FCCV.TO 0.29% 2.41M 0.39%
5 iShares S&P/TSX Completion Index ETF XMD.TO 0.18% 1.01M 0.60%
6 Fidelity All-Canadian Equity ETF FCCA.NE 0.16% 232.6K 0.39%
7 iShares Diversified Monthly Income ETF XTR.TO 0.14% 373.9K 0.60%
8 iShares S&P/TSX Capped Financials Index ETF XFN.TO 0.10% 1.61M 0.61%
9 Adasina Social Justice All Cap Global ETF JSTC 0.08% 219.3K 0.89%
10 Dimensional - International Small Cap Value ETF DISV 0.08% 3.70M 0.42%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
58.3K
Shares Outstanding
44.71M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Eric Provost President, Chief Executive Officer & Director 2M male
Yvan Deschamps Chief Financial Officer 2M male
Daniel Radley Chief Executive Officer of Northpoint Commercial Finance 2M male
Thierry Langevin Chief of Personal and Commercial Banking 908.9K male
Christian De Broux Chief Risk Officer 814.3K male
Sophie Boucher Senior Vice President and Head of Personal Banking & Small-Medium Enterprises (SME) female
Macha Pohu Chief Human Resources Officer & Corporate Affairs female
Benoit Bertrand Chief Information Officer male
Anna Dell'Api General Counsel & Corporate Secretary female
Marie-Christine Custeau Chief Strategy & Transformation Officer female
Raphael Ambeault Investor Relation Officer
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits