The Karnataka Bank Limited (KTKBANK.NS)
Mangalore, IN
The Karnataka Bank Limited, founded in 1924 and headquartered in Mangalore, India, provides a broad spectrum of personal and business banking products and services across the nation. The bank organizes its operations into four main segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. Its comprehensive financial offerings include various savings, current, and deposit accounts, alongside specialized options for non-resident customers. The lending portfolio is extensive, covering everything from vehicle, home, education, and personal loans to specific financing for MSMEs, women entrepreneurs, gold-backed loans, property loans, and agricultural credit. Beyond traditional banking, the bank issues a range of cards (debit, credit, gift, etc.), offers life, general, and health insurance products, and provides investment opportunities. Additionally, The Karnataka Bank delivers full-service forex solutions, facilitates remittances, and supports merchants with Point of Sale payment systems and institutions with the KBL e-COLLECT fee processing platform. Customers can also access modern conveniences such as internet and mobile banking, mutual funds, demat and online trading services, locker facilities, and funds transfer options. As of March 31, 2022, the bank maintained a substantial presence with 877 branches, 885 ATMs, and 563 cash recyclers.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.67% | +9.68% | +8.20% | +33.58% | +43.49% | +31.80% | +36.54% | +96.48% | +288.04% | +202.42% | +4,035.11% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 2 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+0.4% Q1'26: -0.9% (vs Q1'25)
-
EPS growth+2.9% Q1'26: +61.6% (vs Q1'25)
-
FCF margin— Q1'26: +86.4% (vs Q1'25)
-
EBIT margin— Q1'26: +19.8% (vs Q1'25)
-
ROIC— Q1'26: +15.1% (vs Q1'25)
-
Share dilution+0.1% Q1'26: 0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 2.54× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2006 actual |
Mar 2008 actual |
Mar 2012 actual |
Mar 2013 actual |
Mar 2014 actual |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 1 Rev. Ana. 1 EPS Ana. |
Mar 2027 1 Rev. Ana. 2 EPS Ana. |
Mar 2028 1 Rev. Ana. 1 EPS Ana. |
Mar 2029 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
11.85B
est: 3.80B (+212.0%)
|
17.98B
est: 7.27B (+147.2%)
|
33.94B
est: 7.35B (+361.8%)
|
41.95B
est: 10.12B (+314.6%)
|
46.66B
est: 16.31B (+186.1%)
|
52.65B
est: 17.77B (+196.2%)
|
55.23B
est: 36.64B (+50.7%)
|
59.91B
est: 22.13B (+170.7%)
|
62.81B
est: 27.26B (+130.4%)
|
68.79B
est: 29.29B (+134.8%)
|
77.42B
est: 34.26B (+126.0%)
|
75.68B
est: 37.44B (+102.1%)
|
71.66B
est: 33.58B (+113.4%)
|
82.13B
est: 40.07B (+105.0%)
|
96.17B
est: 41.72B (+130.5%)
|
102.83B
est: 45.52B (+125.9%)
|
43.44B
43.44B – 43.44B
-4.6% YoY
|
49.89B
49.89B – 49.89B
+14.9% YoY
|
56.38B
55.92B – 56.83B
+13.0% YoY
|
64.49B
64.49B – 64.49B
+14.4% YoY
|
| EBITDA |
2.04B
est: 405.40M (+402.9%)
|
2.70B
est: 776.29M (+247.2%)
|
3.11B
est: 784.31M (+295.9%)
|
4.88B
est: 1.08B (+352.1%)
|
4.34B
est: 1.74B (+149.5%)
|
5.45B
est: 1.90B (+187.4%)
|
5.70B
est: 3.91B (+45.8%)
|
5.18B
est: 2.36B (+119.1%)
|
3.76B
est: 2.91B (+29.1%)
|
6.62B
est: 3.13B (+111.7%)
|
5.86B
est: 3.66B (+60.2%)
|
6.85B
est: 4.00B (+71.5%)
|
7.68B
est: 3.58B (+114.2%)
|
15.27B
est: 4.28B (+257.0%)
|
—
est: 9.26B (-100.0%)
|
17.26B
est: 10.10B (+71.0%)
|
9.64B
9.64B – 9.64B
-4.6% YoY
|
11.07B
11.07B – 11.07B
+14.9% YoY
|
12.51B
12.41B – 12.61B
+13.0% YoY
|
14.31B
14.31B – 14.31B
+14.4% YoY
|
| EBIT |
1.76B
est: 370.32M (+375.4%)
|
2.42B
est: 5.15B (-53.1%)
|
2.89B
est: 5.21B (-44.6%)
|
4.64B
est: 3.97B (+16.8%)
|
4.09B
est: 7.48B (-45.4%)
|
5.59B
est: 4.43B (+26.2%)
|
5.28B
est: 5.85B (-9.7%)
|
4.68B
est: 6.34B (-26.2%)
|
3.26B
est: 5.79B (-43.7%)
|
6.08B
est: 3.34B (+81.9%)
|
5.22B
est: 6.86B (-23.9%)
|
6.12B
est: 5.35B (+14.4%)
|
6.94B
est: 5.58B (+24.3%)
|
14.40B
est: 5.68B (+153.7%)
|
-718.79M
est: 8.87B (-108.1%)
|
16.41B
est: 9.68B (+69.6%)
|
9.23B
9.23B – 9.23B
-4.6% YoY
|
10.61B
10.61B – 10.61B
+14.9% YoY
|
11.98B
11.89B – 12.08B
+13.0% YoY
|
13.71B
13.71B – 13.71B
+14.4% YoY
|
| Net Income |
1.76B
est: 3.80B (-53.6%)
|
2.42B
est: 5.02B (-51.9%)
|
2.46B
est: 3.41B (-27.7%)
|
3.48B
est: 3.39B (+2.7%)
|
3.11B
est: 5.61B (-44.6%)
|
4.51B
est: 3.37B (+33.9%)
|
4.15B
est: 4.72B (-12.0%)
|
4.52B
est: 4.99B (-9.3%)
|
3.26B
est: 5.59B (-41.8%)
|
4.77B
est: 3.51B (+36.0%)
|
4.32B
est: 5.39B (-19.9%)
|
4.82B
est: 4.42B (+9.1%)
|
5.08B
est: 4.62B (+10.0%)
|
11.80B
est: 4.70B (+151.2%)
|
13.07B
est: 14.70B (-11.1%)
|
12.73B
est: 13.50B (-5.7%)
|
12.12B
12.12B – 12.12B
-10.2% YoY
|
14.52B
13.00B – 15.56B
+19.8% YoY
|
15.91B
15.91B – 15.91B
+9.6% YoY
|
18.48B
18.48B – 18.48B
+16.2% YoY
|
| SGA |
56.71M
est: 123.26M (-54.0%)
|
90.86M
est: 231.37M (-60.7%)
|
88.61M
est: 4.87B (-98.2%)
|
89.40M
est: 328.32M (-72.8%)
|
100.25M
est: 13.81B (-99.3%)
|
125.67M
est: 12.50B (-99.0%)
|
132.16M
est: 11.67B (-98.9%)
|
127.03M
est: 15.82B (-99.2%)
|
147.02M
est: 22.66B (-99.4%)
|
158.79M
est: 26.96B (-99.4%)
|
175.74M
est: 25.96B (-99.3%)
|
9.65B
est: 29.75B (-67.6%)
|
202.67M
est: 31.06B (-99.3%)
|
261.20M
est: 31.59B (-99.2%)
|
279.08M
est: 2.39B (-88.3%)
|
15.50B
est: 2.61B (+494.5%)
|
2.49B
2.49B – 2.49B
-4.6% YoY
|
2.86B
2.86B – 2.86B
+14.9% YoY
|
3.23B
3.20B – 3.26B
+13.0% YoY
|
3.69B
3.69B – 3.69B
+14.4% YoY
|
| EPS |
9.91
est: 10.03 (-1.2%)
|
13.60
est: 13.33 (+2.0%)
|
9.68
est: 9.29 (+4.2%)
|
13.68
est: 14.77 (-7.4%)
|
12.22
est: 13.19 (-7.4%)
|
17.74
est: 16.51 (+7.4%)
|
17.89
est: 16.92 (+5.7%)
|
17.62
est: 17.40 (+1.3%)
|
10.47
est: 13.56 (-22.8%)
|
15.35
est: 17.38 (-11.7%)
|
13.89
est: 13.90 (-0.1%)
|
15.52
est: 16.38 (-5.2%)
|
16.34
est: 14.90 (+9.7%)
|
37.87
est: 33.70 (+12.4%)
|
39.85
est: 38.82 (+2.7%)
|
33.70
est: 35.65 (-5.5%)
|
32.00
32.00 – 32.00
-10.2% YoY
|
37.70
34.31 – 41.09
+17.8% YoY
|
42.00
42.00 – 42.00
+11.4% YoY
|
48.80
48.80 – 48.80
+16.2% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-21 | B | 3/5 | 1/5 | 3/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-20 | B | 3/5 | 1/5 | 3/5 | 3/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-19 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-18 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-15 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-14 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-13 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-12 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-11 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-08 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-07 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-06 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-05 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-04 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-30 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-29 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-28 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-27 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-24 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-23 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-22 | C | 2/5 | 3/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-21 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-20 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-17 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-16 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| S. Raja | Chief Operating Officer | 4M | male |
| J. Vinaya Bhat | Head of Compliance Department & Chief Compliance Officer & principal off | — | male |
| Nagaraja Upadhyaya | GM & Head of Credit Monitoring Department | — | male |
| Niranjan Kumar | Head of HR & IR Department & Chief Human Resources Officer | — | male |
| Raghavendra Srinivas Bhat | MD, Chief Executive Officer & Additional Director | — | male |
| Raghurama H. S. Rao | Deputy GM & Chief Risk Officer | — | male |
| Ravichandran S. | GM & Head of Credit Sanctions Department | — | male |
| Srinivas Deshpande | Assistant GM of Public Relations | — | male |
| Anantha Padmanabha | Head of Special Projects | — | male |
| Vijayakumar | Chief Financial Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for KTKBANK.NS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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