Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
KS Bancorp, Inc. (KSBI)
Smithfield, NC, US
KS Bancorp, Inc. functions as the parent entity for KS Bank, Inc., providing an extensive array of localized banking solutions to both individual and business clientele. For personal banking, it offers various deposit accounts such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. Its lending portfolio includes personal loans for vehicles, marine craft, recreational activities, student financing, debt consolidation, deposit/investment-secured loans, and home equity options like loans and lines of credit. Credit card services are also available. Commercial clients can access business checking, savings, and payroll card accounts. The bank supports businesses with construction financing, including speculative and pre-sale builder loans, as well as general commercial builder loans. Additional commercial lending options cover equipment financing, facility acquisition, debt refinancing, and real estate. Businesses can also utilize lines of credit for managing seasonal cash flow, inventory, and accounts receivable. Beyond core banking, KS Bancorp delivers a suite of specialized services, such as merchant processing, payroll administration, comprehensive cash management, and remote deposit capture. Its mortgage offerings facilitate home purchases, refinancing, and combined construction-to-permanent loans. Furthermore, the company provides robust wealth management services, encompassing investment guidance, financial and retirement planning, trust and estate administration, and exclusive private banking. The company conducts its operations through nine full-service branch offices strategically located across North Carolina in Kenly, Goldsboro, Wilson, Garner, Selma, Clayton, Wendell, Four Oaks, and Smithfield. Established in 1924, KS Bancorp, Inc. maintains its corporate headquarters in Smithfield, North Carolina.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -7.10% | -7.69% | -15.29% | +14.29% | +25.76% | +21.52% | +39.13% | +50.63% | +105.71% | +421.74% | +1,011.11% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+19.3% Q1'26: +24.2% (vs Q1'25)
-
EPS growth+51.8% Q1'26: +25.1% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +24.9% (vs Q1'25)
-
ROIC— Q1'26: +272.8% (vs Q1'25)
-
Share dilution0.0% Q1'26: 0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 0.85× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-21 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-15 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-07 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-06 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-05 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-04 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-01 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-29 | A- | 4/5 | 4/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
| # | Reporting person | Amount owned | % of class | Sole voting | Shared voting | Sole dispositive | Shared dispositive | Type | Citizenship | Filing date | SEC filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 56-1225913 | 71.1K | 6.17% | 71.1K | — | 71.1K | — | IA | North Carolina | 2003-02-12 | ↗ |
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
| Date | Person | Role | Transaction | A/D | Security | Shares | Price | Value | Owned after | D/I | Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2005-05-17 | JONES B KENNETH II | Director | P-Purchase | A | Common Stock | 500 | 19.50 | 9.8K | 5,000 | — | ↗ |
| 2005-04-06 | PARKER JAMES C | Director | P-Purchase | A | Common Stock | 200 | 17.25 | 3.5K | 4,200 | — | ↗ |
| 2005-03-14 | Krentz R Walter Jr | Officer | P-Purchase | A | Common Stock | 9 | 23.75 | 213.75 | 1,700 | — | ↗ |
| 2005-03-14 | KEEN HAROLD T | Director / Officer | P-Purchase | A | Common Stock | 149 | 23.50 | 3.5K | 85,600 | — | ↗ |
| 2005-03-07 | JORGENSON KEVIN J | Officer | P-Purchase | A | Common Stock | 2 | 22.00 | 44.00 | 18,800 | — | ↗ |
| 2005-03-07 | GODWIN TED | Officer | J-Other | A | Common Stock | 2,429 | 0.00 | — | 2,600 | — | ↗ |
| 2005-03-03 | KEEN HAROLD T | Director / Officer | P-Purchase | A | Common Stock | 382 | 23.50 | 9.0K | 1,048 | — | ↗ |
| 2005-03-03 | CLARKE WILLIAM C | Officer | G-Gift | D | Common Stock | 102 | 0.00 | — | 22,000 | — | ↗ |
| 2005-03-02 | CLARKE WILLIAM C | Officer | P-Purchase | A | Common Stock | 725 | 23.75 | 17.2K | 6,412 | — | ↗ |
| 2005-02-28 | WORLEY EARL W JR | Officer | P-Purchase | A | Common Stock | 666 | 23.00 | 15.3K | 16,705 | — | ↗ |
| 2005-02-28 | Krentz R Walter Jr | Officer | — | D | Common Stock | 0 | 0.00 | — | 1,691 | — | ↗ |
| 2005-02-28 | KEEN HAROLD T | Director / Officer | J-Other | A | Common Stock | 12,283 | 0.00 | — | 85,950 | — | ↗ |
| 2005-02-28 | CLARKE WILLIAM C | Officer | J-Other | A | Common Stock | 6,792 | 0.00 | — | 13,204 | — | ↗ |
| 2005-02-25 | HINNANT R HAROLD | Director | P-Purchase | A | Common Stock | 165 | 24.00 | 4.0K | 50,764 | — | ↗ |
| 2005-02-22 | WOODRUFF GORDON C | Director | P-Purchase | A | Common Stock | 425 | 23.71 | 10.1K | 762 | — | ↗ |
| 2005-01-28 | JONES B KENNETH II | Director | P-Purchase | A | Common Stock | 600 | 23.00 | 13.8K | 3,600 | — | ↗ |
| 2004-05-04 | JACKSON EUGENE DAVID | Director | — | D | Common Stock | 0 | 0.00 | — | 500 | — | ↗ |
| 2004-03-29 | WORLEY EARL W JR | Officer | P-Purchase | A | Common Stock | 1,700 | 20.62 | 35.1K | 15,710 | — | ↗ |
| 2004-03-26 | WORLEY EARL W JR | Officer | P-Purchase | A | Common Stock | 300 | 21.00 | 6.3K | 14,010 | — | ↗ |
| 2004-03-26 | SAULS SIDNEY ERNEST | Director | P-Purchase | A | Common Stock | 500 | 20.62 | 10.3K | 2,268 | — | ↗ |
| 2004-03-26 | CLARKE WILLIAM C | Officer | P-Purchase | A | Common Stock | 330 | 21.00 | 6.9K | 35,959 | — | ↗ |
| 2004-03-02 | SCOTT RALPH EDWARD JR | Director | S-Sale | D | Common Stock | 3,500 | 20.10 | 70.4K | 12,951 | — | ↗ |
| 2004-03-02 | KEEN HAROLD T | Director / Officer | P-Purchase | A | Common Stock | 1,000 | 20.10 | 20.1K | 5,653 | — | ↗ |
| 2003-12-16 | SCOTT RALPH EDWARD JR | Director | M-Exempt | A | Common Stock | 7,415 | 6.00 | 44.5K | 16,451 | — | ↗ |
| 2003-11-03 | JORGENSON KEVIN J | Officer | M-Exempt | A | Common Stock | 10,172 | 6.00 | 61.0K | 18,798 | — | ↗ |
| 2003-09-15 | PARRISH R ELTON | Director | M-Exempt | A | Common Stock | 3,708 | 6.00 | 22.2K | 31,037 | — | ↗ |
| 2003-08-29 | WORLEY EARL W JR | Officer | P-Purchase | A | Common Stock | 200 | 17.75 | 3.6K | 13,269 | — | ↗ |
| 2003-06-19 | CLARKE WILLIAM C | Officer | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
| 2003-06-16 | GODWIN TED | Officer | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
Executive team
Executive compensation
| # | Year | Executive | Salary | Bonus | Stock award | Option award | Incentive | Other | Total | % Stock- based |
Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2003 | Harold T. Keen, President, Chief Executive Officer and Director of the Company and the Bank | 180.4K | 12.0K | — | — | — | 26.5K | 218.9K | 0.00% | ↗ |
| 2 | 2002 | Harold T. Keen, President, Chief Executive Officer and Director of the Company and the Bank | 158.9K | 10.0K | — | — | — | 25.8K | 194.6K | 0.00% | ↗ |
| 3 | 2001 | Harold T. Keen, President, Chief Executive Officer and Director of the Company and the Bank | 151.4K | 6.0K | — | — | — | 22.1K | 179.5K | 0.00% | ↗ |
| 4 | 2000 | Harold T. Keen, President, Chief Executive Officer and Director of the Company and the Bank | 142.8K | 6.0K | — | — | — | 14.7K | 163.5K | 0.00% | ↗ |
Proxy statements
Recent SEC filings
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Earl W. Worley Jr. | President, Chief Executive Officer & Director | 123.7K | male |
| Dit L. Breault | Executive Vice President & Chief Operating Officer | — | male |
| H. Geoffery Kokiko | Executive Vice President & Chief Banking Officer | — | male |
| John A. Parker | Chief Credit Officer | — | male |
| Joy Watson | Corporate Secretary | — | female |
| Mark Eason | SVP & Commercial Relationship Manager of KS Bank Inc. | — | — |
| Regina Johnson Smith | Chief Financial Officer | — | female |
| Roger K. Thomas | Executive Vice President & Chief Wealth Officer | — | male |
| Tracy McKinley | Chief Information Officer | — | female |
| Travis Bailey | Chief Administrative Officer | — | male |
| Denise W. Elliott | Corporate Secretary | — | — |
| William Charles Clarke | Senior Vice President & Senior VP of KS Bank Inc | — | male |
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for KSBI
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
