Kotak Mahindra Bank Limited (KOTAKBANK.NS)
Mumbai, IN
Kotak Mahindra Bank Limited, headquartered in Mumbai, India, and founded in 1985, delivers a comprehensive suite of banking and financial services to both corporate and individual customers throughout India. Its operations also extend to branches in GIFT City and DIFC, Dubai, supported by a substantial network of 1,700 branches and 2,705 ATMs as of March 31, 2022. The bank's diverse activities are organized into distinct segments. The Treasury, BMU, and Corporate Centre oversees money market, foreign exchange, and derivatives trading, manages investments, serves as a primary dealer for government securities, and handles asset-liability management. Retail Banking addresses individual financial needs with personal, home, commercial vehicle, and agricultural loans, in addition to offering savings, current, and term deposit accounts, credit cards, and distributing financial products through its branch infrastructure. For corporate clients, the Corporate/Wholesale Banking segment provides borrowing, lending, and related services. The Vehicle Financing segment specializes in both retail vehicle and wholesale trade financing for automotive dealers. Other Lending Activities encompass financing against securities, securitization, and other loan offerings. Beyond core banking, Kotak Mahindra Bank operates a Broking division, earning income from market transactions and distributing financial products. Its Advisory and Transactional Services segment offers expertise in mergers and acquisitions, alongside managing equity and debt issuances. The Asset Management segment focuses on managing funds and investments for clients, while the Insurance segment provides a range of life and general insurance products.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.19% | +0.11% | +0.52% | -11.67% | -9.69% | -14.47% | -12.24% | -3.98% | +9.52% | +159.03% | +78,337.50% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 10 | +4 |
| Buy | 19 | 0 |
| Hold | 8 | -1 |
| Sell | 1 | 0 |
| Strong Sell | 1 | -1 |
-
Revenue growth+3.2% Q1'26: -0.6% (vs Q1'25)
-
EPS growth-12.9% Q1'26: +9.9% (vs Q1'25)
-
FCF margin— Q1'26: -85.0% (vs Q1'25)
-
EBIT margin— Q1'26: +26.1% (vs Q1'25)
-
ROIC— Q1'26: +12.4% (vs Q1'25)
-
Share dilution+0.1% Q1'26: +0.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 3.20× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2011 actual |
Mar 2012 actual |
Mar 2013 actual |
Mar 2014 actual |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 26 Rev. Ana. 25 EPS Ana. |
Mar 2027 30 Rev. Ana. 29 EPS Ana. |
Mar 2028 30 Rev. Ana. 29 EPS Ana. |
Mar 2029 15 Rev. Ana. 16 EPS Ana. |
Mar 2030 21 Rev. Ana. 13 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
110.63B
est: 46.63B (+137.2%)
|
126.94B
est: 37.53B (+238.2%)
|
156.82B
est: 45.23B (+246.7%)
|
168.28B
est: 54.64B (+208.0%)
|
211.34B
est: 60.86B (+247.3%)
|
274.27B
est: 158.85B (+72.7%)
|
332.54B
est: 114.87B (+189.5%)
|
378.04B
est: 134.76B (+180.5%)
|
449.71B
est: 160.28B (+180.6%)
|
492.36B
est: 186.45B (+164.1%)
|
555.81B
est: 208.06B (+167.1%)
|
575.26B
est: 233.19B (+146.7%)
|
662.68B
est: 289.33B (+129.0%)
|
922.37B
est: 354.73B (+160.0%)
|
1.05T
est: 406.97B (+156.9%)
|
418.07B
418.07B – 418.07B
+2.7% YoY
|
476.29B
476.29B – 476.29B
+13.9% YoY
|
549.57B
549.57B – 549.57B
+15.4% YoY
|
629.98B
629.98B – 629.98B
+14.6% YoY
|
712.78B
712.78B – 712.78B
+13.1% YoY
|
| EBITDA |
18.41B
est: 22.87B (-19.5%)
|
28.18B
est: 9.47B (+197.6%)
|
33.19B
est: 11.41B (+190.9%)
|
38.81B
est: 13.78B (+181.6%)
|
47.87B
est: 15.35B (+211.8%)
|
54.61B
est: 40.07B (+36.3%)
|
77.64B
est: 28.98B (+167.9%)
|
95.42B
est: 34.00B (+180.7%)
|
74.47B
est: 40.43B (+84.2%)
|
89.44B
est: 47.03B (+90.2%)
|
102.34B
est: 52.48B (+95.0%)
|
122.75B
est: 58.82B (+108.7%)
|
200.70B
est: 72.99B (+175.0%)
|
244.14B
est: 89.48B (+172.8%)
|
296.74B
est: 107.04B (+177.2%)
|
109.96B
109.96B – 109.96B
+2.7% YoY
|
125.27B
125.27B – 125.27B
+13.9% YoY
|
144.55B
144.55B – 144.55B
+15.4% YoY
|
165.70B
165.70B – 165.70B
+14.6% YoY
|
187.48B
187.48B – 187.48B
+13.1% YoY
|
| EBIT |
15.69B
est: 11.46B (+36.9%)
|
26.91B
est: 18.09B (+48.8%)
|
31.78B
est: 32.01B (-0.7%)
|
37.11B
est: 37.60B (-1.3%)
|
45.90B
est: 43.82B (+4.7%)
|
51.17B
est: 65.15B (-21.5%)
|
74.02B
est: 61.00B (+21.3%)
|
91.58B
est: 83.08B (+10.2%)
|
71.20B
est: 107.34B (-33.7%)
|
86.07B
est: 124.43B (-30.8%)
|
99.03B
est: 123.76B (-20.0%)
|
119.32B
est: 138.65B (-13.9%)
|
196.46B
est: 232.95B (-15.7%)
|
238.63B
est: 335.03B (-28.8%)
|
289.89B
est: 104.24B (+178.1%)
|
107.08B
107.08B – 107.08B
+2.7% YoY
|
121.99B
121.99B – 121.99B
+13.9% YoY
|
140.76B
140.76B – 140.76B
+15.4% YoY
|
161.36B
161.36B – 161.36B
+14.6% YoY
|
182.57B
182.57B – 182.57B
+13.1% YoY
|
| Net Income |
15.67B
est: 7.87B (+99.1%)
|
18.32B
est: 12.61B (+45.3%)
|
21.88B
est: 22.08B (-0.9%)
|
24.65B
est: 26.17B (-5.8%)
|
30.45B
est: 29.23B (+4.2%)
|
34.59B
est: 45.31B (-23.7%)
|
49.40B
est: 42.00B (+17.6%)
|
62.01B
est: 55.98B (+10.8%)
|
72.04B
est: 72.68B (-0.9%)
|
85.93B
est: 84.76B (+1.4%)
|
99.90B
est: 93.12B (+7.3%)
|
120.89B
est: 104.32B (+15.9%)
|
149.25B
est: 175.26B (-14.8%)
|
182.13B
est: 252.06B (-27.7%)
|
221.26B
est: 151.99B (+45.6%)
|
138.91B
109.13B – 159.16B
-8.6% YoY
|
166.95B
166.95B – 166.95B
+20.2% YoY
|
195.52B
195.52B – 195.52B
+17.1% YoY
|
227.42B
227.42B – 227.42B
+16.3% YoY
|
259.63B
259.63B – 259.63B
+14.2% YoY
|
| SGA |
3.21B
est: 38.59B (-91.7%)
|
4.57B
est: 1.14B (+301.8%)
|
31.45B
est: 1.37B (+2,193.4%)
|
5.83B
est: 1.66B (+251.8%)
|
42.87B
est: 1.85B (+2,223.1%)
|
65.64B
est: 141.85B (-53.7%)
|
68.48B
est: 3.48B (+1,866.2%)
|
77.79B
est: 4.09B (+1,803.8%)
|
86.73B
est: 4.86B (+1,684.7%)
|
98.41B
est: 5.65B (+1,640.7%)
|
97.67B
est: 6.31B (+1,448.2%)
|
107.97B
est: 7.07B (+1,427.0%)
|
135.47B
est: 8.77B (+1,444.2%)
|
164.07B
est: 10.76B (+1,425.4%)
|
187.88B
est: 70.79B (+165.4%)
|
72.73B
72.73B – 72.73B
+2.7% YoY
|
82.85B
82.85B – 82.85B
+13.9% YoY
|
95.60B
95.60B – 95.60B
+15.4% YoY
|
109.59B
109.59B – 109.59B
+14.6% YoY
|
123.99B
123.99B – 123.99B
+13.1% YoY
|
| EPS |
10.87
est: 10.25 (+6.0%)
|
2.48
est: 12.11 (-79.5%)
|
2.94
est: 14.39 (-79.6%)
|
3.22
est: 15.86 (-79.7%)
|
3.95
est: 18.65 (-78.8%)
|
3.78
est: 19.63 (-80.7%)
|
5.38
est: 26.05 (-79.3%)
|
32.70
est: 21.58 (+51.5%)
|
37.61
est: 26.02 (+44.5%)
|
8.95
est: 32.73 (-72.7%)
|
50.53
est: 35.34 (+43.0%)
|
12.15
est: 40.49 (-70.0%)
|
14.99
est: 52.32 (-71.3%)
|
18.29
est: 12.90 (+41.7%)
|
22.26
est: 15.73 (+41.5%)
|
13.96
10.97 – 16.00
-11.2% YoY
|
16.78
16.78 – 16.78
+20.2% YoY
|
19.66
19.66 – 19.66
+17.1% YoY
|
22.86
22.86 – 22.86
+16.3% YoY
|
26.10
26.10 – 26.10
+14.2% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-07 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-06 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-04 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-30 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | C | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-22 | C | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-21 | C | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-20 | C | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-17 | C | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-16 | C | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-15 | C | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Ashok Valiram Vaswani | MD, Chief Executive Officer & Director | 130M | male |
| Jaideep Hansraj | Whole-Time Director | 5M | male |
| Nilesh Chaudhari | Chief Technology Officer | — | male |
| Prasanna Kotian | Head of Group Corporate Communication | — | male |
| R. Anantha Raman | Chief Compliance Officer | — | male |
| Rohit Bhasin | President of Propositions & Chief Marketing Officer | — | — |
| Rohit Rao | Joint President & Group Chief CSR Officer | — | male |
| Anupam Kaura | President & Chief Human Resources Officer | — | male |
| Somanahalli Honnesh | President & Group General Counsel | — | male |
| Devang Gheewalla | Group Chief Financial Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for KOTAKBANK.NS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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