KBC Group N.V. (KBC.BR)
Brussels, BE
KBC Group NV, along with its subsidiaries, provides a wide spectrum of integrated bank-insurance solutions, primarily catering to retail clients, private banking customers, small and medium-sized enterprises (SMEs), and mid-cap companies. Their diverse offerings encompass demand deposits and savings accounts, home and mortgage loans, consumer finance, and funding for SMEs. Furthermore, the group delivers credit facilities, investment fund and asset management services, life and non-life insurance policies, cash management, payment processing, trade finance, leasing, money and capital market products, and stockbroking. Digital convenience is also a focus, with internet and mobile banking services available. As of December 31, 2021, KBC Group maintained a substantial network of physical operations: 439 bank branches and 310 insurance agencies in Belgium, 208 bank branches in the Czech Republic, 123 in Slovakia, 198 in Hungary, 168 in Bulgaria, and 12 in Ireland. The company reaches its clientele through agents, brokers, and various electronic channels. KBC Group NV, incorporated in 1935 and headquartered in Brussels, Belgium, adopted its current name in March 2005, having previously been known as KBC Bank and Insurance Holding Company NV.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -3.79% | -2.27% | -3.33% | -1.37% | +2.81% | +0.40% | +32.53% | +81.27% | +66.17% | +129.46% | +123.40% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 5 | 0 |
| Hold | 9 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 2 | 0 |
-
Revenue growth-7.4% Q1'26: +10.2% (vs Q1'25)
-
EPS growth+4.4% Q1'26: +0.0% (vs Q1'25)
-
FCF margin— Q1'26: -187.9% (vs Q1'25)
-
EBIT margin— Q1'26: +12.1% (vs Q1'25)
-
ROIC— Q1'26: +3.5% (vs Q1'25)
-
Share dilution-0.8% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 16.67× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2010 actual |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 10 Rev. Ana. 9 EPS Ana. |
Dec 2027 10 Rev. Ana. 10 EPS Ana. |
Dec 2028 9 Rev. Ana. 8 EPS Ana. |
Dec 2029 4 Rev. Ana. 6 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
16.77B
est: 8.93B (+87.7%)
|
16.91B
est: 8.15B (+107.6%)
|
12.39B
est: 7.67B (+61.5%)
|
11.69B
est: 7.39B (+58.1%)
|
10.39B
est: 6.68B (+55.5%)
|
9.82B
est: 7.23B (+35.7%)
|
9.37B
est: 7.10B (+32.0%)
|
9.94B
est: 7.66B (+29.8%)
|
9.89B
est: 7.53B (+31.4%)
|
10.23B
est: 7.52B (+36.0%)
|
8.95B
est: 7.21B (+24.1%)
|
9.35B
est: 7.58B (+23.3%)
|
16.13B
est: 8.44B (+91.1%)
|
25.47B
est: 10.78B (+136.3%)
|
25.32B
est: 11.09B (+128.3%)
|
23.44B
est: 12.10B (+93.7%)
|
13.45B
13.38B – 13.54B
+11.1% YoY
|
14.39B
14.26B – 14.51B
+7.0% YoY
|
15.34B
15.20B – 15.47B
+6.6% YoY
|
16.11B
16.00B – 16.23B
+5.0% YoY
|
| EBITDA |
2.83B
est: 3.94B (-28.2%)
|
2.06B
est: 5.39B (-61.8%)
|
2.75B
est: 2.00B (+37.7%)
|
2.22B
est: 1.92B (+15.2%)
|
2.63B
est: 5.91B (-55.4%)
|
3.23B
est: 6.85B (-52.8%)
|
3.43B
est: 5.98B (-42.6%)
|
4.01B
est: 6.29B (-36.3%)
|
3.72B
est: 6.11B (-39.0%)
|
3.53B
est: 6.18B (-42.8%)
|
2.43B
est: 5.80B (-58.1%)
|
3.90B
est: 6.02B (-35.3%)
|
4.02B
est: 6.16B (-34.7%)
|
4.83B
est: 2.68B (+80.4%)
|
4.40B
est: 2.76B (+59.7%)
|
4.98B
est: 3.01B (+65.8%)
|
3.34B
3.32B – 3.36B
+11.1% YoY
|
3.57B
3.54B – 3.60B
+7.0% YoY
|
3.81B
3.78B – 3.84B
+6.6% YoY
|
4.00B
3.97B – 4.03B
+5.0% YoY
|
| EBIT |
2.22B
est: -2.40B (+192.6%)
|
786.00M
est: 1.81B (-56.5%)
|
976.00M
est: 773.30M (+26.2%)
|
1.71B
est: 940.36M (+81.6%)
|
2.42B
est: 1.55B (+56.5%)
|
2.54B
est: 2.67B (-4.9%)
|
3.09B
est: 2.50B (+23.7%)
|
3.67B
est: 3.34B (+9.7%)
|
3.31B
est: 3.60B (-8.0%)
|
3.12B
est: 3.31B (-6.0%)
|
1.85B
est: 2.94B (-37.1%)
|
3.42B
est: 3.05B (+12.2%)
|
3.49B
est: 3.11B (+12.0%)
|
4.18B
est: 2.36B (+76.7%)
|
3.94B
est: 2.43B (+61.9%)
|
4.58B
est: 2.65B (+72.5%)
|
2.95B
2.94B – 2.97B
+11.1% YoY
|
3.16B
3.13B – 3.18B
+7.0% YoY
|
3.36B
3.33B – 3.39B
+6.6% YoY
|
3.53B
3.51B – 3.56B
+5.0% YoY
|
| Net Income |
1.86B
est: -2.13B (+187.4%)
|
13.00M
est: 11.88B (-99.9%)
|
612.00M
est: 12.79M (+4,685.0%)
|
1.02B
est: 589.65M (+72.1%)
|
1.76B
est: 915.08M (+92.6%)
|
2.64B
est: 1.94B (+35.9%)
|
2.43B
est: 2.60B (-6.7%)
|
2.58B
est: 2.63B (-1.9%)
|
2.57B
est: 2.53B (+1.7%)
|
2.49B
est: 2.57B (-3.3%)
|
1.44B
est: 2.34B (-38.6%)
|
2.61B
est: 2.43B (+7.4%)
|
2.82B
est: 3.20B (-12.0%)
|
3.40B
est: 2.82B (+20.5%)
|
3.42B
est: 3.11B (+9.7%)
|
3.57B
est: 3.45B (+3.4%)
|
3.92B
3.68B – 4.12B
+13.6% YoY
|
4.39B
4.18B – 4.65B
+11.9% YoY
|
4.81B
4.42B – 5.02B
+9.7% YoY
|
4.98B
4.94B – 5.03B
+3.5% YoY
|
| SGA |
1.55B
est: 734.60M (+110.5%)
|
1.44B
est: 669.90M (+115.4%)
|
1.15B
est: 631.04M (+81.9%)
|
935.00M
est: 608.00M (+53.8%)
|
964.00M
est: 549.23M (+75.5%)
|
975.00M
est: 594.95M (+63.9%)
|
1.01B
est: 584.04M (+73.3%)
|
1.07B
est: 629.88M (+69.2%)
|
1.15B
est: 6.27B (-81.7%)
|
1.10B
est: 6.36B (-82.6%)
|
1.02B
est: 6.24B (-83.7%)
|
1.06B
est: 6.48B (-83.7%)
|
1.22B
est: 6.62B (-81.5%)
|
1.38B
est: 770.20M (+78.5%)
|
1.38B
est: 792.78M (+74.6%)
|
1.40B
est: 864.51M (+61.5%)
|
960.80M
955.93M – 967.14M
+11.1% YoY
|
1.03B
1.02B – 1.04B
+7.0% YoY
|
1.10B
1.09B – 1.11B
+6.6% YoY
|
1.15B
1.14B – 1.16B
+5.0% YoY
|
| EPS |
3.72
est: 4.38 (-15.0%)
|
-1.93
est: 2.51 (-176.9%)
|
-1.09
est: 3.30 (-133.0%)
|
1.03
est: 2.86 (-64.0%)
|
3.32
est: 3.82 (-13.1%)
|
3.80
est: 5.54 (-31.4%)
|
5.68
est: 5.01 (+13.5%)
|
6.03
est: 5.77 (+4.6%)
|
6.16
est: 5.68 (+8.5%)
|
5.98
est: 5.40 (+10.8%)
|
3.34
est: 3.16 (+5.7%)
|
6.15
est: 6.05 (+1.7%)
|
6.87
est: 6.43 (+6.8%)
|
8.04
est: 7.11 (+13.1%)
|
8.33
est: 7.84 (+6.3%)
|
8.70
est: 8.63 (+0.8%)
|
9.68
9.28 – 10.38
+12.2% YoY
|
10.92
10.52 – 11.72
+12.8% YoY
|
12.10
11.13 – 12.64
+10.8% YoY
|
12.55
12.44 – 12.67
+3.7% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-04 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-29 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-15 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Johan Thijs | Group Chief Executive Officer, MD & Executive Director | 4M | male |
| David Moucheron | Chief Executive Officer of Belgium Business Unit | 2M | male |
| Bartel Puelinckx | Chief Financial Officer & Executive Director | 2M | male |
| Erik Marcel Hugo Luts | Chief Innovation Officer | 2M | male |
| Christine Van Rijsseghem | Chief Risk Officer & Executive Director | 2M | female |
| Peter Grozdev Andronov | Chief Executive Officer of International Markets Business Unit | 2M | male |
| Magistrate Ales Blazek | Chief Executive Officer of Czech Republic Business Unit | 1M | — |
| Viviane Huybrecht | General Manager of Corporate & Internal Communication | — | female |
| Johan Thiers | Chief Financial Officer of Kbc Belgium B.U. | — | male |
| Katleen Dewaele | General Manager of Corporate & Internal Communication | — | — |
| Kurt De Baenst | General Manager of Investor Relations Office | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for KBC.BR
Short-term intention
Target Price Distribution
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