The Karur Vysya Bank Limited (KARURVYSYA.NS)
Karur, IN
The Karur Vysya Bank Limited (KVB) is an Indian financial institution offering a comprehensive range of banking and financial solutions to both individual and corporate clients across the nation. Its operations are structured into key divisions including Treasury, Corporate and Wholesale Banking, Retail Banking, and other related banking activities. KVB's extensive product portfolio encompasses diverse account options such as savings, current, recurring, tax-saving, and fixed deposits. It extends various credit facilities, including personal, home, vehicle, and educational loans, alongside comprehensive business financing solutions like working capital, term loans, and trade finance. The bank also facilitates foreign exchange transactions and provides an array of payment cards, from debit and credit cards to specialized prepaid options like gift, forex travel, reloadable, and senior citizen cards. Customers can access a variety of insurance products (life, non-life, health), investment services (Demat, trading, mutual funds), and modern digital banking tools. Additional offerings include secure locker facilities, participation in social security initiatives, and government-backed schemes. Furthermore, KVB caters to Micro, Small, and Medium Enterprises (MSMEs) and offers general commercial loans and mortgage products. It supports businesses with payment collection and transaction banking, and provides specialized deposit accounts for Non-Resident Indians (FCNR, NRE, NRO). The bank also offers unique lending options such as jewel loans and loans against existing deposits, alongside remittance services and robust internet and mobile banking platforms. A dedicated suite of products is available to support the agricultural sector. As of the fiscal year ending March 31, 2022, the bank maintained a substantial physical presence, operating 822 branches. Its digital and self-service infrastructure included 1,639 automated teller machines (ATMs), 584 bunch note recycler machines, and 178 self-service passbook kiosks. Established in 1916, The Karur Vysya Bank Limited has its headquarters in Karur, India.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.11% | -12.98% | -0.93% | -12.06% | +10.35% | +5.33% | +52.05% | +242.20% | +499.83% | +319.60% | +19,470.42% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 13 | 0 |
| Hold | 1 | +1 |
| Sell | 1 | +1 |
| Strong Sell | 1 | 0 |
-
Revenue growth+20.2% Q1'26: +42.5% (vs Q1'25)
-
EPS growth+29.2% Q1'26: +41.2% (vs Q1'25)
-
FCF margin— Q1'26: -236.5% (vs Q1'25)
-
EBIT margin— Q1'26: +28.1% (vs Q1'25)
-
ROIC— Q1'26: +25.4% (vs Q1'25)
-
Share dilution+20.1% Q1'26: +19.9% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 0.66× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2012 actual |
Mar 2013 actual |
Mar 2014 actual |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 7 Rev. Ana. 13 EPS Ana. |
Mar 2027 7 Rev. Ana. 13 EPS Ana. |
Mar 2028 6 Rev. Ana. 15 EPS Ana. |
Mar 2029 2 Rev. Ana. 5 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
36.20B
est: 10.46B (+246.1%)
|
46.94B
est: 15.55B (+201.8%)
|
56.80B
est: 18.50B (+207.0%)
|
59.76B
est: 20.47B (+192.0%)
|
61.50B
est: 24.66B (+149.4%)
|
64.04B
est: 28.42B (+125.3%)
|
65.99B
est: 31.27B (+111.0%)
|
67.77B
est: 31.20B (+117.2%)
|
71.57B
est: 34.55B (+107.2%)
|
63.70B
est: 34.43B (+85.0%)
|
63.57B
est: 35.17B (+80.7%)
|
73.64B
est: 43.51B (+69.2%)
|
93.66B
est: 49.48B (+89.3%)
|
109.52B
est: 60.29B (+81.7%)
|
68.20B
67.37B – 69.31B
+13.1% YoY
|
76.84B
71.17B – 98.48B
+12.7% YoY
|
87.34B
83.00B – 93.83B
+13.7% YoY
|
101.17B
94.90B – 119.31B
+15.8% YoY
|
| EBITDA |
6.70B
est: 2.01B (+233.8%)
|
8.46B
est: 2.99B (+183.5%)
|
4.70B
est: 3.55B (+32.3%)
|
5.53B
est: 3.93B (+40.7%)
|
9.94B
est: 4.73B (+110.1%)
|
9.69B
est: 5.46B (+77.6%)
|
5.89B
est: 6.00B (-1.9%)
|
4.23B
est: 5.99B (-29.3%)
|
3.91B
est: 6.63B (-41.0%)
|
6.59B
est: 6.61B (-0.4%)
|
10.50B
est: 6.75B (+55.5%)
|
15.42B
est: 8.35B (+84.6%)
|
22.00B
est: 11.07B (+98.8%)
|
27.04B
est: 57.80B (-53.2%)
|
15.26B
15.07B – 15.51B
-73.6% YoY
|
17.19B
15.92B – 22.03B
+12.7% YoY
|
19.54B
18.57B – 20.99B
+13.7% YoY
|
22.63B
21.23B – 26.69B
+15.8% YoY
|
| EBIT |
6.32B
est: 1.85B (+240.8%)
|
7.90B
est: 8.34B (-5.2%)
|
3.95B
est: 8.63B (-54.2%)
|
4.71B
est: 4.41B (+7.0%)
|
9.12B
est: 5.60B (+62.7%)
|
8.83B
est: 10.20B (-13.4%)
|
5.04B
est: 10.06B (-50.0%)
|
3.22B
est: 5.12B (-37.0%)
|
2.72B
est: 3.47B (-21.5%)
|
5.34B
est: 2.76B (+93.4%)
|
9.31B
est: 2.95B (+215.7%)
|
14.37B
est: 3.32B (+332.6%)
|
21.00B
est: 10.44B (+101.2%)
|
25.91B
est: 12.67B (+104.4%)
|
14.39B
14.21B – 14.62B
+13.5% YoY
|
16.21B
15.01B – 20.77B
+12.7% YoY
|
18.42B
17.51B – 19.79B
+13.7% YoY
|
21.34B
20.02B – 25.17B
+15.8% YoY
|
| Net Income |
5.02B
est: 6.15B (-18.4%)
|
5.50B
est: 6.62B (-16.8%)
|
4.30B
est: 6.55B (-34.4%)
|
4.64B
est: 4.79B (-3.0%)
|
5.68B
est: 5.62B (+1.0%)
|
6.06B
est: 6.35B (-4.5%)
|
3.46B
est: 6.90B (-49.9%)
|
2.11B
est: 3.51B (-39.9%)
|
2.35B
est: 2.27B (+3.6%)
|
3.59B
est: 2.39B (+50.6%)
|
6.73B
est: 2.55B (+164.4%)
|
11.06B
est: 2.87B (+285.7%)
|
16.05B
est: 22.08B (-27.3%)
|
19.42B
est: 20.04B (-3.1%)
|
25.10B
22.05B – 29.57B
+25.2% YoY
|
27.31B
24.07B – 30.32B
+8.8% YoY
|
31.25B
27.12B – 35.05B
+14.4% YoY
|
33.81B
32.33B – 40.08B
+8.2% YoY
|
| SGA |
256.47M
est: 21.33M (+1,102.6%)
|
305.22M
est: 8.38B (-96.4%)
|
259.72M
est: 10.54B (-97.5%)
|
233.28M
est: 16.19B (-98.6%)
|
366.60M
est: 19.18B (-98.1%)
|
311.12M
est: 17.63B (-98.2%)
|
212.19M
est: 22.47B (-99.1%)
|
170.77M
est: 27.37B (-99.4%)
|
245.54M
est: 32.31B (-99.2%)
|
136.32M
est: 32.80B (-99.6%)
|
14.68B
est: 35.00B (-58.1%)
|
15.54B
est: 39.42B (-60.6%)
|
20.51B
est: 9.53B (+115.2%)
|
21.16B
est: 46.30B (-54.3%)
|
13.14B
12.98B – 13.35B
-71.6% YoY
|
14.80B
13.71B – 18.97B
+12.7% YoY
|
16.83B
15.99B – 18.07B
+13.7% YoY
|
19.49B
18.28B – 22.98B
+15.8% YoY
|
| EPS |
6.61
est: 7.64 (-13.5%)
|
7.25
est: 9.05 (-19.9%)
|
5.66
est: 6.10 (-7.2%)
|
5.63
est: 6.55 (-14.1%)
|
6.58
est: 6.78 (-2.9%)
|
7.04
est: 6.88 (+2.3%)
|
3.98
est: 4.09 (-2.7%)
|
2.64
est: 2.14 (+23.3%)
|
2.94
est: 2.36 (+24.7%)
|
3.75
est: 3.20 (+17.3%)
|
7.02
est: 6.71 (+4.6%)
|
11.51
est: 10.95 (+5.1%)
|
16.66
est: 21.22 (-21.5%)
|
20.11
est: 19.72 (+2.0%)
|
24.81
22.81 – 30.59
+25.8% YoY
|
28.42
24.90 – 31.37
+14.5% YoY
|
32.37
28.06 – 36.26
+13.9% YoY
|
37.00
33.45 – 41.46
+14.3% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 3/5 | 3/5 | 1/5 |
| 2026-05-07 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-06 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-05 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-04 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-30 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-29 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-28 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-27 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-24 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-23 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-22 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-21 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-20 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-17 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-16 | A- | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Ramesh Babu Boddu | MD, Chief Executive Officer & Director | 29M | male |
| J. Natarajan | President | 10M | male |
| Sankar Balabhadrapatruni | Executive Director | 582.3K | male |
| S. Balaji Sociology | Chief General Manager | — | male |
| S. Chandrasekaran | Chief General Manager & Chief Operating Officer | — | male |
| S. Sekar | GM & Chief Information Officer | — | male |
| Daniel Immanuel Gnanaraj | GM & Chief Human Resources Officer | — | male |
| Srinivasa Rao Maddirala | Company Secretary, Compliance Officer, Deputy GM & Head of Investor Relations Cell | — | male |
| G. Mohan Kumar | GM & Chief Compliance Officer | — | male |
| Ramshankar R. | GM & Chief Financial Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for KARURVYSYA.NS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
