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Jyske Bank A/S (JYSK.CO)

DKK990.00 +17.00 (+1.75%)
DK CPH Financial Services Banks - Regional
Address Vestergade 8-16 8600
Silkeborg, DK
CEO Lars Stensgaard Morch
IPO 2004-10-04
ISIN DK0010307958

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Also trades on NASDAQ Copenhagen · JYSK.CO (DKK) Other OTC · JYSKF (USD) Other OTC · JYSKY (USD)
Description

Jyske Bank A/S, established in 1917 and headquartered in Silkeborg, Denmark, offers a comprehensive range of financial services throughout Denmark and Germany. The company's business is structured into three main divisions: Banking Activities, Mortgage Activities, and Leasing Activities. The Banking Activities segment provides expert guidance on traditional financial products for individuals, private banking customers, and corporate entities. This division also handles extensive trading and investment operations, including transactions in interest rate instruments, foreign exchange, stocks, raw materials, and derivatives, primarily serving its corporate and institutional clients. Through its Mortgage Activities, Jyske Bank delivers property financing solutions specifically designed for Danish private individuals, businesses, and government-subsidized rental housing initiatives. Lastly, the Leasing Activities segment specializes in offering leasing and financing options for vehicle acquisitions, alongside equipment leasing and funding for the corporate sector. The bank’s broad clientele includes Danish personal and corporate customers, as well as various dealer networks and collaborative partnerships.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
DKK990.00 +17.00 (+1.75%)
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Volume Profile
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Liquidity & share structure
Average Volume
91.0K
Beta
0.35
Float Shares
37.68M
Free Float %
65.6%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.23% +3.56% -1.80% -3.32% +14.03% +2.79% +50.33% +91.75% +189.47% +253.45% +1,208.38%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
990.00
DCF (Unlevered) 8,965.79 +805.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 33% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 1 0
Hold 4 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.22
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    -13.3% Q1'26: -8.6% (vs Q1'25)
  • EPS growth
    +6.8% Q1'26: -12.6% (vs Q1'25)
  • FCF margin
    Q1'26: -245.6% (vs Q1'25)
  • EBIT margin
    Q1'26: +22.7% (vs Q1'25)
  • ROIC
    Q1'26: +0.9% (vs Q1'25)
  • Share dilution
    -4.5% Q1'26: -5.5% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 73.13× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.35) × ERP
WACC = 10% × Ke + 90% × Kd (4.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 8,449.26 Current price: 990.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
5 Rev. Ana.
5 EPS Ana.
Dec 2027
5 Rev. Ana.
5 EPS Ana.
Dec 2028
5 Rev. Ana.
5 EPS Ana.
Dec 2029
2 Rev. Ana.
1 EPS Ana.
Revenue
16.16B
est: 8.62B (+87.4%)
15.03B
est: 8.31B (+80.9%)
14.71B
est: 8.26B (+78.1%)
13.81B
est: 8.21B (+68.3%)
13.21B
est: 8.07B (+63.7%)
12.45B
est: 7.94B (+56.8%)
12.93B
est: 8.53B (+51.7%)
14.87B
est: 8.76B (+69.7%)
30.17B
est: 14.99B (+101.2%)
30.74B
est: 13.71B (+124.3%)
26.67B
est: 13.49B (+97.7%)
12.99B
12.67B – 13.23B
-3.7% YoY
13.54B
13.26B – 14.02B
+4.3% YoY
13.83B
13.79B – 13.87B
+2.1% YoY
13.49B
13.18B – 13.85B
-2.5% YoY
EBITDA
3.66B
est: 2.53B (+44.7%)
4.49B
est: 2.44B (+84.2%)
4.74B
est: 2.42B (+95.8%)
3.70B
est: 2.41B (+53.6%)
3.65B
est: 2.37B (+54.3%)
2.76B
est: 2.33B (+18.3%)
4.63B
est: 2.50B (+85.2%)
5.22B
est: 2.57B (+103.0%)
8.56B
est: 4.55B (+88.2%)
7.76B
est: 4.16B (+86.7%)
7.25B
est: 4.09B (+77.2%)
3.94B
3.85B – 4.01B
-3.7% YoY
4.11B
4.02B – 4.25B
+4.3% YoY
4.20B
4.18B – 4.21B
+2.1% YoY
4.09B
4.00B – 4.20B
-2.5% YoY
EBIT
3.20B
est: 2.21B (+44.9%)
3.91B
est: 2.13B (+83.4%)
4.00B
est: 2.12B (+89.0%)
3.14B
est: 2.10B (+49.3%)
3.08B
est: 2.07B (+48.9%)
2.11B
est: 2.04B (+3.6%)
4.03B
est: 2.19B (+84.2%)
4.56B
est: 2.25B (+102.9%)
7.89B
est: 4.15B (+90.0%)
7.17B
est: 3.79B (+88.8%)
7.25B
est: 3.73B (+94.2%)
3.60B
3.51B – 3.66B
-3.7% YoY
3.75B
3.67B – 3.88B
+4.3% YoY
3.83B
3.82B – 3.84B
+2.1% YoY
3.73B
3.65B – 3.84B
-2.5% YoY
Net Income
2.48B
est: 1.63B (+52.2%)
3.12B
est: 1.77B (+76.2%)
3.14B
est: 2.19B (+43.8%)
2.50B
est: 1.75B (+42.6%)
2.44B
est: 1.80B (+35.7%)
1.61B
est: 1.24B (+30.2%)
3.18B
est: 2.66B (+19.4%)
3.75B
est: 3.25B (+15.4%)
5.90B
est: 5.48B (+7.8%)
5.31B
est: 4.96B (+7.1%)
5.15B
est: 4.94B (+4.2%)
4.64B
4.53B – 5.18B
-6.2% YoY
5.47B
5.19B – 5.75B
+18.1% YoY
6.06B
5.44B – 6.68B
+10.7% YoY
5.99B
5.82B – 6.21B
-1.1% YoY
SGA
2.16B
est: 1.00B (+115.6%)
2.04B
est: 963.91M (+111.1%)
2.16B
est: 958.32M (+124.9%)
1.87B
est: 952.04M (+96.0%)
1.86B
est: 936.06M (+98.8%)
1.80B
est: 921.59M (+94.9%)
1.95B
est: 989.26M (+96.6%)
1.93B
est: 1.02B (+89.8%)
2.41B
est: 1.58B (+52.8%)
2.24B
est: 1.44B (+55.6%)
2.48B
est: 1.42B (+74.7%)
1.37B
1.33B – 1.39B
-3.7% YoY
1.42B
1.39B – 1.47B
+4.3% YoY
1.45B
1.45B – 1.46B
+2.1% YoY
1.42B
1.39B – 1.46B
-2.5% YoY
EPS
26.07
est: 25.78 (+1.1%)
33.49
est: 28.03 (+19.5%)
34.66
est: 34.63 (+0.1%)
29.66
est: 27.78 (+6.8%)
29.00
est: 28.50 (+1.7%)
19.76
est: 19.58 (+0.9%)
42.40
est: 42.14 (+0.6%)
55.35
est: 51.51 (+7.5%)
89.34
est: 90.68 (-1.5%)
80.03
est: 80.28 (-0.3%)
85.49
est: 84.01 (+1.8%)
80.86
75.27 – 86.06
-3.8% YoY
91.35
86.18 – 95.51
+13.0% YoY
100.17
90.32 – 110.84
+9.7% YoY
99.50
96.59 – 103.01
-0.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-07 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-05-06 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-05-05 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-05-04 B 3/5 3/5 4/5 3/5 1/5 3/5 3/5
2026-04-30 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-04-29 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-04-28 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-04-27 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-04-24 B+ 3/5 4/5 4/5 3/5 1/5 3/5 3/5
2026-04-23 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-22 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-21 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-20 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-17 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-16 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-04-15 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-53.22B
OE per share TTM
-888.52
Owner's Yield
-103.99%
Maintenance CapEx ratio
29.28%
Maint CapEx / Avg PPE
22.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.87M
Shares Outstanding
57.42M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Lars Stensgaard Morch Chief Executive Officer, MD & Member of Executive Board 12M male
Peter Trier Schleidt Chief Operating Officer, MD & Member of the Group Executive Board 11M male
Erik Gadeberg Head of Business, Corporate & Institutional Banking and Member of the Group Executive Board 9M male
Jacob Gyntelberg MD, Chief Risk Officer & Member of Group Executive Board 1M male
Michael C. Mariegaard Head of Large Corporates & Employee Representative Supervisory Board Member 600.0K
Trine Lysholt Nørgaard Head of Investor Relations & Sustainability female
Ingjerd Cecilie Hafsteen Blekeli Spiten Head of Personal Banking & Wealth Management and Member of Group Executive Board female
Knud Norbo Director of HR
Martin Skovsted-Nielsen Legal Director
Birger Krøgh Nielsen Chief Financial Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits