JSB Financial Inc. (JFWV)
Shepherdstown, WV, US
JSB Financial Inc. functions as a holding company, established in West Virginia on July 31, 2023. Its primary operations are conducted through its wholly-owned subsidiary, Jefferson Security Bank. This Bank offers a full spectrum of banking services within Jefferson and Berkeley Counties in West Virginia, Washington County in Maryland, and surrounding communities. Jefferson Security Bank, a state-chartered institution in West Virginia, commenced business on May 19, 1869, making it the state's longest continuously operating corporation and bank. It serves a varied client base, including individual customers, businesses, local government entities, community organizations, and aspiring entrepreneurs in its target markets. Furthermore, JSB Financial Inc. holds JSB Financial Services, LLC, a subsidiary that is currently dormant and previously offered financial services.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | +3.33% | +3.25% | +20.39% | +20.39% | +24.00% | +74.65% | +18.10% | +96.83% | +121.43% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
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Revenue growth+3.4%
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EPS growth+1.4%
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FCF margin—
-
EBIT margin—
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ROIC—
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Share dilution+34.4%
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Debt / EBITDA—
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-07 | A | 4/5 | 4/5 | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-05 | A | 4/5 | 4/5 | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-24 | A | 4/5 | 4/5 | 4/5 | 4/5 | 3/5 | 4/5 | 3/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 |
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
| Filing date | Form type | Filing |
|---|---|---|
| 2002-05-02 | TA-2 | ↗ |
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Cynthia A. Kitner | President, Chief Executive Officer & Director | 127.2K | female |
| Monica W. Lingenfelter | Corporate Secretary & Independent Director | 16.5K | female |
| Dustin T. Branner | Executive Vice President & Chief Lending Officer | — | male |
| Jenna L. Kesecker | Executive Vice President & Chief Financial Officer | — | female |
| Jessica Jacot | Senior Vice President & Retail Banking Officer | — | female |
| Mike Chapman | Vice President of Operations & Innovation | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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