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Itaú Unibanco Holding S.A. (ITUB4.SA)
São Paulo, SP, BR
Itaú Unibanco Holding S.A., a subsidiary of IUPAR - Itaú Unibanco Participações S.A., is a prominent financial services provider headquartered in São Paulo, Brazil, with a history dating back to its establishment in 1924. The company offers an extensive suite of banking, financial, and insurance solutions to a broad clientele, encompassing individuals, high-net-worth clients, microenterprises, small companies, and larger corporations, both domestically in Brazil and across international markets. Its operations are structured into three core segments: Retail Banking, Wholesale Banking, and Activities with the Market and Corporation. The firm's key financial product offerings include various deposit accounts, diverse lending solutions (such as personal loans, credit cards, and real estate financing), comprehensive investment and commercial banking services, financing, investment management, leasing, and foreign exchange. Additionally, Itaú Unibanco provides a range of insurance products, covering property and casualty (protecting against loss, damage, or liabilities for assets or individuals), life insurance (for death and personal accident), and reinsurance. The institution adopted its current name in April 2009, having previously operated as Itaú Unibanco Banco Múltiplo S.A.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.25% | -3.49% | -12.46% | -16.40% | +3.12% | +3.01% | +13.86% | +69.81% | +65.76% | +131.12% | +1,445.21% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 9 | 0 |
| Hold | 2 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-57.4% Q1'26: +1.7% (vs Q1'25)
-
EPS growth+6.1% Q1'26: +1.9% (vs Q1'25)
-
FCF margin— Q1'26: -6.2% (vs Q1'25)
-
EBIT margin— Q1'26: +11.6% (vs Q1'25)
-
ROIC— Q1'26: +3.7% (vs Q1'25)
-
Share dilution+3.1% Q1'26: +9.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 23.86× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 11 Rev. Ana. 6 EPS Ana. |
Dec 2027 11 Rev. Ana. 10 EPS Ana. |
Dec 2028 4 Rev. Ana. 5 EPS Ana. |
Dec 2029 5 Rev. Ana. 4 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
87.32B
est: 99.35B (-12.1%)
|
114.20B
est: 107.17B (+6.6%)
|
105.66B
est: 107.39B (-1.6%)
|
104.20B
est: 109.44B (-4.8%)
|
112.12B
est: 115.57B (-3.0%)
|
94.68B
est: 105.26B (-10.0%)
|
121.83B
est: 121.11B (+0.6%)
|
138.60B
est: 140.16B (-1.1%)
|
124.53B
est: 154.65B (-19.5%)
|
325.85B
est: 169.11B (+92.7%)
|
138.95B
est: 183.70B (-24.4%)
|
195.01B
183.78B – 200.60B
+6.2% YoY
|
211.69B
195.41B – 216.51B
+8.6% YoY
|
227.09B
211.73B – 232.90B
+7.3% YoY
|
595.74B
555.45B – 611.00B
+162.3% YoY
|
| EBITDA |
—
est: 15.34B (-100.0%)
|
—
est: 16.54B (-100.0%)
|
—
est: 16.58B (-100.0%)
|
—
est: 16.89B (-100.0%)
|
34.56B
est: 17.84B (+93.7%)
|
7.56B
est: 16.25B (-53.5%)
|
46.62B
est: 18.69B (+149.4%)
|
954.00M
est: 21.63B (-95.6%)
|
45.31B
est: 23.87B (+89.8%)
|
54.00B
est: 43.66B (+23.7%)
|
51.68B
est: 47.43B (+9.0%)
|
50.35B
47.45B – 51.80B
+6.2% YoY
|
54.66B
50.46B – 55.90B
+8.6% YoY
|
58.63B
54.67B – 60.14B
+7.3% YoY
|
153.82B
143.42B – 157.76B
+162.3% YoY
|
| EBIT |
-2.83B
est: 13.33B (-121.2%)
|
-3.25B
est: 14.38B (-122.6%)
|
-3.17B
est: 14.41B (-122.0%)
|
-3.57B
est: 14.69B (-124.3%)
|
29.93B
est: 15.51B (+93.0%)
|
3.83B
est: 14.13B (-72.9%)
|
41.07B
est: 16.25B (+152.7%)
|
-4.80B
est: 18.81B (-125.5%)
|
42.28B
est: 20.76B (+103.7%)
|
47.56B
est: 37.82B (+25.7%)
|
48.83B
est: 41.09B (+18.9%)
|
43.62B
41.10B – 44.87B
+6.2% YoY
|
47.35B
43.71B – 48.43B
+8.6% YoY
|
50.79B
47.36B – 52.09B
+7.3% YoY
|
133.25B
124.24B – 136.66B
+162.3% YoY
|
| Net Income |
25.74B
est: 21.77B (+18.2%)
|
23.26B
est: 18.87B (+23.3%)
|
23.90B
est: 20.73B (+15.3%)
|
24.91B
est: 21.99B (+13.3%)
|
27.11B
est: 24.19B (+12.1%)
|
15.06B
est: 15.37B (-2.0%)
|
26.76B
est: 26.62B (+0.5%)
|
29.21B
est: 31.29B (-6.7%)
|
33.11B
est: 34.59B (-4.3%)
|
41.09B
est: 41.64B (-1.3%)
|
44.86B
est: 47.80B (-6.2%)
|
51.73B
50.50B – 52.41B
+8.2% YoY
|
57.61B
55.68B – 60.34B
+11.4% YoY
|
63.14B
57.59B – 65.24B
+9.6% YoY
|
68.38B
62.37B – 70.66B
+8.3% YoY
|
| SGA |
37.42B
est: 23.09B (+62.1%)
|
40.23B
est: 24.90B (+61.5%)
|
40.76B
est: 24.96B (+63.3%)
|
42.55B
est: 25.43B (+67.3%)
|
45.62B
est: 26.86B (+69.9%)
|
43.42B
est: 24.46B (+77.5%)
|
46.96B
est: 28.14B (+66.9%)
|
51.96B
est: 32.57B (+59.5%)
|
51.93B
est: 35.94B (+44.5%)
|
55.71B
est: 59.74B (-6.7%)
|
58.07B
est: 64.89B (-10.5%)
|
68.89B
64.92B – 70.86B
+6.2% YoY
|
74.78B
69.03B – 76.48B
+8.6% YoY
|
80.22B
74.79B – 82.27B
+7.3% YoY
|
210.45B
196.22B – 215.84B
+162.3% YoY
|
| EPS |
2.61
est: 2.01 (+30.1%)
|
2.38
est: 1.74 (+36.9%)
|
2.45
est: 1.91 (+28.3%)
|
2.56
est: 2.03 (+26.4%)
|
2.78
est: 2.23 (+24.8%)
|
1.54
est: 1.42 (+8.8%)
|
2.74
est: 2.45 (+11.7%)
|
2.98
est: 2.88 (+3.4%)
|
3.38
est: 3.19 (+6.1%)
|
3.82
est: 3.72 (+2.6%)
|
4.05
est: 4.27 (-5.2%)
|
4.62
4.51 – 4.68
+8.2% YoY
|
5.15
4.98 – 5.39
+11.4% YoY
|
5.64
5.15 – 5.83
+9.6% YoY
|
6.11
5.57 – 6.31
+8.3% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-07 | B | 3/5 | 3/5 | 5/5 | 4/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-06 | B | 3/5 | 3/5 | 5/5 | 4/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-05 | B | 3/5 | 3/5 | 5/5 | 4/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-04 | B | 3/5 | 3/5 | 5/5 | 4/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-30 | B | 3/5 | 3/5 | 5/5 | 4/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-29 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-28 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-27 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-24 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-23 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-22 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-20 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-17 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-16 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-15 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| André Luís Teixeira Rodrigues | Member of Executive Board | — | male |
| Carlos Fernando Rossi Constantini | Member of Executive Board | — | male |
| Flávio Augusto Aguiar de Souza | Member of Executive Board | — | male |
| Gabriel Amado de Moura | Chief Financial Officer & Member of Executive Board | — | male |
| Jose Virgilio Vita Neto | Member of Executive Board | — | male |
| Matias Granata | Chief Risk Officer & Member of Executive Board | — | male |
| Milton Maluhy Filho | Chief Executive Officer & Member of Executive Board | — | male |
| Pedro Paulo Giubbina Lorenzini | Head of Macroeconomics, Global Markets, Treasury & Latam and Member of Executive Board | — | male |
| Ricardo Ribeiro Mandacaru Guerra | Member of Executive Board & Chief Information Officer | — | male |
| Sergio Guillinet Fajerman | Member of Executive Board | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for ITUB4.SA
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
