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Indian Bank (INDIANB.NS)

INR833.45 -9.10 (-1.08%)
IN NSE Financial Services Banks - Regional
Address 254-260, Avvai Shanmugam Salai 600014
Chennai, IN
CEO Binod Kumar
IPO 2007-03-01
ISIN INE562A01011

Explore sections of this company profile

Also trades on Bombay Stock Exchange · INDIANB.BO (INR) National Stock Exchange of India · INDIANB.NS (INR)
Description

Indian Bank is a comprehensive financial institution offering a broad spectrum of banking solutions. Its product portfolio encompasses diverse deposit options, including savings and current accounts, fixed-term deposits, and specialized accounts for non-resident Indians. The bank also provides various loan products, serving sectors such as agriculture, group initiatives, personal needs, small and medium enterprises (MSME), corporate entities, education, and non-resident Indians. Additionally, it delivers modern digital services, supports applications with blocked funds (ASBA), handles centralized pension processing, and participates in government programs offering interest subsidies. Indian Bank boasts an extensive network, comprising 5,732 domestic branches in India, three international branches, and 4,925 ATMs and cash deposit machines. Established in 1907, the bank's headquarters are located in Chennai, India.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR833.45 -9.10 (-1.08%)
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Volume Profile
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Liquidity & share structure
Average Volume
3M
Beta
0.28
Float Shares
352.41M
Free Float %
26.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.63% -5.60% -14.65% -6.21% -4.78% -1.34% +44.38% +184.83% +542.80% +858.24% +739.86%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
833.45
DCF (Unlevered) 353.95 -57.5%
DCF (Levered) 105.78 -87.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 82% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 7 0
Hold 2 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.29
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +8.7% Q2'26: +6.7% (vs Q2'25)
  • EPS growth
    +3.9% Q2'26: +47.5% (vs Q2'25)
  • FCF margin
    Q2'26: +0.0% (vs Q2'25)
  • EBIT margin
    Q2'26: +21.8% (vs Q2'25)
  • ROIC
    Q2'26: +18.3% (vs Q2'25)
  • Share dilution
    +0.0% Q2'26: +0.0% (vs Q2'25)
  • Debt / EBITDA
    Q2'26: 2.75× (vs Q2'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.83) × ERP
WACC = 70% × Ke + 30% × Kd (86.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 353.95 Current price: 833.45
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2008
actual
Mar 2009
actual
Mar 2010
actual
Mar 2011
actual
Mar 2012
actual
Mar 2013
actual
Mar 2014
actual
Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
8 Rev. Ana.
12 EPS Ana.
Mar 2027
9 Rev. Ana.
13 EPS Ana.
Mar 2028
10 Rev. Ana.
13 EPS Ana.
Mar 2029
4 Rev. Ana.
4 EPS Ana.
Revenue
62.69B
est: 31.05B (+101.9%)
78.79B
est: 27.05B (+191.2%)
90.37B
est: 33.83B (+167.1%)
105.50B
est: 40.87B (+158.1%)
134.76B
est: 47.91B (+181.3%)
151.96B
est: 50.14B (+203.0%)
166.30B
est: 52.21B (+218.5%)
172.27B
est: 59.21B (+190.9%)
180.35B
est: 61.38B (+193.8%)
182.63B
est: 72.79B (+150.9%)
195.34B
est: 88.27B (+121.3%)
210.75B
est: 88.75B (+137.5%)
247.26B
est: 108.96B (+126.9%)
452.20B
est: 221.88B (+103.8%)
462.65B
est: 237.82B (+94.5%)
527.89B
est: 270.10B (+95.4%)
642.34B
est: 271.34B (+136.7%)
720.49B
est: 336.59B (+114.1%)
368.60B
364.95B – 371.40B
+9.5% YoY
407.35B
393.90B – 426.11B
+10.5% YoY
454.55B
430.94B – 475.05B
+11.6% YoY
495.89B
492.02B – 499.76B
+9.1% YoY
EBITDA
11.58B
est: 3.64B (+218.0%)
13.32B
est: 3.17B (+319.9%)
16.47B
est: 3.97B (+315.3%)
18.14B
est: 4.79B (+278.8%)
18.56B
est: 5.62B (+230.5%)
17.02B
est: 5.88B (+189.5%)
12.95B
est: 6.12B (+111.6%)
11.89B
est: 6.94B (+71.4%)
9.04B
est: 7.19B (+25.6%)
16.21B
est: 8.53B (+90.0%)
15.00B
est: 10.35B (+44.9%)
5.80B
est: 10.40B (-44.2%)
10.72B
est: 12.77B (-16.1%)
36.53B
est: 26.01B (+40.4%)
45.95B
est: 27.88B (+64.8%)
58.63B
est: 31.66B (+85.2%)
86.60B
est: 87.96B (-1.5%)
115.38B
est: 109.11B (+5.7%)
119.49B
118.31B – 120.40B
+9.5% YoY
132.05B
127.69B – 138.13B
+10.5% YoY
147.35B
139.70B – 154.00B
+11.6% YoY
160.75B
159.50B – 162.01B
+9.1% YoY
EBIT
10.50B
est: 3.31B (+217.0%)
12.46B
est: 11.12B (+12.1%)
15.58B
est: 22.45B (-30.6%)
17.42B
est: 18.89B (-7.8%)
17.66B
est: 31.10B (-43.2%)
16.10B
est: 22.92B (-29.8%)
11.89B
est: 19.03B (-37.5%)
10.51B
est: 13.24B (-20.7%)
7.52B
est: 14.45B (-47.9%)
14.55B
est: 15.21B (-4.3%)
12.63B
est: 15.41B (-18.0%)
3.21B
est: 12.02B (-73.3%)
7.58B
est: 3.07B (+147.0%)
30.16B
est: 26.01B (+15.9%)
39.94B
est: 27.49B (+45.3%)
53.30B
est: 30.67B (+73.8%)
81.29B
est: 87.22B (-6.8%)
109.95B
est: 107.06B (+2.7%)
118.48B
117.30B – 119.38B
+10.7% YoY
130.93B
126.61B – 136.96B
+10.5% YoY
146.10B
138.51B – 152.69B
+11.6% YoY
159.39B
158.15B – 160.64B
+9.1% YoY
Net Income
10.43B
est: 32.17B (-67.6%)
12.55B
est: 9.09B (+38.1%)
15.70B
est: 15.70B (+0.0%)
17.45B
est: 18.96B (-8.0%)
17.66B
est: 20.46B (-13.7%)
16.09B
est: 17.82B (-9.7%)
11.89B
est: 16.76B (-29.0%)
10.49B
est: 10.67B (-1.7%)
7.51B
est: 10.26B (-26.8%)
14.53B
est: 11.92B (+21.9%)
13.11B
est: 12.68B (+3.4%)
3.80B
est: 14.58B (-73.9%)
8.61B
est: 4.12B (+109.1%)
31.49B
est: 16.26B (+93.6%)
41.42B
est: 17.19B (+140.9%)
55.72B
est: 19.18B (+190.5%)
84.19B
est: 91.40B (-7.9%)
112.61B
est: 109.67B (+2.7%)
127.85B
114.30B – 128.23B
+16.6% YoY
132.97B
122.19B – 140.65B
+4.0% YoY
147.69B
129.44B – 155.40B
+11.1% YoY
160.18B
142.12B – 181.28B
+8.5% YoY
SGA
659.80M
est: 68.67M (+860.8%)
264.50M
est: 16.01B (-98.3%)
296.20M
est: 23.36B (-98.7%)
329.90M
est: 35.34B (-99.1%)
365.00M
est: 30.22B (-98.8%)
336.60M
est: 34.29B (-99.0%)
446.20M
est: 41.58B (-98.9%)
426.60M
est: 38.25B (-98.9%)
439.10M
est: 42.64B (-99.0%)
448.00M
est: 160.98M (+178.3%)
544.00M
est: 48.91B (-98.9%)
562.30M
est: 84.56B (-99.3%)
517.90M
est: 93.46B (-99.4%)
1.02B
est: 180.36B (-99.4%)
92.40B
est: 190.63B (-51.5%)
101.16B
est: 212.69B (-52.4%)
119.23B
est: 48.47B (+146.0%)
127.69B
est: 59.50B (+114.6%)
65.84B
65.18B – 66.34B
+10.7% YoY
72.76B
70.36B – 76.11B
+10.5% YoY
81.19B
76.97B – 84.85B
+11.6% YoY
88.57B
87.88B – 89.26B
+9.1% YoY
EPS
23.32
est: 23.88 (-2.4%)
28.18
est: 28.02 (+0.6%)
35.44
est: 35.84 (-1.1%)
39.53
est: 40.29 (-1.9%)
40.01
est: 45.72 (-12.5%)
36.45
est: 38.84 (-6.1%)
26.87
est: 28.27 (-5.0%)
21.62
est: 23.39 (-7.6%)
14.87
est: 16.71 (-11.0%)
30.25
est: 28.50 (+6.1%)
27.29
est: 31.90 (-14.5%)
7.91
est: 13.60 (-41.8%)
16.38
est: 28.50 (-42.5%)
27.88
est: 15.20 (+83.4%)
33.99
est: 31.32 (+8.5%)
44.74
est: 43.59 (+2.6%)
66.03
est: 70.28 (-6.0%)
83.61
est: 77.32 (+8.1%)
89.88
84.85 – 95.20
+16.2% YoY
96.57
90.71 – 104.42
+7.5% YoY
107.01
96.09 – 115.37
+10.8% YoY
113.35
105.51 – 134.57
+5.9% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-05-11 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-05-08 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-05-07 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-05-06 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-05-05 B 3/5 2/5 4/5 4/5 2/5 3/5 2/5
2026-05-04 B 3/5 2/5 4/5 4/5 2/5 3/5 2/5
2026-04-30 B 3/5 1/5 4/5 4/5 2/5 3/5 2/5
2026-04-29 B 3/5 1/5 4/5 4/5 2/5 3/5 2/5
2026-04-28 B 3/5 1/5 4/5 4/5 2/5 3/5 2/5
2026-04-27 B 3/5 1/5 4/5 4/5 2/5 3/5 2/5
2026-04-24 B 3/5 1/5 4/5 4/5 2/5 3/5 2/5
2026-04-23 B 3/5 1/5 4/5 4/5 2/5 3/5 2/5
2026-04-22 B 3/5 1/5 4/5 4/5 2/5 3/5 2/5
2026-04-21 B 3/5 1/5 4/5 5/5 2/5 3/5 2/5
2026-04-20 B 3/5 1/5 4/5 5/5 2/5 3/5 2/5
2026-04-17 B 3/5 1/5 4/5 5/5 2/5 3/5 2/5
2026-04-16 B 3/5 1/5 4/5 5/5 2/5 3/5 2/5
2026-04-15 B 3/5 1/5 4/5 5/5 2/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
11.55B
OE per share TTM
8.77
Owner's Yield
1.04%
Maintenance CapEx ratio
10.60%
Maint CapEx / Avg PPE
13.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
3.91M
Shares Outstanding
1.35B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Brajesh Kumar Singh Executive Director 6M male
Shiv Bajrang Singh Executive Director 6M male
Ashutosh Choudhury Executive Director 6M male
Binod Kumar MD, Chief Executive Officer & Director 3M male
Maya Nagarajan Chief General Manager (CDO & CLO) & Legal female
Ram Kumar Das Chief General Manager & Chief Compliance Officer male
Sarvesh Kumar Gupta Chief Information Security Officer male
Satish Kumar CGM of Corporate Credit & Mid Corporate Credit male
Sudhir Kumar Gupta CGM - FGM Lucknow male
Sujay Mallik Chief General Manager of Retail Assets & MSME male
Sunil Jain Chief Financial Officer & GM of Accounts male
Vallery Rath Chief GM of TMO & Digital Business, Planning, Business Intelligence, Mark and Corp Comm female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits