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Banca IFIS S.p.A. (IF.MI)
EUR15.10
+0.59 (+4.07%)
IT MIL Financial Services Banks - Regional
Address
Via Terraglio 63 30174
Mestre, VE, IT
Mestre, VE, IT
CEO
Frederik Herman Geertman
Website
bancaifis.it
IPO
1995-07-31
ISIN IT0003188064
Description
Banca IFIS S.p.A., established in 1983 and headquartered in Mestre, Italy, specializes in providing bespoke credit services and financial solutions to businesses. A significant part of its operations involves the acquisition and management of portfolios containing non-performing loans. The institution offers a diverse array of financial products, including factoring, strategic advisory and equity investment services, sophisticated structured finance arrangements, equipment leasing, and long-term funding specifically for industrial development projects. Banca IFIS S.p.A. operates as a subsidiary under the ownership of La Scogliera S.p.A.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
EUR15.10
+0.59 (+4.07%)
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Volume Profile
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Liquidity & share structure
Average Volume
532.7K
Beta
0.73
Float Shares
34.66M
Free Float %
56.8%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.93% | -7.64% | -19.41% | -22.29% | -24.15% | -25.45% | -19.41% | +31.00% | +45.91% | -11.16% | +2,856.20% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
15.10
DCF (Unlevered)
226.81
+1,402.0%
DCF (Levered)
141.36
+836.2%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
80% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 2 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
-0.39
Distress
Piotroski F-Score
2 / 9
Weak
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
-
Revenue growth-0.4% Q1'26: +19.9% (vs Q1'25)
-
EPS growth+75.9% Q1'26: -43.3% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +22.5% (vs Q1'25)
-
ROIC— Q1'26: +2.0% (vs Q1'25)
-
Share dilution+15.3% Q1'26: +16.2% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 19.09× (vs Q1'25)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 3 EPS Ana. |
Dec 2027 4 Rev. Ana. 4 EPS Ana. |
Dec 2028 4 Rev. Ana. 4 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
402.29M
est: 394.75M (+1.9%)
|
360.04M
est: 319.10M (+12.8%)
|
564.67M
est: 525.60M (+7.4%)
|
467.38M
est: 583.20M (-19.9%)
|
635.13M
est: 564.13M (+12.6%)
|
596.71M
est: 450.25M (+32.5%)
|
621.62M
est: 600.42M (+3.5%)
|
683.73M
est: 637.06M (+7.3%)
|
941.90M
est: 678.50M (+38.8%)
|
1.04B
est: 716.90M (+45.1%)
|
1.04B
est: 758.95M (+36.5%)
|
858.83M
842.71M – 874.96M
+13.2% YoY
|
906.12M
885.77M – 936.02M
+5.5% YoY
|
932.72M
924.01M – 941.44M
+2.9% YoY
|
| EBITDA |
249.34M
est: 103.98M (+139.8%)
|
736.35M
est: 84.05M (+776.1%)
|
260.03M
est: 138.44M (+87.8%)
|
215.74M
est: 153.62M (+40.4%)
|
191.66M
est: 148.59M (+29.0%)
|
109.54M
est: 118.60M (-7.6%)
|
167.77M
est: 158.15M (+6.1%)
|
228.71M
est: 167.80M (+36.3%)
|
255.14M
est: 207.98M (+22.7%)
|
268.60M
est: 219.75M (+22.2%)
|
413.63M
est: 232.64M (+77.8%)
|
263.26M
258.31M – 268.20M
+13.2% YoY
|
277.75M
271.52M – 286.92M
+5.5% YoY
|
285.91M
283.24M – 288.58M
+2.9% YoY
|
| EBIT |
245.59M
est: 94.18M (+160.8%)
|
730.30M
est: 76.13M (+859.3%)
|
248.58M
est: 125.39M (+98.2%)
|
202.98M
est: 139.14M (+45.9%)
|
175.82M
est: 134.58M (+30.6%)
|
91.88M
est: 107.42M (-14.5%)
|
149.87M
est: 143.24M (+4.6%)
|
211.80M
est: 151.99M (+39.4%)
|
237.56M
est: 190.33M (+24.8%)
|
245.34M
est: 201.10M (+22.0%)
|
376.61M
est: 212.90M (+76.9%)
|
240.91M
236.39M – 245.44M
+13.2% YoY
|
254.18M
248.47M – 262.57M
+5.5% YoY
|
261.64M
259.20M – 264.09M
+2.9% YoY
|
| Net Income |
161.97M
est: 102.39M (+58.2%)
|
697.71M
est: 70.23M (+893.5%)
|
180.77M
est: 124.30M (+45.4%)
|
146.76M
est: 99.66M (+47.3%)
|
123.10M
est: 86.49M (+42.3%)
|
68.80M
est: 17.82M (+286.2%)
|
100.58M
est: 88.27M (+14.0%)
|
141.09M
est: 115.87M (+21.8%)
|
160.11M
est: 191.41M (-16.4%)
|
161.58M
est: 188.59M (-14.3%)
|
328.00M
est: 178.70M (+83.5%)
|
150.91M
135.74M – 166.08M
-15.5% YoY
|
199.37M
183.94M – 215.26M
+32.1% YoY
|
219.24M
205.80M – 236.13M
+10.0% YoY
|
| SGA |
63.23M
est: 91.76M (-31.1%)
|
94.76M
est: 74.18M (+27.7%)
|
106.27M
est: 122.18M (-13.0%)
|
114.93M
est: 135.57M (-15.2%)
|
122.96M
est: 131.14M (-6.2%)
|
137.86M
est: 104.67M (+31.7%)
|
174.12M
est: 139.57M (+24.7%)
|
178.76M
est: 148.09M (+20.7%)
|
187.33M
est: 153.87M (+21.7%)
|
198.57M
est: 162.57M (+22.1%)
|
209.91M
est: 172.11M (+22.0%)
|
194.76M
191.10M – 198.42M
+13.2% YoY
|
205.48M
200.87M – 212.27M
+5.5% YoY
|
211.52M
209.54M – 213.49M
+2.9% YoY
|
| EPS |
3.05
est: 1.92 (+59.0%)
|
13.16
est: 1.32 (+900.3%)
|
3.38
est: 2.33 (+45.2%)
|
2.75
est: 1.87 (+47.3%)
|
2.30
est: 1.62 (+42.0%)
|
1.29
est: 0.33 (+286.5%)
|
1.88
est: 1.65 (+13.7%)
|
2.68
est: 2.17 (+23.5%)
|
3.05
est: 3.10 (-1.6%)
|
3.08
est: 3.05 (+0.9%)
|
5.33
est: 2.99 (+78.2%)
|
2.38
2.21 – 2.70
-20.6% YoY
|
3.17
2.99 – 3.50
+33.3% YoY
|
3.57
3.34 – 3.84
+12.8% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-19 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-18 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 3/5 |
| 2026-05-15 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-14 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-13 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-12 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-11 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-08 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-07 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-06 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-05 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-04 | A | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-30 | A | 4/5 | 5/5 | 5/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-29 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-28 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-27 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-24 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-22 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-21 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-20 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
70.59M
OE per share TTM
1.34
Owner's Yield
6.05%
Maintenance CapEx ratio
7.28%
Maint CapEx / Avg PPE
18.6%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
Held by 67 ETFs in our universe
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Amundi MSCI EMU Small Cap ESG Broad Transition UCITS ETF Dist MMS.PA | 0.26% | 1.86M | 0.40% |
| 2 | Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF Dist X026.DE | 0.12% | 400.2K | 0.23% |
| 3 | Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF Acc CEM.PA | 0.12% | 400.2K | 0.23% |
| 4 | iShares International Small-Cap Equity Factor ETF ISCF | 0.10% | 618.6K | 0.24% |
| 5 | Dimensional - International Small Cap Value ETF DISV | 0.08% | 3.90M | 0.42% |
| 6 | iShares MSCI EMU Small Cap UCITS ETF CES1.L | 0.08% | 838.3K | 0.58% |
| 7 | UBS MSCI EMU Small Cap UCITS ETF EUR dis UEFD.DE | 0.08% | 570.3K | 0.33% |
| 8 | State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR Acc ZPRX.DE | 0.06% | 494.9K | 0.30% |
| 9 | Dimensional - International Small Cap ETF DFIS | 0.04% | 2.41M | 0.39% |
| 10 | iShares MSCI Europe Small-Cap ETF IEUS | 0.03% | 56.0K | 0.41% |
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
187.1K
Shares Outstanding
61.08M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Andrea Martino Da Rio | Investor Relations & Corporate Development Director | — | male |
| Ernesto Fürstenberg Fassio | President & Chairman | — | male |
| Fabio Lanza | Co-General Manager & Chief Operating Officer | — | male |
| Francesco Peluso | Head of Compliance | — | male |
| Frederik Herman Geertman | Chief Executive Officer & Director | — | — |
| Lucia Martinoli | Group Legal and Corporate Affairs Director | — | female |
| Mauro Baracchi | Human Resources Director | — | male |
| Raffaele Zingone | Co-General Manager & Chief Commercial Officer | — | male |
| Roberto Ferrari | Chief Financial Officer | — | male |
| Rosalba Benedetto | Vice Chair, Chief of Chair. Staff and Chief Comm, Mkt, Public Affairs & Sust Officer | — | female |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
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Community Opinion for IF.MI
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
