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IDBI Bank Limited (IDBI.NS)

INR86.23 -0.31 (-0.36%)
IN NSE Financial Services Banks - Regional
Address IDBI Tower 400005
Mumbai, MH, IN
CEO Rakesh Sharma
IPO 1996-01-01
ISIN INE008A01015

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Also trades on Bombay Stock Exchange · IDBI.BO (INR) National Stock Exchange of India · IDBI.NS (INR)
Description

IDBI Bank Limited provides banking and financial solutions to retail and corporate customers in India. It operates through three segments: Corporate/Wholesale Banking, Retail Banking, and Treasury Operations. The company offers savings, current, and salary accounts, as well as fixed deposits; home, auto, education, and personal loans, as well as loans against properties and securities; debit, credit, and prepaid cards; mobile and Internet banking; and investment advisory and capital market services. It also provides fund and non-fund-based assistance; packing credit to exporters; receivable buyout with recourse; channel financing for dealers of corporates; scheme for financing automated teller machines/cash dispense vendors; technology upgrading fund scheme for textile and jute industries; and lending to non-banking finance companies/housing finance companies and commercial real estate sector. In addition, the company offers bank guarantees, letters of credit, documentary collection, and bill discounting services; cash management, trade finance, and remittance services; and debt syndication and advisory services. Further, it provides finance to micro, small, and medium enterprises; agriculture finance; products and services for non-resident Indians; treasury services, such as call money/ notice money / term money, commercial papers, certificate of deposit, government securities, treasury bills, corporate bonds, and equities; and foreign currency services comprising remittances, currency forward contracts, LTFX, FX-retail, currency options, swaps, FRA, currency exchange, and exchange traded derivative contracts. The company was formerly known as IDBI Ltd. and changed its name to IDBI Bank Limited in May 2008. IDBI Bank Limited was founded in 1964 and is headquartered in Mumbai, India.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR86.23 -0.31 (-0.36%)
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Volume Profile
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Liquidity & share structure
Average Volume
17M
Beta
0.81
Float Shares
5.86B
Free Float %
54.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-2.95% -7.07% -3.95% -35.44% -28.89% -30.97% -13.08% +33.50% +82.99% +4.08% +9.89%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
86.23
DCF (Unlevered) 129.34 +50.0%
DCF (Levered) 83.03 -3.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 0% Bullish
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.42
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
3 / 5
Medium
Operational MOAT
★ Strong MOAT
  • Revenue growth
    +10.5% Q1'26: +30.7% (vs Q1'25)
  • EPS growth
    +20.7% Q1'26: -3.6% (vs Q1'25)
  • FCF margin
    Q1'26: -56.3% (vs Q1'25)
  • EBIT margin
    Q1'26: +29.6% (vs Q1'25)
  • ROIC
    Q1'26: +19.9% (vs Q1'25)
  • Share dilution
    0.0% Q1'26: -0.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 2.50× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (2.01) × ERP
WACC = 73% × Ke + 27% × Kd (55.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 129.13 Current price: 86.23
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2007
actual
Mar 2008
actual
Mar 2009
actual
Mar 2010
actual
Mar 2011
actual
Mar 2012
actual
Mar 2013
actual
Mar 2014
actual
Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
1 Rev. Ana.
Revenue
75.17B
est: 6.64B (+1,032.5%)
99.63B
est: 20.68B (+381.9%)
133.47B
est: 24.42B (+446.5%)
178.17B
est: 43.91B (+305.8%)
206.68B
est: 48.39B (+327.1%)
253.97B
est: 46.99B (+440.5%)
281.02B
est: 70.20B (+300.3%)
295.58B
est: 88.91B (+232.5%)
322.45B
est: 92.33B (+249.3%)
314.00B
est: 98.15B (+219.9%)
318.46B
est: 116.25B (+173.9%)
295.50B
est: 126.79B (+133.1%)
252.40B
est: 91.07B (+177.1%)
246.61B
est: 118.26B (+108.5%)
241.96B
est: 112.55B (+115.0%)
220.83B
est: 134.66B (+64.0%)
241.29B
est: 154.23B (+56.4%)
294.45B
est: 168.20B (+75.1%)
322.50B
est: 186.25B (+73.2%)
151.68B
151.68B – 151.68B
-18.6% YoY
EBITDA
7.17B
est: 1.13B (+534.2%)
8.38B
est: 3.52B (+137.8%)
8.29B
est: 4.16B (+99.1%)
11.15B
est: 7.48B (+49.1%)
16.94B
est: 8.25B (+105.4%)
21.34B
est: 8.01B (+166.4%)
20.30B
est: 11.96B (+69.7%)
12.83B
est: 15.15B (-15.3%)
10.98B
est: 15.74B (-30.2%)
-33.56B
est: 16.73B (-300.6%)
-46.35B
est: 19.81B (-333.9%)
-77.39B
est: 90.38B (-185.6%)
-146.00B
est: 63.81B (-328.8%)
-124.53B
est: 20.16B (-717.8%)
18.46B
est: 19.18B (-3.8%)
29.35B
est: 22.95B (+27.9%)
41.86B
est: -11.81B (+454.5%)
63.07B
est: 28.67B (+120.0%)
81.27B
est: 98.45B (-17.4%)
80.17B
80.17B – 80.17B
-18.6% YoY
EBIT
5.88B
est: 1.01B (+484.9%)
7.47B
est: 20.11B (-62.9%)
7.67B
est: 8.82B (-13.1%)
10.21B
est: 13.78B (-25.9%)
15.64B
est: 15.27B (+2.4%)
20.13B
est: 22.34B (-9.9%)
19.02B
est: 46.94B (-59.5%)
11.66B
est: 33.88B (-65.6%)
9.57B
est: 18.41B (-48.0%)
-35.74B
est: 14.18B (-352.1%)
-49.97B
est: 17.62B (-383.6%)
-81.16B
est: 19.22B (-522.4%)
-149.70B
est: -150.93B (+0.8%)
-128.47B
est: -265.91B (+51.7%)
14.49B
est: 17.06B (-15.1%)
25.18B
est: 20.41B (+23.4%)
36.87B
est: -113.98B (+132.3%)
57.63B
est: 25.49B (+126.1%)
75.89B
est: 95.84B (-20.8%)
78.05B
78.05B – 78.05B
-18.6% YoY
Net Income
5.88B
est: 22.58B (-73.9%)
7.47B
est: 18.33B (-59.3%)
7.67B
est: 8.82B (-13.1%)
10.21B
est: 13.78B (-25.9%)
15.64B
est: 11.25B (+39.0%)
20.02B
est: 15.18B (+31.9%)
18.89B
est: 29.92B (-36.9%)
11.52B
est: 23.92B (-51.9%)
9.42B
est: 11.66B (-19.2%)
-35.91B
est: 9.53B (-476.9%)
-50.16B
est: 16.12B (-411.1%)
-81.32B
est: 68.78B (-218.2%)
-149.87B
est: -119.51B (-25.4%)
-128.35B
est: -78.46B (-63.6%)
15.14B
est: 3.22B (+369.6%)
25.34B
est: 21.49B (+17.9%)
37.06B
est: -164.44B (+122.5%)
57.88B
est: 32.24B (+79.5%)
76.31B
est: 36.54B (+108.8%)
— – —
-100.0% YoY
SGA
117.14M
est: 24.10M (+386.1%)
270.49M
est: 75.08M (+260.3%)
539.01M
est: 19.73B (-97.3%)
402.49M
est: 38.51B (-99.0%)
713.02M
est: 36.21B (-98.0%)
444.93M
est: 41.43B (-98.9%)
440.71M
est: 54.27B (-99.2%)
641.10M
est: 76.76B (-99.2%)
757.22M
est: 74.32B (-99.0%)
562.20M
est: 86.65B (-99.4%)
894.14M
est: 422.12M (+111.8%)
747.21M
est: 119.92B (-99.4%)
1.05B
est: 330.68M (+217.3%)
764.96M
est: 429.42M (+78.1%)
53.25B
est: 408.67M (+12,930.6%)
54.67B
est: 488.94M (+11,081.6%)
61.80B
est: 560.03M (+10,934.8%)
71.08B
est: 610.73M (+11,538.7%)
42.58B
est: 37.44B (+13.7%)
30.49B
30.49B – 30.49B
-18.6% YoY
EPS
8.12
est: 8.14 (-0.2%)
10.30
est: 10.13 (+1.7%)
10.58
est: 10.50 (+0.7%)
14.08
est: 14.87 (-5.3%)
17.40
est: 15.91 (+9.4%)
20.29
est: 18.46 (+9.9%)
14.75
est: 13.45 (+9.6%)
8.22
est: 7.63 (+7.8%)
5.87
est: 5.65 (+3.9%)
-3.46
est: 6.25 (-155.4%)
-4.84
est: 1.50 (-422.7%)
-7.84
est: 6.40 (-222.5%)
-14.45
est: -13.10 (-10.3%)
-14.42
est: -7.30 (-97.5%)
1.44
est: 0.30 (+380.0%)
2.36
est: 2.00 (+18.0%)
3.45
est: 2.70 (+27.8%)
5.38
est: 3.00 (+79.3%)
7.10
est: 3.40 (+108.8%)
— – —
-100.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-05-11 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-05-08 A 4/5 4/5 4/5 5/5 2/5 4/5 3/5
2026-05-07 A 4/5 4/5 4/5 5/5 2/5 4/5 3/5
2026-05-06 A 4/5 4/5 4/5 5/5 2/5 4/5 3/5
2026-05-05 A 4/5 4/5 4/5 5/5 2/5 4/5 3/5
2026-05-04 A 4/5 4/5 4/5 5/5 2/5 4/5 3/5
2026-04-30 B+ 3/5 3/5 4/5 5/5 2/5 3/5 2/5
2026-04-29 A- 4/5 4/5 4/5 5/5 2/5 3/5 2/5
2026-04-28 A- 4/5 4/5 4/5 5/5 2/5 3/5 2/5
2026-04-27 A- 4/5 4/5 4/5 5/5 2/5 3/5 2/5
2026-04-24 A- 4/5 4/5 4/5 5/5 2/5 3/5 2/5
2026-04-23 A- 4/5 4/5 4/5 5/5 2/5 3/5 2/5
2026-04-22 A- 4/5 4/5 4/5 5/5 2/5 3/5 2/5
2026-04-21 A- 4/5 4/5 4/5 5/5 2/5 3/5 2/5
2026-04-20 A- 4/5 4/5 4/5 5/5 2/5 3/5 2/5
2026-04-17 A- 4/5 4/5 4/5 5/5 2/5 3/5 2/5
2026-04-16 A- 4/5 4/5 4/5 5/5 2/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
11.27B
OE per share TTM
1.05
Owner's Yield
1.46%
Maintenance CapEx ratio
16.84%
Maint CapEx / Avg PPE
35.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 2 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 VanEck India Growth Leaders ETF GLIN 2.94% 2.89M 0.72%
2 Schwab Emerging Markets Equity ETF SCHE 0.00% 620.3K 0.06%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
6.36M
Shares Outstanding
10.75B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Rakesh Kumar Sharma MD, Chief Executive Officer & Executive Director 21M male
Jayakumar Subramonia Pillai Deputy MD & Director 12M male
Sumit Phakka Deputy MD & Director 12M male
Aloke Sengupta Chief General Manager 2M male
Padma Vinod Betai Chief General Manager 2M female
Subrat Kumar Mohapatra Chief General Manager 2M male
Om Prakash Seth Chief Information Officer male
Smita Harish Kuber Executive Director & Chief Financial Officer female
Jyothi Biju Nair Company Secretary female
Padmabhushan Bahadure Chief Technology Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits