Harbor Bankshares Corporation (HRBK)
Baltimore, MD, US
Harbor Bankshares Corporation is a financial institution offering a comprehensive spectrum of banking and financial services in Maryland, primarily serving the Baltimore metropolitan area through its six branch locations. For individual clients, it provides essential retail banking products such as checking and savings accounts, investment vehicles, debit and credit cards, and specialized offerings like Individual Retirement Accounts (IRAs) and Certificates of Deposit (CDs). Its lending portfolio includes mortgages, personal loans, installment loans, and VIP loan options, alongside home equity and overdraft lines of credit. Convenience services encompass online and mobile banking, bill payment, e-statements, telebanking, and up-to-date interest rate information. Businesses also benefit from a robust suite of solutions, including commercial loans, remote deposit capture, positive pay systems, comprehensive cash management, and merchant services. Beyond traditional banking, the company extends its offerings to include brokerage and insurance products, providing a more holistic financial approach. Established in 1982, Harbor Bankshares Corporation is headquartered in Baltimore, Maryland.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +2.77% | +0.73% | +8.36% | +18.44% | +9.21% | +36.07% | -8.27% | +730.00% | +580.33% | +3.75% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth+8.5% Q3'06: +82.1% (vs Q3'05)
-
EPS growth-105.7% Q3'06: -10.4% (vs Q3'05)
-
FCF margin— Q3'06: +24.6% (vs Q3'05)
-
EBIT margin— Q3'06: +25.0% (vs Q3'05)
-
ROIC— Q3'06: +12.7% (vs Q3'05)
-
Share dilution+1.5% Q3'06: -3.0% (vs Q3'05)
-
Debt / EBITDA— Q3'06: 1.91× (vs Q3'05)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Owner Earnings
Ownership Overview
Ownership breakdown not available.
| # | Reporting person | Amount owned | % of class | Sole voting | Shared voting | Sole dispositive | Shared dispositive | Type | Citizenship | Filing date | SEC filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Brown Advisory Incorporated ("BAI") | 39.1K | 6.10% | 39.1K | — | — | — | HC | Brown Advisory Incorporated is a Maryland Corporation. | 2024-02-09 | ↗ |
| 2 | Brown Advisory LLC (BALLC) | 39.1K | 6.10% | 39.1K | — | — | — | IA | Brown Advisory LLC is a Maryland Limited Liability Corporation. | 2024-02-09 | ↗ |
| 3 | Brown Investment Advisory & Trust Company ("BIATC") | — | 0.00% | — | — | — | — | BK | Brown Investment Advisory & Trust Company is a Maryland Trust Company. | 2024-02-09 | ↗ |
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
| # | Year | Executive | Salary | Bonus | Stock award | Option award | Incentive | Other | Total | % Stock- based |
Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2005 | Joseph Haskins, Jr. Chairman, President and Chief Executive Officer | 213.4K | 170.7K | — | — | — | 6.2K | 390.3K | 0.00% | ↗ |
| 2 | 2005 | Darius L. Davis Executive Vice President/Bank | 101.9K | 15.0K | — | — | — | — | 116.9K | 0.00% | ↗ |
| 3 | 2005 | Teodoro J. Hernandez Vice President and Treasurer | 99.5K | 15.0K | — | — | — | — | 114.5K | 0.00% | ↗ |
| 4 | 2004 | Joseph Haskins, Jr. Chairman, President and Chief Executive Officer | 207.2K | 165.7K | — | — | — | 6.2K | 379.1K | 0.00% | ↗ |
| 5 | 2004 | Teodoro J. Hernandez Vice President and Treasurer | 91.8K | 9.2K | — | — | — | — | 101.0K | 0.00% | ↗ |
| 6 | 2004 | Darius L. Davis Executive Vice President/Bank | 86.8K | 8.7K | — | — | — | — | 95.5K | 0.00% | ↗ |
| 7 | 2003 | Joseph Haskins, Jr. Chairman, President and Chief Executive Officer | 203.1K | 182.8K | — | — | — | 6.2K | 392.1K | 0.00% | ↗ |
| 8 | 2003 | Teodoro J. Hernandez Vice President and Treasurer | 90.0K | 17.0K | — | — | — | — | 107.0K | 0.00% | ↗ |
| 9 | 2002 | Joseph Haskins, Jr. Chairman, President and Chief Executive Officer | 197.2K | 118.3K | — | — | — | 6.2K | 321.7K | 0.00% | ↗ |
| 10 | 2002 | Teodoro J. Hernandez Vice President and Treasurer | 89.0K | 8.8K | — | — | — | — | 97.8K | 0.00% | ↗ |
Proxy statements
Recent SEC filings
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Jodi L. Beal | Executive Vice President & Chief Financial Officer | — | female |
| John D. Lewis | President & Chief Executive Officer | — | male |
| Yitzhak Zelmanovitch | Secretary & Director | — | male |
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for HRBK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
