Subscribe

Société Générale S.A. (GLE.PA)

EUR75.22 +0.58 (+0.78%)
FR PAR Financial Services Banks - Regional
Address 29, boulevard Haussmann 75009
Paris, FR
CEO Slawomir Krupa
IPO 2000-01-03
ISIN FR0000130809

Explore sections of this company profile

Also trades on Deutsche Börse · SGE.DE (EUR) Euronext Paris · GLE.PA (EUR) Frankfurt Stock Exchange · SGE.F (EUR) Other OTC · SCGLF (USD) Other OTC · SCGLY (USD) Swiss Exchange · GLE.SW (EUR)
Description

Société Générale S.A. is a prominent French banking and financial services group, founded in Paris in 1864. This institution offers a comprehensive spectrum of financial products and services to individuals, businesses, and institutional investors across Europe and on an international scale. The company's operations are structured into three key divisions: its domestic Retail Banking segment in France; an International Retail Banking and Financial Services arm; and its Global Banking and Investor Solutions unit. Under its retail brands, including Societe Generale, Credit du Nord, and Boursorama, the group provides services such as consumer credit, vehicle leasing, fleet management, professional equipment financing, and long-term leasing. It also offers a variety of insurance products, covering home, auto, family, health, and mortgage needs. For its corporate and institutional clients, Société Générale delivers sophisticated corporate and investment banking services, alongside securities, market and investor services, specialized financing, and strategic consulting. Asset management and private banking services are also a core part of its portfolio. Additional offerings encompass security brokerage, equipment finance, cash management, payment solutions, factoring, and supply chain financing. The company serves its extensive client base through a broad network of 1,849 branches.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
EUR75.22 +0.58 (+0.78%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
2M
Beta
0.98
Float Shares
146.77M
Free Float %
20.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.30% -1.20% -2.82% -1.60% +18.70% +0.97% +46.18% +214.55% +169.16% +112.20% +138.95%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Hold
Price Targets & DCF
Current price
75.22
DCF (Levered) 326.26 +333.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 65% Bullish
Rating 2026-05 Change
Strong Buy 4 0
Buy 9 0
Hold 5 0
Sell 1 0
Strong Sell 1 0
Quality scores
Altman Z-Score
-0.24
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +241.1% Q1'26: +6.4% (vs Q1'25)
  • EPS growth
    +55.3% Q1'26: +13.9% (vs Q1'25)
  • FCF margin
    Q1'26: -340.3% (vs Q1'25)
  • EBIT margin
    Q1'26: +34.8% (vs Q1'25)
  • ROIC
    Q1'26: +8.8% (vs Q1'25)
  • Share dilution
    -2.4% Q1'26: -6.6% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 16.37× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.00) × ERP
WACC = 25% × Ke + 75% × Kd (20.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 75.22
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2010
actual
Dec 2011
actual
Dec 2012
actual
Dec 2013
actual
Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
17 Rev. Ana.
12 EPS Ana.
Dec 2027
17 Rev. Ana.
13 EPS Ana.
Dec 2028
16 Rev. Ana.
10 EPS Ana.
Dec 2029
15 Rev. Ana.
4 EPS Ana.
Revenue
61.13B
est: 26.31B (+132.4%)
68.09B
est: 25.85B (+163.4%)
24.08B
est: 23.76B (+1.4%)
23.33B
est: 23.42B (-0.4%)
21.31B
est: 23.79B (-10.4%)
23.51B
est: 25.44B (-7.6%)
24.27B
est: 25.14B (-3.5%)
24.35B
est: 23.78B (+2.4%)
24.20B
est: 25.22B (-4.0%)
23.41B
est: 24.42B (-4.1%)
18.83B
est: 22.07B (-14.7%)
25.72B
est: 25.23B (+1.9%)
25.51B
est: 27.37B (-6.8%)
24.08B
est: 24.01B (+0.3%)
25.26B
est: 26.62B (-5.1%)
86.16B
est: 27.19B (+216.9%)
27.93B
27.50B – 28.42B
+2.7% YoY
28.88B
28.19B – 29.42B
+3.4% YoY
29.89B
29.85B – 29.92B
+3.5% YoY
31.04B
30.43B – 31.60B
+3.9% YoY
EBITDA
8.75B
est: 25.35B (-65.5%)
7.24B
est: 24.36B (-70.3%)
840.00M
-1.07B
est: 22.66B (-104.7%)
est: 23.61B (-100.0%)
est: 23.77B (-100.0%)
est: 25.09B (-100.0%)
est: 23.68B (-100.0%)
est: 22.98B (-100.0%)
est: 21.05B (-100.0%)
est: 19.98B (-100.0%)
7.51B
est: 21.00B (-64.2%)
7.51B
est: 21.37B (-64.8%)
5.56B
est: 6.28B (-11.5%)
6.79B
est: 6.95B (-2.4%)
19.09B
est: 7.11B (+168.5%)
7.30B
7.19B – 7.43B
+2.7% YoY
7.55B
7.37B – 7.69B
+3.4% YoY
7.81B
7.81B – 7.82B
+3.5% YoY
8.12B
7.96B – 8.26B
+3.9% YoY
EBIT
5.84B
est: 917.89M (+536.7%)
4.11B
est: 5.76B (-28.7%)
est: 3.82B (-100.0%)
est: 1.54B (-100.0%)
est: 3.11B (-100.0%)
est: 4.72B (-100.0%)
est: 6.03B (-100.0%)
est: 5.99B (-100.0%)
est: 5.41B (-100.0%)
est: 5.94B (-100.0%)
est: 4.68B (-100.0%)
7.51B
est: 4.92B (+52.5%)
7.51B
est: 5.01B (+50.0%)
5.56B
est: 5.71B (-2.6%)
6.79B
est: 6.32B (+7.4%)
8.80B
est: 6.46B (+36.3%)
6.64B
6.53B – 6.75B
+2.7% YoY
6.86B
6.70B – 6.99B
+3.4% YoY
7.10B
7.09B – 7.11B
+3.5% YoY
7.38B
7.23B – 7.51B
+3.9% YoY
Net Income
3.92B
est: 777.91M (+403.5%)
2.39B
est: 3.86B (-38.3%)
499.00M
est: 2.21B (-77.5%)
1.71B
est: 782.91M (+118.3%)
2.68B
est: 2.21B (+21.3%)
4.00B
est: 2.90B (+37.7%)
3.87B
est: 3.95B (-1.8%)
2.81B
est: 3.68B (-23.8%)
4.12B
est: 2.96B (+39.4%)
3.25B
est: 4.00B (-18.8%)
-258.00M
est: 2.92B (-108.8%)
5.64B
est: 3.07B (+83.8%)
1.83B
est: 3.78B (-51.7%)
2.49B
est: 1.74B (+43.6%)
4.20B
est: 3.30B (+27.2%)
6.00B
est: 4.95B (+21.4%)
5.86B
5.61B – 6.21B
+18.4% YoY
6.41B
6.31B – 7.84B
+9.4% YoY
6.80B
6.19B – 9.66B
+6.1% YoY
9.55B
9.31B – 9.78B
+40.5% YoY
SGA
6.05B
est: 6.99B (-13.4%)
6.45B
est: 6.87B (-6.1%)
21.02B
est: 6.31B (+233.2%)
20.60B
est: 6.22B (+231.2%)
16.04B
est: 6.32B (+153.8%)
11.52B
est: 6.76B (+70.5%)
11.31B
est: 6.68B (+69.3%)
11.59B
est: 6.31B (+83.6%)
17.03B
est: 6.70B (+154.3%)
16.84B
est: 6.49B (+159.7%)
11.20B
est: 5.86B (+91.1%)
1.16B
est: 6.70B (-82.7%)
1.35B
est: 7.27B (-81.4%)
6.89B
est: 3.06B (+125.2%)
6.03B
est: 3.39B (+77.8%)
1.22B
est: 3.46B (-64.9%)
3.56B
3.50B – 3.62B
+2.7% YoY
3.68B
3.59B – 3.75B
+3.4% YoY
3.81B
3.80B – 3.81B
+3.5% YoY
3.95B
3.87B – 4.02B
+3.9% YoY
EPS
4.96
est: 5.06 (-2.1%)
3.20
est: 3.73 (-14.2%)
0.66
est: 2.84 (-76.8%)
2.23
est: 3.25 (-31.4%)
2.90
est: 3.90 (-25.6%)
4.49
est: 4.55 (-1.3%)
4.26
est: 4.46 (-4.4%)
2.92
est: 4.10 (-28.8%)
4.24
est: 4.47 (-5.1%)
3.05
est: 3.51 (-13.0%)
-1.02
est: -0.06 (-1,681.3%)
5.97
est: 4.98 (+20.0%)
1.50
est: 4.69 (-68.0%)
2.17
est: 2.24 (-3.1%)
4.38
est: 4.26 (+2.9%)
6.80
est: 6.38 (+6.6%)
7.67
7.23 – 8.00
+20.3% YoY
9.00
8.13 – 10.10
+17.3% YoY
10.45
7.97 – 12.45
+16.0% YoY
12.31
11.99 – 12.60
+17.8% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-06 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-05 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-04 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-30 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-29 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-28 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-27 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-24 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-23 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-22 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-21 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-20 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-17 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-16 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-15 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
24.85B
OE per share TTM
31.74
Owner's Yield
47.82%
Maintenance CapEx ratio
1,188.26%
Maint CapEx / Avg PPE
128.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
78.8K
Shares Outstanding
730.04M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Slawomir Krupa Chief Executive Officer & Director 4M male
Pierre Palmieri Deputy Chief Executive Officer 3M male
Bruno Delas Group Chief Information Officer male
Dominique Bourrinet Group General Counsel male
Gregoire Simon-Barboux Group Chief Compliance Officer male
Laetitia Maurel Group Chief Communication Officer female
Laura Mather Group Chief Operating Officer female
Leopoldo Alvear Group Chief Financial Officer male
Lubomira Rochet EVice President of Retail Banking Activities of France & Group Chief Operating Officer of Technology, Procurement and Real Estate female
Alain Voiment Chief Technology Officer male
Vincent Robillard Head of Financial Communication & Investor Relations male
Alexis Kohler Deputy CEO, Executive VP & Chairman of Investment Banking male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits