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Grupo Financiero Galicia S.A. (GGAL.BA)
Buenos Aires, AR
Grupo Financiero Galicia S.A. is an Argentine financial services conglomerate, offering a broad spectrum of banking, lending, and investment solutions to both individual and corporate clients. Its operations span several key divisions, including traditional banking, the NaranjaX digital platform, insurance, and various other ventures. The company's diverse product portfolio features a variety of loan types, such as personal, express, mortgage, pledge, and credit card financing, alongside credit and debit cards. It also provides essential banking services like online access, savings, deposit, and checking accounts. Beyond core banking, Grupo Financiero Galicia delivers a range of financing products, consumer lending, and digital banking solutions, including electronic checks and global custody. Its capital markets arm offers Fima funds, financial and stock market services to diverse client segments, foreign trade support, and investment banking products like debt and short-term securities, plus financial trusts. Furthermore, the company provides a comprehensive suite of insurance policies, covering everything from robbery, personal accident, and life collective to home, life, integral, pet, surety, and technical insurance. For affluent clients, it extends private banking services and operates a digital platform for investments. Established in 1905, Grupo Financiero Galicia S.A. is headquartered in Buenos Aires, Argentina.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.56% | -3.36% | -13.74% | -7.62% | -21.76% | -24.57% | -14.57% | +1,051.64% | +4,677.54% | +15,873.66% | +357,414.45% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 4 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+9.5% Q1'26: -19.9% (vs Q1'25)
-
EPS growth-89.7% Q1'26: +160.2% (vs Q1'25)
-
FCF margin— Q1'26: -113.3% (vs Q1'25)
-
EBIT margin— Q1'26: +3.4% (vs Q1'25)
-
ROIC— Q1'26: +5.2% (vs Q1'25)
-
Share dilution+8.1% Q1'26: -82.5% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 11.74× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 7 Rev. Ana. 2 EPS Ana. |
Dec 2027 7 Rev. Ana. 2 EPS Ana. |
Dec 2028 6 Rev. Ana. 1 EPS Ana. |
Dec 2029 5 Rev. Ana. |
Dec 2030 3 Rev. Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
34.90B
est: 19.18B (+82.0%)
|
49.26B
est: 28.81B (+71.0%)
|
148.13B
est: 40.98B (+261.4%)
|
267.08B
est: 69.04B (+286.9%)
|
509.95B
est: 115.90B (+340.0%)
|
865.71B
est: 167.43B (+417.0%)
|
2.86T
est: 229.34B (+1,149.0%)
|
8.52T
est: 540.29B (+1,476.9%)
|
13.89T
est: 5.90T (+135.5%)
|
10.63T
est: 6.68T (+59.0%)
|
11.63T
est: 8.46T (+37.4%)
|
10.41T
8.73T – 11.93T
+23.0% YoY
|
12.69T
9.96T – 15.39T
+21.8% YoY
|
17.26T
17.22T – 17.30T
+36.1% YoY
|
22.15T
17.92T – 26.22T
+28.3% YoY
|
24.26T
19.62T – 28.71T
+9.5% YoY
|
| EBITDA |
7.36B
est: 2.74B (+168.3%)
|
9.67B
est: 4.12B (+134.7%)
|
25.16B
est: 5.86B (+329.3%)
|
10.53B
est: 9.87B (+6.6%)
|
92.92B
est: 16.58B (+460.6%)
|
160.48B
est: 23.95B (+570.2%)
|
376.09B
est: 32.80B (+1,046.6%)
|
633.50B
est: 77.27B (+719.8%)
|
1.37T
est: 671.87B (+103.3%)
|
2.40T
est: 761.02B (+215.3%)
|
460.34B
est: 963.67B (-52.2%)
|
1.19T
994.36B – 1.36T
+23.0% YoY
|
1.44T
1.13T – 1.75T
+21.8% YoY
|
1.97T
1.96T – 1.97T
+36.1% YoY
|
2.52T
2.04T – 2.99T
+28.3% YoY
|
2.76T
2.23T – 3.27T
+9.5% YoY
|
| EBIT |
7.14B
est: 2.31B (+208.6%)
|
9.37B
est: 3.48B (+169.6%)
|
22.95B
est: 4.94B (+364.2%)
|
7.07B
est: 8.33B (-15.1%)
|
82.51B
est: 13.98B (+490.2%)
|
136.13B
est: 20.20B (+573.9%)
|
288.14B
est: 27.67B (+941.5%)
|
444.45B
est: 65.18B (+581.9%)
|
1.18T
est: 555.02B (+113.1%)
|
2.21T
est: 628.66B (+251.7%)
|
283.29B
est: 796.06B (-64.4%)
|
979.43B
821.41B – 1.12T
+23.0% YoY
|
1.19T
936.82B – 1.45T
+21.8% YoY
|
1.62T
1.62T – 1.63T
+36.1% YoY
|
2.08T
1.69T – 2.47T
+28.3% YoY
|
2.28T
1.85T – 2.70T
+9.5% YoY
|
| Net Income |
4.34B
est: 4.92B (-11.7%)
|
6.02B
est: 7.01B (-14.2%)
|
10.45B
est: 9.00B (+16.1%)
|
-7.26B
est: 15.32B (-147.4%)
|
48.72B
est: 34.04B (+43.1%)
|
74.01B
est: 30.78B (+140.4%)
|
188.62B
est: 31.69B (+495.3%)
|
329.38B
est: 57.82B (+469.7%)
|
734.24B
est: 892.29B (-17.7%)
|
1.62T
est: 1.10T (+47.1%)
|
196.05B
est: 334.56B (-41.4%)
|
989.98B
652.41B – 1.34T
+195.9% YoY
|
1.68T
1.65T – 1.91T
+70.0% YoY
|
2.46T
2.05T – 3.38T
+46.4% YoY
|
—
— – —
-100.0% YoY
|
—
— – —
|
| SGA |
9.40B
est: 2.54B (+269.9%)
|
12.54B
est: 3.82B (+228.5%)
|
49.46B
est: 5.43B (+810.5%)
|
58.48B
est: 9.15B (+539.2%)
|
80.20B
est: 15.36B (+422.1%)
|
149.11B
est: 22.19B (+572.0%)
|
444.06B
est: 30.39B (+1,361.0%)
|
1.02T
est: 71.61B (+1,324.9%)
|
1.13T
est: 794.57B (+42.5%)
|
1.43T
est: 900.00B (+58.4%)
|
2.13T
est: 1.14T (+86.6%)
|
1.40T
1.18T – 1.61T
+23.0% YoY
|
1.71T
1.34T – 2.07T
+21.8% YoY
|
2.32T
2.32T – 2.33T
+36.1% YoY
|
2.98T
2.41T – 3.53T
+28.3% YoY
|
3.27T
2.64T – 3.87T
+9.5% YoY
|
| EPS |
3.34
est: 3.31 (+1.0%)
|
4.63
est: 4.72 (-1.8%)
|
8.21
est: 6.06 (+35.5%)
|
-3.43
est: 10.31 (-133.3%)
|
20.86
est: 22.90 (-8.9%)
|
17.92
est: 20.71 (-13.5%)
|
127.90
est: 21.32 (+500.0%)
|
102.57
est: 38.90 (+163.7%)
|
227.21
est: 605.07 (-62.4%)
|
1,186.80
est: 760.55 (+56.0%)
|
122.05
est: 208.29 (-41.4%)
|
669.72
406.17 – 833.84
+221.5% YoY
|
1,113.74
1,028.07 – 1,187.83
+66.3% YoY
|
1,701.14
1,278.41 – 2,106.83
+52.7% YoY
|
—
— – —
-100.0% YoY
|
—
— – —
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | B- | 2/5 | 5/5 | 2/5 | 2/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-11 | B- | 2/5 | 5/5 | 2/5 | 2/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-08 | B- | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-07 | B- | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-06 | B- | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-05 | B- | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-04 | B- | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-30 | B- | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-29 | B- | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-28 | B- | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-27 | B- | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-24 | B- | 3/5 | 5/5 | 2/5 | 3/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-23 | B | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-22 | B | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-21 | B | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-20 | B | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-17 | B | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-16 | B | 3/5 | 5/5 | 2/5 | 4/5 | 2/5 | 1/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Matthews Emerging Markets Discovery Active ETF MEMS MEMS | 0.94% | 211.1K | 0.99% |
| 2 | Matthews Emerging Markets Sustainable Future Active ETF EMSF EMSF | 0.93% | 430.0K | 0.79% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Adrian Enrique Pedemonte | Head of Market Relations | — | male |
| Constanza Gorleri | Chief Sustainability Officer | — | — |
| Diego H. Rivas | Chief Executive Officer | — | male |
| Esteban Tresserras | Chief Legal Officer | — | — |
| Ezequiel Valls | Chief Risk Officer | — | male |
| Fabian Enrique Kon | GM & Chief Executive Officer | — | male |
| Falvio Dogliolo | Chief Human Resources Officer | — | male |
| Gonzalo Javier Fernández Covaro | Chief Financial Officer | — | male |
| Jose Luis Ronsini | Chief Administrative Officer | — | male |
| Pablo Eduardo Firvida | Chief Investor Relations Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for GGAL.BA
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
