GFH Financial Group BSC (GFH.AE)
Manama, BH
GFH Financial Group BSC functions as a wholesale investment bank specializing in Islamic finance, offering investment advice and transaction facilitation across the GCC, MENA region, Asia, North America, and other global markets. Its activities are segmented into Investment Banking, Commercial Banking, and Proprietary & Treasury. The Investment Banking division focuses on private equity and asset management, alongside Islamic asset-backed and equity capital market solutions, Sharia-compliant financial guidance, and mid-tier mergers and acquisitions. Through its Commercial Banking segment, the company delivers commercial, corporate, and retail banking services, wealth management, structured investment products, and project funding. The Proprietary & Treasury segment manages treasury operations and handles residual and co-investment assets. Furthermore, GFH is engaged in real estate development and investment, hospitality management, and educational institution operations, in addition to owning and leasing properties. The company, initially known as Gulf Finance House BSC, was established in 1999 and is based in Manama, Kingdom of Bahrain.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | -0.46% | -0.92% | +3.35% | +0.47% | -5.26% | +91.15% | +116.65% | +228.20% | +218.09% | -68.51% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-02 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+20.5% Q1'26: +144.2% (vs Q1'25)
-
EPS growth+27.0% Q1'26: +17.6% (vs Q1'25)
-
FCF margin— Q1'26: +13.2% (vs Q1'25)
-
EBIT margin— Q1'26: +13.1% (vs Q1'25)
-
ROIC— Q1'26: +1.9% (vs Q1'25)
-
Share dilution+980.3% Q1'26: +1,059.4% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 42.56× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
569.20M
est: 153.57M (+270.6%)
|
199.98M
est: 275.52M (-27.4%)
|
205.75M
est: 287.73M (-28.5%)
|
154.89M
est: 337.99M (-54.2%)
|
178.44M
est: 268.73M (-33.6%)
|
226.95M
est: 296.83M (-23.5%)
|
218.43M
est: 241.01M (-9.4%)
|
260.15M
est: 300.01M (-13.3%)
|
361.86M
est: 425.30M (-14.9%)
|
436.08M
est: 618.25M (-29.5%)
|
506.41M
506.41M – 506.41M
-18.1% YoY
|
543.44M
543.44M – 543.44M
+7.3% YoY
|
568.46M
568.46M – 568.46M
+4.6% YoY
|
| EBITDA |
233.18M
est: 62.73M (+271.7%)
|
102.18M
est: 112.55M (-9.2%)
|
113.61M
est: 117.54M (-3.3%)
|
55.76M
est: 138.07M (-59.6%)
|
55.49M
est: 109.78M (-49.4%)
|
95.16M
est: 121.26M (-21.5%)
|
103.55M
est: 98.45M (+5.2%)
|
116.47M
est: 122.55M (-5.0%)
|
141.31M
est: 178.52M (-20.8%)
|
160.14M
est: 259.51M (-38.3%)
|
212.57M
212.57M – 212.57M
-18.1% YoY
|
228.11M
228.11M – 228.11M
+7.3% YoY
|
238.61M
238.61M – 238.61M
+4.6% YoY
|
| EBIT |
229.40M
est: 58.10M (+294.8%)
|
95.90M
est: 104.23M (-8.0%)
|
111.51M
est: 108.85M (+2.4%)
|
53.58M
est: 127.87M (-58.1%)
|
49.34M
est: 101.66M (-51.5%)
|
92.62M
est: 112.29M (-17.5%)
|
97.71M
est: 91.18M (+7.2%)
|
105.23M
est: 113.50M (-7.3%)
|
128.51M
est: 165.76M (-22.5%)
|
145.50M
est: 240.96M (-39.6%)
|
197.37M
197.37M – 197.37M
-18.1% YoY
|
211.80M
211.80M – 211.80M
+7.3% YoY
|
221.55M
221.55M – 221.55M
+4.6% YoY
|
| Net Income |
217.13M
est: 26.52M (+718.8%)
|
104.18M
est: 114.73M (-9.2%)
|
114.08M
est: 124.73M (-8.5%)
|
66.03M
est: 113.98M (-42.1%)
|
45.10M
est: 113.65M (-60.3%)
|
84.22M
est: 114.08M (-26.2%)
|
90.25M
est: 119.00M (-24.2%)
|
102.86M
est: 118.39M (-13.1%)
|
118.50M
est: 1.28B (-90.7%)
|
140.11M
est: 1.70B (-91.8%)
|
1.71B
1.71B – 1.71B
+0.5% YoY
|
2.14B
2.14B – 2.14B
+25.0% YoY
|
2.14B
2.14B – 2.14B
+0.0% YoY
|
| SGA |
19.92M
est: 21.61M (-7.8%)
|
13.11M
est: 38.77M (-66.2%)
|
21.75M
est: 40.49M (-46.3%)
|
23.30M
est: 47.56M (-51.0%)
|
26.54M
est: 37.82M (-29.8%)
|
21.65M
est: 41.77M (-48.2%)
|
33.97M
est: 33.92M (+0.2%)
|
43.24M
est: 42.22M (+2.4%)
|
49.85M
est: 56.69M (-12.1%)
|
48.66M
est: 82.41M (-40.9%)
|
67.50M
67.50M – 67.50M
-18.1% YoY
|
72.44M
72.44M – 72.44M
+7.3% YoY
|
75.77M
75.77M – 75.77M
+4.6% YoY
|
| EPS |
0.08
est: 0.01 (+1,067.8%)
|
0.03
est: 0.03 (+4.7%)
|
0.03
est: 0.03 (-10.4%)
|
0.02
est: 0.03 (-33.8%)
|
0.01
est: 0.03 (-54.1%)
|
0.02
est: 0.03 (-14.5%)
|
0.03
est: 0.03 (-12.7%)
|
0.03
est: 0.03 (-1.9%)
|
0.03
est: 0.03 (+0.3%)
|
0.04
est: 0.04 (-4.4%)
|
0.04
0.04 – 0.04
+0.5% YoY
|
0.05
0.05 – 0.05
+25.0% YoY
|
0.05
0.05 – 0.05
+0.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-25 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-22 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-21 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-20 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-19 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-18 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-15 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-14 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-13 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-12 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-08 | C+ | 2/5 | 2/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-07 | C+ | 2/5 | 2/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-06 | C+ | 2/5 | 2/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | C+ | 2/5 | 2/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-04 | C+ | 2/5 | 2/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-01 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-30 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-22 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-21 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-20 | B- | 2/5 | 3/5 | 4/5 | 4/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-17 | B- | 3/5 | 3/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-16 | B- | 3/5 | 3/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Avantis Emerging Markets Small Cap Equity ETF AVEE | 0.32% | 379.9K | 0.42% |
| 2 | Avantis Emerging Markets ex-China Equity ETF AVXC | 0.05% | 218.9K | 0.33% |
| 3 | Avantis Emerging Markets Equity UCITS ETF USD Acc AVEM.L | 0.03% | 75.1K | 0.35% |
| 4 | Avantis Emerging Markets Equity ETF AVEM | 0.03% | 6.91M | 0.33% |
| 5 | Avantis Emerging Markets Value ETF AVES | 0.02% | 281.6K | 0.36% |
| 6 | Vanguard FTSE Emerging Markets Shares ETF VGE.AX | 0.02% | 214.2K | 0.48% |
| 7 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.01% | 915.8K | 0.06% |
| 8 | Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO | 0.00% | 67.9K | 0.26% |
| 9 | Vanguard FTSE Emerging Markets ETF VWO | 0.00% | 3.35M | 0.06% |
| 10 | Vanguard ESG Global All Cap UCITS ETF (USD) Distributing V3AL.L | 0.00% | 31.5K | 0.24% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Hisham Ahmed Al Rayes | Group Chief Executive Officer & Director | 163.1K | male |
| Ayman A. Zaidan | Group Chief Treasury & Financial Institutions | — | male |
| Baha Al-Marzooq | Chief of Internal Audit | — | male |
| Bhaskar Mehta | Acting Chief Financial Officer & Chief Risk Officer | — | male |
| Hammad Younas | Chief Executive Officer of GFH Equities & Group Chief Investment Officer | — | male |
| Majed Abdulla Al Khan | Chief Executive Officer of Gulf Holding | — | male |
| Mariam Jowhary | Head of Compliance & AML | — | female |
| Mohamed Yousif Ahmed Abdulsalam | Group Head of Sharia Compliance | — | — |
| Muneera Mohammed Isa | Head of Human Resources | — | female |
| Nael Mustafa | Co-Chief Investment Officer of Real Estate & CEO of GFH Partners Ltd. | — | male |
| Osama Ali Hasan Nasr | Chief Digital Banking Officer | — | male |
| Pietro de Libero | Chief Legal Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for GFH.AE
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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