Subscribe

First Ottawa Bancshares, Inc. (FOTB)

USD220.00 +0.02 (+0.01%)
US OTC Financial Services Banks - Regional
Address 701 LaSalle Street 61350
Ottawa, IL, US
CEO Steven Gonzalo
IPO 2002-01-15
CIK 1099668 ISIN US3358761084

Explore sections of this company profile

Description

First Ottawa Bancshares, Inc. serves as the holding company for American Commercial Bank & Trust, National Association. This financial institution offers a comprehensive array of banking and financial solutions to both individual consumers and businesses located in LaSalle, Grundy, Cook, and surrounding counties in Illinois. For personal banking clients, the company provides diverse offerings such as checking and savings accounts, demand deposits that may or may not earn interest, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs). Lending options include mortgage loans, consumer loans, home equity loans, and residential financing. Additionally, customers can access trust and estate management, personal and fiduciary services, safe deposit boxes, ATM and credit card facilities, as well as digital banking conveniences like online banking, bill payment, and mobile banking apps. Regarding business clients, the firm delivers a robust selection of commercial banking services. These encompass e-business checking, various commercial checking accounts (including NOW accounts), deposit sweep services, cash management balance accounts, commercial savings accounts, money market accounts, and non-profit NOW accounts. The commercial lending portfolio features lines of credit, general commercial loans, construction and development loans, real estate financing, letters of credit, and specialized agriculture loans along with farm management services. Established in 1865, First Ottawa Bancshares, Inc. maintains its headquarters in Ottawa, Illinois.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
USD220.00 +0.02 (+0.01%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
214
Beta
0.16
Float Shares
763.5K
Free Float %
81.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.37% +0.80% +13.44% +23.03% +34.79% +30.94% +63.68% +142.23% +218.22% +420.80% +377.40%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
220.00
DCF (Unlevered) 339.30 +54.2%
DCF (Levered) 650.32 +195.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
-0.86
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +16.8% Q1'26: +13.9% (vs Q1'25)
  • EPS growth
    +28.5% Q1'26: +323.2% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +23.8% (vs Q1'25)
  • ROIC
    Q1'26: +15.0% (vs Q1'25)
  • Share dilution
    +2.2% Q1'26: +1.9% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 1.68× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.12) × ERP
WACC = 61% × Ke + 39% × Kd (34.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 339.30 Current price: 220.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-27 A- 4/5 5/5 5/5 4/5 2/5 3/5 2/5
2026-05-21 A- 4/5 5/5 5/5 4/5 2/5 3/5 2/5
2026-05-20 A- 4/5 5/5 5/5 4/5 2/5 3/5 2/5
2026-05-19 A- 4/5 5/5 5/5 4/5 2/5 3/5 2/5
2026-05-15 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-14 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-13 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-12 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-11 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-08 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-07 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-06 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-05 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-04 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-04-30 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-04-29 A- 4/5 4/5 5/5 4/5 2/5 4/5 2/5
2026-04-28 A- 4/5 4/5 5/5 4/5 2/5 4/5 2/5
2026-04-24 A 4/5 4/5 5/5 4/5 2/5 4/5 3/5
2026-04-23 A 4/5 4/5 5/5 5/5 2/5 4/5 3/5
2026-04-22 A 4/5 4/5 5/5 5/5 2/5 4/5 3/5
2026-04-21 A 4/5 4/5 5/5 5/5 2/5 4/5 3/5
2026-04-20 A 4/5 4/5 5/5 5/5 2/5 4/5 3/5
2026-04-17 A 4/5 4/5 5/5 5/5 2/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
3.70M
OE per share TTM
4.05
Owner's Yield
1.71%
Maintenance CapEx ratio
9.06%
Maint CapEx / Avg PPE
15.2%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
2
Total invested
6.92M
Insider transactions (90d)
0
Beneficial owners (>5%)
2
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Erika L. Schmidt 57.3K 8.70% 57.3K 10.00 IN United States of America 2003-01-09
2 Lura Enterprises, LLC 54.8K 8.30% 54.8K 10.00 OO United States of America 2003-01-09

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2025 Q4
Investors holding
2
+0 vs prev Q
New positions
0
Closed positions
0
Increased
1
Reduced
0
Put/Call ratio
0.00
Calls held
Puts held
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 HIGHPOINT ADVISOR GROUP LLC -3.2K (-100.0%) -544.3K (-100.0%) 0.00% -0.346 pp 0.00% -0.020 pp USD 10 qtrs SOLD
Ownership breakdown by holder

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
1.00
Neutral
Buys
1
Sells
1
Shares acquired
100.00
Shares disposed
Cash buys
1.00
Cash sales
Net activity
+100
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2012-02-13 BROWN JOACHIM J Director / Officer P-Purchase A Common Stock 100 41.80 4.2K 4,225
2012-02-08 Vogel William Edward Officer D Common Stock 0 0.00 0
2011-08-26 CANTLIN JOHN L Director P-Purchase A Common Stock 800 39.00 31.2K 5,032
2010-11-02 HAEBERLE THOMAS E Director S-Sale D Common Stock 400 54.00 21.6K 14,404
2010-11-02 GONZALO STEVEN M Officer P-Purchase A Common Stock 400 54.00 21.6K 715
2010-09-14 HARRIS DONALD J Director / Officer A-Award A Common Stock Option (right to buy) 1,000 55.23 55.2K 1,000
2010-08-27 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 175 53.00 9.3K 20,226
2010-06-18 CANTLIN JOHN L Director P-Purchase A Common Stock 740 54.00 40.0K 4,232
2010-03-10 Zabel Brian P Director A-Award A Common Stock Option (right to buy) 400 59.84 23.9K 400
2010-03-10 WALSH WILLIAM JAMES Director A-Award A Common Stock Option (right to buy) 400 59.84 23.9K 400
2010-03-10 ROONEY THOMAS P Director A-Award A Common Stock Option (right to buy) 400 59.84 23.9K 400
2010-03-10 HARRIS DONALD J Director / Officer A-Award A Common Stock Option (right to buy) 1,300 59.84 77.8K 1,300
2010-03-10 HAEBERLE THOMAS E Director A-Award A Common Stock Option (right to buy) 400 59.84 23.9K 400
2010-03-10 GONZALO STEVEN M Officer A-Award A Common Stock Option (right to buy) 1,300 59.84 77.8K 1,300
2010-03-10 GAGE CHERYL D Officer A-Award A Common Stock Option (right to buy) 200 59.84 12.0K 200
2010-03-10 FAYHEE PATRICK D Officer A-Award A Common Stock Option (right to buy) 1,300 59.84 77.8K 1,300
2010-03-10 EASI VINCENT G Officer A-Award A Common Stock Option (right to buy) 1,300 59.84 77.8K 1,300
2010-03-10 CANTLIN JOHN L Director A-Award A Common Stock Option (right to buy) 400 59.84 23.9K 400
2010-03-10 BROWN JOACHIM J Director / Officer A-Award A Common Stock Option (right to buy) 2,000 59.84 119.7K 2,000
2010-03-10 ARMSTRONG BRADLEY J Director A-Award A Common Stock Option (right to buy) 400 59.84 23.9K 400
2009-07-06 HAEBERLE THOMAS E Director M-Exempt A Common Stock 50 62.00 3.1K 14,804
2009-05-01 GODFREY PATTY P Director M-Exempt D Common Stock Option (right to buy) 100 78.13 7.8K 300
2009-04-22 CANTLIN JOHN L Director M-Exempt A Common Stock 250 62.00 15.5K 3,492
2009-03-11 Zabel Brian P Director A-Award A Common Stock Option (right to buy) 400 62.87 25.1K 400
2009-03-11 WALSH WILLIAM JAMES Director A-Award A Common Stock Option (right to buy) 400 62.87 25.1K 400
2009-03-11 ROONEY THOMAS P Director A-Award A Common Stock Option (right to buy) 400 62.87 25.1K 400
2009-03-11 HARRIS DONALD J Director / Officer A-Award A Common Stock Option (right to buy) 1,300 62.87 81.7K 1,300
2009-03-11 HAEBERLE THOMAS E Director A-Award A Common Stock Option (right to buy) 400 62.87 25.1K 400
2009-03-11 GONZALO STEVEN M Officer A-Award A Common Stock Option (right to buy) 1,300 62.87 81.7K 1,300
2009-03-11 GODFREY PATTY P Director A-Award A Common Stock Option (right to buy) 400 62.87 25.1K 400
2009-03-11 GAGE CHERYL D Officer A-Award A Common Stock Option (right to buy) 200 62.87 12.6K 200
2009-03-11 FAYHEE PATRICK D Officer A-Award A Common Stock Option (right to buy) 1,300 62.87 81.7K 1,300
2009-03-11 EASI VINCENT G Officer A-Award A Common Stock Option (right to buy) 1,300 62.87 81.7K 1,300
2009-03-11 DUNAVAN MARK D Officer A-Award A Common Stock Option (right to buy) 400 62.87 25.1K 400
2009-03-11 CANTLIN JOHN L Director A-Award A Common Stock Option (right to buy) 400 62.87 25.1K 400
2009-03-11 BROWN JOACHIM J Director / Officer A-Award A Common Stock Option (right to buy) 2,000 62.87 125.7K 2,000
2009-03-11 ARMSTRONG BRADLEY J Director A-Award A Common Stock Option (right to buy) 400 62.87 25.1K 400
2009-02-18 Zabel Brian P Director P-Purchase A Common Stock 100 60.00 6.0K 1,000
2008-12-31 HAEBERLE THOMAS E Director J-Other D Common Stock 1,200 0.00 0
2008-12-13 GODFREY PATTY P Director P-Purchase A Common Stock 500 66.00 33.0K 10,686
2008-09-24 GODFREY PATTY P Director P-Purchase A Common Stock 300 70.00 21.0K 10,186
2008-08-28 HAEBERLE THOMAS E Director J-Other D Common Stock 9,250 0.00 1,200
2008-07-08 HAEBERLE THOMAS E Director J-Other D Common Stock 100 0.00 0
2008-05-30 ROONEY THOMAS P Director P-Purchase A Common Stock 200 68.00 13.6K 4,525
2008-05-27 HAEBERLE THOMAS E Director M-Exempt A Common Stock 63 56.00 3.5K 4,904
2008-03-13 Zabel Brian P Director A-Award A Common Stock Option (right to buy) 200 78.13 15.6K 200
2008-03-13 WALSH WILLIAM JAMES Director A-Award A Common Stock Option (right to buy) 400 78.13 31.3K 400
2008-03-13 ROONEY THOMAS P Director A-Award A Common Stock Option (right to buy) 400 78.13 31.3K 400
2008-03-13 HARRIS DONALD J Director / Officer A-Award A Common Stock Option (right to buy) 1,300 78.13 101.6K 1,300
2008-03-13 HAEBERLE THOMAS E Director A-Award A Common Stock Option (right to buy) 400 78.13 31.3K 400
2008-03-13 GONZALO STEVEN M Officer A-Award A Common Stock Option (right to buy) 1,300 78.13 101.6K 1,300
2008-03-13 GODFREY PATTY P Director A-Award A Common Stock Option (right to buy) 400 78.13 31.3K 400
2008-03-13 GAGE CHERYL D Officer A-Award A Common Stock Option (right to buy) 200 78.13 15.6K 200
2008-03-13 FAYHEE PATRICK D Officer A-Award A Common Stock Option (right to buy) 1,300 78.13 101.6K 1,300
2008-03-13 EASI VINCENT G Officer A-Award A Common Stock Option (right to buy) 1,300 78.13 101.6K 1,300
2008-03-13 DUNAVAN MARK D Officer A-Award A Common Stock Option (right to buy) 400 78.13 31.3K 400
2008-03-13 CANTLIN JOHN L Director A-Award A Common Stock Option (right to buy) 400 78.13 31.3K 400
2008-03-13 BROWN JOACHIM J Director / Officer A-Award A Common Stock Option (right to buy) 2,000 78.13 156.3K 2,000
2008-03-13 ARMSTRONG BRADLEY J Director A-Award A Common Stock Option (right to buy) 400 78.13 31.3K 400
2008-02-08 Zabel Brian P Director P-Purchase A Common Stock 900 79.50 71.6K 900
2008-01-14 Zabel Brian P Director D Common Stock 0 0.00 0
2007-11-30 FAYHEE PATRICK D Officer F-InKind D Common Stock 176 79.57 14.0K 964
2007-11-28 CANTLIN JOHN L Director M-Exempt D Common Stock Option (right to buy) 250 56.00 14.0K 0
2007-11-27 ROONEY THOMAS P Director P-Purchase A Common Stock 200 79.57 15.9K 4,325
2007-09-21 GODFREY PATTY P Director M-Exempt A Common Stock 124 70.00 8.7K 9,786
2007-07-31 ARMSTRONG BRADLEY J Director P-Purchase A Common Stock 540 80.00 43.2K 1,720
2007-06-19 DUNAVAN MARK D Officer S-Sale D Common Stock 100 77.07 7.7K 0
2007-06-07 HAEBERLE THOMAS E Director J-Other D Common Stock 300 0.00 10,450
2007-05-30 FAYHEE PATRICK D Officer M-Exempt A Common Stock 750 56.00 42.0K 890
2007-05-21 HAEBERLE THOMAS E Director J-Other D Common Stock 5,945 0.00 10,750
2007-03-14 WALSH WILLIAM JAMES Director A-Award A Common Stock Option (right to buy) 400 77.00 30.8K 400
2007-03-14 ROONEY THOMAS P Director A-Award A Common Stock Option (right to buy) 400 77.00 30.8K 400
2007-03-14 HARRIS DONALD J Director / Officer A-Award A Common Stock Option (right to buy) 1,300 77.00 100.1K 1,300
2007-03-14 HAEBERLE THOMAS E Director A-Award A Common Stock Option (right to buy) 400 77.00 30.8K 400
2007-03-14 GONZALO STEVEN M Officer A-Award A Common Stock Option (right to buy) 1,300 77.00 100.1K 1,300
2007-03-14 GODFREY PATTY P Director A-Award A Common Stock Option (right to buy) 400 77.00 30.8K 400
2007-03-14 FAYHEE PATRICK D Officer A-Award A Common Stock Option (right to buy) 1,300 77.00 100.1K 1,300
2007-03-14 EASI VINCENT G Officer A-Award A Common Stock Option (right to buy) 1,300 77.00 100.1K 1,300
2007-03-14 DUNAVAN MARK D Officer A-Award A Common Stock Option (right to buy) 400 77.00 30.8K 400
2007-03-14 CANTLIN JOHN L Director A-Award A Common Stock Option (right to buy) 400 77.00 30.8K 400
2007-03-14 BROWN JOACHIM J Director / Officer A-Award A Common Stock Option (right to buy) 2,000 77.00 154.0K 2,000
2007-03-14 ARMSTRONG BRADLEY J Director A-Award A Common Stock Option (right to buy) 400 77.00 30.8K 400
2007-02-23 GODFREY PATTY P Director P-Purchase A Common Stock 500 77.00 38.5K 9,225
2007-02-14 HAEBERLE THOMAS E Director J-Other D Common Stock 9,600 0.00 16,695
2007-02-13 HAEBERLE THOMAS E Director M-Exempt A Common Stock 187 56.00 10.5K 1,543
2006-12-07 WALSH WILLIAM JAMES Director G-Gift D Common Stock 125 0.00 20,051
2006-11-15 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 101 71.00 7.2K 20,176
2006-11-13 CANTLIN JOHN L Director P-Purchase A Common Stock 225 80.00 18.0K 2,992
2006-08-23 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 100 71.00 7.1K 20,075
2006-08-07 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 300 71.00 21.3K 19,975
2006-08-02 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 160 71.00 11.4K 19,675
2006-05-31 WALSH WILLIAM JAMES Director M-Exempt A Common Stock 62 70.00 4.3K 19,515
2006-05-01 GODFREY PATTY P Director P-Purchase A Common Stock 100 80.00 8.0K 8,725
2006-03-08 WALSH WILLIAM JAMES Director A-Award A Common Stock Option (right to buy) 400 76.00 30.4K 400
2006-03-08 ROONEY THOMAS P Director A-Award A Common Stock Option (right to buy) 400 76.00 30.4K 400
2006-03-08 HARRIS DONALD J Director / Officer A-Award A Common Stock Option (right to buy) 1,300 76.00 98.8K 1,300
2006-03-08 HAEBERLE THOMAS E Director A-Award A Common Stock Option (right to buy) 400 76.00 30.4K 400
2006-03-08 GONZALO STEVEN M Officer A-Award A Common Stock Option (right to buy) 1,300 76.00 98.8K 1,300
2006-03-08 GODFREY PATTY P Director A-Award A Common Stock Option (right to buy) 400 76.00 30.4K 400
2006-03-08 FAYHEE PATRICK D Officer A-Award A Common Stock Option (right to buy) 1,300 76.00 98.8K 1,300
2006-03-08 EASI VINCENT G Officer A-Award A Common Stock Option (right to buy) 1,300 76.00 98.8K 1,300
2006-03-08 CANTLIN JOHN L Director A-Award A Common Stock Option (right to buy) 400 76.00 30.4K 400
2006-03-08 BROWN JOACHIM J Director / Officer A-Award A Common Stock Option (right to buy) 2,000 76.00 152.0K 2,000
2006-03-08 ARMSTRONG BRADLEY J Director A-Award A Common Stock Option (right to buy) 400 76.00 30.4K 400
2006-03-05 HARRIS DONALD J Director / Officer P-Purchase A Common Stock 475 76.00 36.1K 2,110
2006-02-17 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 125 76.00 9.5K 19,205
2006-02-17 ROONEY THOMAS P Director P-Purchase A Common Stock 125 76.00 9.5K 4,125
2006-02-17 HARRIS DONALD J Director / Officer P-Purchase A Common Stock 125 76.00 9.5K 1,635
2006-02-17 HAEBERLE THOMAS E Director P-Purchase A Common Stock 125 76.00 9.5K 1,356
2006-02-17 GODFREY PATTY P Director P-Purchase A Common Stock 125 76.00 9.5K 8,625
2006-02-17 CANTLIN JOHN L Director P-Purchase A Common Stock 125 76.00 9.5K 2,767
2006-02-17 BROWN JOACHIM J Director / Officer P-Purchase A Common Stock 125 76.00 9.5K 4,125
2006-02-17 ARMSTRONG BRADLEY J Director P-Purchase A Common Stock 125 76.00 9.5K 1,180
2006-02-06 ARMSTRONG BRADLEY J Director P-Purchase A Common Stock 30 78.00 2.3K 1,055
2005-12-12 WALSH WILLIAM JAMES Director S-Sale D Common Stock 680 69.00 46.9K 19,080
2005-12-09 HAEBERLE THOMAS E Director G-Gift A Common Stock 100 0.00 100
2005-12-05 GAGE CHERYL D Officer P-Purchase A Common Stock 50 78.00 3.9K 1,250
2005-11-30 HAEBERLE THOMAS E Director J-Other D Common Stock 300 0.00 26,295
2005-11-02 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 680 69.00 46.9K 19,760
2005-11-01 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 1,000 68.90 68.9K 19,080
2005-10-28 GODFREY PATTY P Director P-Purchase A Common Stock 63 74.00 4.7K 16,563
2005-09-23 HAEBERLE THOMAS E Director P-Purchase A Common Stock 300 78.00 23.4K 26,595
2005-09-20 DUNAVAN MARK D Officer P-Purchase A Common Stock 100 70.00 7.0K 1,400
2005-09-08 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 100 69.00 6.9K 18,080
2005-09-06 GODFREY PATTY P Director P-Purchase A Common Stock 150 78.00 11.7K 16,500
2005-08-23 GODFREY PATTY P Director P-Purchase A Common Stock 350 74.00 25.9K 16,350
2005-08-16 GONZALO STEVEN M Officer P-Purchase A Common Stock 115 78.00 9.0K 115
2005-05-20 FAYHEE PATRICK D Officer P-Purchase A Common Stock 140 75.00 10.5K 140
2005-04-22 DUNAVAN MARK D Officer S-Sale D Common Stock 100 70.00 7.0K 100
2005-03-22 SCHMIDT ERIKA L Director S-Sale D Common Stock 150 72.00 10.8K 50,579
2005-03-18 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 400 69.00 27.6K 17,980
2005-03-17 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 1,350 69.00 93.2K 17,580
2005-03-16 SCHMIDT ERIKA L Director S-Sale D Common Stock 900 72.00 64.8K 50,729
2005-03-16 ROONEY THOMAS P Director P-Purchase A Common Stock 800 72.00 57.6K 4,000
2005-03-14 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 100 70.00 7.0K 16,230
2005-03-10 SCHMIDT ERIKA L Director S-Sale D Common Stock 3,164 72.00 227.8K 51,629
2005-03-10 GODFREY PATTY P Director P-Purchase A Common Stock 1,139 72.00 82.0K 16,000
2005-03-09 WALSH WILLIAM JAMES Director A-Award A Common Stock Option (right to buy) 250 70.00 17.5K 250
2005-03-09 ROONEY THOMAS P Director A-Award A Common Stock Option (right to buy) 250 70.00 17.5K 250
2005-03-09 HARRIS DONALD J Director / Officer A-Award A Common Stock Option (right to buy) 1,000 70.00 70.0K 1,000
2005-03-09 HAEBERLE THOMAS E Director A-Award A Common Stock Option (right to buy) 250 70.00 17.5K 250
2005-03-09 GONZALO STEVEN M Officer A-Award A Common Stock Option (right to buy) 1,000 70.00 70.0K 1,000
2005-03-09 GODFREY PATTY P Director A-Award A Common Stock Option (right to buy) 250 70.00 17.5K 250
2005-03-09 FAYHEE PATRICK D Officer A-Award A Common Stock Option (right to buy) 1,000 70.00 70.0K 1,000
2005-03-09 EASI VINCENT G Officer A-Award A Common Stock Option (right to buy) 500 70.00 35.0K 500
2005-03-09 CANTLIN JOHN L Director A-Award A Common Stock Option (right to buy) 250 70.00 17.5K 250
2005-03-09 BROWN JOACHIM J Director / Officer A-Award A Common Stock Option (right to buy) 1,500 70.00 105.0K 1,500
2005-03-09 ARMSTRONG BRADLEY J Director A-Award A Common Stock Option (right to buy) 250 70.00 17.5K 250
2005-03-01 DUNAVAN MARK D Officer S-Sale D Common Stock 250 70.00 17.5K 0
2005-02-15 DUNAVAN MARK D Officer J-Other A Common Stock 150 0.00 250
2004-12-17 DUNAVAN MARK D Officer S-Sale D Common Stock 100 58.00 5.8K 100
2004-12-07 CANTLIN JOHN L Director P-Purchase A Common Stock 120 70.00 8.4K 2,642
2004-10-15 GODFREY PATTY P Director J-Other A Common Stock 100 0.00 14,861
2004-05-12 WALSH WILLIAM JAMES Director A-Award A Common Stock Option (right to buy) 250 62.00 15.5K 250
2004-05-12 SCHMIDT ERIKA L Director A-Award A Common Stock Option (right to buy) 250 62.00 15.5K 250
2004-05-12 ROONEY THOMAS P Director A-Award A Common Stock Option (right to buy) 250 62.00 15.5K 250
2004-05-12 HARRIS DONALD J Director / Officer A-Award A Common Stock Option (right to buy) 1,500 62.00 93.0K 1,500
2004-05-12 HAEBERLE THOMAS E Director A-Award A Common Stock Option (right to buy) 250 62.00 15.5K 250
2004-05-12 GONZALO STEVEN M Officer A-Award A Common Stock Option (right to buy) 1,500 62.00 93.0K 1,500
2004-05-12 GODFREY PATTY P Director A-Award A Common Stock Option (right to buy) 250 62.00 15.5K 250
2004-05-12 FAYHEE PATRICK D Officer A-Award A Common Stock Option (right to buy) 1,000 62.00 62.0K 1,000
2004-05-12 EASI VINCENT G Officer A-Award A Common Stock Option (right to buy) 500 62.00 31.0K 500
2004-05-12 CANTLIN JOHN L Director A-Award A Common Stock Option (right to buy) 250 62.00 15.5K 250
2004-05-12 BROWN JOACHIM J Director / Officer A-Award A Common Stock Option (right to buy) 1,500 62.00 93.0K 1,500
2004-05-12 ARMSTRONG BRADLEY J Director A-Award A Common Stock Option (right to buy) 250 62.00 15.5K 250
2004-05-11 WALSH WILLIAM JAMES Director P-Purchase A Common Stock 62 56.00 3.5K 16,130
2004-03-15 DUNAVAN MARK D Officer L-Small A Common Stock 100 56.00 5.6K 1,000
2004-02-27 DUNAVAN MARK D Officer J-Other D Common Stock 450 0.00 900
2004-02-25 GODFREY PATTY P Director P-Purchase A Common Stock 150 62.00 9.3K 14,761
2004-02-11 CANTLIN JOHN L Director P-Purchase A Common Stock 80 60.00 4.8K 2,522
2004-02-11 ARMSTRONG BRADLEY J Director P-Purchase A Common Stock 25 50.00 1.3K 1,025
2003-06-11 WALSH WILLIAM JAMES Director A-Award A Common Stock Option (right to buy) 250 56.00 14.0K 250
2003-06-11 SCHMIDT ERIKA L Director A-Award A Common Stock Options (right to buy) 250 56.00 14.0K 250
2003-06-11 ROONEY THOMAS P Director A-Award A Common Stock Option (right to buy) 250 56.00 14.0K 250
2003-06-11 HARRIS DONALD J Director / Officer A-Award A Common Stock Option (right to buy) 1,000 56.00 56.0K 1,000
2003-06-11 HAEBERLE THOMAS E Director A-Award A Common Stock Option (right to buy) 250 56.00 14.0K 250
2003-06-11 GONZALO STEVEN M Officer A-Award A Common Stock Option (right to buy) 1,000 56.00 56.0K 1,000
2003-06-11 GODFREY PATTY P Director A-Award A Common Stock Option (right to buy) 250 56.00 14.0K 250
2003-06-11 FAYHEE PATRICK D Officer A-Award A Common Stock Option (right to buy) 1,000 56.00 56.0K 1,000
2003-06-11 EASI VINCENT G Officer A-Award A Common Stock Option (right to buy) 500 56.00 28.0K 500
2003-06-11 CANTLIN JOHN L Director A-Award A Common Stock Option (right to buy) 250 56.00 14.0K 250
2003-06-11 BROWN JOACHIM J Director / Officer A-Award A Common Stock Option (right to buy) 1,500 56.00 84.0K 1,500
2003-06-11 ARMSTRONG BRADLEY J Director A-Award A Common Stock Option (right to buy) 250 56.00 14.0K 250

Executive team

Top executives
EBIT / Employee
214.9K
Shares Outstanding
941.3K

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2010 position Joachim J. Brown President & Chief Executive Officer 263.6K 27.9K 12.4K 303.9K 9.18%
2 2010 Donald J. Harris Executive Vice President & Chief Operating Officer 141.6K 30.7K 1.0K 173.3K 17.72%
3 2010 Patrick D. Fayhee Executive Vice President & Chief Lending Officer 139.3K 18.1K 6.6K 3.7K 167.8K 10.81%
4 2009 Joachim J. Brown President& Chief Executive Officer 263.6K 17.9K 24.5K 306.0K 5.86%
5 2009 position Joachim J. Brown President & Chief Executive Officer 263.6K 17.9K 24.5K 306.0K 5.86%
6 2009 Patrick D. Fayhee Executive Vice President & Chief Lending Officer 139.3K 11.6K 24.4K 10.5K 185.9K 6.27%
7 2009 Donald J. Harris Executive Vice President & Chief Operating Officer 141.6K 11.6K 30.1K 183.4K 6.35%
8 2008 Joachim J. Brown President& Chief Executive Officer 262.2K 18.4K 24.1K 23.8K 328.5K 5.60%
9 2008 Donald J. Harris Executive Vice President & Chief Operating Officer 141.2K 12.0K 13.6K 28.3K 195.0K 6.13%
10 2008 Patrick D. Fayhee Executive Vice President & Chief Lending Officer 139.2K 12.0K 28.9K 10.2K 190.2K 6.29%
11 2006 Joachim J. Brown President & Chief Executive Officer 235.0K 4.5K 24.3K 20.1K 283.8K 1.58%
12 2006 Patrick D. Fayhee Executive Vice President & Chief Lending Officer 135.1K 3.0K 30.9K 7.8K 176.8K 1.69%
13 2006 Donald J. Harris Executive Vice President & Chief Operating Officer 136.6K 3.1K 13.7K 8.5K 161.9K 1.94%
14 2006 Steven M. Gonzalo Chief Technology Officer 118.6K 3.1K 4.6K 7.2K 133.5K 2.35%
15 2006 Vincent G. Easi Chief Financial Officer 86.4K 1.5K 4.6K 5.6K 98.1K 1.52%
16 2005 Joachim J. Brown President & Chief Executive Officer 220.5K 27.0K 1.5K 17.3K 266.3K 0.56%
17 2005 Patrick D. Fayhee Executive Vice President & Chief Lending Officer 131.2K 15.2K 1.0K 31.7K 179.2K 0.56%
18 2005 Donald J. Harris Executive Vice President & Chief Operating Officer 135.4K 15.2K 1.0K 6.6K 158.2K 0.63%
19 2005 Steven M. Gonzalo Chief Technology Officer 115.6K 5.1K 1.0K 5.9K 127.6K 0.78%
20 2004 Joachim J. Brown President & Chief Executive Officer 213.7K 20.9K 1.5K 17.2K 253.3K 0.59%
21 2004 Patrick D. Fayhee Executive Vice President & Chief Lending Officer 128.4K 10.5K 1.0K 20.3K 160.2K 0.62%
22 2004 Donald J. Harris Executive Vice President & Chief Operating Officer 131.8K 10.5K 1.5K 6.6K 150.4K 1.00%
23 2004 Steven M. Gonzalo Chief Technology Officer 111.0K 2.3K 1.5K 5.7K 120.5K 1.25%
24 2003 Joachim J. Brown President & Chief Executive Officer 189.5K 27.6K 1.5K 16.2K 234.9K 0.64%
25 2003 Donald J. Harris Executive Vice President & Chief Operating Officer 126.3K 13.8K 1.0K 6.1K 147.2K 0.68%
26 2003 Patrick D. Fayhee Executive Vice President & Chief Lending Officer 118.7K 13.8K 1.0K 6.4K 139.9K 0.72%
27 2003 Steven M. Gonzalo Chief Technology Officer 103.7K 2.8K 1.0K 5.3K 112.8K 0.89%
28 2002 Joachim J. Brown, President and Chief Executive Officer 193.1K 17.3K 15.3K 225.7K 0.00%
29 2002 Joachim J. Brown President & Chief Executive Officer 193.1K 17.3K 15.3K 225.7K 0.00%
30 2002 Donald J. Harris Executive Vice President & Chief Operating Officer 124.2K 8.6K 5.6K 138.4K 0.00%
31 2002 Donald J. Harris, Executive Vice President and Chief Operating Officer 124.2K 8.6K 5.6K 138.4K 0.00%
32 2002 Patrick D. Fayhee Executive Vice President and Chief Lending Officer 113.7K 8.6K 5.3K 127.7K 0.00%
33 2002 Patrick D. Fayhee Executive Vice President & Chief Lending Officer 113.7K 8.6K 5.3K 127.7K 0.00%
34 2002 Steven M. Gonzalo Chief Technology Officer 100.7K 1.8K 5.0K 107.5K 0.00%
35 2001 Joachim J. Brown President & Chief Executive Officer 196.0K 15.3K 211.3K 0.00%
36 2001 Joachim J. Brown, President and Chief Executive Officer 196.0K 15.3K 211.3K 0.00%
37 2001 Joachim J. Brown, Chief Executive Officer and President 196.0K 15.3K 211.3K 0.00%
38 2001 Donald J. Harris, Executive Vice President and Chief Operating Officer 126.0K 5.7K 131.7K 0.00%
39 2001 Donald J. Harris Executive Vice President & Chief Operating Officer 126.0K 5.7K 131.7K 0.00%
40 2001 James J. Sabino, Executive Vice President and Chief Lending Officer 97.4K 4.8K 4.8K 107.0K 0.00%
41 2000 Joachim J. Brown, President and Chief Executive Officer 180.0K 14.0K 194.0K 0.00%
42 2000 Joachim J. Brown, Chief Executive Officer and President 180.0K 14.0K 194.0K 0.00%
43 2000 James J. Sabino, Executive Vice President and Chief Lending Officer 121.6K 3.8K 7.4K 132.8K 0.00%
44 2000 Donald J. Harris, Executive Vice President and Chief Operating Officer 112.8K 3.8K 6.0K 122.6K 0.00%
45 1999 Donald J. Harris, Executive Vice President and Chief Operating Officer 91.7K 15.6K 107.3K 0.00%
46 1999 Joachim J. Brown, Chief Executive Officer and President 27.8K 1.2K 29.0K 0.00%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2012-04-13 DEF 14A
2011-04-13 DEF 14A
2010-04-13 DEF 14A
2009-04-09 DEF 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2025-12-17 D
2022-05-24 D
2020-09-22 D
2020-02-06 D
2019-04-10 D/A
2018-11-20 D
2012-08-10 15-15D
2012-07-23 NO ACT
2012-07-23 NO ACT
2012-06-14 D

Executive team

NameTitleCompensationGender
Steven Gonzalo Chief Executive Officer, President & Director 129.3K male
Daniel Tuerk Executive Vice President, Chief Financial Officer & Corporate Secretary male
John T. Armstrong Executive Vice President, Chief Operating Officer & Director male
Karla Jones Secretary to Board of Directors
Kevin D. Steward Executive Vice President & Chief Trust Officer male
Rosemarie Lajka Vice President of Human Resource
Christopher Wren CRCM Senior Vice President of Internal Audit & Compliance male
William E. Vogel Executive Vice President male
ESG Rating
C+
BANKS - REGIONAL
2011
E (Environmental)
22.0 / 64.3
Company / Sector avg.
S (Social)
53.3 / 76.5
Company / Sector avg.
G (Governance)
48.8 / 75.5
Company / Sector avg.
ESG Total
41.3 / 72.1
Company / Sector avg.
ESG Score History BANKS - REGIONAL
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits