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Føroya Banki P/F (FOBANK.CO)

DKK272.00 +3.00 (+1.12%)
DK CPH Financial Services Banks - Regional
Address Oknarvegur 5 110
Tórshavn, DK
CEO Turio F. Arge
Website bankin.fo
IPO 2007-06-21
ISIN FO0000000088

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Also trades on NASDAQ Copenhagen · BNORDIK-CSE.CO (DKK) NASDAQ Copenhagen · FOBANK.CO (DKK)
Description

Føroya Banki, along with its affiliated companies, offers a comprehensive suite of banking services to both individual and corporate clients across the Faroe Islands and Greenland. Its business is structured around banking operations and non-life insurance. In addition to financial services, the company provides diverse insurance products, including property, casualty, life, disability, and critical illness coverage, as well as real estate brokerage. The institution underwent a name change from P/F BankNordik to Føroya Banki in March 2024, having been founded in 1906. Its headquarters are located in Tórshavn, Denmark.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
DKK272.00 +3.00 (+1.12%)
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Volume Profile
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Liquidity & share structure
Average Volume
5.9K
Beta
0.35
Float Shares
4.06M
Free Float %
42.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.79% +2.61% +4.50% -2.85% +0.59% -9.72% +35.19% +79.30% +54.85% +132.27% +11.09%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
272.00
DCF (Unlevered) 576.36 +111.9%
DCF (Levered) 3,262.45 +1,099.4%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-09 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.35
Distress
Piotroski F-Score
5 / 9
Average
Operational MOAT
★ Strong MOAT
  • Revenue growth
    +76.0% Q3'24: +53.4% (vs Q3'23)
  • EPS growth
    +90.9% Q3'24: +9.3% (vs Q3'23)
  • FCF margin
    Q3'24: +108.9% (vs Q3'23)
  • EBIT margin
    Q3'24: -0.9% (vs Q3'23)
  • ROIC
    Q3'24: -0.4% (vs Q3'23)
  • Share dilution
    +0.0% Q3'24: +0.0% (vs Q3'23)
  • Debt / EBITDA
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.35) × ERP
WACC = 55% × Ke + 45% × Kd (4.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 572.82 Current price: 272.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Revenue
525.70M
est.
529.00M
est.
510.00M
510.00M – 510.00M
-3.6% YoY
526.00M
526.00M – 526.00M
+3.1% YoY
EBITDA
est.
est.
— – —
— – —
EBIT
-5.75M
est.
-5.79M
est.
-5.58M
-5.58M – -5.58M
+3.6% YoY
-5.76M
-5.76M – -5.76M
-3.1% YoY
Net Income
305.51M
est.
259.46M
est.
215.42M
215.42M – 215.42M
-17.0% YoY
217.33M
217.33M – 217.33M
+0.9% YoY
SGA
111.21M
est.
111.91M
est.
107.89M
107.89M – 107.89M
-3.6% YoY
111.27M
111.27M – 111.27M
+3.1% YoY
EPS
31.91
est.
27.10
est.
22.50
22.50 – 22.50
-17.0% YoY
22.70
22.70 – 22.70
+0.9% YoY

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
755.38M
OE per share TTM
80.41
Owner's Yield
30.88%
Maintenance CapEx ratio
23.70%
Maint CapEx / Avg PPE
25.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 6 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Dimensional - International Small Cap ETF DFIS 0.00% 84.8K 0.39%
2 Dimensional - International Core Equity 2 ETF DFIC 0.00% 109.4K 0.22%
3 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 84.9K 0.28%
4 Dimensional - International Vector Equity ETF DXIV 0.00% 616.87 0.53%
5 Dimensional - International Small Cap Value ETF DISV 0.00% 10.8K 0.42%
6 Dimensional - International Core Equity Market ETF DFAI 0.00% 0.18%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-38.6K
Shares Outstanding
9.57M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Heini Thomsen Executive Vice President 49M male
Turio F. Arge Chief Executive Officer 3M female
Arndis Poulsen Chief Audit Executive female
Arnhold Olsen Chief Financial Officer
Cecil Weihe Head of Accounting & Controlling male
Runa Niclasardottir Rasmussen Head of Marketing & Investor Relations
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits