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First Northern Community Bancorp (FNRN)

USD18.30 +0.12 (+0.66%)
US NASDAQ Financial Services Banks - Regional
Address 195 North First Street 95620
Dixon, CA, US
CEO Jeremiah Z. Smith
IPO 1999-01-05
CIK 1114927 ISIN US3359251036

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Description

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits. It also provides commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. In addition, the company provides debit and credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; equipment leasing, merchant card processing, payroll, and international banking services through third parties; and other customary banking services. Further, it rents safe deposit boxes. The company operates branches located in the cities of Auburn, Colusa, Davis, Dixon, Fairfield, Orland, Rancho Cordova, Roseville, Sacramento, Vacaville, West Sacramento, Winters, Willows, and Woodland; satellite banking office inside a retirement community in the city of Davis; and residential mortgage loan office in Davis. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD18.30 +0.12 (+0.66%)
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Volume Profile
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Liquidity & share structure
Average Volume
147.2K
Beta
0.02
Float Shares
13.57M
Free Float %
82.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.51% +2.00% +15.38% +28.42% +41.44% +33.61% +90.50% +199.50% +101.47% +264.29% +1,022.64%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
18.30
DCF (Unlevered) 27.41 +49.8%
DCF (Levered) 31.55 +72.4%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.73
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +4.4% Q1'26: +2.1% (vs Q1'25)
  • EPS growth
    +11.9% Q1'26: +63.6% (vs Q1'25)
  • FCF margin
    Q1'26: +20.3% (vs Q1'25)
  • EBIT margin
    Q1'26: +0.0% (vs Q1'25)
  • ROIC
    Q1'26: +0.0% (vs Q1'25)
  • Share dilution
    -4.4% Q1'26: -0.8% (vs Q1'25)
  • Debt / EBITDA
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.00) × ERP
WACC = 98% × Ke + 2% × Kd (256.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 27.28 Current price: 18.30
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-07 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5
2026-05-06 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5
2026-05-05 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5
2026-05-04 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5
2026-05-01 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5
2026-04-30 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5
2026-04-29 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5
2026-04-28 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5
2026-04-27 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-04-24 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-04-23 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-04-22 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-04-21 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-04-20 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-04-17 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5
2026-04-16 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
5.61M
OE per share TTM
0.32
Owner's Yield
1.96%
Maintenance CapEx ratio
6.72%
Maint CapEx / Avg PPE
15.5%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
2
Total invested
4.52M
Insider transactions (90d)
1
Beneficial owners (>5%)
15
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Fourthstone LLC 926.2K 6.29% 926.2K IA Delaware 2024-02-14
2 L. Phillip Stone, IV 926.2K 6.29% 926.2K IN U.S.A. 2024-02-14
3 Fourthstone Master Opportunity Fund Ltd 673.0K 4.57% 673.0K OO Cayman Islands 2024-02-14
4 Jason A. Stock 654.6K 5.05% 654.6K 654.6K IN UNITED STATES OF AMERICA 2020-03-23
5 M3 FUNDS, LLC 654.6K 5.05% 654.6K 654.6K OO STATE OF DELAWARE, UNITED STATES OF AMERICA 2020-03-23
6 M3 PARTNERS, LP 654.6K 5.05% 654.6K 654.6K PN STATE OF DELAWARE, UNITED STATES OF AMERICA 2020-03-23
7 M3F, INC. 654.6K 5.05% 654.6K 654.6K IA, CO STATE OF UTAH, UNITED STATES OF AMERICA 2020-03-23
8 William C. Waller 654.6K 5.05% 654.6K 654.6K IN UNITED STATES OF AMERICA 2020-03-23
9 Basswood Capital Management, L.L.C. 543.3K 4.42% 543.3K IA Delaware 2020-02-11
10 Bennett Lindenbaum 543.3K 4.42% 543.3K HC, IN United States 2020-02-11
11 Matthew Lindenbaum 543.3K 4.42% 543.3K HC, IN United States 2020-02-11
12 Fourthstone GP LLC 253.2K 1.72% 253.2K OO Delaware 2024-02-14
13 (ENTITIES 209.9K 6.50% 34.3K 34.3K 34.3K 34.3K IN, OO U.S.A 2003-01-08
14 Fourthstone QP Opportunity Fund LP 206.6K 1.40% 206.6K PN Delaware 2024-02-14
15 Fourthstone Small-Cap Financials Fund LP 46.7K 0.32% 46.7K PN Delaware 2024-02-14

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2025 Q4
Investors holding
2
+0 vs prev Q
New positions
0
Closed positions
0
Increased
0
Reduced
1
Put/Call ratio
0.00
Calls held
Puts held
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 BANC FUNDS CO LLC 301.7K -121.5K (-28.7%) 4.03M -1.4M (-25.1%) 1.90% -0.813 pp 0.80% -0.143 pp USD8.49 +57.4% 47 qtrs
2 PL CAPITAL ADVISORS, LLC 36.5K +— (+0.0%) 487.6K +23.4K (+5.0%) 0.23% -0.004 pp 0.15% 0.000 pp USD12.72 +5.0% 2 qtrs
Ownership breakdown by holder

ETF Ownership

Top ETFs holding this stock Held by 31 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares Micro-Cap ETF IWC 0.06% 929.1K 0.60%
2 iShares Russell 2000 Value ETF IWN 0.02% 2.51M 0.24%
3 Invesco Russell 2000 Dynamic Multifactor ETF OMFS 0.02% 43.9K 0.39%
4 Invesco Russell 2000 UCITS ETF RTYS.L 0.01% 27.7K 0.25%
5 Global X - Russell 2000 ETF RSSL 0.01% 127.0K 0.08%
6 Xtrackers Russell 2000 UCITS ETF 1C XRSU.L 0.01% 241.1K 0.30%
7 iShares Russell 2000 BuyWrite ETF IWMW 0.01% 4.6K 0.39%
8 iShares Russell 2000 ETF IWM 0.01% 6.79M 0.19%
9 iShares U.S. Small Cap Index ETF (CAD-Hedged) XSU.TO 0.01% 44.3K 0.36%
10 State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc) R2US.L 0.01% 344.8K 0.30%

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
0.00
Bearish
Ratio by volume
0.00
Bearish
Buys
0
Sells
1
Shares acquired
Shares disposed
8.3K
Cash buys
Cash sales
1.00
Net activity
-8,271
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2026-05-04 Spink Kevin Officer S-Sale D Common Stock 8,271 17.04 140.9K 45,962 D
2026-02-25 Smith Jeremiah Zachary Director / Officer A-Award A Common Stock 13,319 14.64 195.0K 153,836 D
2026-02-19 Servat Jean-Luc Director P-Purchase A Common Stock 100 14.60 1.5K 3,463 D
2026-02-18 Swizer Duane Officer A-Award A Common Stock 6,000 14.70 88.2K 8,139 D
2026-02-18 Spink Kevin Officer A-Award A Common Stock 7,000 14.70 102.9K 52,785 D
2026-02-18 Servat Jean-Luc Director P-Purchase A Common Stock 400 14.65 5.9K 2,900 D
2026-02-18 Hayes Barbara A Director P-Purchase A Common Stock 171 14.70 2.5K 12,273 D
2026-02-18 Hamilton Brett Officer A-Award A Common Stock 7,000 14.70 102.9K 17,993 D
2026-02-18 Cochran Charles Officer A-Award A Common Stock 2,500 14.70 36.8K 7,500 D
2026-02-12 WALKER LOUISE A Director M-Exempt A Common Stock 22,841 5.14 117.4K 202,426 D
2026-02-12 Servat Jean-Luc Director P-Purchase A Common Stock 400 14.60 5.8K 2,000 D
2026-02-11 Servat Jean-Luc Director P-Purchase A Common Stock 200 14.44 2.9K 420 D
2026-02-11 Bedoya Richard Director P-Purchase A Common Stock 893 14.49 12.9K 2,907 D
2026-02-10 Smith Jeremiah Zachary Director / Officer M-Exempt A Common Stock 16,454 5.14 84.6K 140,517 D
2026-02-10 Servat Jean-Luc Director Common Stock 0 0.00 0 D
2025-12-22 WALKER LOUISE A Director G-Gift D Common Stock 3,000 13.46 40.4K 202,704 D
2025-12-09 Smith Jeremiah Zachary Director / Officer G-Gift D Common Stock 600 13.45 8.1K 129,960 D
2025-08-07 Bedoya Richard Director P-Purchase A Common Stock 2,014 11.19 22.5K 2,014 D
2025-08-05 Bedoya Richard Director Common Stock 0 0.00 0 D
2025-05-14 Spink Kevin Officer S-Sale D Common Stock 3,101 9.75 30.2K 44,654 D
2025-03-13 Cochran Charles Officer Common Stock 0 0.00 0 D
2025-03-12 Cochran Charles Officer A-Award A Common Stock 5,000 10.42 52.1K 5,000 D
2025-02-28 Swizer Duane Officer A-Award A Common Stock 2,038 9.81 20.0K 2,038 D
2025-02-24 Smith Jeremiah Zachary Director / Officer A-Award A Common Stock 14,000 9.95 139.3K 124,353 D
2025-02-20 Spink Kevin Officer A-Award A Common Stock 6,000 9.95 59.7K 45,485 D
2025-02-20 Hayes Barbara A Director P-Purchase A Common Stock 249 9.95 2.5K 12,351 D
2025-02-20 Hamilton Brett Officer A-Award A Common Stock 6,000 9.95 59.7K 10,470 D
2025-02-20 Adamski Jeffrey A Officer A-Award A Common Stock 1,500 9.95 14.9K 99,951 D
2025-02-07 WALKER LOUISE A Director M-Exempt A Employee Stock Option (right to purchase) 16,822 5.05 85.0K 0 D
2025-02-07 Smith Jeremiah Zachary Director / Officer M-Exempt A Common Stock 15,671 5.05 79.1K 110,353 D
2024-12-19 WALKER LOUISE A Director G-Gift D Common Stock 4,000 9.97 39.9K 187,631 D
2024-11-19 Hayes Barbara A Director P-Purchase A Common Stock 284 10.00 2.8K 12,102 D
2024-10-19 Hayes Barbara A Director P-Purchase A Common Stock 284 10.00 2.8K 12,102 D
2024-08-16 Spink Kevin Officer S-Sale D Common Stock 3,244 9.73 31.6K 38,986
2024-08-12 Martinez Richard M Director S-Sale D Common Stock 1,500 9.67 14.5K 67,352
2024-08-09 Martinez Richard M Director S-Sale D Common Stock 1,000 9.61 9.6K 68,852
2024-08-08 Martinez Richard M Director S-Sale D Common Stock 1,000 9.57 9.6K 69,852
2024-08-07 Martinez Richard M Director S-Sale D Common Stock 500 9.45 4.7K 70,852
2024-04-05 Hamilton Brett Officer A-Award A Restricted Stock Award/Common Stock 4,470 8.95 40.0K 4,470
2024-04-01 Hamilton Brett Officer D Common Stock 0 0.00 0
2024-02-20 WALKER LOUISE A Director M-Exempt A Common Stock 9,859 4.87 48.0K 182,512
2024-02-20 Smith Jeremiah Zachary Director / Officer F-InKind D Common Stock 3,013 8.69 26.2K 97,754
2024-02-16 Hayes Barbara A Director P-Purchase A Common Stock 257 8.70 2.2K 11,256
2024-02-15 Smith Jeremiah Zachary Director / Officer A-Award A Common Stock 18,390 8.70 160.0K 95,390
2024-02-15 Ramos Daniel F Director P-Purchase A Common Stock 350 8.70 3.0K 350
2024-02-14 Spink Kevin Officer A-Award A Common Stock 9,980 8.70 86.8K 40,697
2024-02-14 Danelson T Joe Officer A-Award A Common Stock 11,149 8.70 97.0K 66,449
2024-02-14 Burris Denise Officer A-Award A Common Stock 7,883 8.70 68.6K 36,224
2024-02-14 Adamski Jeffrey A Officer A-Award A Common Stock 8,637 8.70 75.1K 93,773
2024-02-08 Smith Jeremiah Zachary Director / Officer P-Purchase A Common Stock 1,226 8.60 10.5K 77,000
2023-12-21 Smith Jeremiah Zachary Director / Officer G-Gift D Common Stock 672 8.99 6.0K 75,774
2023-12-20 WALKER LOUISE A Director G-Gift D Common Stock 4,280 8.99 38.5K 178,178
2023-12-13 Spink Kevin Officer G-Gift D Common Stock 262 8.38 2.2K 29,246
2023-12-06 DUPRATT GREG Director G-Gift D Common Stock 1,000 8.39 8.4K 115,377
2023-11-06 Smith Jeremiah Zachary Director / Officer G-Gift D Common Stock 200 8.73 1.7K 76,446
2023-08-15 Adamski Jeffrey A Officer M-Exempt A Common Stock 5 4.87 24.35 81,531
2023-08-10 Martinez Richard M Director S-Sale D Common Stock 2,000 9.04 18.1K 67,956
2023-08-10 Danelson T Joe Officer M-Exempt A Employee Stock Option (right to purchase) 12,486 5.67 70.8K 0
2023-08-10 DUPRATT GREG Director S-Sale A Common Stock 2,500 9.00 22.5K 116,377
2023-08-08 Martinez Richard M Director S-Sale D Common Stock 2,000 8.85 17.7K 69,956
2023-08-08 DUPRATT GREG Director S-Sale D Common Stock 2,500 9.00 22.5K 118,877
2023-08-07 Smith Jeremiah Zachary Director / Officer P-Purchase A Common Stock 500 9.24 4.6K 76,146
2023-08-07 DeBra Kimberly A Officer M-Exempt A Employee Stock Option (right to purchase) 1,356 5.67 7.7K 0
2023-08-07 DUPRATT GREG Director S-Sale D Common Stock 2,500 9.25 23.1K 121,377
2023-05-17 WALKER LOUISE A Director P-Purchase A Common Stock 500 6.97 3.5K 182,458
2023-05-17 Smith Jeremiah Zachary Director / Officer G-Gift A Common Stock 21 6.97 146.37 75,646
2023-05-17 Hayes Barbara A Director P-Purchase A Common Stock 717 6.97 5.0K 10,999
2023-05-17 Brady Patrick R Director P-Purchase A Common Stock 500 6.97 3.5K 7,213
2023-05-03 Smith Jeremiah Zachary Director / Officer P-Purchase A Common Stock 1,020 7.04 7.2K 75,625
2023-04-17 Smith Jeremiah Zachary Officer G-Gift D Common Stock 250 7.25 1.8K 74,605
2023-02-23 Spink Kevin Officer A-Award A Restricted Stock Award/Common Stock 9,626 8.95 86.2K 29,508
2023-02-23 Smith Jeremiah Zachary Director / Officer A-Award A Restricted Stock Award/Common Stock 15,195 8.95 136.0K 71,296
2023-02-23 DeBra Kimberly A Officer A-Award A Restricted Stock Award/Common Stock 6,734 8.95 60.3K 41,160
2023-02-23 Danelson T Joe Officer A-Award A Restricted Stock Award/Common Stock 8,343 8.95 74.7K 41,127
2023-02-23 Burris Denise Officer A-Award A Restricted Stock Award/Common Stock 8,647 8.95 77.4K 26,998
2023-02-23 Adamski Jeffrey A Officer A-Award A Restricted Stock Award/Common Stock 6,947 8.95 62.2K 72,249
2023-02-13 Smith Jeremiah Zachary Director / Officer M-Exempt A Common Stock 4,478 4.02 18.0K 56,101
2023-02-13 Hayes Barbara A Director P-Purchase A Common Stock 565 8.85 5.0K 9,793
2023-02-10 WALKER LOUISE A Director M-Exempt A Employee Stock Option (right to purchase) 11,198 4.02 45.0K 0
2023-02-09 Schulze Mark C Director S-Sale D Common Stock 621 8.85 5.5K 612,829
2022-12-22 WALKER LOUISE A Director / Officer A-Award A Restricted Stock Award/Common Stock 26,910 8.35 224.7K 172,842
2022-12-22 Smith Jeremiah Zachary Officer G-Gift D Common Stock 720 8.35 6.0K 53,657
2022-12-06 DUPRATT GREG Director G-Gift A Common Stock 76,701 0.00 117,981
2022-03-29 Spink Kevin Officer A-Award A Employee Stock Option (right to buy) 17,254 10.25 176.9K 0
2022-03-29 Smith Jeremiah Zachary Officer A-Award A Employee Stock Option (right to buy) 25,164 0.00 0
2022-02-17 Smith Jeremiah Zachary Officer P-Purchase A Common Stock 400 10.88 4.4K 46,323
2022-02-16 WALKER LOUISE A Director / Officer A-Award A Restricted Stock Award/Common Stock 15,912 10.85 172.6K 139,001
2022-02-16 Spink Kevin Officer A-Award A Restricted Stock Award/Common Stock 3,753 10.85 40.7K 18,939
2022-02-16 Smith Jeremiah Zachary Officer A-Award A Restricted Stock Award/Common Stock 5,473 10.85 59.4K 51,796
2022-02-16 Hayes Barbara A Director P-Purchase A Common Stock 461 10.85 5.0K 8,789
2022-02-16 DeBra Kimberly A Officer A-Award A Restricted Stock Award/Common Stock 5,324 10.85 57.8K 32,791
2022-02-16 Danelson T Joe Officer A-Award A Restricted Stock Award/Common Stock 8,288 10.85 89.9K 31,226
2022-02-16 Burris Denise Officer A-Award A Restricted Stock Award/Common Stock 5,645 10.85 61.2K 17,483
2022-02-16 Adamski Jeffrey A Officer A-Award A Restricted Stock Award/Common Stock 6,901 10.85 74.9K 59,599
2022-02-15 Adamski Jeffrey A Officer M-Exempt A Common Stock 4,265 4.22 18.0K 55,298
2022-02-08 WALKER LOUISE A Director / Officer G-Gift D Common Stock 12,984 10.80 140.2K 123,089
2022-02-08 Smith Jeremiah Zachary Officer M-Exempt A Common Stock 2,868 3.52 10.1K 45,923
2021-12-16 WALKER LOUISE A Director / Officer G-Gift D Common Stock 4,000 10.22 40.9K 132,854
2021-12-16 Smith Jeremiah Zachary Officer G-Gift D Common Stock 400 10.22 4.1K 43,989
2021-11-15 Smith Jeremiah Zachary Officer P-Purchase A Common Stock 480 10.40 5.0K 44,389
2021-11-15 Hayes Barbara A Director P-Purchase A Common Stock 480 10.40 5.0K 8,328
2021-08-17 Hayes Barbara A Director P-Purchase A Common Stock 256 11.00 2.8K 7,848
2021-08-06 Quinn Sean P Director P-Purchase A Common Stock 1,850 11.09 20.5K 5,472
2021-08-06 Hayes Barbara A Director P-Purchase A Common Stock 197 11.09 2.2K 7,592
2021-08-06 DeBra Kimberly A Officer S-Sale D Common Stock 5,000 10.91 54.6K 27,467
2021-08-04 Martinez Richard M Director P-Purchase A Common Stock 620 11.21 7.0K 65,269
2021-05-21 Spink Kevin Officer G-Gift A Common Stock 13 11.50 149.50 15,186
2021-05-21 Burris Denise Officer G-Gift A Common Stock 13 11.50 149.50 11,838
2021-03-16 Smith Jeremiah Zachary Officer F-InKind D Common Stock 1,033 10.35 10.7K 41,909
2021-03-16 Adamski Jeffrey A Officer M-Exempt A Common Stock 3,075 3.48 10.7K 48,425
2021-02-19 WALKER LOUISE A Director / Officer A-Award A Restricted Stock Award/Common Stock 6,000 10.95 65.7K 128,438
2021-02-19 Spink Kevin Officer A-Award A Restricted Stock Award/Common Stock 3,000 10.95 32.9K 14,453
2021-02-19 Smith Jeremiah Zachary Officer A-Award A Restricted Stock Award/Common Stock 5,000 10.95 54.8K 39,867
2021-02-19 DeBra Kimberly A Officer A-Award A Restricted Stock Award/Common Stock 3,000 10.95 32.9K 30,926
2021-02-19 Danelson T Joe Officer A-Award A Restricted Stock Award/Common Stock 3,000 10.95 32.9K 21,849
2021-02-19 Burris Denise Officer A-Award A Restricted Stock Award/Common Stock 3,000 10.95 32.9K 11,265
2021-02-19 Adamski Jeffrey A Officer A-Award A Restricted Stock Award/Common Stock 3,000 10.95 32.9K 46,383
2020-12-21 Smith Jeremiah Zachary Officer G-Gift D Common Stock 300 10.49 3.1K 34,867
2020-12-17 WALKER LOUISE A Director / Officer G-Gift D Common Stock 2,058 9.71 20.0K 122,438
2020-11-13 DeBra Kimberly A Officer M-Exempt A Employee Stock Option (Right to Purchase 5,645 6.56 37.0K 0
2020-11-12 Hayes Barbara A Director P-Purchase A Common Stock 1,142 8.76 10.0K 7,043
2020-11-12 DeBra Kimberly A Officer G-Gift A Common Stock 17 8.76 148.92 25,042
2020-08-10 Hayes Barbara A Director P-Purchase A Common Stock 1,258 7.95 10.0K 5,901
2020-08-07 Spink Kevin Officer P-Purchase A Common Stock 500 7.85 3.9K 11,453
2020-08-05 Smith Jeremiah Zachary Officer P-Purchase A Common Stock 1,274 7.85 10.0K 35,167
2020-08-04 Quinn Sean P Director P-Purchase A Common Stock 2,038 8.00 16.3K 3,450
2020-08-04 Hayes Barbara A Director P-Purchase A Common Stock 1,250 8.00 10.0K 4,643
2020-08-04 DUPRATT GREG Director P-Purchase A Common Stock 100 8.00 800.00 37,446
2020-08-04 Brady Patrick R Director P-Purchase A Common Stock 375 8.00 3.0K 5,800
2020-08-03 Burris Denise Officer A-Award A Restricted Stock Award/Common Stock 700 8.00 5.6K 8,200
2020-07-31 Martinez Richard M Director P-Purchase A Common Stock 888 8.10 7.2K 60,982
2020-07-31 DUPRATT GREG Director P-Purchase A Common Stock 100 7.94 794.00 37,346
2020-03-11 WALKER LOUISE A Director / Officer M-Exempt A Common Stock 10,424 3.27 34.1K 119,888
2020-03-11 Smith Jeremiah Zachary Officer M-Exempt A Employee Stock Option (right to purchase) 2,602 3.27 8.5K 0
2020-03-11 Adamski Jeffrey A Officer M-Exempt A Common Stock 1,299 3.27 4.2K 41,387
2020-02-19 WALKER LOUISE A Director / Officer A-Award A Restricted Stock Award/Common Stock 8,942 11.75 105.1K 112,872
2020-02-19 Spink Kevin Officer A-Award A Employee Stock Option (right to buy) 23,447 11.75 275.5K 0
2020-02-19 Smith Jeremiah Zachary Officer A-Award A Employee Stock Option (right to buy) 38,286 11.75 449.9K 0
2020-02-19 DeBra Kimberly A Officer A-Award A Employee Stock Option (right to buy) 17,163 11.75 201.7K 0
2020-02-19 Danelson T Joe Officer A-Award A Restricted Stock Award/Common Stock 3,558 11.75 41.8K 17,956
2020-02-19 Burris Denise Officer A-Award A Employee Stock Option (right to buy) 16,567 11.75 194.7K 0
2020-02-19 Adamski Jeffrey A Officer A-Award A Employee Stock Option (right to buy) 22,233 11.75 261.2K 0
2020-02-13 Smith Jeremiah Zachary Officer S-Sale D Common Stock 1,880 11.79 22.2K 25,793
2020-02-12 Smith Jeremiah Zachary Officer S-Sale D Common Stock 3,161 11.78 37.2K 27,673
2020-02-05 WALKER LOUISE A Director / Officer G-Gift A Common Stock 13 11.60 150.80 103,930
2020-02-05 Danelson T Joe Officer G-Gift A Common Stock 13 11.60 150.80 14,398
2020-02-04 Quinn Sean P Director P-Purchase A Common Stock 400 11.60 4.6K 1,345
2020-02-04 Hayes Barbara A Director P-Purchase A Common Stock 700 11.60 8.1K 3,232
2020-01-28 Ramos Daniel F Director D Common Stock 0 0.00 0
2019-12-19 WALKER LOUISE A Director / Officer G-Gift D Common Stock 2,000 11.50 23.0K 102,917
2019-11-26 Smith Jeremiah Zachary Officer G-Gift D Common Stock 264 11.40 3.0K 30,834
2019-11-22 Burris Denise Officer I-Discretionary A Common Stock 62 9.69 600.78 8,265
2019-08-14 Spink Kevin Officer P-Purchase A Common Stock 500 11.30 5.7K 7,482
2019-08-14 Hayes Barbara A Director P-Purchase A Common Stock 443 11.30 5.0K 2,532
2019-08-02 DeBra Kimberly A Officer S-Sale D Common Stock 3,070 11.45 35.2K 21,694
2019-04-16 MCNAUGHTON FOY S Director G-Gift D Common Stock 569 11.75 6.7K 80,788
2019-02-21 WALKER LOUISE A Director / Officer A-Award A Restricted Stock Award/Common Stock 16,004 11.40 182.4K 101,573
2019-02-21 Spink Kevin Officer A-Award A Employee Stock Option (right to buy) 11,191 11.40 127.6K 0
2019-02-21 Smith Jeremiah Zachary Officer A-Award A Employee Stock Option (right to buy) 20,608 11.40 234.9K 0
2019-02-21 DeBra Kimberly A Officer A-Award A Employee Stock Option (right to buy) 8,347 11.40 95.2K 0
2019-02-21 Danelson T Joe Officer A-Award A Restricted Stock Award/Common Stock 2,302 11.40 26.2K 13,701
2019-02-21 Burris Denise Officer A-Award A Restricted Stock Award/Common Stock 800 11.40 9.1K 4,821
2019-02-21 Adamski Jeffrey A Officer A-Award A Employee Stock Option (right to buy) 11,780 11.40 134.3K 0
2019-02-19 WALKER LOUISE A Director / Officer P-Purchase A Common Stock 100 11.40 1.1K 85,569
2019-02-19 Spink Kevin Officer P-Purchase A Common Stock 200 11.40 2.3K 4,777
2019-02-19 Smith Jeremiah Zachary Officer P-Purchase A Common Stock 200 11.40 2.3K 26,177
2019-02-19 MCNAUGHTON FOY S Director P-Purchase A Common Stock 569 11.40 6.5K 77,484
2019-02-19 Adamski Jeffrey A Officer P-Purchase A Common Stock 200 11.40 2.3K 33,557
2019-01-15 Burris Denise Officer D Common Stock 0 0.00 1,825
2018-12-27 Smith Jeremiah Zachary Officer G-Gift D Common Stock 190 11.15 2.1K 25,977
2018-12-26 WALKER LOUISE A Director / Officer G-Gift D Common Stock 1,739 11.50 20.0K 85,469
2018-11-19 DeBra Kimberly A Officer S-Sale D Common Stock 1,150 13.12 15.1K 22,193
2018-11-16 Hayes Barbara A Director P-Purchase A Common Stock 376 13.40 5.0K 1,990
2018-11-16 Brady Patrick R Director P-Purchase A Common Stock 300 13.40 4.0K 4,921
2018-11-12 CARBAHAL JOHN Director P-Purchase A Common Stock 1,000 13.40 13.4K 70,362
2018-08-10 Orris Bruce A Officer S-Sale D Common Stock 641 13.66 8.8K 21,609
2018-08-07 Orris Bruce A Officer S-Sale D Common Stock 600 13.60 8.2K 22,250
2018-08-06 Orris Bruce A Officer S-Sale D Common Stock 600 13.70 8.2K 22,850
2018-08-02 Hayes Barbara A Director P-Purchase A Common Stock 650 13.70 8.9K 1,614
2018-05-23 DeBra Kimberly A Officer S-Sale D Common Stock 1,879 13.37 25.1K 23,343
2018-02-16 CARBAHAL JOHN Director P-Purchase A Common Stock 700 13.65 9.6K 66,699
2018-02-15 MCNAUGHTON FOY S Director P-Purchase A Common Stock 1,012 13.60 13.8K 73,959
2018-02-13 WALKER LOUISE A Director / Officer M-Exempt A Common Stock 62 3.77 233.74 79,620
2018-02-13 Spink Kevin Officer A-Award A Employee Stock Option (right to buy) 1,500 13.55 20.3K 0
2018-02-13 Smith Jeremiah Zachary Officer A-Award A Restricted Stock Award/Common Stock 2,945 13.55 39.9K 25,169
2018-02-13 Orris Bruce A Officer A-Award A Restricted Stock Award/Common Stock 3,244 13.55 44.0K 22,555
2018-02-13 DeBra Kimberly A Officer A-Award A Restricted Stock Award/Common Stock 1,440 13.55 19.5K 24,259
2018-02-13 Danelson T Joe Officer A-Award A Restricted Stock Award/Common Stock 2,061 13.55 27.9K 10,962
2018-02-13 Adamski Jeffrey A Officer A-Award A Restricted Stock Award/Common Stock 1,800 13.55 24.4K 34,946
2018-02-09 Orris Bruce A Officer M-Exempt A Common Stock 1,191 3.57 4.3K 19,311
2018-02-07 DeBra Kimberly A Officer M-Exempt A Common Stock 886 5.08 4.5K 22,819
2018-02-01 Spink Kevin Officer D Common Stock 0 0.00 751
2017-12-27 Smith Jeremiah Zachary Officer G-Gift D Common Stock 275 13.20 3.6K 22,224
2017-05-09 ALDRETE LORI J Director P-Purchase A Common Stock 157 12.10 1.9K 33,790
2017-03-01 Schulze Mark C Director D Common Stock 0 0.00 466,632
2017-02-16 Hayes Barbara A Director P-Purchase A Common Stock 205 12.20 2.5K 892
2017-02-14 WALKER LOUISE A Director / Officer A-Award A Employee Stock Option (right to buy) 17,086 12.00 205.0K 0
2017-02-14 Smith Jeremiah Zachary Officer A-Award A Employee Stock Option (right to buy) 11,920 12.00 143.0K 0
2017-02-14 Orris Bruce A Officer A-Award A Employee Stock Option (right to buy) 6,736 12.00 80.8K 0
2017-02-14 DeBra Kimberly A Officer A-Award A Restricted Stock Award/Common Stock 1,482 12.00 17.8K 20,319

Executive team

Top executives
EBIT / Employee
134.3K
Shares Outstanding
16.41M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2005 Owen J. Onsum President, Chief Executive Officer, and Director of the Bank and the Company 248.7K 31.8K 121.3K 39.3K 409.3K 7.77%
2 2005 Louise A. Walker Senior Executive Vice President, Chief Financial Officer of the Bank and the Company 143.0K 13.8K 32.6K 33.6K 209.2K 6.59%
3 2005 Donald J. Fish Executive Vice President, Senior Credit Officer of the Bank 136.1K 30.9K 32.1K 199.2K 0.00%
4 2005 Robert M. Walker Executive Vice President, Commercial/Retail/ Trust Division of the Bank 120.0K 9.5K 27.2K 28.7K 176.0K 5.42%
5 2004 Owen J. Onsum President, Chief Executive Officer, and Director of the Bank and the Company 239.7K 33.7K 137.4K 31.0K 408.1K 8.26%
6 2004 Louise A. Walker Senior Executive Vice President, Chief Financial Officer of the Bank and the Company 140.1K 14.6K 36.8K 27.2K 204.2K 7.15%
7 2004 Donald J. Fish Executive Vice President, Senior Credit Officer of the Bank 130.5K 13.5K 34.8K 25.6K 191.0K 7.06%
8 2004 Robert M. Walker Executive Vice President, Commercial/Retail/ Trust Division of the Bank 115.2K 10.1K 32.3K 23.2K 170.7K 5.92%
9 2003 Owen J. Onsum President, Chief Executive Officer, and Director of the Bank and the Company 219.1K 47.6K 136.8K 27.1K 383.0K 12.44%
10 2003 Louise A. Walker Senior Executive Vice President, Chief Financial Officer of the Bank and the Company 131.0K 16.7K 38.6K 24.6K 194.2K 8.58%
11 2003 Donald J. Fish Senior Vice President, Senior Credit Officer of the Bank 122.6K 6.9K 36.5K 30.2K 189.3K 3.64%
12 2003 Donald J. Fish Executive Vice President, Senior Credit Officer of the Bank 122.6K 15.5K 36.5K 23.7K 182.8K 8.47%
13 2003 Louise A. Walker Senior Vice President, Cashier, Chief Financial Officer of the Bank and the Company 131.0K 7.4K 38.6K 169.6K 4.37%
14 2003 Robert M. Walker Senior Vice President, Branch Administrator of the Bank 109.7K 5.3K 32.3K 24.9K 166.9K 3.18%
15 2003 Robert M. Walker Executive Vice President, Commercial/Retail/ Trust Division of the Bank 109.7K 11.9K 32.3K 21.3K 163.3K 7.29%
16 2002 Owen J. Onsum President, Chief Executive Officer, and Director of the Bank and the Company 207.6K 23.8K 182.1K 30.2K 419.9K 5.67%
17 2002 Louise A. Walker Senior Vice President, Cashier, Chief Financial Officer of the Bank and the Company 119.3K 10.1K 48.9K 23.7K 191.9K 5.27%
18 2002 Louise A. Walker Senior Executive Vice President, Chief Financial Officer of the Bank and the Company 119.3K 10.7K 48.9K 22.8K 191.0K 5.61%
19 2002 Donald J. Fish Executive Vice President, Senior Credit Officer of the Bank 115.9K 9.5K 47.9K 24.9K 188.7K 5.05%
20 2002 Robert M. Walker Executive Vice President, Commercial/Retail/ Trust Division of the Bank 104.5K 6.0K 42.8K 21.1K 168.4K 3.54%
21 2002 Donald J. Fish Senior Vice President, Senior Credit Officer of the Bank 115.9K 9.0K 47.9K 163.8K 5.49%
22 2002 Robert M. Walker Senior Vice President, Branch Administrator of the Bank 104.5K 5.6K 42.8K 147.3K 3.81%
23 2001 Owen J. Onsum President, Chief Executive Officer, and Director of the Bank and the Company 207.5K 23.8K 139.6K 347.1K 6.86%
24 2001 Donald J. Fish Senior Vice President, Senior Credit Officer of the Bank 118.7K 14.3K 37.3K 24.6K 180.6K 7.91%
25 2001 Robert M. Walker Senior Vice President, Branch Administrator of the Bank 103.3K 9.5K 32.8K 25.0K 161.1K 5.91%
26 2001 Louise A. Walker Senior Vice President, Cashier, Chief Financial Officer of the Bank and the Company 110.5K 14.3K 34.8K 145.3K 9.84%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2026-04-09 DEF 14A
2025-04-10 DEF 14A
2024-04-11 DEF 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-07 10-Q
2026-05-06 4
2026-04-30 8-K
2026-04-22 CERT
2026-04-22 8-K
2026-04-22 8-A12B
2026-04-09 DEF 14A
2026-03-24 8-K
2026-03-13 10-K
2026-02-26 4/A

Executive team

NameTitleCompensationGender
Jeremiah Z. Smith Chief Executive Officer, President & Director 792.6K male
Kevin Spink Executive Vice President & Chief Financial Officer 471.0K male
Brett Hamilton Executive Vice President & Chief Credit Officer 430.3K male
Libby Feyh Executive Vice President & Chief Human Resources Officer female
Amanda Connell Senior Vice President & Operations Administrator female
Matthew Ayers Senior VP & Chief Compliance Officer male
Devon Camara-Soucy Director of Administration & Shareholder Relations female
Duane Swizer Executive Vice President & Chief Information Officer
ESG Rating
B-
BANKS - REGIONAL
2022
E (Environmental)
59.2 / 64.3
Company / Sector avg.
S (Social)
60.0 / 76.5
Company / Sector avg.
G (Governance)
61.6 / 75.5
Company / Sector avg.
ESG Total
60.3 / 72.1
Company / Sector avg.
ESG Score History BANKS - REGIONAL
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits