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Farmers & Merchants Bancshares, Inc. (FMBN)

USD36.00 -1.00 (-2.70%)
US OTC Financial Services Banks - Regional
Address 221 Jefferson Street 52601
Burlington, IA, US
CEO Charles E. Walsh
IPO 2007-05-09
ISIN US3077961023

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Description

Farmers & Merchants Bancshares, Inc., headquartered in Burlington, Iowa, functions as the holding company for Farmers & Merchants Bank & Trust. This financial institution delivers a broad spectrum of services to customers in Iowa's Des Moines and Louisa Counties. Its core banking services include various checking, savings, and youth accounts, coupled with an extensive range of loan products. These loans cater to diverse needs, covering personal, residential (mortgage, home equity), vehicle (auto, boat, RV), business (construction, operating, real estate), and agricultural financing (farm real estate, machinery, livestock, short-term). The bank also issues debit and credit cards and offers lines of credit. Beyond traditional banking, the company provides wealth management expertise, encompassing trust services, investment management, brokerage, financial planning, and retirement rollover assistance. Additional conveniences include merchant services, mobile and online banking with bill payment and remote deposit capture, telephone banking, payroll, notary, automated clearing house (ACH) services, and safe deposit box rentals. The company traces its origins back to its founding in 1916.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD36.00 -1.00 (-2.70%)
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Volume Profile
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Liquidity & share structure
Average Volume
128
Beta
0.05
Free Float %
0.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +0.00% +25.71% +39.68% +43.09% +69.23% +125.64% +37.54% +40.80% -37.14%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
36.00
DCF (Unlevered) 23.81 -33.9%
DCF (Levered) 64.74 +79.8%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
4.40
Safe zone
Piotroski F-Score
3 / 9
Average
Operational MOAT
  • Revenue growth
    +29.4%
  • EPS growth
    +49.8%
  • FCF margin
  • EBIT margin
  • ROIC
  • Share dilution
    +0.5%
  • Debt / EBITDA
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.05) × ERP
WACC = 41% × Ke + 59% × Kd (11.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 23.81 Current price: 36.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-45.6K
OE per share TTM
-0.15
Owner's Yield
-0.37%
Maintenance CapEx ratio
0.35%
Maint CapEx / Avg PPE
40.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2003-08-12 CANNON FAYE E Director / Officer M-Exempt D Incentive Stock Option (right to buy) 12,500 29.75 371.9K 0

Executive team

Top executives
EBIT / Employee
82.9K
Shares Outstanding
3.30M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Alan Kleinkopf Senior Vice President & Chief Operating Officer male
Charles E. Walsh Chief Executive Officer, President & Chairman male
Jeffrey L. Brotherson Senior Vice President, Chief Financial Officer & Cashier male
John W. Wagner Senior Vice President & Senior Trust Officer male
Kim Duke Vice President of Human Resources & Executive Administrative Assistant female
Michael D. Eastin Cashier male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings reports

Stock splits