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First International Bank of Israel Ltd (FIBI.TA)

ILA23,210.00 +1,000.00 (+4.50%)
IL TLV Financial Services Banks - Regional
Address 42 Rothschild Blvd 6688311
Tel Aviv, IL
CEO Eli Cohen
Website fibi.co.il
IPO 2002-08-12
ISIN IL0005930388

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Also trades on Other OTC · FBKIF (USD) Tel Aviv Stock Exchange · FIBI.TA (ILA)
Description

First International Bank of Israel Ltd. engages in the provision of financial and banking services. It operates through the following segments: Banking Division-Mortgages, Banking Division-Household, Banking Division-Private Banking, Banking Division-Other, Business Division-Business Customers, Business Division-Commercial Customers, Business Division-Other, Customer Assets Division, and Financial Management. The Banking Division-Mortgages segment provides housing credit services to the sector's customers. The Banking Division-Households segment includes all the activities of household customers. The Banking Division-Private Banking segment consists of a range of activities of private customers with medium-high financial wealth, to whom the bank provides a variety of banking services and financial products, including investment advisory services. The Banking Division-Other segment covers all the activities of small business customers and commercial customers in the branches of the Banking Division. The Business Division-Business Customers segment coordinates the entire activity of large and international business customers. The Business Division-Commercial Customers segment handles the bank's customers, most of whom have smaller credit facilities or revenue turnover. The Business Division-Other segment includes small business customers in the branches of the business division. The Customer Assets Division segment covers the bank's activities in the capital market, foreign exchange, and public deposits. The Financial Management segment includes the results of the activity from the management of the bank's assets and liabilities. The company was founded on June 22, 1972 and is headquartered in Tel Aviv, Israel.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
ILA23,210.00 +1,000.00 (+4.50%)
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Volume Profile
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Liquidity & share structure
Average Volume
244.4K
Beta
0.25
Float Shares
51.80M
Free Float %
51.6%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.29% -1.94% -3.15% -16.34% -0.61% -3.11% +11.38% +63.00% +134.27% +352.63% +1,539.86%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
23,210.00
DCF (Unlevered) 156,472.46 +574.2%
DCF (Levered) 110,322.31 +375.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.51
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +7.4% Q1'26: -1.3% (vs Q1'25)
  • EPS growth
    -4.7% Q1'26: -9.3% (vs Q1'25)
  • FCF margin
    Q1'26: +51.2% (vs Q1'25)
  • EBIT margin
    Q1'26: +25.5% (vs Q1'25)
  • ROIC
    Q1'26: -5.0% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 4.59× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.29) × ERP
WACC = 66% × Ke + 34% × Kd (54.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 156,238.11 Current price: 23,210.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
Revenue
3.73B
est: 3.61B (+3.2%)
3.88B
est: 3.79B (+2.4%)
4.00B
est: 4.04B (-0.9%)
4.46B
est: 3.61B (+23.5%)
4.49B
est: 3.79B (+18.5%)
4.25B
est: 4.04B (+5.1%)
6.62B
est: 5.34B (+24.0%)
11.35B
est: 6.53B (+73.6%)
12.92B
est: 6.38B (+102.6%)
13.87B
est: 6.35B (+118.6%)
5.72B
5.72B – 5.72B
-9.9% YoY
EBITDA
986.00M
est: 1.30B (-24.4%)
1.10B
est: 1.37B (-20.0%)
1.20B
est: 1.46B (-18.1%)
1.30B
est: 1.30B (0.0%)
1.49B
est: 1.37B (+8.9%)
1.29B
est: 1.46B (-11.4%)
2.71B
est: 1.93B (+40.8%)
3.43B
est: 2.36B (+45.1%)
3.99B
est: 2.26B (+76.1%)
3.78B
est: 2.25B (+67.8%)
2.03B
2.03B – 2.03B
-9.9% YoY
EBIT
766.00M
est: 1.21B (-36.5%)
886.00M
est: 1.27B (-30.1%)
1.02B
est: 1.35B (-24.2%)
1.14B
est: 1.21B (-5.7%)
1.33B
est: 1.27B (+5.0%)
1.13B
est: 1.35B (-16.6%)
2.54B
est: 1.78B (+42.1%)
3.24B
est: 2.19B (+48.2%)
3.79B
est: 2.14B (+77.2%)
3.71B
est: 2.13B (+74.7%)
1.91B
1.91B – 1.91B
-9.9% YoY
Net Income
446.00M
est: 466.53M (-4.4%)
521.00M
est: 596.96M (-12.7%)
678.00M
est: 729.40M (-7.0%)
733.00M
est: 466.53M (+57.1%)
865.00M
est: 596.96M (+44.9%)
750.00M
est: 729.40M (+2.8%)
1.67B
2.17B
2.37B
2.26B
— – —
SGA
109.00M
est: 58.75M (+85.5%)
107.00M
est: 61.67M (+73.5%)
112.00M
est: 65.77M (+70.3%)
111.00M
est: 58.75M (+88.9%)
119.00M
est: 61.67M (+93.0%)
96.00M
est: 65.77M (+46.0%)
109.00M
est: 86.85M (+25.5%)
120.00M
est: 106.37M (+12.8%)
127.00M
est: 89.67M (+41.6%)
160.00M
est: 89.24M (+79.3%)
80.39M
80.39M – 80.39M
-9.9% YoY
EPS
4.45
est: 4.65 (-4.3%)
5.19
est: 5.95 (-12.8%)
6.76
est: 7.27 (-7.0%)
7.31
est: 4.65 (+57.2%)
8.62
est: 5.95 (+44.9%)
7.48
est: 7.27 (+2.9%)
16.62
21.65
23.63
22.53
— – —
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-19 B 3/5 3/5 4/5 3/5 2/5 2/5 2/5
2026-05-18 B 3/5 3/5 4/5 3/5 2/5 2/5 2/5
2026-05-15 B 3/5 3/5 4/5 3/5 2/5 2/5 2/5
2026-05-14 B 3/5 3/5 4/5 3/5 2/5 2/5 2/5
2026-05-13 B 3/5 3/5 4/5 3/5 2/5 3/5 2/5
2026-05-12 B 3/5 3/5 4/5 3/5 2/5 3/5 2/5
2026-05-11 B 3/5 2/5 4/5 3/5 2/5 3/5 2/5
2026-05-08 B 3/5 2/5 4/5 3/5 2/5 3/5 2/5
2026-05-07 B 3/5 2/5 4/5 3/5 2/5 3/5 2/5
2026-05-06 B 3/5 2/5 4/5 3/5 2/5 3/5 2/5
2026-05-05 B 3/5 2/5 4/5 3/5 2/5 3/5 2/5
2026-05-04 B 3/5 2/5 4/5 3/5 2/5 3/5 2/5
2026-05-01 B 3/5 2/5 5/5 3/5 2/5 3/5 2/5
2026-04-30 B 3/5 2/5 5/5 3/5 2/5 3/5 2/5
2026-04-29 B+ 3/5 3/5 5/5 3/5 2/5 3/5 2/5
2026-04-28 B+ 3/5 3/5 5/5 3/5 2/5 3/5 2/5
2026-04-27 B+ 3/5 3/5 5/5 4/5 2/5 3/5 2/5
2026-04-24 B+ 3/5 3/5 5/5 4/5 2/5 3/5 2/5
2026-04-23 B+ 3/5 3/5 5/5 4/5 2/5 3/5 2/5
2026-04-20 B+ 3/5 3/5 5/5 4/5 2/5 3/5 2/5
2026-04-17 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5
2026-04-16 B+ 3/5 3/5 4/5 4/5 2/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
177.37M
OE per share TTM
1.78
Owner's Yield
0.73%
Maintenance CapEx ratio
1.55%
Maint CapEx / Avg PPE
14.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 92 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 VanEck Israel ETF ISRA 1.06% 1.60M 0.59%
2 iShares MSCI Israel ETF EIS 0.99% 8.63M 0.59%
3 Fidelity International Multifactor ETF FDEV 0.27% 743.3K 0.18%
4 iShares $ Treasury Bond 3-7yr UCITS ETF CBUG.DE 0.20% 903.9K 0.10%
5 Hartford Multifactor Developed Markets (ex-US) ETF RODM 0.19% 2.93M 0.29%
6 Innovator International Developed Managed Floor ETF IFLR 0.12% 99.9K 0.89%
7 iShares Currency Hedged MSCI EAFE Small-Cap ETF HSCZ 0.11% 258.9K 0.83%
8 iShares MSCI EAFE Small-Cap ETF SCZ 0.11% 15.60M 0.40%
9 Innovator International Developed Managed 10 Buffer ETF IBFR 0.11% 16.7K 0.85%
10 Xtrackers MSCI World Swap UCITS ETF 1C XMWD.L 0.10% 14.12M 0.45%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.07M
Shares Outstanding
100.30M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Eli Cohen President & Chief Executive Officer 4M male
Vered Golan Executive Vice President of Corporate Division 3M female
Yoram Sirkis Executive Vice President of Client Assets Management Division 3M male
Ella Golan Executive Vice President of Resources & Financial Management Division 2M female
Ron Grisero Executive Vice President of Banking Division 2M male
Nachman Nitzan Chief Financial Officer, Executive Vice President & Chief of Accountant Division 2M male
Yinnon Shveka Executive Vice President of PAGI & Mortgages Division male
Advocate Aviad D. Biller Adv. Corporate Secretary
Ziva Barak Compliance Manager female
Dafna Zuker Investor Relations female
Liora Shechter Chief Executive Officer of Mataf
Moriah Hoftman-Doron Executive Vice President & Chief Legal Officer female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits