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FFBW, Inc. (FFBW)

USD16.45 +0.21 (+1.29%)
US OTC Financial Services Banks - Regional
Address 1360 South Moorland Road 53005
Brookfield, WI, US
CEO Edward H. Schaefer
IPO 2017-10-11
CIK 1787384 ISIN US30260M1036

Explore sections of this company profile

Description

FFBW, Inc. functions as the parent company for First Federal Bank of Wisconsin, a financial institution that provides a range of banking solutions throughout the United States. Its comprehensive array of deposit accounts encompasses both interest-bearing and non-interest-bearing checking, money market, statement savings, and health savings accounts, as well as certificates of deposit. The company's lending portfolio is equally diverse. This includes a variety of real estate loans—from one- to four-family owner-occupied and investor-owned residential properties to multifamily and commercial real estate. Furthermore, it extends commercial and industrial (C&I) and commercial development financing. Consumer loan offerings are also available, featuring home equity lines of credit (HELOCs), financing for new and used automobiles, boats, and recreational vehicles, along with loans collateralized by certificates of deposit. Customers are served through three full-service branch locations situated in Wisconsin's Waukesha and Milwaukee Counties. Established in 1922, FFBW, Inc. maintains its headquarters in Brookfield, Wisconsin.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD16.45 +0.21 (+1.29%)
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Volume Profile
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Liquidity & share structure
Average Volume
3.6K
Beta
0.09
Float Shares
5.51M
Free Float %
99.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.12% -0.46% +0.84% +3.61% +9.26% +3.27% +9.03% +44.73% +37.50% +56.95% +56.95%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
16.45
DCF (Unlevered) 28.01 +70.2%
DCF (Levered) 47.20 +186.9%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.41
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +33.4% Q1'26: +0.7% (vs Q1'25)
  • EPS growth
    +20.4% Q1'26: +33.3% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +18.2% (vs Q1'25)
  • ROIC
    Q1'26: +4.5% (vs Q1'25)
  • Share dilution
    -9.9% Q1'26: -14.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.09) × ERP
WACC = 100% × Ke + 0% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 28.01 Current price: 16.45
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 B- 3/5 5/5 2/5 3/5 1/5 1/5 3/5
2026-05-27 B- 3/5 5/5 2/5 3/5 1/5 1/5 3/5
2026-05-26 B- 3/5 5/5 2/5 3/5 1/5 1/5 3/5
2026-05-22 B- 3/5 5/5 2/5 3/5 1/5 1/5 3/5
2026-05-21 B 3/5 5/5 2/5 3/5 1/5 2/5 3/5
2026-05-20 B 3/5 5/5 2/5 3/5 1/5 2/5 3/5
2026-05-19 B 3/5 5/5 2/5 3/5 1/5 2/5 3/5
2026-05-15 B- 3/5 5/5 2/5 3/5 1/5 1/5 3/5
2026-05-14 B- 3/5 5/5 2/5 3/5 1/5 1/5 3/5
2026-05-13 B- 3/5 5/5 2/5 3/5 1/5 1/5 3/5
2026-05-12 B 3/5 5/5 2/5 3/5 1/5 1/5 4/5
2026-05-11 B 3/5 5/5 2/5 3/5 1/5 1/5 4/5
2026-05-05 B 3/5 5/5 2/5 4/5 1/5 1/5 4/5
2026-05-04 B 3/5 5/5 2/5 4/5 1/5 1/5 4/5
2026-04-30 B 3/5 5/5 2/5 4/5 1/5 1/5 4/5
2026-04-28 B+ 3/5 5/5 2/5 4/5 1/5 2/5 4/5
2026-04-24 B 3/5 5/5 2/5 4/5 1/5 2/5 3/5
2026-04-22 B+ 3/5 5/5 2/5 4/5 1/5 2/5 4/5
2026-04-20 B+ 3/5 5/5 2/5 4/5 1/5 2/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-924.4K
OE per share TTM
-0.22
Owner's Yield
-1.63%
Maintenance CapEx ratio
35.73%
Maint CapEx / Avg PPE
45.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
7
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Warren A. Mackey 693.9K 9.00% 25.0K 668.9K 25.0K 11.00 IN 2020-01-27
2 Arles Advisors Inc 668.9K 8.70% 668.9K 11.00 CO 2020-01-27
3 Employee Stock Ownership Plan Trust 643.4K 9.55% 550.5K 92.9K 643.4K EP Wisconsin 2022-02-09
4 Homestead Partners LP 540.1K 7.00% 540.1K 11.00 PN 2020-01-27
5 Terry Maltese 391.1K 5.69% 25.0K 366.1K 25.0K 366.1K HC, IN USA 2022-02-14
6 Maltese Capital Management LLC 366.1K 5.32% 366.1K 366.1K IA, OO New York 2022-02-14
7 Arles Partners LP 128.8K 1.70% 128.8K 11.00 PN 2020-01-27

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
0.00
Bearish
Buys
2
Sells
0
Shares acquired
1.0K
Shares disposed
Cash buys
2.00
Cash sales
Net activity
+1,000
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2023-05-17 Anton JoAnne Director P-Purchase A Common Stock 500 10.52 5.3K 2,091
2023-05-09 Tarantino James A. Director P-Purchase A Common Stock 500 10.78 5.4K 27,218
2023-03-15 Tarantino James A. Director P-Purchase A Common Stock 500 11.94 6.0K 26,718
2023-03-15 Schaefer Edward H Director / Officer P-Purchase A Common Stock 399 11.95 4.8K 70,752
2022-05-25 Wierschem Steven L Officer A-Award A Stock Options 6,000 0.00 6,000
2022-05-25 Tarantino James A. Director A-Award A Common Stock 500 0.00 26,218
2022-05-25 Specht Christine A Director A-Award A Common Stock 500 0.00 1,000
2022-05-25 Schaefer Edward H Director / Officer A-Award A Stock Options 6,000 12.16 73.0K 6,000
2022-05-25 Pjevach Michael J. Director A-Award A Common Stock 500 0.00 20,749
2022-05-25 Olivieri Jose A Director A-Award A Common Stock 500 0.00 1,000
2022-05-25 Lenahan James P Director A-Award A Common Stock 500 0.00 7,346
2022-05-25 Gutenkunst Kathryn Director A-Award A Common Stock 500 0.00 15,520
2022-05-25 Eddingsaas Leann Officer A-Award A Common Stock 1,500 0.00 2,000
2022-05-25 Cottrell DeVona Wright Director A-Award A Common Stock 500 0.00 1,000
2022-05-25 Anton JoAnne Director A-Award A Common Stock 500 0.00 1,000
2022-05-12 Schaefer Edward H Officer L-Small A Common Stock 579 11.74 6.8K 67,353
2021-12-01 Tarantino James A. Director P-Purchase A Common Stock 500 11.72 5.9K 25,718
2021-11-30 Schaefer Edward H Director / Officer P-Purchase A Common Stock 250 11.75 2.9K 71,716
2021-11-29 Eddingsaas Leann Officer M-Exempt D Stock Options 250 9.10 2.3K 4,750
2021-09-30 Wierschem Steven L Officer A-Award A Common Stock 1,500 0.00 11,500
2021-09-01 Tarantino James A. Director P-Purchase A Common Stock 240 11.57 2.8K 25,158
2021-08-18 Schaefer Edward H Director / Officer P-Purchase A Common Stock 500 11.50 5.8K 71,466
2021-05-28 Tarantino James A. Director P-Purchase A Common Stock 500 11.30 5.7K 24,718
2021-05-28 Lenahan James P Director P-Purchase A Common Stock 300 11.26 3.4K 6,846
2021-05-27 Schaefer Edward H Director / Officer P-Purchase A Common Stock 500 11.30 5.7K 70,966
2021-05-27 Lenahan James P Director A-Award A Stock Options 10,000 11.29 112.9K 10,000
2021-05-27 Eddingsaas Leann Officer D Stock Options 5,000 9.10 45.5K 0
2021-05-27 Cottrell DeVona Wright Director A-Award A Stock Options 10,000 11.29 112.9K 10,000
2021-05-27 Anton JoAnne Director A-Award A Stock Options 10,000 11.29 112.9K 10,000
2021-05-26 Wierschem Steven L Officer A-Award A Common Stock 10,000 0.00 10,000
2021-05-26 Tarantino James A. Director A-Award A Common Stock 500 0.00 24,218
2021-05-26 Specht Christine A Director A-Award A Common Stock 500 0.00 500
2021-05-26 Schaefer Edward H Director / Officer A-Award A Common Stock 3,000 0.00 70,466
2021-05-26 Pjevach Michael J. Director A-Award A Common Stock 500 0.00 20,249
2021-05-26 Olivieri Jose A Director A-Award A Common Stock 500 0.00 500
2021-05-26 Lenahan James P Director A-Award A Common Stock 500 0.00 6,546
2021-05-26 Gutenkunst Kathryn Director A-Award A Common Stock 500 0.00 15,020
2021-05-26 Eddingsaas Leann Officer A-Award A Common Stock 250 0.00 250
2021-05-26 Cottrell DeVona Wright Director A-Award A Common Stock 500 0.00 1,000
2021-05-26 Anton JoAnne Director A-Award A Common Stock 500 0.00 500
2020-12-15 Cottrell DeVona Wright Director P-Purchase A Common Stock 500 9.97 5.0K 500
2020-11-18 Eddingsaas Leann Officer D Common Stock 0 0.00 0
2020-09-03 Specht Christine A Director P-Purchase A Common Stock 7 7.90 55.30 5,507
2020-09-01 Schaefer Edward H Director / Officer P-Purchase A Common Stock 250 7.93 2.0K 67,466
2020-09-01 Anton JoAnne Director P-Purchase A Common Stock 1,000 7.92 7.9K 1,591
2020-08-31 Schaefer Edward H Director / Officer P-Purchase A Common Stock 71 8.05 571.55 67,037
2020-08-28 Lenahan James P Director P-Purchase A Common Stock 1,200 8.12 9.7K 6,046
2020-08-24 Wierschem Steven L Officer D Common Stock 0 0.00 0
2020-08-14 Specht Christine A Director P-Purchase A Common Stock 1,500 8.28 12.4K 5,500
2020-08-12 Schaefer Edward H Director / Officer P-Purchase A Common Stock 250 8.30 2.1K 66,966
2020-08-11 Schaefer Edward H Director / Officer P-Purchase A Common Stock 250 8.35 2.1K 66,716
2020-05-27 Specht Christine A Director A-Award A Stock Options 10,858 9.10 98.8K 10,858
2020-05-27 Olivieri Jose A Director A-Award A Stock Options 10,858 9.10 98.8K 10,858
2020-05-27 Lenahan James P Director D Common Stock 0 0.00 4,846
2020-05-27 Cottrell DeVona Wright Director D Common Stock 0 0.00 0
2020-05-27 Anton JoAnne Director I Common Stock 0 0.00 591
2020-04-28 Schaefer Edward H Director / Officer P-Purchase A Common Stock 250 8.50 2.1K 1,058
2020-03-13 Schaefer Edward H Director / Officer P-Purchase A Common Stock 250 8.38 2.1K 808
2020-03-13 Johnson Stephen Wayne Director P-Purchase A Common Stock 500 8.45 4.2K 10,884
2020-03-12 Johnson Stephen Wayne Director P-Purchase A Common Stock 1,000 8.46 8.5K 10,384
2020-03-11 Schaefer Edward H Director / Officer P-Purchase A Common Stock 250 9.06 2.3K 558
2020-03-10 Schaefer Edward H Director / Officer P-Purchase A Common Stock 308 9.63 3.0K 308
2020-03-03 Specht Christine A Director P-Purchase A Common Stock 1,006 10.15 10.2K 4,000
2020-03-02 Specht Christine A Director P-Purchase A Common Stock 2,994 10.15 30.4K 2,994
2020-02-06 Olivieri Jose A Director P-Purchase A Common Stock 4,400 10.76 47.3K 4,400
2020-01-16 Tarantino James A. Director D Common Stock 0 0.00 23,718
2020-01-16 Specht Christine A Director D Common Stock 0 0.00 0
2020-01-16 Schaumberg Nikola B. Officer I Common Stock 0 0.00 1,416
2020-01-16 Schaefer Edward H Director / Officer D Common Stock 0 0.00 66,466
2020-01-16 Pjevach Michael J. Director D Common Stock 0 0.00 19,749
2020-01-16 Olivieri Jose A Director D Common Stock 0 0.00 0
2020-01-16 McKeever Thomas L. Director D Common Stock 0 0.00 22,095
2020-01-16 Martin Thomas C. Director D Common Stock 0 0.00 17,095
2020-01-16 Gutenkunst Kathryn Director D Common Stock 0 0.00 14,520
2020-01-01 Johnson Stephen Wayne Director D Common Stock 0 0.00 5,365
2019-12-19 Schaumberg Nikola B. Officer D Stock Options 43,714 9.15 399.9K 0
2019-12-19 Schaefer Edward H Director / Officer D Stock Options 95,016 9.15 869.2K 0
2019-11-28 Tarantino James A. Director D Stock Options 16,288 9.31 151.6K 0
2019-11-28 Pjevach Michael J. Director D Stock Options 12,488 9.31 116.3K 0
2019-11-28 McKeever Thomas L. Director D Stock Options 12,488 9.31 116.3K 0
2019-11-28 Martin Thomas C. Director D Stock Options 12,488 9.31 116.3K 0
2019-11-28 Johnson Stephen Wayne Director D Stock Options 12,488 9.31 116.3K 0
2019-11-28 Gutenkunst Kathryn Director D Stock Options 12,488 9.31 116.3K 0
2019-05-22 Specht Christine A Director D Common Stock 0 0.00 0
2019-05-22 Olivieri Jose A Director D Common Stock 0 0.00 0
2019-02-13 Johnson Stephen Wayne Director L-Small A Common Stock 1,000 11.05 11.1K 8,000
2018-12-19 Schaefer Edward H Director / Officer A-Award A Stock Options 81,003 10.73 869.2K 81,003
2018-11-28 Johnson Stephen Wayne Director A-Award A Stock Options 9,257 10.92 101.1K 9,257
2018-10-31 Schaefer Edward H Director / Officer P-Purchase A FFBW, Inc. [FFBW] 1,000 11.00 11.0K 20,000
2018-10-30 Schaefer Edward H Director / Officer P-Purchase A FFBW, Inc. [FFBW] 500 11.00 5.5K 19,000
2018-08-31 Johnson Stephen Wayne Director P-Purchase A FFBW, Inc. [FFBW] 1,500 11.28 16.9K 7,000
2018-08-10 Schaefer Edward H Director / Officer P-Purchase A FFBW, Inc [FFBW] 700 11.30 7.9K 18,500
2018-06-13 Schaefer Edward H Director / Officer P-Purchase A Common Stock 550 11.01 6.1K 17,500
2018-06-12 Schaefer Edward H Director / Officer P-Purchase A Common Stock 950 11.00 10.5K 16,950
2018-05-10 Schaefer Edward H Director / Officer P-Purchase A Common Stock 473 10.86 5.1K 16,000
2017-11-27 Schaefer Edward H Director / Officer P-Purchase A Common Stock 3,000 11.15 33.5K 15,000
2017-10-10 Schaefer Edward H Director / Officer D Common Stock 0 0.00 12,000
2017-10-10 Johnson Stephen Wayne Director I Common Stock 0 0.00 5,500

Executive team

Top executives
EBIT / Employee
59.0K
Shares Outstanding
5.55M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2021 Edward H. Schaefer President and Chief Executive Officer 252.9K 54.9K 33.8K 16.5K 93.2K 451.2K 11.14%
2 2021 Steven L. Wierschem Chief Financial Officer 143.5K 27.0K 130.6K 99.0K 25.6K 425.7K 53.93%
3 2020 Edward H. Schaefer President and Chief Executive Officer 250.0K 47.5K 103.6K 401.1K 0.00%
4 2019 Edward H. Schaefer President and Chief Executive Officer 242.9K 46.8K 99.9K 389.7K 0.00%
5 2019 Nikola B. Schaumberg Chief Financial Officer 136.7K 16.1K 25.4K 178.2K 0.00%
6 2018 Edward H. Schaefer President and Chief Executive Officer 233.4K 48.6K 347.7K 269.7K 38.3K 937.7K 65.84%
7 2018 Nikola B. Schaumberg Chief Financial Officer 134.8K 27.0K 139.1K 107.9K 22.3K 431.1K 57.29%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2022-04-21 DEF 14A
2021-04-23 DEF 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2023-05-18 4
2023-05-11 4
2023-03-16 4
2023-03-16 4
2023-02-23 S-8 POS
2023-02-23 15-12G
2023-02-14 SC 13G/A
2023-02-13 SC 13G/A
2023-02-13 25
2023-01-31 8-K

Executive team

NameTitleCompensationGender
Edward H. Schaefer Chief Executive Officer & Director 401.0K male
Steven L. Wierschem CFO & Director 397.0K male
DeVona Wright Cottrell Corporate Secretary & Vice Chairperson 16.8K female
ESG Rating
B+
BANKS - REGIONAL
2022
E (Environmental)
76.8 / 64.3
Company / Sector avg.
S (Social)
72.4 / 76.5
Company / Sector avg.
G (Governance)
72.3 / 75.5
Company / Sector avg.
ESG Total
73.8 / 72.1
Company / Sector avg.
ESG Score History BANKS - REGIONAL
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits