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FFB Bancorp (FFBB)

USD86.62 +0.22 (+0.25%)
US OTC Financial Services Banks - Regional
Address 7690 North Palm Avenue 93711
Fresno, CA, US
CEO Steven E. Miller
Website ffb.bank
IPO 2007-05-07
ISIN US20344D1046

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Also trades on Other OTC · CFST (USD) Other OTC · FFBB (USD)
Description

FFB Bancorp operates as a bank holding company for FFB Bank that provides various banking products and services for individuals and small and middle-market businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides residential real estate loans, commercial loans, small business loans, commercial real estate and construction loans, agricultural loans and lines of credit, farmer mac loans, and equipment leasing services. In addition, the company offers debit and credit cards; and online and mobile banking, online bill pay, cash management, remote deposit capture, and merchant services; and permanent and FFBridge multifamily financing, and broker resources, as well as business manager solutions. FFB Bancorp was formerly known as Communities First Financial Corporation and changed its name to FFB Bancorp in May 2023. The company was founded in 2005 and is based in Fresno, California.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD86.62 +0.22 (+0.25%)
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Volume Profile
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Liquidity & share structure
Average Volume
3.2K
Beta
0.27
Float Shares
3.09M
Free Float %
98.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.27% +0.45% +0.15% -0.37% +1.40% +0.21% +11.71% +41.97% +94.96% +751.80% +579.81%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
86.62
DCF (Unlevered) 396.33 +357.6%
DCF (Levered) 467.00 +439.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +3.5%
  • EPS growth
    -28.5%
  • FCF margin
  • EBIT margin
  • ROIC
  • Share dilution
    -3.3%
  • Debt / EBITDA
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.27) × ERP
WACC = 87% × Ke + 13% × Kd (40.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 396.33 Current price: 86.62
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-12 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-06-11 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-06-10 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-06-09 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-06-05 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-06-04 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-06-03 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-06-02 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-06-01 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-05-28 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-05-22 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-05-21 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-05-20 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-05-19 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-05-18 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-05-15 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-05-14 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-05-13 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-05-12 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-05-11 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-05-08 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-05-07 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-05-06 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-05-05 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-05-04 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-05-01 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-04-30 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-04-29 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-04-28 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-04-27 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-04-24 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-04-23 B 3/5 1/5 4/5 5/5 2/5 3/5 2/5
2026-04-22 B 3/5 1/5 4/5 5/5 2/5 3/5 2/5
2026-04-21 B 3/5 1/5 4/5 5/5 2/5 3/5 2/5
2026-04-20 B 3/5 1/5 4/5 5/5 2/5 3/5 2/5
2026-04-17 B 3/5 1/5 4/5 5/5 2/5 3/5 2/5
Ownership data is not available for this company yet.

Executive team

Top executives
EBIT / Employee
171.8K
Shares Outstanding
3.12M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Steven Kenneth Miller President, Chief Executive Officer & Director 725.1K male
Bhavneet Gill Executive Vice President & Chief Financial Officer 528.5K female
Robert Lee Reed Executive Vice President & Chief Credit Officer 404.2K male
Craig A. Heimuller Executive VP & COO male
Kenneth Dodderer Senior Vice President & Agri-Business Manager male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings reports

Stock splits